Taiwan. Applications and card issuance are limited to Taiwan residents and subject to KGI Bank's credit-card underwriting.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Annual fee NT$3,000 for the primary card and NT$1,500 for a supplementary card; the first year is free, and after that the following year's fee can be waived under the bank's published waiver conditions.
- Debit / Deduction Model
- Bank credit card: KGI Bank issues the card and sets the limit, spending accrues points; points can be redeemed at partner exchanges for bitcoin, ether, USDT, USDC and other crypto
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. A credit card issued by KGI Bank, underwritten to the Taiwan bank credit-card standard: Taiwan residency and proof of means are required, and the bank issues the card and sets the limit.
- Officially supported regions
- Taiwan. Applications and card issuance are limited to Taiwan residents and subject to KGI Bank's credit-card underwriting.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard
- Issuer Arrangement / Payment Rails
- KGI Bank (as signed on the official product page). The card BIN is not published; this page does not speculate about a specific BIN.
- Apple Pay / Google Pay
- The official product page did not explicitly list Apple Pay support at this check, so it cannot be treated as supported.
- Overseas AI Subscriptions
- The company does not state whether AI-subscription merchants count towards the designated-category bonus; treated as general Mastercard acceptance.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Domestic spending 1%, overseas spending 2%, plus a rebate on the overseas transaction fee, roughly 3.5% in total; designated categories carry bonus points of up to 12%–15%. Points can be redeemed at partner Taiwan exchanges for bitcoin, ether, USDT or USDC. The bonus categories and tiers are set by the bank's current promotion and change over time.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- KGI Bank (as signed on the official product page). The card BIN is not published; this page does not speculate about a specific BIN.
- Apple Pay
- — Not specified by official sources: the official product page did not explicitly list Apple Pay support at this check, so it cannot be treated as supported.
- Google Pay
- — Not specified by official sources: the official product page did not explicitly list Google Pay support at this check, so it cannot be treated as supported.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: the company does not state whether AI-subscription merchants count towards the designated-category bonus; treated as general Mastercard acceptance.
Compatibility information for this card was verified on 2026-10-13 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
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Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- KGI Bank
- Web Portal Support
- Web Account Available; Card Primarily via App — KGI offers online banking; redeeming BitoPoint for crypto or statement credit requires the KGI Mobile Bank App, and the desktop site redirects to the App download page
- Apple App Store
-
App Store Official Download ↗ Only 26 regions: Hong Kong, Macao, Taiwan, Singapore, Malaysia, Thailand, Vietnam, Philippines, Indonesia, Japan, South Korea, India, Turkey, US, Canada, UK, Germany, France, Spain, Netherlands, Australia, Brazil, South Africa, mainland China, New Zealand, Sweden
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Taiwan's Personal Data Protection Act; KGI Group privacy statement: call support on 0800-255-777 to request enquiry and review, a copy, supplementation or correction, cessation of collection, processing and use, erasure, restriction of processing, data portability, refusal of automated profiling and refusal of direct marketing (requests may be declined where necessary to conduct business or otherwise required by law); customer data is shared among subsidiaries of KGI Financial Holding (including KYC, transaction records and IP); when BitoPoint is redeemed for crypto the bank provides the customer's national ID number to the exchange; does not mention GDPR
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- No specific period stated (destroyed once retention is no longer necessary)
- App Store Privacy Label
- Claims "Data Not Collected"
- Google Play Data Safety
- No third-party data sharing; Collects 1 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
No in-app closure instructions found; call 0800-255-777 to request erasure of personal data or cessation of processing, except what must be retained by law; Google Play states deletion can be requested
Verified on 2026-10-12. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
No exchange co-brand does not mean freer redemption
The bank is not exclusively tied to one exchange, but redemption still goes through partner exchanges and remains bound by their account-opening, KYC and withdrawal rules. [1]
Overseas rewards and the overseas fee are two separate ledgers
The 2% overseas reward and the overseas transaction fee rebate are calculated separately; the "roughly 3.5% in total" the bank states includes the fee rebate, and what actually lands depends on the issuer's current notice. [1] [2]
Frequently asked questions
Is the KGI Crypto Rewards Card a crypto card?
It is a Mastercard credit card issued by KGI Bank whose points can be redeemed for crypto at partner exchanges; the card itself is not a stablecoin top-up spending card.
What are the reward rates?
Domestic 1%, overseas 2%, with the overseas transaction fee rebated separately for roughly 3.5% in total; designated categories carry bonus points of up to 12%–15%.
Which cryptocurrencies can the points be redeemed for?
The bank lists bitcoin, ether, USDT and USDC, redeemed at partner Taiwan exchanges.
What are the eligibility requirements?
You must be a Taiwan resident and pass KGI Bank's credit-card underwriting.
Is there an annual fee?
NT$3,000 for the primary card and NT$1,500 for a supplementary card, first year free, then waivable under the bank's published conditions.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
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