Primarily Singapore and core Southeast Asian markets, supporting global roaming spend; restricted jurisdictions excluded
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 monthly fee; virtual card is free, non-local currency (outside XSGD/USD) transactions incur a 1% foreign exchange conversion fee; ATM withdrawals charged according to ATM operator networks.
- Debit / Deduction Model
- A smart contract account abstraction self-custodial Visa debit card: assets remain under on-chain private key control and are debited via smart contract authorization upon card spend
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires completion of compliant identity verification (handled by Singapore-licensed major payment institution StraitsX / Xfers Pte Ltd).
- Officially supported countries and regions
- Primarily Singapore and core Southeast Asian markets, supporting global roaming spend; restricted jurisdictions excluded
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (virtual and physical cards; supports Apple Pay)
- Issuer Arrangement / Payment Rails
- Issued by Xfers Pte Ltd (StraitsX) under Visa license. The card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- Officially supports Apple Pay, allowing addition to Apple Wallet for contactless payments.
- Overseas AI Subscriptions
- Standard Visa debit card BIN, supporting common international online merchants.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Spending earns BasedApp ecosystem points and select merchant cashback, offering up to 2% in token rewards.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Issued by Xfers Pte Ltd (StraitsX) under Visa license. The card BIN is not published, and this page does not speculate on it.
- Apple Pay
- ✅ Explicitly stated in official materials: officially supports Apple Pay, allowing addition to Apple Wallet for contactless payments.
- Google Pay
- ✅ Explicitly stated in official materials: supports Google Wallet contactless tap-to-pay.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: standard Visa debit card BIN, supporting common international online merchants.
Compatibility information for this card was verified on 2026-10-14 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 153 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- BasedApp | Crypto Wallet (SHA2 Labs Pte Ltd)
- Web Portal Support
- Web Account Available; Card Primarily via App — Offers a Web Terminal, desktop app, and iOS/Android apps; Based Cash card is funded via the 'Based interface', with no official mention of whether the card can be managed on web; basedapp.io redirects to based.one.
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Missing key markets: UK
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Based Privacy Policy (identical across based.one/privacy and basedapp.io/privacy, updated 2025-03-25) states users may enjoy rights of access, rectification, erasure, restriction, portability, and objection 'depending on location', exercised via support; governing law, data controller entity, and retention periods not specified; card terms state cards are issued by licensed third-party partners subject to separate terms
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retention period not specified
- App Store Privacy Label
- No tracking data; Linked to you: 4 categories; Not linked to you: 1 categories
- Google Play Data Safety
- No third-party data sharing; Collects 4 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Card terms specify cardholders can email support@basedapp.io anytime to request card cancellation, with remaining balances refunded in stablecoins to designated wallets after up to 5 business days cooldown; privacy policy allows requesting personal data erasure via support; trading wallet is self-custodial
Verified on 2026-10-14. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Representative compliant self-custodial card in Southeast Asia
As a mature local Web3 payment solution in Singapore, Based Card offers extremely high liquidity conversion efficiency between the XSGD Singapore Dollar stablecoin and USD stablecoins. [1]
Frequently asked questions
Is Based Card self-custodial?
Yes, designed on account abstraction smart contracts, funds remain strictly controlled by the user's private keys at all times.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Based Card on X; search results may change over time.
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