The issuer does not publish a list of eligible countries; the virtual card lists the US and Hong Kong as its place of issue, while the physical card is issued from Hong Kong and denominated in HKD.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The pricing page lists transaction fees of 0%–1% and cross-border processing fees of 0%–1%, both by BIN; top-up 2%, exchange 2%, deposit 2%, withdrawal 2%, chargeback fee 3%, and monthly maintenance $0. Issuance and monthly fees conflict between the pricing page and the FAQ: pricing says $25 virtual and $168 physical, while the FAQ says $20 and $25–$40; one place lists a $0 monthly fee and another $1.
- Debit / Deduction Model
- Crypto prepaid card: top up the card balance with BTC, ETH, USDT or USDC and spend from it; the virtual card is denominated in US dollars and the physical card in Hong Kong dollars
Application Eligibility & KYC
- KYC Identity Verification
- Verification may be required by the issuer. The official pricing page marks the KYC/AML status of both virtual card tiers as "Not required" and the physical Platinum card as "Required", while a footnote on the same page adds "Subject to AML and regulatory requirements". All three statements stand together, so this site records it as "verification as required by the issuer" and does not describe the card as exempt from identity verification.
- Officially supported countries and regions
- The issuer does not publish a list of eligible countries; the virtual card lists the US and Hong Kong as its place of issue, while the physical card is issued from Hong Kong and denominated in HKD.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- The issuer does not publish it: neither the pricing page nor the product page names Visa or Mastercard, saying only that the card is supported by major global payment networks
- Issuer Arrangement / Payment Rails
- The issuer does not publish the issuing institution or BIN ownership; the virtual card lists its place of issue as the United States and Hong Kong, and the physical card as Hong Kong. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- Neither the official pricing page nor the product page names Apple Pay or Google Pay; the pages give only generic card feature descriptions.
- Overseas AI Subscriptions
- The issuer says nothing about AI subscriptions; the virtual card works for online purchases, and whether a charge goes through depends on the merchant gateway, so the actual charge result is the only reliable guide.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The issuer does not publish a cashback rate; neither the pricing page nor the product page has any cashback or points terms.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- The transaction fee on the pricing page and the homepage contradict each other
- The homepage advertises “Only 1% transaction fee”; the pricing page lists a 0%–1% transaction fee and says it varies by BIN, with cross-border processing also 0%–1%. The page no longer shows a $0.50 charge on transactions under $50. The homepage and pricing page still disagree, so this profile records the pricing-page range. [2]
- The real cost is the 2% top-up, deposit, withdrawal and exchange fees
- The pricing page lists top-up, deposit, withdrawal and exchange fees at 2% each, with cross-border processing at 0%–1% by BIN. Looking only at the 0% transaction fee understates the real cost: top-up and withdrawal are 2% each, so a round trip costs 4%, plus 2% for exchange. [2]
- The two pages disagree on issuance and monthly fees
- The pricing page says $25 for the virtual card and $168 for the physical card, while the FAQ says $20 and $25–$40; the monthly fee is $0 on the pricing page and $1 in one place in the FAQ. Both are on the official site, so this site records them side by side; before applying, the amount actually shown at checkout should govern. [1] [2]
- The no-KYC claim carries three qualifications
- The pricing page marks the virtual card's KYC/AML as Not required and the physical card's as Required, while the footnote adds "Subject to AML and regulatory requirements". All three statements stand together, so this site records it as "verification as required by the issuer" and does not describe the card as requiring no identity verification. [2]
- The physical card runs through Hong Kong and is denominated in Hong Kong dollars
- The pricing page states that the physical card has a 3-year validity, a base currency of HKD, a place of issue of Hong Kong and a monthly spending limit of 1,000,000 HKD; the virtual card has a 2–3 year validity, is denominated in US dollars, and has a monthly limit of $100,000 or $50,000. [2]
- The name is easily confused with BingX Card
- BingCard and BingX Card from the exchange BingX are two entirely different products, with different issuers, BIN ranges and fee schedules. It is easy to click the wrong one when searching, so this site lists them separately and notes the difference in the aliases. [1] [2]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- The issuer does not publish this
- Issuer arrangement / BIN
- The issuer does not publish the issuing institution or BIN ownership; the virtual card lists its place of issue as the United States and Hong Kong, and the physical card as Hong Kong. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- — Not specified by official sources: Neither the official pricing page nor the product page names Apple Pay or Google Pay; the pages give only generic card feature descriptions.
- Google Pay
- — Not specified by official sources: As above, the issuer does not publish a list of supported wallets.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: The issuer says nothing about AI subscriptions; the virtual card works for online purchases, and whether a charge goes through depends on the merchant gateway, so the actual charge result is the only reliable guide.
Compatibility information for this card was verified on 2026-10-30 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Web my.bingcard.com (no store app)
- Web Portal Support
- Web Portal / PWA Only — Sign up, issue cards and top up on the my.bingcard.com website; there is no iOS/Android app
- Apple App Store
- No iOS app (not found on the App Store)
- Google Play
- No Google Play App
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
No Explicit Data Rights Clauses Found
The privacy policy (2023-04-19) is a reused template with Russian placeholder text still left in it; it claims GDPR compliance only, and lists no data subject rights, retention periods or contact details
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- The terms state transaction records are retained for 5 years; the privacy policy does not say
- App Store Privacy Label
- —
- Google Play Data Safety
- —
- Account Deletion Flow
-
The terms say you can close your account yourself from your personal account (not tested); transaction records are kept for 5 years after closure
Verified on 2026-10-24. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Cost has to be counted across the whole top-up, spend and withdrawal chain
The pricing page lists transaction and cross-border fees at 0%–1% each by BIN, while top-up, deposit, withdrawal and exchange are 2% each. Taking money from top-up through withdrawal costs more than the 1% advertised on the homepage. Compare similar cards on the full path, not a single transaction fee. [2]
How to read the three KYC statements
The virtual card is marked no-KYC and the physical card marked KYC-required, while the footer says the card is subject to anti-money-laundering and regulatory requirements. The reasonable reading is that small virtual cards do not normally require identity verification, but the issuer reserves the right to request additional verification to meet regulatory requirements. This site therefore does not describe the card as requiring no identity verification. [2]
Frequently asked questions
Are BingCard and BingX Card the same product?
No. BingCard is an independent crypto prepaid card issued from Hong Kong, while BingX Card is the card product of the exchange BingX; the two have different issuers, BIN ranges and fee schedules.
What is BingCard's transaction fee?
The pricing page lists transaction and cross-border processing fees at 0%–1%, both by BIN; the homepage advertises 1%. The real cost also includes 2% top-up, 2% exchange and 2% withdrawal fees.
What are BingCard's issuance fee and monthly fee?
The pricing page says virtual card $25, physical card $168, monthly maintenance fee $0; the FAQ page separately gives $20 and $25–$40, and one place gives a monthly fee of $1. The two pages do not agree; the actual amount on the checkout page is authoritative.
BingCard: Is identity verification required?
The pricing page marks the virtual card as Not required and the physical card as Required, while the footer says the card is subject to AML and regulatory requirements. This site records it as "verification as required by the issuer".
Where is BingCard's physical card issued?
The official pricing page states that the physical card is issued from Hong Kong, denominated in HKD, valid for 3 years, with a monthly spending limit of 1,000,000 HKD.
BingCard — Does it offer cashback?
Neither the official pricing page nor the product page has any cashback or points terms; the issuer does not publish a cashback rate.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of BingCard on X; search results may change over time.
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