Bolivia, Colombia, El Salvador, Mexico, Ecuador, and 17+ eligible LatAm countries
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 account maintenance fee. Stablecoin conversion follows transparent real-time FX rates displayed in-app with no deposit fees; supports global Visa ATM cash withdrawals.
- Debit / Deduction Model
- Multi-currency licensed custodial debit card: supports real-time fiat conversion of USD₮ and USA₮ stablecoins at checkout
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires personal KYC verification. Available to residents of supported LatAm countries, requiring a government ID or passport issued by an eligible jurisdiction.
- Officially supported countries and regions
- Bolivia, Colombia, El Salvador, Mexico, Ecuador, and 17+ eligible LatAm countries
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Virtual & Physical cards available; supports Apple Pay & Google Pay)
- Issuer Arrangement / Payment Rails
- EFY Finance (El Salvador DASP Licensed Institution). Card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- Officially supports Apple Wallet integration for in-store contactless and online Apple Pay transactions.
- Overseas AI Subscriptions
- International Visa BIN, supports recurring subscriptions for overseas SaaS and media streaming services.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Inflation hedging and everyday dollar stablecoin spending support across Latin America.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- EFY Finance (El Salvador DASP Licensed Institution). Card BIN is not published, and this page does not speculate on it.
- Apple Pay
- ✅ Explicitly stated in official materials: officially supports Apple Wallet integration for in-store contactless and online Apple Pay transactions.
- Google Pay
- ✅ Explicitly stated in official materials: supports Google Wallet, enabling tap-to-pay on modern Android smartphones.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: international Visa BIN, supports recurring subscriptions for overseas SaaS and media streaming services.
Compatibility information for this card was verified on 2026-10-15 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 158 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- EFY Finance (Efy Technologies S.A. de C.V)
- Web Portal Support
- Full Web Portal (Cards Supported) — Card page specifies freezing, adjusting limits, and viewing transactions can be completed in both mobile app and web dashboard; web login available for personal and business accounts
- Apple App Store
-
App Store Official Download ↗ 4 regions only: Bolivia, Colombia, Ecuador, Panama (excluding El Salvador, Mexico)
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
efy Privacy Policy (v1.0, revised 2026-06-26) distinguishes controllers by jurisdiction: Colombia entity registered with SFC (governed by Ley 1581 de 2012 Habeas Data), El Salvador entity regulated as PSB/PSAD by BCR and CNAD; details ARCO rights (access, rectification, cancellation/erasure, objection) with responses within 15 business days (10 in Colombia); data may be transferred to group affiliates and US/EU cloud providers under EU Standard Contractual Clauses; states personal data is neither sold nor rented; marketing and non-essential cookies require consent
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Policy does not specify exact duration; deletion page clarifies transaction records, KYC documents, and regulatory reports must be retained under AML laws, frozen during the period and purged upon expiry
- App Store Privacy Label
- No tracking data; Linked to you: 6 categories; Not linked to you: 0 categories
- Google Play Data Safety
- Shared: Files and docs, Financial info, Personal info; Collected: 5 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Official dedicated deletion page available: submit form (option to delete entire account or partial data), compliance team verifies identity via email and confirms zero balance and no pending transactions before execution, followed by email confirmation which cancels cards and wallets; email to compliance@efinti.com also supported; transaction records and KYC data retained per AML regulations
Verified on 2026-10-15. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Dual-Track Settlement in USD₮ and USA₮
Allows users to save and settle in dollar stablecoins, converting to local fiat at live rates during checkout to solve local currency devaluation. [1] [2]
Regional Availability & Eligibility Limits
Currently focused on 17 LatAm nations; direct registration is not open to residents of Mainland China and non-LatAm regions. [1]
Frequently asked questions
Which stablecoins does EFY Card support?
Natively supports Tether USD₮ and USA₮, with seamless funding via crypto wallets.
Can EFY Card be used at Visa POS terminals worldwide?
Yes, accepted at over 80 million Visa merchant locations and ATMs globally.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of EFY Card on X; search results may change over time.
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