Open to global compliant jurisdictions (Strictly excludes US citizens, US tax residents, and sanctioned jurisdictions)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The site publishes no issuance fee, monthly fee or top-up rate, and lists only two cards: Oxygen as Visa Platinum and Obsidian as Visa Infinite (invite-only). The "$10 issuance fee on the Oxygen tier" in the previous record has no counterpart on the pages now served; rates should come from the quote in the app and the card agreement.
- Debit / Deduction Model
- Licensed trust and banking issuance architecture: BitGo institutional-grade digital asset custody, with U.S. Bank providing underlying Visa clearing and issuance
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires KYC verification with valid overseas government ID and biometric liveness check; officially does not offer card issuance to US citizens or US tax residents.
- Officially supported countries and regions
- Open to global compliant jurisdictions (Strictly excludes US citizens, US tax residents, and sanctioned jurisdictions)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Virtual card, supports Apple Pay and Google Pay)
- Issuer Arrangement / Payment Rails
- U.S. Bank & DPT Pay. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- Supports Apple Pay; push provisioning to iPhone and Apple Watch wallets via iOS client for contactless payments and in-app checkout worldwide.
- Overseas AI Subscriptions
- US commercial bank Visa debit BIN supporting 3DS and AVS address verification; reliably activates OpenAI ChatGPT Plus, Claude Pro, and overseas subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Basic Oxygen tier offers no fixed cashback; premium tiers receive discounted top-up fees and FX spreads.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- U.S. Bank Underlying Clearing & HK TCSP Compliance Backing
- The card is issued and cleared through the US commercial bank U.S. Bank together with the Visa network, the operating company holds a Hong Kong trust or company service provider (TCSP) licence, and assets are held by BitGo. The site presents Oxygen and Obsidian as two card products (Visa Platinum and Visa Infinite) rather than fee tiers, and publishes no issuance fee at all. [3]
- Strict Exclusion of US Citizens & Tax Residents
- Although the underlying issuing bank is based in the US, DPT explicitly excludes US citizens and US Persons, catering primarily to Asia-Pacific and international cross-border users. [1] [2]
- Client Supports Self-Service Cancellation & Data Deletion
- The iOS app provides a self-service account deletion portal; however, App Store privacy nutrition labels disclose collection of device identifiers and usage data for anti-fraud and tracking. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- U.S. Bank & DPT Pay. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- ✅ Explicitly stated in official materials: Supports Apple Pay; push provisioning to iPhone and Apple Watch wallets via iOS client for contactless payments and in-app checkout worldwide.
- Google Pay
- ✅ Explicitly stated in official materials: Supports Google Wallet, compatible with NFC-enabled Android smartphones and smartwatch devices.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: US commercial bank Visa debit BIN supporting 3DS and AVS address verification; reliably activates OpenAI ChatGPT Plus, Claude Pro, and overseas subscriptions.
Compatibility information for this card was verified on 2026-10-23 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- DPT Pay: Crypto Card & Pay (DPT (HK) LIMITED)
- Web Portal Support
- Mobile App Only — FAQ clarifies DPT operates primarily via mobile apps; merchant.dpt.xyz is a merchant acquiring portal rather than an individual user portal; card issuance and management reside entirely within the app.
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Missing key markets: Japan, Turkey, US, Canada
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
DPT Privacy Policy (effective 2026-10-18): Governs DPT (HK) Limited and its affiliates; provides rights to obtain copies, rectify, erase, restrict processing, port, and object under applicable laws, with supervisory complaint options; app collects advertising identifiers including IDFA/GAID and shares them with advertising and attribution partners (ad measurement omitted for EEA/UK users); does not explicitly cite GDPR or specific privacy statutes.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Contract-related data is retained for 6 years from the last interaction; website security logs for 3 years; marketing data until the user requests cessation.
- App Store Privacy Label
- Used to track you: Identifiers, Usage Data; Linked to you: 4 categories; Not linked to you: 2 categories
- Google Play Data Safety
- Shared: App activity, Device or other IDs; Collected: 5 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Self-service deletion available in-app: Homepage > Profile & Settings > Security > Manage Account; deletion is immediate and irreversible, remaining balances are forfeited, and KYC-verified identities cannot re-register; Google Play indicates deletion can be requested.
Verified on 2026-10-19. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Card Positioning & Core Fee Structure
DPT Card centers on its Oxygen membership card, requiring only a $10 issuance fee with $0 monthly maintenance, supporting quick stablecoin top-ups for SaaS subscriptions and travel. [1] [2]
Compliance Access & Data Privacy Considerations
DPT adopts a direct bank-cleared issuance structure with strict onboarding reviews. Users must provide valid overseas identification; available in 151 App Store regions with a privacy compliance rating of 4 (Moderate). [1]
Frequently asked questions
Can mainland China residents apply for DPT Card?
Currently requires a valid overseas passport or eligible residency permit for KYC verification; US citizens and residents of sanctioned nations are strictly not supported.
Can DPT Card be linked to WeChat Pay and Alipay in China?
Supported as an overseas Visa card on WeChat Pay and Alipay; transactions up to 200 RMB are exempt from platform fees, while amounts over 200 RMB incur a 3% surcharge by Tenpay/Alipay.
How do I delete or cancel my DPT Card account?
Users can submit an account deletion request directly within DPT iOS App settings without waiting for email support; archived data is retained as required by financial AML regulations.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of DPT Card on X; search results may change over time.
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