APAC 9 compliant jurisdictions (Singapore, Malaysia, Thailand, Philippines, Vietnam, Japan, South Korea, Taiwan, Australia; mainland China and US excluded).
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- One-time $9 issuance fee; $0 monthly/annual fee; non-USD transactions settled at official Visa baseline rates without hidden OTC markups.
- Debit / Deduction Model
- Direct multi-chain crypto deposits converted into USD spending limit via licensed Singapore clearing network.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires mobile/email verification and government ID (passport or national ID) with facial liveness check.
- Officially supported countries and regions
- APAC 9 compliant jurisdictions (Singapore, Malaysia, Thailand, Philippines, Vietnam, Japan, South Korea, Taiwan, Australia; mainland China and US excluded).
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Virtual debit card, supports major mobile wallets)
- Issuer Arrangement / Payment Rails
- DCS Card Centre Pte. Ltd. / DeCard (Singapore MAS-licensed institution). Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Officially supports push provisioning to Apple Wallet from Coin98 Super Wallet for global online and contactless POS payments.
- Overseas AI Subscriptions
- Singapore Visa BIN, supporting subscriptions for ChatGPT Plus, Claude Pro, Notion, Midjourney, and global digital services.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Integrated with Coin98 OneID point system; C98 token holders enjoy spending rebates and partner merchant discounts.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Singapore MAS-Licensed Issuance Infrastructure
- Issued in partnership with DCS Card Centre (formerly Diners Club Singapore), a licensed financial institution regulated by MAS, alongside DeCard for transparent clearing. [1] [2]
- Native Coin98 Super Wallet Integration
- Seamlessly embedded in Coin98 Super Wallet, allowing instant deposits with USDT/USDC and C98 across Ethereum, BNB Chain, and Solana. [1] [3]
- Full Mobile Wallet Integration
- Native support for Apple Pay and Google Pay enables push provisioning for contactless spending across tens of millions of Visa merchants globally. [1] [2]
- Support for Key APAC Compliant Markets
- Explicitly available across 9 APAC jurisdictions including Singapore, Malaysia, Taiwan, Japan, South Korea, and Australia; mainland China and US strictly excluded. [2] [3]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- DCS Card Centre Pte. Ltd. / DeCard (Singapore MAS-licensed institution). Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Officially supports push provisioning to Apple Wallet from Coin98 Super Wallet for global online and contactless POS payments.
- Google Pay
- ✅ Explicitly stated in official materials: Officially supports adding to Google Wallet for NFC-enabled Android devices at worldwide contactless terminals.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Singapore Visa BIN, supporting subscriptions for ChatGPT Plus, Claude Pro, Notion, Midjourney, and global digital services.
Compatibility information for this card was verified on 2026-11-06 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 255 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Coin98: Trade Crypto & Stocks (Coin98 Super Wallet)
- Web Portal Support
- Extension and Web Portal — Official browser extension wallet and live chat web support portal
- Apple App Store
-
App Store Official Download ↗ Available across 175 countries and regions, excluding mainland China App Store
- Google Play
-
▶ Google Play Official Download ↗ Available on Google Play across global regions
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Adheres to Singapore Personal Data Protection Act (PDPA) and AML rules, safeguarding privacy and access rights
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Statutory 5-year retention for KYC and transaction logs under AML regulations
- App Store Privacy Label
- May collect financial info, identifiers, usage data, and diagnostics
- Google Play Data Safety
- Data encrypted in transit; account deletion requests supported per compliance
- Account Deletion Flow
-
Account and card deletion requests can be submitted via in-app live chat or email
Verified on 2026-11-06. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Decentralized APAC Super Wallet Bridges to Everyday Spending
As a prominent multi-chain self-custodial wallet in APAC, Coin98's Fusion Card enables users to convert on-chain assets into worldwide Visa spending without complex P2P off-ramps. Backed by Singapore's DCS Card Centre, regulatory compliance and stability surpass offshore platforms. [1] [2] [3]
Frequently asked questions
Is Coin98 Fusion Card available for mainland China residents?
No. Official policy excludes mainland China and US residents; issuance requires valid government ID from supported APAC regions like Singapore, Malaysia, or Taiwan.
What are the issuance and ongoing fees?
Activation requires a one-time $9 fee (payable in stablecoins plus network Gas); thereafter there are no monthly or annual maintenance charges.
Which crypto assets can be used for top-ups?
Supports direct transfers of USDT, USDC, and C98 tokens across supported chains inside Coin98 Super Wallet, converted to USD balance.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Coin98 Fusion Card on X; search results may change over time.
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