Kazakhstan residents; the official Tariffs block states the 10,000 ₸ issuance fee applies to residents of the Republic of Kazakhstan.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Official Tariffs block: the card is digital, the account currency is KZT, issuance costs 10,000 ₸ for Kazakhstan residents, servicing 5,000 ₸, and the card is valid for 8 years. The official FAQ separately says top-ups and purchases are free of charge; crypto assets are converted to tenge at the exchange rate. No separate cross-border or foreign-currency mark-up is published.
- Debit / Deduction Model
- Bank digital card with a direct exchange-wallet link: USDT stays in the ATAIX Eurasia exchange wallet, is sold at the exchange rate when the card is used and credited as tenge; the card itself is a KZT account
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The official FAQ states you must first register on the ATAIX Eurasia crypto exchange and complete identity verification (KYC), and hold Investor or Premium status there, before you can open the card in the bcc.kz app; after that you confirm the consent form in the app.
- Officially supported countries and regions
- Kazakhstan residents; the official Tariffs block states the 10,000 ₸ issuance fee applies to residents of the Republic of Kazakhstan.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard (the official page describes it as a premium Mastercard with airport lounge access and travel insurance benefits)
- Issuer Arrangement / Payment Rails
- Bank CenterCredit (Банк ЦентрКредит, a licensed Kazakhstan bank, issuing in its own name). The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- The official page states the card can be added to Apple Pay, Google Pay or Samsung Pay.
- Overseas AI Subscriptions
- The official FAQ states plainly that the card works only at physical POS terminals and that online payment is unavailable (Онлайн-оплата через #CryptoPay недоступна), so it cannot be used for online subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The official page states base cashback of 0.5% on all purchases (Базовый кешбэк 0,5% на все покупки); a separate cashback programme PDF exists, and the tiers and caps it sets out, together with the bank's current terms, govern.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- In-store POS only; online payment unavailable
- The official FAQ says the same thing in two places — under "Что можно оплачивать через #CryptoPay?" and again under "Какие лимиты по #CryptoPay?": the card works at physical POS terminals such as supermarkets, shops and pharmacies, and online payment is unavailable. That limit rules out both e-commerce and online subscriptions. [1]
- USDT converted to tenge at the exchange rate
- The official FAQ says USDT is sold when the card is used and the funds are credited immediately, so the experience matches an ordinary card; the conversion uses the ATAIX Eurasia exchange rate and the charge is denominated in tenge (KZT). The official text notes that USDT is currently the only asset available for payment. [1]
- The limit depends on your exchange status tier
- The official FAQ sets the base monthly limit at 500,000 ₸, raisable to 45,000,000 ₸ once Investor status is confirmed. Opening the card requires an ATAIX Eurasia account that has completed KYC and holds Investor or Premium status. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- Bank CenterCredit (Банк ЦентрКредит, a licensed Kazakhstan bank, issuing in its own name). The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- ✅ Explicitly stated in official materials: The official page states the card can be added to Apple Pay, Google Pay or Samsung Pay.
- Google Pay
- ✅ Explicitly stated in official materials: The same official passage lists Google Pay; the bank site also has a separate Google Pay page.
- AI subscriptions such as ChatGPT and Claude
- ✖ Officially unsupported / planned for later: The official FAQ states plainly that the card works only at physical POS terminals and that online payment is unavailable (Онлайн-оплата через #CryptoPay недоступна), so it cannot be used for online subscriptions.
Compatibility information for this card was verified on 2026-10-22 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- bcc.kz (JSC Bank CenterCredit)
- Web Portal Support
- Web Account Available; Card Primarily via App — bcc.kz offers an Internet Banking web portal (m.bcc.kz) where accounts and cards can be managed, but the official application guide sits inside the bcc.kz app: sign in, open "New product or account", choose #CryptoPay, then "Issue card". Top-ups and crypto operations also live in the app's "Cryptocurrency" section.
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Available in key international markets
- Google Play
-
▶ Google Play Official Download ↗ All 174 countries and regions (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
The JSC Bank CenterCredit privacy policy rests on Kazakhstan's Law on Personal Data and Its Protection: data subjects may request modification, supplementation, blocking, or destruction of their personal data (subject to documentary grounds), may withdraw consent by written application submitted at a branch, and may escalate disputes to the Information Security Committee of Kazakhstan's Ministry of Artificial Intelligence and Digital Development. The bank collects full name, IIN, mobile number, biometric data, identity documents, financial data, and data from government services, and may transfer data across borders under contracts that guarantee a level of protection. GDPR is not mentioned. The App Store label marks device ID, product interaction, and advertising data as used for tracking, for third-party advertising, developer marketing, and analytics. Google Play declares no third-party sharing, five collected categories (app activity, device IDs, location, personal info, app info and performance), and states explicitly that data is not encrypted in transit.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- No specific period stated; data is retained as long as the processing purposes and Kazakhstan's legal requirements demand, then destroyed or anonymized
- App Store Privacy Label
- Used to track: Identifiers, Usage Data; Linked to you: 2 categories; Not linked to you: 0 categories
- Google Play Data Safety
- No third-party data sharing; Collects 5 categories; Deletion can be requested; Data not encrypted
- Account Deletion Flow
-
The privacy policy says personal data can be destroyed or consent withdrawn by written application: at a bank branch, by email to info@bcc.kz, or by calling 505. Written requests are handled under the bank's internal procedures within the deadlines set by Kazakhstan law. The official #CryptoPay page names no card-closure entry point; the card is a digital card tied to the bcc.kz account, so closing the card and the account runs through bank channels. Google Play marks deletion of data as requestable.
Verified on 2026-10-22. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
A licensed bank issuing in its own name, not via a partner
Most crypto cards in Kazakhstan are issued by exchanges or wallet companies through a partner bank, and the issuing bank usually does not appear on the product page. #CryptoPay is different: the product page, the fee schedule and the FAQ all sit on Bank CenterCredit's own site, and the Mastercard benefits (up to 10 LoungeKey visits a year, Fast Track, travel medical cover up to US$1.5 million) are listed by the bank itself. That difference determines who you deal with when something goes wrong. [2]
Where the money sits: crypto at the exchange, the card at the bank
USDT does not enter the bank account; it stays in the ATAIX Eurasia exchange wallet, and the exchange sells it at the point of sale and credits tenge to the card. Funding can be done with crypto, with a fiat transfer that is then converted to USDT, or directly in the "Криптовалюта" section of the bcc.kz app. That means the card itself holds no crypto, and the holder carries two layers of risk: exchange custody and the bank account. [1]
Eight-year validity and what happens at renewal
The official Tariffs block gives the card an 8-year validity and describes it as a digital card (Цифровая) with no physical variant. The official pages do not say whether renewal costs anything, nor what a lost-card replacement costs; the bank's current fee schedule governs. [2]
Frequently asked questions
Can #CryptoPay be used online?
No. The official FAQ says in two places that the card works only at physical POS terminals and that online payment is unavailable (Онлайн-оплата недоступна).
Which mobile wallets support #CryptoPay?
The official page says the card can be added to Apple Pay, Google Pay or Samsung Pay; the bank lists all three on the same product page.
What fees does #CryptoPay charge?
Official Tariffs block: 10,000 ₸ issuance (Kazakhstan residents), 5,000 ₸ servicing, 8-year validity; the official FAQ says top-ups and purchases are free. Crypto assets are converted to tenge at the ATAIX Eurasia exchange rate.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of #CryptoPay on X; search results may change over time.
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