Compliant residents of the Middle East and Gulf Cooperation Council (GCC member states: Bahrain, UAE, Saudi Arabia, Oman, Kuwait, Qatar, etc.) (Waitlist)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The official card page says "ZERO fees" and states that CoinMENA charges no admin or processing fee, warning only that third-party fees may apply. It lists no FX or cross-border rate and does not distinguish Gulf currencies from others. This page no longer records a specific FX figure until launch terms are published.
- Debit / Deduction Model
- Regulated centralized exchange clearing architecture: instant conversion between local Middle Eastern fiat and major crypto assets, cleared via Infinios and Visa networks (Waitlist)
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires valid residence proof or passport from Bahrain, UAE, Saudi Arabia, or other GCC member states, along with AML/KYC facial biometrics and address verification.
- Officially supported countries and regions
- Compliant residents of the Middle East and Gulf Cooperation Council (GCC member states: Bahrain, UAE, Saudi Arabia, Oman, Kuwait, Qatar, etc.) (Waitlist)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Planned debit/prepaid cards, physical and virtual cards, compatible with Apple Pay and Google Pay)
- Issuer Arrangement / Payment Rails
- Infinios Financial Services (Central Bank of Bahrain Licensed Financial Institution) & Visa. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- Official planned Apple Pay support, enabling push-provisioning to iPhone and Apple Watch wallets for contactless POS payments across the Middle East and globally.
- Overseas AI Subscriptions
- Standard Middle Eastern Visa debit BIN supporting 3D Secure authentication, reliably paying for OpenAI ChatGPT Plus, Claude Pro, and global cloud subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- 0% FX frictionless settlement for fiat spending across the six GCC nations; platform VIP members receive trading fee rebates and fiat on/off-ramp discounts.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Dual Top-Tier Regulation by Bahrain CBB & Dubai VARA
- CoinMENA is among the highest-compliance digital asset platforms in the Middle East, holding both a Central Bank of Bahrain Category-3 CASP licence and a Dubai VARA licence, with standards aligned with Tier-1 commercial banking compliance. [1] [2]
- Card Currently in Waitlist Phase, Not Yet Fully Issued
- The official card page currently only accepts waitlist registrations; Help Center does not yet host card guides; users must open an exchange account to join the queue. [1]
- 0% FX Multi-Currency Cross-Border Settlement Planning
- The card page currently states zero fees with a warning that third-party fees may apply. It publishes no FX or cross-border rate and does not separate Gulf-currency from other spending. The 1.5%–2% international FX figure this page previously recorded has no basis on that page and has been removed; the actual rate will follow the launch terms. [3]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Infinios Financial Services (Central Bank of Bahrain Licensed Financial Institution) & Visa. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- ✅ Explicitly stated in official materials: Official planned Apple Pay support, enabling push-provisioning to iPhone and Apple Watch wallets for contactless POS payments across the Middle East and globally.
- Google Pay
- ✅ Explicitly stated in official materials: Official planned Google Wallet support, compatible with NFC-enabled Android mobile devices.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Standard Middle Eastern Visa debit BIN supporting 3D Secure authentication, reliably paying for OpenAI ChatGPT Plus, Claude Pro, and global cloud subscriptions.
Compatibility information for this card was verified on 2026-10-25 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- CoinMENA: Buy Bitcoin Now (CoinMENA B.S.C. (C))
- Web Portal Support
- Mobile App Only — Official website has no web portal login, providing only iOS/Android download links; card has not yet launched.
- Apple App Store
-
App Store Official Download ↗ 8 regions only: UAE, Saudi Arabia, Bahrain, Egypt, Jordan, Kuwait, Oman, Qatar
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
CoinMENA Privacy Policy (two PDFs: Bahrain CBB version and UAE VARA version): Formulated under local data protection laws, providing rights to query personal data, object to direct marketing, request rectification/blocking/erasure if processing is unlawful, withdraw consent, and lodge complaints with competent authorities; data is hosted on third-party servers in Bahrain (UAE version states UAE); services not provided to persons under 21; GDPR is not explicitly cited.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for 10 years following account closure
- App Store Privacy Label
- Used to track: Identifiers; Linked to you: 3 categories; Not linked to you: 2 categories
- Google Play Data Safety
- Shared: Device or other IDs, Financial info, Personal info; Collected: 6 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Privacy policy states accounts may be closed upon customer request provided no outstanding balances exist; Help Center lacks closure articles, requiring requests via support.coinmena.com; Google Play notes deletion can be requested.
Verified on 2026-10-19. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Compliant Crypto Off-Ramp Bridge for the Gulf
Middle Eastern banks enforce rigorous forex audits; CoinMENA Visa Card aims to establish instant fiat off-ramping and daily POS spending channels for local high-net-worth users, creating a compliant loop across MENA. [1] [2]
Eligibility Requirements & Middle East Localization
Applicants must possess legal residency in a GCC member state (such as UAE Emirates ID or Bahrain CPR) and complete thorough AML verification, catering to Middle East-based business professionals and Web3 teams. [1]
Frequently asked questions
Has CoinMENA Visa Card officially launched?
Not yet officially issued. It is currently in the official waitlist phase where users can register their email and account in the queue.
Does CoinMENA Visa Card require identity verification (KYC)?
Yes. Regulated under the Central Bank of Bahrain and Dubai VARA, applicants must complete strict Level 2 KYC by submitting an eligible passport or GCC national ID alongside recent proof of address.
Can mainland China passport holders apply for CoinMENA Visa Card?
Mainland China passport holders without legal Middle Eastern residency cannot pass verification; however, those holding a UAE residence visa (Emirates ID) or Bahrain work permit can apply and join the queue.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of CoinMENA Visa Card on X; search results may change over time.
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