Argentina and Latin America (Residents holding an Argentine DNI or compliant tax ID).
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 ARS virtual card issuance; 0 ARS monthly maintenance; nominal cost/shipping fee for physical card; non-local currencies settled at official Mastercard rates.
- Debit / Deduction Model
- LatAm multi-currency hybrid account: Supports spending from ARS, USD, and crypto (USDT, BTC, etc.) with real-time automated conversion at checkout.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Mandates Argentine UIF identity verification (DNI scan and biometric facial liveness check).
- Officially supported countries and regions
- Argentina and Latin America (Residents holding an Argentine DNI or compliant tax ID).
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard (International prepaid debit card, virtual and contactless physical cards)
- Issuer Arrangement / Payment Rails
- Issued in partnership by Pomelo Fintech S.A. and Inversiones Let'sBit S.A. Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- International LatAm Mastercard, supports Apple Wallet provisioning and POS terminals worldwide.
- Overseas AI Subscriptions
- International Mastercard BIN, reliably supporting cross-border digital subscriptions for ChatGPT Plus, Claude Pro, Netflix, Spotify, etc.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Up to 2.5% crypto cashback on eligible daily spending, deposited directly into user crypto wallet.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Underlying Clearing by LatAm Card Leader Pomelo
- Issued under Mastercard license by licensed LatAm card issuance infrastructure provider Pomelo Fintech. [1] [2]
- Multi-Asset Architecture Offsetting High Inflation
- Keep balances in USD or stablecoins (USDT/USDC); purchases instantly convert at market rates to protect against local currency depreciation. [1] [3]
- Generous Crypto Cashback on Everyday Purchases
- Offers up to 2.5% crypto rewards on regular spending without staking requirements, paid directly into spot balances. [1] [3]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- Issued in partnership by Pomelo Fintech S.A. and Inversiones Let'sBit S.A. Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ◐ Community feedback / Unconfirmed official mention: International LatAm Mastercard, supports Apple Wallet provisioning and POS terminals worldwide.
- Google Pay
- ✅ Explicitly stated in official materials: Supports Google Wallet integration for in-store NFC contactless tapping and secure online checkout.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: International Mastercard BIN, reliably supporting cross-border digital subscriptions for ChatGPT Plus, Claude Pro, Netflix, Spotify, etc.
Compatibility information for this card was verified on 2026-11-06 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 255 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Let'sBit (Inversiones LetsBit S.A.)
- Web Portal Support
- Let'sBit Web Platform (letsbit.io) — Provides complete web-based fintech console and fund management tools
- Apple App Store
-
App Store Official Download ↗ Argentine and major Latin American App Store markets
- Google Play
-
▶ Google Play Official Download ↗ Argentine and Latin American Google Play markets
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Strictly adheres to Argentine Personal Data Protection Law 25.326, safeguarding privacy and access rights
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Statutory 5-10 year retention for transactions under Argentine UIF and commercial laws
- App Store Privacy Label
- Collects financial data, contact details, and device IDs for regulatory AML compliance
- Google Play Data Safety
- End-to-end encrypted transit compliant with Argentine data protection standards
- Account Deletion Flow
-
Cardholders can submit account cancellation in App Settings or contact support for data erasure
Verified on 2026-11-06. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Everyday Spending Hub for Latin American Crypto Users
Recognized in Argentina as a leading inflation-hedge solution, Let'sBit card bridges on-chain dollar stablecoins with daily offline merchant spending. [1] [2]
Frequently asked questions
Can tourists or non-LatAm residents open an account?
Currently registration strictly requires an Argentine national ID (DNI) or valid local tax identification number (CUIL/CDI).
Are there foreign exchange surcharges at checkout?
Local ARS transactions convert at real-time market rates; offshore non-ARS spends follow official Mastercard exchange rates without hidden fees.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Let'sBit Mastercard on X; search results may change over time.
Recommended Active Alternative Cards
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KAST combines a stablecoin account, card and membership benefits. Cashback on USD purchases and KAST Points are different rewards and should not be combined into a single cash rate.
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