Residents of France and the European Economic Area (EEA) only
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Standard account 0 monthly fee; no currency conversion fee on EUR spending, non-EUR transactions cleared at official Visa benchmark rates with foreign currency markup percentage not individually published; ATM withdrawals include monthly free allowances depending on subscription plan.
- Debit / Deduction Model
- A dual-track Visa debit card combining a French licensed dedicated personal IBAN with a non-custodial crypto wallet: fiat enjoys deposit guarantee protections, while crypto assets remain fully controlled by personal private keys
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Strictly complies with EU regulations and MiCA standards: applicants must be at least 18 years old, reside in France or the European Economic Area (EEA), and provide valid ID and European proof of address (POA).
- Officially supported countries and regions
- Residents of France and the European Economic Area (EEA) only
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (offers virtual cards, standard eco-plastic cards, stainless steel metal cards, and battery-free LED contact-glowing cards)
- Issuer Arrangement / Payment Rails
- Deblock SAS (French ACPR-regulated electronic money institution / AMF-registered CASP). The card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- Officially supports Apple Pay, enabling contactless payments on iPhone and Apple Watch.
- Overseas AI Subscriptions
- Equipped with dedicated French IBAN and standard Visa debit BIN, supporting European online subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Premium tiers enjoy waived FX fees and discounted crypto trading; no fixed spending cashback percentage is published by the issuer.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Deblock SAS (French ACPR-regulated electronic money institution / AMF-registered CASP). The card BIN is not published, and this page does not speculate on it.
- Apple Pay
- ✅ Explicitly stated in official materials: officially supports Apple Pay, enabling contactless payments on iPhone and Apple Watch.
- Google Pay
- ✅ Explicitly stated in official materials: supports Google Wallet tap-to-pay.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: equipped with dedicated French IBAN and standard Visa debit BIN, supporting European online subscriptions.
Compatibility information for this card was verified on 2026-10-14 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 153 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Deblock – Banking-App (Deblock)
- Web Portal Support
- Web Account Available; Card Primarily via App — app.deblock.com provides web login (personal/corporate); onboarding and card management are primarily via the app.
- Apple App Store
-
App Store Official Download ↗ Only 22 regions: 21 Eurozone countries and Poland (excludes Czechia, Denmark, Hungary, Romania, Sweden, and non-EU regions)
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
Deblock SAS Privacy Policy: details processing purposes and corresponding retention periods under GDPR; grants access, rectification, erasure, restriction, portability, withdrawal of consent, objection, and post-mortem data directives; complaints can be lodged with the French CNIL; remote identity verification processes facial biometric data (Article 9 GDPR sensitive data); statutory notification to CNIL in case of data breaches
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- 5 years after business relationship ends; 5 years for anti-fraud; 5–10 years for electronic money and regulatory records; 10 years for accounting; 5–20 years for criminal records; up to 30 years for dormant accounts (Eckert Law); up to 5 years for communications
- App Store Privacy Label
- Used to track: Identifiers; Linked to identity 5 categories; Not linked 3 categories
- Google Play Data Safety
- Shared with 3rd parties: App info and performance; Collects 4 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Accounts can be closed free of charge at any time within the Deblock App or via email to support@deblock.com (Personal Terms 9.2.1); upon closure, the app only retains private key export functionality, and Deblock returns its half of the MPC key share to the app to reconstruct the full key; Google Play declares deletion can be requested
Verified on 2026-10-14. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Benchmark model for compliant PayFi in Europe
Deblock demonstrates that under stringent EU MiCA and AML regulations, self-custodial crypto wallets and licensed fiat IBANs can compliantly coexist. [1]
Frequently asked questions
Can mainland China national ID holders apply for Deblock?
No, Deblock is strictly restricted to European Economic Area residents and requires compliant European proof of residence.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Deblock Visa Card on X; search results may change over time.
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