Compliantly accessible in most regions globally
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Card issuance fee $0 promotional rate (select premium BINs $2–$5), no monthly fee; crypto top-up fee approx. 2.5%; approx. 1.5% FX surcharge on cross-border non-base-currency transactions.
- Debit / Deduction Model
- Crypto-fiat prepaid top-up gateway settlement: powered by Alchemy Pay cross-border international card clearing infrastructure
Application Eligibility & KYC
- KYC Identity Verification
- Verification may be required by the issuer. Offers a No-KYC trial tier (monthly spend limit up to $10,000) and a standard verified KYC tier; the No-KYC tier generates virtual cards without requiring ID uploads.
- Officially supported countries and regions
- Compliantly accessible in most regions globally
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa / Mastercard (International virtual credit/debit card BIN ranges, supporting linkage to PayPal and major international wallets)
- Issuer Arrangement / Payment Rails
- Licensed card issuing channel in partnership with Alchemy Pay. Card BIN is undisclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Select card BINs support linking to US Apple IDs and Apple Pay, subject to BIN routing allocation.
- Overseas AI Subscriptions
- Officially highlighted use case; verified for reliable recurring charges on OpenAI Stripe subscriptions and Claude Pro.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Instantly issue cards and spend without KYC; supports up to $10,000 USD monthly subscription and spending limit per card.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Backed by Top Cross-Border Gateway Alchemy Pay
- Settlement is powered by Alchemy Pay, a licensed payment infrastructure serving vast numbers of Web3 institutions, delivering outstanding channel and merchant acceptance compatibility. [1]
- Tiered KYC with Privacy-Friendly Options
- Pioneers a No-KYC trial limit that protects privacy for light subscription users, while also offering a full verified identity track to meet high-volume spending requirements. [1]
- Instant Top-Ups & Multi-Chain Deposits
- Supports USDT/USDC top-ups across multiple low-gas blockchains including TRC20, ERC20, BEP20, and Polygon, crediting card balances instantly. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa / Mastercard
- Issuer arrangement / BIN
- Licensed card issuing channel in partnership with Alchemy Pay. Card BIN is undisclosed; this page does not speculate on specific BINs.
- Apple Pay
- ◐ Community feedback / Unconfirmed official mention: Select card BINs support linking to US Apple IDs and Apple Pay, subject to BIN routing allocation.
- Google Pay
- ◐ Community feedback / Unconfirmed official mention: Google Pay linkage supported depending on specific card BIN attributes.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Officially highlighted use case; verified for reliable recurring charges on OpenAI Stripe subscriptions and Claude Pro.
Compatibility information for this card was verified on 2026-10-19 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- No app store app (web portal bit.store, can be added to home screen)
- Web Portal Support
- Web Portal / PWA Only — No app store app: main site bit.store is a Vue single-page application (can be added to home screen as a PWA); cards are applied for and managed at card.bit.store (cryptocard.bit.store redirects there)
- Apple App Store
- No iOS App
- Google Play
- No Google Play App
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Privacy Policy (embedded web page, undated): BITSTORE EUROPE UAB (Laisvės pr. 60, Vilnius, Lithuania) operates the "BITSTORE APP" platform; users may request access, rectification, erasure of personal information (erasure may be refused where required by law), withdrawal of consent, and account cancellation, with responses provided within 15 days upon identity verification and reasonable requests handled free of charge in principle; individuals under 14 years of age are prohibited from using the service; anonymized data is used for research analysis and machine learning training; the terms framework closely mirrors China's Personal Information Protection Law (PIPL) templates, omitting GDPR references or supervisory complaint channels despite being an EU company, and the "Article 8 Contact Information" cited repeatedly in the text is missing
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retention period not specified; personal data is deleted or anonymized in accordance with applicable laws upon account cancellation
- App Store Privacy Label
- —
- Google Play Data Safety
- —
- Account Deletion Flow
-
The privacy policy states that account cancellation requests can be made via the contact details in Article 8, after which services will cease and personal information will be deleted or anonymized; however, Article 8 contact details are omitted in the policy, so users must contact customer support in practice
Verified on 2026-10-18. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Essential Tool for International Subscriptions & Lightweight Spending
For users unable to open offshore bank accounts who only need monthly AI tool subscriptions or cross-border server hosting, the No-KYC virtual card offers unmatched convenience. [1]
Top-Up Fee Notice & Non-Refundable Balance Warning
Deposits incur an approx. 2.5% channel fee, and card funds generally cannot be reversed back on-chain; topping up on demand in matching amounts is recommended. [1]
Frequently asked questions
Is the BitStore Card truly No-KYC?
Yes. BitStore offers a No-KYC virtual card option that requires no passport or national ID upload to issue, but enforces a strict risk-controlled monthly spend ceiling (typically $10,000/month).
Can it be used to pay for ChatGPT?
Yes. This is precisely the card's core use case; paired with a compliant US or international billing address, transactions settle reliably.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of BitStore Card on X; search results may change over time.
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