Compliant residents of Argentina and licensed open Latin American markets
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- $0 card issuance and creation fees; $0 monthly maintenance and annual fees; 0% transaction fees on local Argentine card purchases; crypto payments include a real-time market conversion spread.
- Debit / Deduction Model
- Regulated Latin American exchange instant clearing model: supports seamless switching between Argentine Pesos (ARS) and crypto assets, with automated sub-second conversion at point of sale cleared across the Visa international network
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires a valid Argentine National Identity Document (DNI) or legal tax identification number (CUIT/CUIL), along with completing biometric facial verification inside the Lemon app.
- Officially supported countries and regions
- Compliant residents of Argentina and licensed open Latin American markets
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (International prepaid card "Tarjeta Prepaga Internacional Visa", physical and virtual cards, supporting Apple Pay and Google Pay)
- Issuer Arrangement / Payment Rails
- Lemon Cash (Argentine compliant Virtual Asset Service Provider) and Visa. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- : Officially supports Apple Pay; Argentine cardholders can push their virtual or physical card to Apple Wallet with one tap in the Lemon app for contactless tap-to-pay at physical POS terminals.
- Overseas AI Subscriptions
- : International Visa prepaid BIN with 3DS verification, reliably billing cross-border subscriptions like ChatGPT Plus, Claude Pro, Spotify, and Netflix.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Up to 2% instant Bitcoin (BTC) cashback on crypto purchases; earn yield on idle balances with Lemon Earn; accepted by Visa merchants across Latin America and worldwide.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Argentina Crypto Payment Leader & 2M+ User Base
- Lemon Cash is one of the most widely adopted regulated Web3 platforms in Argentina, with a cardholder base surpassing 2 million and ubiquitous visibility across Argentine supermarkets, cafes, and daily transit. [1] [2]
- Earn Up to 2% Bitcoin Cashback on Crypto Spending
- Cardholders can freely set payment preferences; when selecting direct settlement from digital assets like USDT/USDC, the system automatically credits up to 2% of the purchase amount back in Bitcoin. [1] [2]
- Completely Free Card Issuance & Zero Monthly Fee Guarantee
- Virtual cards are ready instantly upon issuance; physical card orders and delivery are completely free with zero hidden monthly or annual fees, significantly lowering the barrier to crypto-powered spending. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Lemon Cash (Argentine compliant Virtual Asset Service Provider) and Visa. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- ✅ Explicitly stated in official materials: Officially supports Apple Pay; Argentine cardholders can push their virtual or physical card to Apple Wallet with one tap in the Lemon app for contactless tap-to-pay at physical POS terminals.
- Google Pay
- ✅ Explicitly stated in official materials: Officially compatible with Google Wallet, supporting all NFC-enabled Android mobile devices.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: International Visa prepaid BIN with 3DS verification, reliably billing cross-border subscriptions like ChatGPT Plus, Claude Pro, Spotify, and Netflix.
Compatibility information for this card was verified on 2026-10-20 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Lemon - Billetera virtual (Lemon Cash Inc)
- Web Portal Support
- Mobile App Only — The official website has no web wallet; card issuance and management are entirely within the app.
- Apple App Store
-
App Store Official Download ↗ Only 9 regions: Brazil, Mexico, Argentina, Colombia, Chile, Ecuador, Peru, El Salvador, Uruguay
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Argentine privacy notice issued by registered virtual asset service provider Bay Treasure Caramel S.A., governed by Argentine Personal Data Protection Law No. 25.326 and Regulatory Decree No. 1558/2001; designates a Data Protection Officer (DPO) and guarantees free exercise of ARCO rights (Access, Rectification, Cancellation, Opposition) plus restriction, portability, and consent withdrawal, with recourse to the Agency of Access to Public Information (AAIP); separate privacy policies govern operations in Brazil, Chile, Peru, and Colombia; on-chain transaction records permanently persist on distributed ledgers.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for 2, 5, or 10 years based on statutes of limitation, then deleted or anonymized
- App Store Privacy Label
- Used to track: Identifiers; Linked to you: 3 categories; Not linked to you: 0 categories
- Google Play Data Safety
- No third-party data sharing; Collects 4 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Self-service deletion inside app via "$lemontag → Datos personales → Eliminar cuenta", provided fiat peso and cryptocurrency balances are zeroed; terms also allow requesting deletion via official support channels.
Verified on 2026-10-19. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
A Spending Lifestyle Hedging Against Latin American Local Inflation
Against Argentina's backdrop of high inflation, Lemon Card allows users to immediately convert their salaries into USD stablecoins (USDT/USDC) to preserve purchasing power, converting to Argentine pesos (ARS) on demand only at checkout while steadily accumulating Bitcoin, creating an ideal inflation-hedging spending loop. [1] [2]
Local Compliance Onboarding & Non-Resident Restrictions
Lemon is strictly regulated by Argentina's National Securities Commission (CNV) and Financial Information Unit (UIF); applications must link local Argentine DNI identification credentials, and services are currently unavailable to offshore applicants without Argentine residency documentation. [1]
Frequently asked questions
Is Lemon Card a credit card or a debit card?
From a legal and network clearing standpoint, Lemon Card is an international Visa prepaid debit card (Tarjeta Prepaga Internacional); it does not support credit or overdrafts, and purchase amounts are deducted directly from available wallet balances.
How is Bitcoin cashback distributed, and is there a cap?
Cashback is credited instantly on a per-transaction basis into the user's Lemon Bitcoin wallet; per latest official terms, a reasonable monthly cashback ceiling applies and can be checked anytime under "Beneficios" in the app.
Can I use Lemon Card to pay overseas USD bills?
Yes. Lemon Card is a globally accepted international Visa card supporting online international transactions and overseas merchant billing, settled at exchange rates determined under Argentine foreign exchange and tax regulations.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Lemon Card Visa Prepaga on X; search results may change over time.
Recommended Active Alternative Cards
If Lemon Card Visa Prepaga is region-restricted or does not meet your needs, compare these active alternatives:Bybit’s card applications depend on residence and the card program. Even with an existing exchange account, card identity and address verification may still be required.
This profile covers the Crypto.com prepaid card. Pre-authorizations can tie up available funds, an often-overlooked issue when travelling or booking hotels.
Nexo Card offers Debit and Credit modes: the first spends digital assets, while the second draws on a credit line secured by crypto assets.