Global 120+ countries and regions (via compliant KYC); virtual cards come with legitimate US tax-free billing addresses.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Subscription-based pricing (monthly/annual tiers) or per-card issuance fee; ~1.5%–2.0% top-up fee; 0% FX on USD purchases; standard Visa rates for non-USD.
- Debit / Deduction Model
- Stablecoin and crypto deposits, auto-converted into USD credit limit; independent limits and merchant whitelisting per card.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Sumsub compliance identity verification required, requiring passport or legal ID plus liveness check to prevent abuse.
- Officially supported countries and regions
- Global 120+ countries and regions (via compliant KYC); virtual cards come with legitimate US tax-free billing addresses.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Authentic US Visa Credit BIN, not prepaid)
- Issuer Arrangement / Payment Rails
- Halocard Partner Bank (US Regulated Issuer). Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Select card tiers support Apple Wallet in the US region, depending on device configuration.
- Overseas AI Subscriptions
- Core selling point: Authentic US Credit BIN, perfectly supporting subscriptions for ChatGPT Plus, Claude Pro, Midjourney, Cursor, and more.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Tiered recharge discounts and enterprise bulk issuance rebates based on subscription status.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Authentic US Visa Credit BIN Bypasses Antifraud Filters
- Utilizes genuine bank-certified US Credit BINs rather than Prepaid cards commonly flagged by Stripe, Recurly, and Paddle, minimizing subscription declines. [1] [2]
- Legitimate US Billing Address (Passes AVS Verification)
- Issued with bank-approved US tax-free billing addresses, ensuring smooth verification through US Address Verification System (AVS) checks. [1] [3]
- Multi-Chain Crypto Instant Top-Up
- Supports deposits in USDT (TRC20/ERC20/Arbitrum), USDC, BTC, ETH, and SOL with instant credit allocation and on-demand card cancellation refunds. [2] [3]
- International Sumsub Regulatory KYC
- Integrated with global KYC leader Sumsub for robust verification, maintaining clean funding pools and preventing mass bin shutdowns. [1] [2]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Halocard Partner Bank (US Regulated Issuer). Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ◐ Community feedback / Unconfirmed official mention: Certain card tiers support US Apple Wallet, depending on device region and card tier.
- Google Pay
- ◐ Community feedback / Unconfirmed official mention: Supports linking to select overseas Google Pay accounts for fast checkout.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Key feature: Real US Credit BIN, perfectly supporting subscriptions for ChatGPT Plus, Claude Pro, Midjourney, Cursor, and more.
Compatibility information for this card was verified on 2026-11-06 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 249 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Halocard Web & Mobile Portal (halocard.co)
- Web Portal Support
- Web Portal / PWA Only — Official full-featured responsive web console supporting secure desktop and mobile browser access
- Apple App Store
- Accessible via responsive web portal and PWA across all modern browsers
- Google Play
- Card issuance, billing statements, and limit controls provided via web portal
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Follows US and international data protection standards; KYC data is independently encrypted and stored by Sumsub; no personal data sold to third-party advertisers
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for statutory 5 years under financial AML regulations
- App Store Privacy Label
- No iOS App
- Google Play Data Safety
- No Google Play App
- Account Deletion Flow
-
Cardholders can submit account deletion requests via support ticket or email, provided all virtual cards are cancelled and balances settled
Verified on 2026-11-06. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Specialized Virtual Credit Card Designed for the AI Era
As OpenAI, Anthropic, and Midjourney tighten payment fraud rules, traditional crypto prepaid cards face widespread declines. Halocard partners with US-licensed institutions to issue genuine Credit BINs with tax-free billing addresses, solving payment barriers for global developers and creators. [1] [2] [3]
Frequently asked questions
Does Halocard reliably subscribe to ChatGPT Plus and Claude Pro?
Halocard utilizes real US Visa Credit BINs with valid AVS addresses, maintaining leading approval rates on OpenAI and Anthropic. Pair with clean IP environments and the provided billing address.
Does Halocard support No-KYC issuance?
No. To maintain BIN health and avoid card network bans, Halocard mandates identity and biometric verification via Sumsub.
Can unused card balances be refunded?
Yes. Cardholders can delete inactive virtual cards to return unused funds to their platform balance, available for crypto withdrawal.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Halocard on X; search results may change over time.
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