Kontigo says it covers all of Latin America, Europe and the US, and its country list includes Argentina, Bolivia, Brazil, Chile, Colombia, El Salvador, Spain, the US, Mexico and Peru; the FAQ confirms a Venezuelan address can get the card. Card availability by country is not published.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Loading the card balance costs 0.15% with no minimum; on the wallet side, crypto top-ups cost 0.3% + $0.30 and crypto withdrawals 1.5% + $0.50. Card issuance, monthly and FX fees are not listed in the official FAQ.
- Debit / Deduction Model
- Self-custodied USDC wallet plus a card balance: USDC moves from the Kontigo Cash wallet on Base into the card balance, with a 0.15% fee on each load; the card balance cannot yet be moved back to the wallet
Application Eligibility & KYC
- KYC Identity Verification
- Verification may be required by the issuer Kontigo accounts have four levels: level 1 allows crypto top-ups and withdrawals without verification; level 2 needs an ID card and selfie, level 3 a passport and level 4 proof of address, with higher limits at each level. The official FAQ does not say which level the card requires.
- Officially supported countries and regions
- Kontigo says it covers all of Latin America, Europe and the US, and its country list includes Argentina, Bolivia, Brazil, Chile, Colombia, El Salvador, Spain, the US, Mexico and Peru; the FAQ confirms a Venezuelan address can get the card. Card availability by country is not published.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard or Visa (assigned by region, not selectable)
- Issuer Arrangement / Payment Rails
- Issuer not named; Kontigo, Inc. states it does not provide financial services itself. The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay / Google Pay
- The official FAQ does not say whether the card works with Apple Pay.
- Overseas AI Subscriptions
- Kontigo does not address AI subscriptions specifically; the FAQ says the card can be used for online shopping and global subscriptions.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- No card cashback is listed; the home page says the card 'gives you returns', but the FAQ does not explain any yield or cashback mechanism.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Waitlist and card format
- The official FAQ says the KontigoCard is an international USDC card linked to the Kontigo wallet, requested through an in-app waitlist; it starts as a virtual card with a physical card coming soon, and foreign payments are enabled by default. [2]
- Network assigned by region
- The card is assigned as Mastercard or Visa according to the user's registered region and cannot be switched; a Venezuelan address is eligible. [2]
- Fees
- Loading the Mastercard balance costs 0.15% with no minimum; the card balance cannot yet be moved back to Kontigo Cash. On the wallet side, crypto top-ups cost 0.3% + $0.30 and crypto withdrawals 1.5% + $0.50. [2]
- Self-custody wallet and disclaimer
- Kontigo Cash is a self-custodied USDC wallet on Base; the website footer says Kontigo, Inc. does not provide financial services or take deposits and that users hold their own digital assets. The card issuer is not named. [1] [2]
- Credit line not yet live
- The home page calls it a 'USDC credit and debit card', but the FAQ says the USDC credit line is 'coming soon'; for now it spends only USDC already loaded. [1] [2]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard / Visa
- Issuer arrangement / BIN
- Issuer not named; Kontigo, Inc. states it does not provide financial services itself. The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay
- — Not specified by official sources: The official FAQ does not say whether the card works with Apple Pay.
- Google Pay
- — Not specified by official sources: The official FAQ does not say whether the card works with Google Pay.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: Kontigo does not address AI subscriptions specifically; the FAQ says the card can be used for online shopping and global subscriptions.
Compatibility information for this card was verified on 2026-11-05 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 239 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Kontigo Global (App Store name; Google Play package com.kontigo.lat; developer Kontigo Inc.)
- Web Portal Support
- Mobile App Only — Personal accounts and the card are app-only; app.kontigo.com is a business platform for multi-currency payroll and international payments, not a personal card portal
- Apple App Store
-
App Store Official Download ↗ Excludes mainland China; key markets missing: Malaysia, South Korea, United Kingdom, France
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
The privacy policy names Kontigo, Inc. (incorporated in Delaware, US, EIN 933305176) as data controller. It lists the rights of access, rectification, deletion ("right to be forgotten" where applicable), objection or restriction and withdrawing consent, and says their scope depends on the law of your country without naming any specific law; data may be transferred to affiliates, payment processors and other partners, and significant automated decisions can be reviewed by a person on request
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Kept while the account is active or the contract continues, then for applicable limitation periods and as accounting, tax, anti-money-laundering and other laws require, after which it is deleted or anonymised; no specific period is given
- App Store Privacy Label
- No tracking data; 10 categories linked to identity; 0 not linked
- Google Play Data Safety
- No third-party data sharing; Collects 8 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Neither the website nor the FAQ gives account closure steps; the privacy policy says you can request deletion of personal data by emailing data@kontigo.lat after identity verification, and the Google Play data safety page says deletion can be requested
Verified on 2026-11-05. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Early stage, incomplete terms
The Kontigo card still requires a waitlist, and the official FAQ lists only the 0.15% load fee; issuance and FX fees, the issuer and Apple Pay support are not stated. It suits existing Kontigo wallet users in Venezuela and Latin America for small trial amounts. [2]
Frequently asked questions
How do I get a Kontigo Card?
Swipe right on the app's home screen and tap 'Solicitar tarjeta' to join the waitlist; the card starts as virtual.
Can I choose Visa or Mastercard?
No, the network is assigned automatically by region.
Can I move card funds back to the wallet?
Not yet; Kontigo says the feature is in development.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Kontigo Card on X; search results may change over time.
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