Worldwide across 210+ countries and territories (excluding sanctioned jurisdictions; accepts identity verification for Mainland China residents for eligible cross-border and SaaS subscriptions)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- $0 monthly fee; virtual card issuance fees range from $0.25 to $49 by tier; physical card issuance is $100–$150 (shipping extra); 0% merchant transaction fee, with authorization processing fees around $0.25–$0.50; card top-up fee is 1.8%–2.2% (2% for physical); non-USD FX conversion is 1.5%–3%; physical ATM withdrawal fee is 2% (minimum $1).
- Debit / Deduction Model
- Custodial prepaid card architecture: Stablecoins deposited into platform wallet are transferred to card spending balance, with real-time conversion upon payment; funds loaded onto the card cannot be withdrawn back on-chain.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Mandatory identity verification. Virtual cards require basic KYC (National ID or Passport, typically approved within 24 hours); physical card issuance and international delivery require full advanced KYC.
- Officially supported countries and regions
- Worldwide across 210+ countries and territories (excluding sanctioned jurisdictions; accepts identity verification for Mainland China residents for eligible cross-border and SaaS subscriptions)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa / Mastercard
- Issuer Arrangement / Payment Rails
- METABANK INC / OuiTrust / KazePay issuer network. Card BIN is undisclosed; this page does not speculate on BIN numbers.
- Apple Pay / Google Pay
- Official virtual cards support Apple Pay (initiated within the app and activated via registered email/SMS OTP); physical cards explicitly do not support Apple Pay.
- Overseas AI Subscriptions
- Officially dedicated KazeWay and KazeDigi card BINs are optimized for OpenAI (ChatGPT Plus), Anthropic (Claude), Midjourney, Notion, GitHub, and global SaaS subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- No fixed percentage cashback on standard everyday spending; rewards are structured around the Friends Referral Program, ambassador commissions, and platform welcome bonuses.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa / Mastercard
- Issuer arrangement / BIN
- METABANK INC / OuiTrust / KazePay issuer network. Card BIN is undisclosed; this page does not speculate on BIN numbers.
- Apple Pay
- ✅ Explicitly stated in official materials: Official virtual cards support Apple Pay (initiated within the app and activated via registered email/SMS OTP); physical cards explicitly do not support Apple Pay.
- Google Pay
- ✅ Explicitly stated in official materials: Virtual cards natively support Google Pay for contactless tap-to-pay; physical cards cannot be added to mobile wallets.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Officially dedicated KazeWay and KazeDigi card BINs are optimized for OpenAI (ChatGPT Plus), Anthropic (Claude), Midjourney, Notion, GitHub, and global SaaS subscriptions.
Compatibility information for this card was verified on 2026-10-15 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 154 cards · Use BIN & Issuer Inspector
Card Issuance and Regulatory Clearing Background
Parent company KAZEFI operates through Hong Kong entity INFI TECH (CR 75447118) and technology issuer METABANK INC (20231581273), with physical card clearing facilitated through European licensed institution OuiTrust. [1] [3]
Total Cost of Ownership Breakdown
User spending costs consist of three components: 1. Top-up transfer fee of 1.8%–2.2% (2% for physical); 2. Fixed authorization fees of $0.25–$0.50 on select BINs; 3. FX markup of ~1.5%–3% for non-USD/EUR transactions. [2]
Mainland China User Guidelines
Mainland China residents can complete KYC using National ID or Passport. KazeDigi card BINs are tested for cross-border digital services, OpenAI, Claude, and foreign app stores, but physical cards cannot clear domestic-only POS terminals. [1] [2]
Frequently asked questions
Does KazePay Card support Apple Pay and Google Pay?
Virtual cards support Apple Pay and Google Pay; physical cards currently do not support mobile wallets and are used for physical chip/NFC card terminals and ATM cash withdrawals.
Can I withdraw card funds back to my Web3 wallet?
No. Funds loaded into the Card Balance are dedicated strictly for spending and cannot be refunded back to the wallet. Only unallocated funds in the Wallet Balance can be withdrawn on-chain.
What identity documents are needed to apply for KazePay?
Mandatory KYC is required. Virtual cards require uploading a photo of a government-issued ID or passport; physical cards require advanced verification and address details for express courier dispatch.
Who is KazePay best suited for?
Ideal for users paying for global AI subscriptions (ChatGPT, Claude, Midjourney), developer cloud tooling, international travel, and Web3 digital nomads spending USDT/USDC.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of KazePay Card on X; search results may change over time.
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