About 90 regions are unavailable, including mainland China, Hong Kong, Macau, the US, Canada, Brazil, Singapore, the UAE, France, India, Turkey, Ukraine, Russia, Indonesia and Malaysia; the website only says "varies by region and local regulations" and does not publish a full list.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Issuance fee 0, monthly fee 0, annual fee 0, crypto conversion fee 0. FX markup 1.5%; an additional 0.5% on cross-border USD transactions; small transactions under $10 cost $0.3 each, with the first three per person per month free; after 12 consecutive months of inactivity, a $1 inactivity fee is charged per month. Several cells in the card page's fee table still render as unfilled "-%" placeholders; the figures above come from the same site's fee notes and FAQ.
- Debit / Deduction Model
- Exchange account plus virtual card: USDT is transferred from the spot or futures account to the Card Account and then spent, with the issuer saying the conversion is free; the card does not connect directly to an external on-chain wallet
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The official application process has three steps: register a Bitunix account, complete identity verification and confirm a residential address, and receive the card once approved. The official FAQ states that only users who have completed KYC can apply, and that availability varies by region and local regulations.
- Officially supported countries and regions
- About 90 regions are unavailable, including mainland China, Hong Kong, Macau, the US, Canada, Brazil, Singapore, the UAE, France, India, Turkey, Ukraine, Russia, Indonesia and Malaysia; the website only says "varies by region and local regulations" and does not publish a full list.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (the official page says "Global Visa Network Coverage")
- Issuer Arrangement / Payment Rails
- Blue Rock Management Pte. Ltd. (issuance arranged through partners); the cardholder agreement is governed by the laws of Ontario, Canada. The card BIN is not published, and this page does not speculate about a specific BIN.
- Apple Pay / Google Pay
- The official page has only a general section titled "Add Your Bitunix Card to Your Digital Wallet" and does not name Apple Pay; the same section carries a disclaimer that linking and transaction success depend on each platform's terms and regional restrictions.
- Overseas AI Subscriptions
- The issuer lists "subscription services" among the supported use cases but does not name specific services; whether a charge goes through depends on the merchant's gateway and must be confirmed by the actual charge result.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Cashback is 1% to 8% depending on VIP tier, paid in USDT after settlement; refunds, chargebacks, cash-like transactions and some merchant categories do not count. One part of the cashback section on the card page still renders as script placeholder text; the exact tier mapping is subject to the VIP page in the account.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Issuance, monthly fee and annual fee are all 0; the cost lies in the exchange rate and cross-border fees
- The official FAQ says, verbatim, "no crypto conversion fees, and no card issuance, annual, or monthly maintenance fees" — those four items are zero. The real cost is the 1.5% FX markup and the 0.5% on USD cross-border transactions, both added on top of the amount spent. [1] [2]
- About 90 regions are unavailable, including the US and Singapore
- The official card page only says "Availability may vary depending on your region and local regulations" and gives no list; the support documentation and cardholder agreement on the same site list about 90 unavailable regions, including mainland China, Hong Kong, Macau, the United States, Canada, Brazil, Singapore, the UAE, France, India, Turkey, Ukraine, Russia, Indonesia and Malaysia. Taking the website's "Global Visa Network Coverage" to mean you can apply worldwide would be a misjudgement. [1] [2]
- Small transactions and inactivity both carry surcharges
- Transactions below $10 are charged $0.3 each, with the first three per person per month free; after 12 consecutive months of non-use, a $1 inactivity fee is charged each month. For small or infrequent use, these two items cancel out the real advantage of "zero monthly fee". [2]
- Cashback 1%–8% by VIP tier, paid in USDT
- The issuer states cashback is 1% to 8% depending on VIP tier, paid in USDT after settlement; refunds, chargebacks, cash-like transactions and some merchant categories do not count. One part of the cashback section on the card page is still unfilled script placeholder text; the tier mapping needs to be confirmed in the account. [1] [2]
- Only a virtual card at launch
- The official FAQ says the first phase provides a virtual card for online payments and digital wallets, with a physical card "planned for a future phase"; there is no ATM withdrawal at this stage. [1]
- Top-ups can only come from inside the exchange
- The official process requires registering a Bitunix account, completing identity verification and address confirmation, then transferring USDT from the spot or futures account to the Card Account; the issuer does not say that direct top-ups from an external on-chain wallet are supported. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Blue Rock Management Pte. Ltd. (issuance arranged through partners); the cardholder agreement is governed by the laws of Ontario, Canada. The card BIN is not published, and this page does not speculate about a specific BIN.
- Apple Pay
- — Not specified by official sources: The official page has only a general section titled "Add Your Bitunix Card to Your Digital Wallet" and does not name Apple Pay; the same section carries a disclaimer that linking and transaction success depend on each platform's terms and regional restrictions.
- Google Pay
- — Not specified by official sources: The same general section does not name Google Pay; the issuer does not publish a list of supported wallets.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: The issuer lists "subscription services" among the supported use cases but does not name specific services; whether a charge goes through depends on the merchant's gateway and must be confirmed by the actual charge result.
Compatibility information for this card was verified on 2026-10-24 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Bitunix: Trade Crypto, Bitcoin (UCC Technologies LLC)
- Web Portal Support
- Web Account Available; Card Primarily via App — The exchange account can be logged into on the web; the card FAQ says applications and management are both done in the app
- Apple App Store
-
App Store Official Download ↗ Excludes mainland China; missing from key markets: Hong Kong, Malaysia, Indonesia and India
- Google Play
-
▶ Google Play Official Download ↗ Key markets missing: Malaysia, India
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
The privacy policy (updated 2026-10-21) does not name the operating entity or the applicable law, and does not mention the GDPR: access, correction, deletion, restriction of processing, portability and objection; KYC collects a selfie, used to generate a biometric template; the policy also says AI features send requests to Google AI Studio / Vertex AI for processing, and promises they are not used for model training
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained only as long as reasonably necessary for the purposes (no specific period stated)
- App Store Privacy Label
- Used for tracking: diagnostics, identifiers; 2 categories linked to your identity; 0 categories not linked to your identity
- Google Play Data Safety
- Shared: app activity, app info and performance, device or other IDs, location, personal info; 3 categories collected; deletion can be requested; data encrypted in transit
- Account Deletion Flow
-
App: Profile → Security → Account Management → Delete Account; web: Security → Delete Account; after submission there is a 7-day withdrawal period, after which identity and transaction data are permanently deleted
Verified on 2026-10-24. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
The page is not finished yet, but the fees can already be calculated
Several cells on the card page still render as "-%" placeholders, and the cashback section also contains leftover script placeholder text; however, the issuance fee, monthly fee, annual fee, FX markup, cross-border fee, small-transaction fee and inactivity fee can all be read from the official fee notes, so it is recorded as a full fee schedule rather than treated as "not published". The placeholder sections should be re-verified once the page is complete. [1] [2]
Who it suits, and what to confirm first
It suits users who already trade on Bitunix and want to spend their account balance directly: top-ups happen inside the exchange, with no external wallet involved. Before applying, you must check whether your region is among the roughly 90 unavailable regions — the United States, Canada, Hong Kong and Singapore are all on the list, and the official website does not tell you this when you open the page. [1] [2]
Frequently asked questions
What fees does Bitunix Card charge?
The issuance fee, monthly fee, annual fee and crypto conversion fee are all 0; the FX markup is 1.5%, US dollar cross-border transactions incur a further 0.5%, transactions below $10 cost $0.3 each (the first three each month are free), and after 12 consecutive months of non-use, $1 is charged each month.
In which regions can Bitunix Card not be used?
About 90 regions are unavailable, including mainland China, Hong Kong, Macau, the US, Canada, Brazil, Singapore, the UAE, France, India, Turkey, Ukraine, Russia, Indonesia and Malaysia. The website only says "varies by region and local regulations"; the full list is in the support documentation and the cardholder agreement.
Bitunix Card — Is a physical card available?
Not at present. The official FAQ says the first phase provides only a virtual card, with a physical card in a later phase, and ATM withdrawals are not supported at this stage either.
How much cashback does Bitunix Card pay?
1% to 8% depending on VIP tier, paid in USDT after settlement; refunds, chargebacks and cash-like transactions do not count.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Bitunix Card on X; search results may change over time.
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