The issuer says accounts can be opened in more than 50 countries; the locations listed on the page include Hong Kong, Argentina, Brazil, Egypt, Ghana and the Bahamas; payments cover more than 100 countries.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The issuer says there is no monthly maintenance fee ("No monthly maintenance fees") and no hidden fees; it does not publish specific figures for the FX fee, top-up fee, withdrawal fee or physical-card fee.
- Debit / Deduction Model
- Multi-currency virtual accounts with a Visa card: fund the account balance in fiat, via local payment methods or with crypto assets, and card spending is debited from the balance
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The official sign-up flow says "Sign up with your email, verify your identity, and start using Figo in minutes", meaning identity verification is required after registration before use; the issuer does not list which documents are accepted or which countries are eligible.
- Officially supported countries and regions
- The issuer says accounts can be opened in more than 50 countries; the locations listed on the page include Hong Kong, Argentina, Brazil, Egypt, Ghana and the Bahamas; payments cover more than 100 countries.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (the issuer says "Accepted wherever Visa is accepted"; the footer states there is no affiliation with or endorsement by Visa Inc.)
- Issuer Arrangement / Payment Rails
- The issuer does not publish the issuing institution or BIN ownership. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- The official page does not name Apple Pay or Google Pay; there is only a generic "Get the app" link.
- Overseas AI Subscriptions
- The issuer says nothing about AI subscriptions; the card can be used for online purchases, but whether a charge goes through depends on the merchant gateway, so the actual charge result is what counts.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The issuer does not publish a cashback rate; the product page has no cashback or points terms.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- "100+" is the number of countries for payments, not the number where accounts can be opened
- The issuer keeps the two figures separate: the card can be opened and used in more than 50 countries ("in over 50 countries worldwide"), and transfers can be sent to more than 100 countries ("Send to 100+ countries worldwide"). Treating 100+ as the account-opening footprint misjudges who can reach it. [1]
- Hong Kong is among the account-opening locations
- The locations the issuer lists include Hong Kong, Argentina, Brazil, Egypt, Ghana and the Bahamas, among more than 50 countries and regions, making this one of the more accessible cards in its category for users in Hong Kong, Macau and Southeast Asia. [1]
- Many funding channels, but no fee rates published
- The issuer supports local currencies, virtual USD/EUR/NGN accounts, more than 100 crypto assets (including USDC) and incoming payments from Payoneer, Deel and Wise. The issuer does not list the fee for each of these channels; the page only says there is no monthly maintenance fee and no hidden fees. [1]
- No affiliation with Visa
- The footer states that Figo has no affiliation with or endorsement from Visa Inc.; the card is simply accepted through the Visa network. It must not be written up as "an official Visa partnership". [1]
- The iOS version cannot be downloaded in either the US or Hong Kong
- The App Store listing covers only 37 regions, concentrated in Canada, Latin America and Africa; it is absent from both the US and Hong Kong App Stores. The Android version covers all 174 regions. Users on iPhone outside the listed regions cannot install the app. [2]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- The issuer does not publish the issuing institution or BIN ownership. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- — Not specified by official sources: The official page does not name Apple Pay or Google Pay; there is only a generic "Get the app" link.
- Google Pay
- — Not specified by official sources: As above, the issuer does not publish a list of supported wallets.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: The issuer says nothing about AI subscriptions; the card can be used for online purchases, but whether a charge goes through depends on the merchant gateway, so the actual charge result is what counts.
Compatibility information for this card was verified on 2026-10-24 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Figo - Global Dollar Card (Figo Boost Technologies Limited)
- Web Portal Support
- Full Web Portal (Cards Supported) — app.spendfigo.com has a web dashboard where you can log in to manage your account and cards
- Apple App Store
-
App Store Official Download ↗ Only 37 regions: Canada, Mexico, Argentina, Colombia, Nigeria, Barbados, Bolivia, Bahamas, Belize, Côte d'Ivoire, Costa Rica, Dominica, Dominican Republic, Ecuador, Egypt, Grenada, Ghana, Guatemala, Guyana, Honduras, Saint Kitts and Nevis, Cayman Islands, Saint Lucia, Morocco, New Zealand, Panama, Peru, Paraguay, Senegal, Suriname, El Salvador, Turks and Caicos Islands, Trinidad and Tobago, Uganda, Uruguay, Saint Vincent and the Grenadines, Zambia
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
The privacy and data policy (2026-01-23) has GDPR and CCPA sections, and rights of access, correction, deletion and so on can be exercised; KYC at account opening requires an identity document, a selfie and proof of address
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Financial records are retained for at least 5 years; another version of the /privacy page on the website says up to 7 years after account closure
- App Store Privacy Label
- No data used for tracking; 1 category linked to identity; 2 categories not linked
- Google Play Data Safety
- Shared: device or other IDs, financial information, photos and videos; 2 categories collected; deletion can be requested; data encrypted in transit
- Account Deletion Flow
-
Under the privacy policy, email privacy@spendfigo.com to request deletion; the Delete Account link in the site footer (app.spendfigo.com/delete-account) now shows Page Not Found; the Google Play data safety page says deletion can be requested
Verified on 2026-10-24. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Who it suits: those who need a USD account and a card in one package
Figo's selling point is not its fee rates but having the account and the card in one place: it can open virtual USD, EUR and NGN accounts to receive platform payouts, and the card can be spent directly. For users in Hong Kong, Macau or Southeast Asia who are paid through cross-border platforms, this is less work than opening a separate receiving account and adding a card. [1]
Opaque fee rates are the main risk
The issuer says only that there is no monthly maintenance fee and no hidden fees, and publishes no figures for FX, top-up or withdrawal. Without figures the real cost cannot be compared, and this site does not fill in typical values from similar products. Before applying, confirm the actual charges for these items in the app. [1]
Frequently asked questions
In which countries can a Figo account be opened?
The issuer says accounts can be opened in more than 50 countries; the locations listed on the page include Hong Kong, Argentina, Brazil, Egypt, Ghana and the Bahamas; payments cover more than 100 countries.
What are Figo's fee rates?
The issuer says only that there is no monthly maintenance fee and no hidden fees; no specific figures are published for FX, top-up or withdrawal rates, which need to be confirmed in the app.
Which funding methods does Figo support?
The issuer supports local currencies, virtual USD/EUR/NGN accounts, more than 100 crypto assets (including USDC) and incoming payments from Payoneer, Deel and Wise.
Is Figo an official Visa partner product?
No. The footer states that Figo has no affiliation with or endorsement from Visa Inc.; the card is simply accepted through the Visa network.
In which regions can the Figo app be downloaded?
The iOS app is listed in only 37 App Store regions (mainly Canada, Latin America and Africa) and cannot be downloaded in the US or Hong Kong; the Android app covers all 174 regions.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Figo on X; search results may change over time.
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