EEA (European Economic Area; Iceland, Norway and Liechtenstein are already part of the EEA); the official country list also includes Switzerland, but cards cannot currently be used in Switzerland. Account opening is suspended in Hungary. The issuer also notes that accounts can currently only be opened for citizens of a few countries.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Using the card requires a Pro subscription: €3.49 per month (€41.88 per year); 0 card spending fees, 0% FX; includes 1 free virtual card and 1 free physical card, with additional cards at €1 / €5 each; local ATM withdrawals with the physical card are free, and other banks' ATMs cost €2.50 per withdrawal. Authorising charges with virtual assets costs 1%; buying and selling Bitcoin each carry a fixed 1% fee, plus a spread of up to 0.5%.
- Debit / Deduction Model
- Two tracks, a euro balance and a bitcoin balance: the card can debit the euro balance or settle directly from the bitcoin balance at the live rate; the self-custodial Lightning wallet is separate from the card account
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The official FAQ states that the card and vIBAN are a European-regulated service and require completed KYC to use, and the issuer says filling in the KYC details takes about 2 minutes; the self-custodial Lightning wallet needs no registration or KYC, but users must back up the seed phrase themselves.
- Officially supported countries and regions
- EEA (European Economic Area; Iceland, Norway and Liechtenstein are already part of the EEA); the official country list also includes Switzerland, but cards cannot currently be used in Switzerland. Account opening is suspended in Hungary. The issuer also notes that accounts can currently only be opened for citizens of a few countries.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (both the official structured data and the product section say "Visa debit card (physical and virtual)"; the card is issued by Wallester AS)
- Issuer Arrangement / Payment Rails
- The issuer does not publish the issuing bank or BIN ownership. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- The official site has only one customer review mentioning "Compatible with Google & Apple pay", which is a customer testimonial rather than an issuer statement; neither the official product page nor the FAQ names Apple Pay.
- Overseas AI Subscriptions
- The issuer says nothing about AI subscriptions; the card can be used for online purchases, but whether a charge goes through depends on the merchant gateway, so the actual charge result is what counts.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The issuer does not publish a card spend cashback rate; the benefits listed on the page are partner merchant discounts and priority support with the Pro subscription, not spend cashback.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- The fee structure comes from the official FAQ
- The official FAQ reads "Only access to pro users: 3.49 Euros per month - paid annually", with card spending at "0 Fee on usage", "0 Forex" and "1 free virtual and physical card", and free local ATM cash withdrawal on the physical card. This is a subscription model, not a per-transaction charge. [2]
- Buying and selling bitcoin each charge 1%, plus a spread
- The official FAQ says each buy or sell carries a 1% fixed fee, plus a spread of up to 0.5% on the euro-denominated bitcoin price. Card spending itself is 0 fee, but that cost still applies when bitcoin is converted to euros for settlement. [2]
- KYC is a layered requirement
- The official FAQ states that the card and vIBAN are a European-regulated service and require completed KYC; the self-custodial Lightning wallet needs no registration or KYC, but users must back up the seed phrase themselves. Only the wallet is KYC-free, not the card. [2]
- Applications: EEA only; card cannot be used in Switzerland
- The official FAQ says "citizen or resident of any EEA Contracting State". Iceland, Norway and Liechtenstein are already part of the EEA and should not be listed as extra regions alongside it; Switzerland is on the country list, but the issuer states that cards currently cannot be used there, and account opening is paused in Hungary. [2]
- A Pro subscription is required to use the card
- The official FAQ says, verbatim, "Only access to pro users: 3.49 Euros per month - paid annually". The card itself has no per-transaction charge, but it cannot be used without a Pro subscription; a year's subscription costs €41.88. [2]
- Mobile wallets are mentioned only in a customer review
- A customer review on the official home page says "Compatible with Google & Apple pay", but the official product page, FAQ and structured data do not name Apple Pay or Google Pay. This site records it as community feedback, not as official support. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- The issuer does not publish the issuing bank or BIN ownership. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- ◐ Community feedback / Unconfirmed official mention: The official site has only one customer review mentioning "Compatible with Google & Apple pay", which is a customer testimonial rather than an issuer statement; neither the official product page nor the FAQ names Apple Pay.
- Google Pay
- ◐ Community feedback / Unconfirmed official mention: The same customer review mentions Google Pay; the official FAQ and product page make no formal statement, so it is recorded as community feedback.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: The issuer says nothing about AI subscriptions; the card can be used for online purchases, but whether a charge goes through depends on the merchant gateway, so the actual charge result is what counts.
Compatibility information for this card was verified on 2026-10-24 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Bringin: Buy & spend Bitcoin (BRINGIN, UAB)
- Web Portal Support
- Mobile App Only — Account opening and card use are both in the Bringin App; no web login entry was found
- Apple App Store
-
App Store Official Download ↗ Only 28 regions: Germany, France, Spain, Italy, the Netherlands, Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Estonia, Finland, Greece, Croatia, Ireland, Iceland, Lithuania, Luxembourg, Latvia, Malta, Norway, Poland, Portugal, Romania, Sweden, Slovenia and Slovakia
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
The "GDPR & Privacy Policy" (Bringin UAB) lists the full set of GDPR rights and the right to complain to a supervisory authority; virtual asset services and the vIBAN are provided by Lightspark Payments Europe AS, which is an independent data controller; account opening also asks for source of funds, occupation and employer, among other things
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for at least 5 years after account closure
- App Store Privacy Label
- Used to track: Identifiers; Linked to identity 5 categories; Not linked 3 categories
- Google Play Data Safety
- Shared: App activity, App info and performance, Files and docs, Location, Personal info, Photos and videos; 7 categories collected; deletion can be requested; data encrypted in transit
- Account Deletion Flow
-
Closing an account requires emailing support; the Google Play data safety page says deletion can be requested
Verified on 2026-10-24. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
The card is not new; what changed is how it settles
The Bringin card already existed in 2024; what the v2 in October 2026 adds is a "bitcoin balance card": sats are converted to euros at the live rate for settlement. It is included here because of that product change, not because it launched, so the body copy does not call it a "new card". [1] [2]
With a subscription, start with the monthly fee
€3.49 per month paid annually is about €41.88 a year. Card spending and FX are both 0 fee, so almost all of the cost is the subscription plus the 1% and the spread on buying and selling bitcoin. Infrequent users should first check whether the subscription is offset by the FX and cash withdrawal fees it removes. [2]
Frequently asked questions
What fees does Bringin Card charge?
Using the card requires a Pro subscription: €3.49/month, or €41.88 paid annually; card spending has 0 fee and FX 0%, and it includes 1 free virtual card and 1 free physical card; buying and selling bitcoin each incur 1%, plus a spread of up to 0.5%.
Bringin Card: Is identity verification required?
Yes. The official FAQ states that the card and vIBAN require completed KYC; only the self-custodial Lightning wallet is KYC-free, not the card.
Bringin Card — In which countries can you apply?
EEA (Iceland, Norway and Liechtenstein are already part of the EEA); Switzerland is on the official list but cards currently cannot be used there, account opening is paused in Hungary, and accounts cannot be opened in prohibited regions such as the UK, US and Japan.
Bringin Card — Does it support Apple Pay?
The official site has only one customer review mentioning Apple Pay and Google Pay support, and the official product page and FAQ make no formal statement; this site records it as community feedback.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Bringin Card on X; search results may change over time.
Recommended Active Alternative Cards
If Bringin Card is region-restricted or does not meet your needs, compare these active alternatives:Supports two spending modes, Direct Pay and Borrow, tiered as Core, Luxe, Pinnacle and VIP. Comparisons should weigh borrowing liability, FX, limits and ETHFI reward crediting together.
Ethena Pay connects a self-custodial wallet to a secured Spend Card. Check the tiered AVAX cashback, the secured settlement, the network conversion fee and any applicable penalties separately; neither the official pricing page nor the FAQ mentions Apple Pay or Google Pay.
Plasma One’s website offers direct download and application links, with Lite, Core and Platinum plans. Approval still depends on KYC and regional eligibility. The official product page and international card terms describe the issuer differently; check your personal card agreement and the issuer printed on the card. The details below cover cashback, deposits, withdrawals and FX costs separately.