Check eligibility first

Service ended. Historically attracted unrestricted global and Chinese user deposits without verification.

Status Radar:
🟢 Active & Operational 🟡 Degraded ⏸️ Paused 🟠 Winding Down ⛔ Closed
📡 Status Radar →

Key Profile Facts (Categorized)

💰

Fee & Exchange Rate Structure

Public Fee Summary
Service permanently terminated. Historically charged $3–$10 issuance and 2%–3% top-up fees; remaining balances are unrecoverable.
Debit / Deduction Model
Permanently defunct. Historically operated as a centralized top-up prepaid virtual card; all payment rails are terminated.
🪪

Application Eligibility & KYC

KYC Identity Verification
Discontinued / not applicable. The platform has permanently exited and shut down. Card processing has ended and services no longer apply to legitimate KYC verification.
Officially supported regions
Service ended. Historically attracted unrestricted global and Chinese user deposits without verification.
📲

Payment Compatibility & Issuer Rails

Card Network & Rails
Visa / Mastercard (historically leased third-party white-label BINs, all revoked and canceled).
Issuer Arrangement / Payment Rails
Defunct runaway third-party platform. Card BIN is unstated; this directory does not infer BIN numbers.
Apple Pay / Google Pay
Platform has completely run away; card ranges permanently terminated by clearing banks.
Overseas AI Subscriptions
Historical BIN ranges have been blacklisted across payment processors and acquiring banks.
🎁

Spending Rewards & Cardholder Perks

Cashback & Reward Rules
No rewards. The card and platform are completely defunct.

This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.

Issuing, mobile wallets and AI subscriptions

Card network listed in the comparison source
Visa / Mastercard (terminated)
Issuer arrangement / BIN
Defunct runaway third-party platform. Card BIN is unstated; this directory does not infer BIN numbers.
Apple Pay
✖ Officially unsupported / planned for later: Platform has completely run away; card ranges permanently terminated by clearing banks.
Google Pay
✖ Officially unsupported / planned for later: Cards are permanently defunct; cannot be linked to any mobile wallet.
AI subscriptions such as ChatGPT and Claude
✖ Officially unsupported / planned for later: Historical BIN ranges have been blacklisted across payment processors and acquiring banks.

Compatibility information for this card was verified on 2026-10-10 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.

See the full comparison of 120 cards · Use BIN & Issuer Inspector

Mobile Apps & Privacy Compliance

Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.
Client Platforms & Stores Web Portal / PWA Only
No standalone iOS App
Account Deletion & Erasure
Not Publicly Disclosed
No account deletion or erasure channel found
Privacy & Compliance Score
1/6 Poor
No Explicit Data Rights Clauses Found
📱

Mobile Clients & Official Download Channels

Client App
No store app (Official site 'Download APP' button + webapp.51vcard.com web portal)
Web Portal Support
Web Portal / PWA Only — webapp.51vcard.com web registration/management; 'Download APP' unverified sideload; Telegram support; currently reported shut down
Apple App Store
No iOS App
Google Play
No Google Play App
Anti-Phishing Notice: Anti-Phishing Notice: Always verify the official developer identity or use verified official deep links. Never install unknown APK packages or TestFlight profiles from unverified search results or Telegram groups.
🛡️

Data Compliance, Privacy Labels & Account Erasure

Regulations & Rights
No Explicit Data Rights Clauses Found
Legal page has a single privacy paragraph: data used for KYC/risk/compliance, AES-256 encrypted; no access/erasure/complaint rights, no retention schedule
Official Privacy Policy
Official Privacy Policy ↗
Data Retention
Applicable AML retention regulations (typically 5–7 years)
App Store Privacy Label
—
Google Play Data Safety
—
Account Deletion Flow
No account deletion or erasure channel found
Audit Memo:@VCard_CN announced deactivation of BINs 5534/5561/4866 on 2026-07-06; third parties reported transaction failures, withdrawal freezes, support silence since July, full shutdown by Aug 17; no official closure notice

Verified on 2026-10-10. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.

Why You Should Never Leave Over-Night Balances on Proxy Virtual Cards

Proxy card models are extremely fragile: once clearing banks revoke BIN access, liquidity vanishes. Anonymous overseas operators face zero accountability. Users of unlicensed cards must strictly follow the rule: only fund the exact amount needed for immediate purchases, and never hold idle balances. [1] [2]

Prioritize Licensed EMIs or Self-Custody Over Second-Hand Resellers

Legitimate cards are cleared by licensed EMIs or regulated sponsor banks with statutory safeguarding trust accounts, or utilize on-chain self-custody smart contracts. Resellers offer zero asset isolation. [1]

Frequently asked questions

Can balances remaining inside 51VCard still be withdrawn?

No. Platform servers and withdrawal endpoints are permanently shut down. Beware of secondary recovery scams claiming to retrieve 51VCard balances.

Why did 51VCard previously work with ChatGPT?

Its leased overseas BINs were initially unflagged by Stripe and OpenAI. As chargebacks mounted, processors blocked the ranges globally, causing the unprofitable platform to exit scam.

How can users avoid falling for exit scams like 51VCard?

1. Never use unlicensed proxy platforms run by anonymous teams; 2. Favor licensed EMIs or self-custodial smart contracts; 3. If testing temporary cards, never deposit more than the single transaction amount.

📜 Rules & Fee Changelog History

Continuous Tracking · Historical Evidence Base
2026-10-10 Incident Archiving
Archived in Graveyard: White-Label Reseller Exit Scam Advisory
Official operations offline, withdrawals blocked, and BIN revoked; archived into UCard Observer graveyard and alert database.
2024-06-15 Rail Disruption
Widespread Withdrawal Delays & Payment Declines
Channel risk controls escalated with extensive payment declines and withdrawal queues, leading to operational collapse.

Community posts

The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.

No verifiable community post found yet

No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of 51VCard (archived) on X; search results may change over time.

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