Argentine residents only
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 issuance fee, 0 annual fee, 0 monthly fee; overdraft interest is assessed based on Central Bank of Argentina benchmark rates and credit scores, with an interest-free grace period available upon full on-time repayment. ATM withdrawals charged per local ATM network rules.
- Debit / Deduction Model
- A Bitcoin-collateralised revolving credit Visa card (not a debit card): pledge BTC to obtain a fiat credit line, repay on schedule without liquidating coins
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Must be a verified Lemon Cash user, requiring Argentine DNI identity documentation and local tax compliance verification.
- Officially supported countries and regions
- Argentine residents only
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (physical and virtual cards)
- Issuer Arrangement / Payment Rails
- Lemon Cash in partnership with Argentine regulated credit financing partners. The card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- Supports Apple Pay, can be provisioned in iPhone and Apple Watch wallets.
- Overseas AI Subscriptions
- Genuine Visa credit card BIN, supporting standard online merchant spending.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Earns up to 2% Bitcoin cashback on every purchase, deposited directly into the user's Lemon account.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa (credit card)
- Issuer arrangement / BIN
- Lemon Cash in partnership with Argentine regulated credit financing partners. The card BIN is not published, and this page does not speculate on it.
- Apple Pay
- ✅ Explicitly stated in official materials: supports Apple Pay, can be provisioned in iPhone and Apple Watch wallets.
- Google Pay
- ✅ Explicitly stated in official materials: supports Google Wallet tap-to-pay.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: genuine Visa credit card BIN, supporting standard online merchant spending.
Compatibility information for this card was verified on 2026-10-14 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 153 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Lemon - Billetera virtual (Lemon Cash Inc)
- Web Portal Support
- Mobile App Only — The official website has no web wallet; card issuance and management are entirely within the app.
- Apple App Store
-
App Store Official Download ↗ Only 9 regions: Brazil, Mexico, Argentina, Colombia, Chile, Ecuador, Peru, El Salvador, Uruguay
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Argentine privacy notice issued by Bay Treasure Caramel S.A. (BTC, registered VASP) under Argentine Law 25.326 and Decree 1558/2001: designates a DPO, provides free exercise of ARCO rights (access, rectification, cancellation, objection), restriction, portability, and consent withdrawal, with complaints to AAIP; separate privacy notices apply in Brazil, Chile, Peru, and Colombia; on-chain transactions remain permanently on blockchain
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for 2, 5, or 10 years based on statutes of limitation, then deleted or anonymized
- App Store Privacy Label
- Used to track: Identifiers; Linked to you: 3 categories; Not linked to you: 0 categories
- Google Play Data Safety
- No third-party data sharing; Collects 4 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Self-service deletion via in-app '$lemontag → Datos personales → Eliminar cuenta', provided fiat peso and crypto wallet balances are zero; users can apply via form to reopen accounts; terms state requests may also be submitted via official support channels
Verified on 2026-10-14. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Innovative blend of Bitcoin hedging and daily spending in high-inflation economies
Facing fiat devaluation, Argentine users tend to hoard BTC; Lemon's collateralised credit card gives cardholders local purchasing power without liquidating core assets. [1]
Frequently asked questions
Will my collateral be liquidated if Bitcoin price drops sharply?
The platform maintains dynamic loan-to-value (LTV) monitoring; when coin prices approach the liquidation threshold, in-app margin call alerts are pushed, and failure to add collateral on time triggers partial liquidation.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Lemon Bitcoin-Backed Credit Card on X; search results may change over time.
More public discussion of Lemon Bitcoin-Backed Credit Card on X
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