Eligible residents of Australia and the United Kingdom
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- No monthly fee, zero card issuance fee, and zero annual fee; 1% transaction fee on purchases (100% rebated via reward points); 2.99% FX international conversion fee on non-domestic foreign currency transactions.
- Debit / Deduction Model
- Multi-currency exchange instant conversion and clearing: Mastercard network clearing handled by licensed global institution EML Payment Solutions
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Available exclusively to legal residents of Australia and the United Kingdom; requires Australian Driver Licence / passport or UK domestic proof of legal residency.
- Officially supported countries and regions
- Eligible residents of Australia and the United Kingdom
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard (physical and virtual cards, Apple Pay and Google Pay supported)
- Issuer Arrangement / Payment Rails
- EML Payment Solutions Limited and CoinJar. Card BIN is not publicly disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Official native support for Apple Pay contactless payments.
- Overseas AI Subscriptions
- Reliably supports billing for international software and global streaming subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- 100% transaction fee rebate: The 1% transaction fee paid on card spending is rebated 1:1 as CoinJar Reward Points, redeemable for digital assets or gift cards.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Issued by a Decade-Old Regulated Australian Platform
- Operating compliantly since 2013, CoinJar is formally registered with AUSTRAC in Australia and the UK FCA, demonstrating robust institutional credibility. [1]
- 100% Fee Rebate via Reward Points
- While a nominal 1% transaction fee is charged, the platform rebates the full amount as CoinJar Points, effectively achieving zero-cost crypto off-ramping. [1]
- Instant Local Fiat Rail Settlement
- Supports instant AUD deposits and withdrawals via Australian PayID / Osko as well as UK Faster Payments, making fiat and crypto transfers exceptionally seamless. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- EML Payment Solutions Limited and CoinJar. Card BIN is not publicly disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Official native support for Apple Pay contactless payments.
- Google Pay
- ✅ Explicitly stated in official materials: Official native support for Google Wallet.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Reliably supports billing for international software and global streaming subscriptions.
Compatibility information for this card was verified on 2026-10-19 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- CoinJar: Buy Bitcoin & Crypto (CoinJar Pty Ltd)
- Web Portal Support
- Web Account Available; Card Primarily via App — Web portal secure.coinjar.com supports trading account login; CoinJar Card can only be applied for and managed within the app
- Apple App Store
-
App Store Official Download ↗ 15 regions only: US, UK, Germany, Australia, Cyprus, Estonia, Finland, Greece, Croatia, Ireland, Lithuania, Latvia, Malta, Slovenia, Slovakia
- Google Play
-
▶ Google Play Official Download ↗ Missing key markets: Indonesia
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
CoinJar Australia Privacy Policy (updated 2026-09-02): CoinJar Australia Pty Ltd (ACN 648 570 807) is bound by the Australian Privacy Principles (APPs) under the Privacy Act 1988; users may contact CoinJar to access or correct personal information, subject to identity verification; complaints regarding data handling can be lodged first with CoinJar and escalated to the Office of the Australian Information Commissioner (OAIC); data may be transferred to overseas recipients including in the US; built-in CoinJar AI can read account financial data; makes no mention of GDPR and contains no provisions for the right to erasure
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Upon account deactivation, the record is flagged as Deactivated in the database, with account information retained for an additional 7 years for fraud prevention (preventing account churning to evade detection), during which it is not used for other purposes, sold, or shared (except for fraud prevention, law enforcement cooperation, and statutory requirements)
- App Store Privacy Label
- No tracking data; Linked to you: 5 categories; Not linked: 0 categories
- Google Play Data Safety
- Shared: App Activity, App Info and Performance, Device or Other IDs, Financial Info, Personal Info; Collects 4 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Deactivation only, full deletion not supported: submit the deactivation form via web Support > Deactivate Account or App More > Customer Support > Deactivate Account; official guidance states full account deletion is not provided, KYC records are retained for at least 7 years under Australian AML/CTF regulations, and accounts cannot be reopened within 90 days after deactivation; Google Play conversely indicates data deletion can be requested
Verified on 2026-10-18. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
A Top Choice for Domestic Australian Crypto Off-Ramping
For users living long-term in Australia and the United Kingdom, CoinJar provides a highly reputable and exceptionally stable local clearing card. [1]
International Foreign Exchange (FX) Fee Advisory
Transactions made outside Australia in non-AUD (or outside the UK in non-GBP) incur a 2.99% foreign exchange fee, making the card best suited for domestic everyday purchases. [1]
Frequently asked questions
Does the CoinJar Card require an activation fee?
No. Virtual cards are generated instantly for free, physical cards are also shipped free of charge, and there are no monthly fees.
How do I use CoinJar Points?
Points can be redeemed in the CoinJar Rewards store for cryptocurrency, applied toward exchange trading fee credits, or exchanged for gift cards.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of CoinJar Card on X; search results may change over time.
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