Central Asia, Southeast Asia, and globally compliant open regions (covered by AIFC regulatory license)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- No monthly account maintenance fee; CUSD top-up and settlement carry a 0 friction fee; settlement in other currencies follows card-network exchange rates and clearing fees.
- Debit / Deduction Model
- An AIFC-licensed digital payment and settlement model: CUSD settlement with post-quantum encryption protection; the official homepage lists the card as a JCB / UnionPay programme.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires valid international passport and liveness check, compliant with Astana International Financial Centre (AIFC) AML and KYC standards in Kazakhstan.
- Officially supported countries and regions
- Central Asia, Southeast Asia, and globally compliant open regions (covered by AIFC regulatory license)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- The official homepage says “CodeCoin card · JCB / UnionPay” and does not mention Visa; whether a Visa version exists is unverified
- Issuer Arrangement / Payment Rails
- CodeCoin and a licensed AIFC payment network; the card network and issuing entity remain unverified. The card BIN is not public, so this profile does not speculate about it.
- Apple Pay / Google Pay
- The official homepage does not mention Apple Pay; the earlier support claim has been withdrawn.
- Overseas AI Subscriptions
- The official homepage does not list specific merchant support; AI subscription billing cannot be confirmed from it.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The official homepage lists no cashback rate, saying only that transaction costs stay below 1% in core scenarios. The "up to 8% cashback" this page previously recorded has no basis on that page and has been withdrawn pending published reward terms.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- AIFC-licensed compliant institution unveiled at Bangkok IMF Annual Meetings
- Officially announced on 2026-10-19 at the IMF and World Bank Group Annual Meetings in Bangkok, Thailand; holds a digital payment instrument license from the Astana International Financial Centre (AIFC / AFSA) in Kazakhstan. [1] [2]
- World's First Post-Quantum Cryptographic Security Architecture
- Introduces post-quantum cryptography (PQC) quantum-resistant deciphering algorithms into asset custody and cross-border settlement protocols, mitigating potential threats posed by future quantum computers against traditional asymmetric encryption. [1] [2]
- Regulated CUSD and the official fee wording
- The issuer says settlement is denominated in CUSD and states that transaction costs are designed to stay below 1% in core scenarios; the homepage gives no cashback rate. The earlier “up to 8% cashback” claim has no basis on that page and has been withdrawn. [1] [3]
- Conflicting card-network statements
- The official homepage says only “CodeCoin card · JCB / UnionPay”, without mentioning Visa or Mastercard, and gives no cashback rate, only a fee statement that transaction costs stay below 1% in core scenarios. The recorded Visa network, Apple Pay / Google Pay support and 8% cashback conflict with that page and have been withdrawn. [1] [3]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- JCB / UnionPay (official homepage)
- Issuer arrangement / BIN
- CodeCoin and a licensed AIFC payment network; the card network and issuing entity remain unverified. The card BIN is not public, so this profile does not speculate about it.
- Apple Pay
- — Not specified by official sources: The official homepage does not mention Apple Pay; the earlier support claim has been withdrawn.
- Google Pay
- — Not specified by official sources: The official homepage does not mention Google Pay; the earlier support claim has been withdrawn.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: The official homepage does not list specific merchant support; AI subscription billing cannot be confirmed from it.
Compatibility information for this card was verified on 2026-10-30 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- CodeCoin (CODE COIN; Android package com.codecoin.app, standalone APK available via official site)
- Web Portal Support
- Mobile App Only — Official website codecoin.hk provides only promotional information and download links (Android APK 1.0.40-253, Google Play; iOS listed as "Coming soon / TestFlight Beta"); lacks a web wallet or portal for card management.
- Apple App Store
- No official iOS app on App Store (official download portal lists App Store as "Coming soon", offering only a TestFlight beta)
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Privacy policy (updated 2026-10-13) covers only the Android package com.codecoin.app without citing GDPR or governing jurisdiction; access, rectification, erasure, and consent withdrawal rights are conditioned "as provided by applicable laws"; app integrates third-party SDKs including ex.io, WalletConnect/Reown, and DCloud/uni-app; wallet keys are generated locally (hybrid self-custodial wallet and platform account architecture). Website lists Hengbi International Technology Limited as corporate entity, claiming Hong Kong TCSP, Kazakhstan microfinance and stablecoin issuance (AFSA), and US/Canada MSB registrations.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- No specific retention timeframe disclosed in public legal documentation.
- App Store Privacy Label
- —
- Google Play Data Safety
- No third-party data sharing; Claims no data collected
- Account Deletion Flow
-
No self-service deletion option in mobile app: cardholders must email freemanbgk01@gmail.com from their registered address with subject "CodeCoin account and data deletion"; Google Play Data Safety section declares no data collected and provides no deletion mechanism.
Verified on 2026-10-19. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Securing Financial Payments in the Post-Quantum Era
As quantum computing advances, financial cryptography built on RSA / ECC faces long-term challenges. CodeCoin Card applies post-quantum cryptography to asset protection and transaction signing on a consumer payment card, which is a frontier experiment; its card network, acceptance and wallet support still follow the official page. [1] [3]
CUSD Stable Instrument & Multi-Currency Spending Suitability
As an AIFC-regulated digital payment instrument, CUSD hedges against high volatility of unregulated tokens while preserving high on-chain liquidity, making it ideal for tech professionals and cross-border executives prioritizing long-term asset security. [1]
Frequently asked questions
What is Post-Quantum Cryptography (PQC)?
Refers to next-generation mathematical cryptographic algorithms designed to withstand attacks from known quantum computers; CodeCoin utilizes them for transaction signatures and multi-factor identity verification to ensure asset security and decipher-resistance for the decade ahead and beyond.
Where can CodeCoin Card be used?
The official homepage says the card works on JCB and UnionPay acceptance networks; it does not mention Visa or the specific 150 million merchant figure. The earlier “150 million Visa merchants” claim had no official basis and has been withdrawn. Actual acceptance follows the merchant networks published by the issuer and card network.
Does CodeCoin Card offer cashback?
The official homepage gives no cashback rate; the earlier “up to 8%” claim has no basis on that page and has been withdrawn. Reward terms await an official announcement.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of CodeCoin Card on X; search results may change over time.
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