United States. The official description is that it was available in 29 states as of September 2026, with plans to expand to 49 states; the actual state list goes by what the official app reports.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The official site published no fee schedule at this check: no annual, issuance, FX or top-up fee is listed, and this should not be read as "no fees".
- Debit / Deduction Model
- Self-custodial debit card: assets are in the user's own wallet and spending is deducted from the self-custodial balance; marketed as paying for everyday spending directly with stablecoins
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The official description is that identity verification is required before a card is issued; no document list or KYC tiering is published, so prepare identity documents according to what the app asks for.
- Officially supported regions
- United States. The official description is that it was available in 29 states as of September 2026, with plans to expand to 49 states; the actual state list goes by what the official app reports.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (per the official site)
- Issuer Arrangement / Payment Rails
- Bix Ltd (as signed on the official site; the issuing bank and the party operating the card programme are not stated on the page). The card BIN is not published; this page does not speculate about a specific BIN.
- Apple Pay / Google Pay
- The official site did not mention Apple Pay at this check, so it cannot be treated as supported.
- Overseas AI Subscriptions
- The company does not state how AI-subscription merchants are treated.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The official site published no cashback rate or reward structure at this check.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Bix Ltd (as signed on the official site; the issuing bank and the party operating the card programme are not stated on the page). The card BIN is not published; this page does not speculate about a specific BIN.
- Apple Pay
- — Not specified by official sources: the official site did not mention Apple Pay at this check, so it cannot be treated as supported.
- Google Pay
- — Not specified by official sources: the official site did not mention Google Pay at this check, so it cannot be treated as supported.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: the company does not state how AI-subscription merchants are treated.
Compatibility information for this card was verified on 2026-10-13 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
View full comparison of 135 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- BixPay (Bit1 Ventures Inc.)
- Web Portal Support
- Mobile App Only — bix.fi only offers an App download and a help center, no web login found
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Missing key markets: Hong Kong
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
No Explicit Data Rights Clauses Found
No privacy policy of Bix/Bit1's own could be found: the privacy links on App Store and Google Play (bixpay.io/legal/privacyusa-copy) redirect to the official homepage; the help center's "Privacy Policy US" is in fact the issuer Third National's GLBA account-opening privacy notice, which allows limiting only some sharing (with California, Vermont, Nevada and North Dakota clauses) and grants no rights of access or erasure; the terms of use are governed by Salvadoran law with arbitration in San Salvador
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Applicable AML retention regulations (typically 5–7 years)
- App Store Privacy Label
- Claims "Data Not Collected"
- Google Play Data Safety
- No third-party data sharing; Claims no data collected
- Account Deletion Flow
-
No account-closure instructions found; the terms only state that use may be stopped at any time and that compliance-related retention obligations survive termination; both App Store and Google Play declare "no data collected", so no deletion disclosure is made
Verified on 2026-10-12. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Be precise about where self-custody ends and custody begins
The same brand may operate different custody models in different markets. Self-custody means assets are controlled by the user's own keys; custody means the operator holds them on the user's behalf. The counterparty risk of the two models is not interchangeable. [2] [3]
Frequently asked questions
Which US states is the Bix Card available in?
The official description is that it was available in 29 states as of September 2026, with plans to expand to 49 states; the actual list goes by what the app reports.
Is it a self-custodial card?
The official positioning is a self-custodial wallet plus a Visa card, with spending deducted from the self-custodial balance. Note that a regional site under the same brand markets a custodial model, so confirm the model before applying.
What are the fees and cashback?
The official site published neither a fee schedule nor a reward structure at this check; this site does not cite third-party figures.
Which card network is it on?
The official site says Visa.
Can users in mainland China apply?
The availability the company states is parts of the United States; no other regions are mentioned.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Bix Card on X; search results may change over time.
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