The help centre lists 48 countries of residence where the card can be issued, including Pakistan, Bangladesh, Egypt, Morocco, the UAE, Kenya, South Africa, Japan, Singapore, Malaysia, the Philippines, Thailand, Australia, New Zealand, Mexico, Brazil, Argentina and Colombia; mainland China, Hong Kong, India, Israel, Nepal, Nigeria, Türkiye, Ukraine, the US and Vietnam are not supported for now; the EU is 'coming soon'; cards held by UK residents close on 2026-11-06.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Visa Platinum costs $1.99 one-time on the free Essential plan; Pro ($5.99/month) includes Platinum; Prestige (launch offer $29.99/month, normally $59.99) includes Visa Infinite and Platinum, with a 6-month commitment from the Infinite card's issue date. No monthly card fee; USD card payments are free and payments in a currency other than the card account currency cost 1.5%; stablecoin deposits are free and sending to a stablecoin wallet costs 1%.
- Debit / Deduction Model
- Custodial USD account with a virtual card: USDC or USDT on Solana is converted to dollars and credited to the nsave USD balance, which the card spends; ACH, wire and local rails can also fund the account
Application Eligibility & KYC
- KYC Identity Verification
- KYC required Identity verification is done in the nsave app; nsave says most customers are verified within minutes and some need up to one business day of extra checks. Card eligibility follows the country of residence on the account, and nationality may also be considered in compliance checks; card applications can be declined without a specific reason.
- Officially supported countries and regions
- The help centre lists 48 countries of residence where the card can be issued, including Pakistan, Bangladesh, Egypt, Morocco, the UAE, Kenya, South Africa, Japan, Singapore, Malaysia, the Philippines, Thailand, Australia, New Zealand, Mexico, Brazil, Argentina and Colombia; mainland China, Hong Kong, India, Israel, Nepal, Nigeria, Türkiye, Ukraine, the US and Vietnam are not supported for now; the EU is 'coming soon'; cards held by UK residents close on 2026-11-06.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (virtual card, Visa Platinum or Visa Infinite)
- Issuer Arrangement / Payment Rails
- Issuer not named; npay Inc. says it partners with licensed financial institutions to provide cards. The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay / Google Pay
- The official card page and plan guide say the card can be added to Apple Pay; availability depends on Apple Pay's rollout in your country.
- Overseas AI Subscriptions
- The official help centre says the virtual card can pay for subscriptions such as streaming, SaaS and AI tools; whether a charge goes through still depends on the merchant.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- No card cashback on Essential; 0.5% on Pro; on Prestige 1% on the first $5,000 a month, then 0.5%. Visa purchase protection, extended warranty, price protection and car rental insurance are included, and Infinite adds discounted airport lounge access, travel accident and baggage insurance.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- How stablecoins fund the card
- The help centre says USDC or USDT can be sent in the app to a personal Solana address and is converted to dollars in the nsave USD balance, with a minimum deposit shown as $1; other coins or networks are lost. The pricing page lists stablecoin deposits as free and sending to a stablecoin wallet at 1%. [5] [2]
- Plans and card fees
- On the free Essential plan the Visa Platinum card costs $1.99 one-time; Pro at $5.99/month includes Platinum; Prestige at a launch price of $29.99/month includes Visa Infinite and Platinum, with a 6-month commitment from the Infinite card's issue date, after which an early downgrade locks the card. No plan charges a monthly or annual card fee. [4] [2] [8]
- Spending fees
- The pricing page lists USD card payments as free and payments in a currency other than the card account currency at 1.5%; the card page says there are no monthly, receiving or top-up fees, only a small conversion fee for other currencies. [2] [1]
- Eligible countries
- The help centre lists 48 countries of residence where cards are issued; mainland China, Hong Kong, India, Israel, Nepal, Nigeria, Türkiye, Ukraine, the US and Vietnam are not supported for now, the EU is 'coming soon', and sanctioned places such as Afghanistan, Russia and Iran cannot be served. [3]
- UK resident cards close on 2026-11-06
- nsave says that because of changes to the jurisdictions it can support, cards held by UK residents will close on 2026-11-06; any card fee paid is refunded to the nsave account and other account features are unaffected. [6]
- Virtual only, for spending
- Both cards are virtual; nsave says the card is for spending only, cannot receive payments and cannot be used as a PayPal withdrawal destination, and PayPal's card verification charge may not be refunded. [4] [7]
- Operating entities
- The website is operated by nsave Ltd. in the UK; npay Inc. (Delaware) says it partners with licensed financial institutions to provide cards, and npay USA Inc. is registered with FinCEN as an MSB; GBP and multi-currency accounts are provided by Keel Money Ltd, an FCA-authorised e-money institution. The card-issuing bank is not named. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa Platinum / Visa Infinite
- Issuer arrangement / BIN
- Issuer not named; npay Inc. says it partners with licensed financial institutions to provide cards. The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay
- ✅ Explicitly stated in official materials: The official card page and plan guide say the card can be added to Apple Pay; availability depends on Apple Pay's rollout in your country.
- Google Pay
- ✅ Explicitly stated in official materials: The official card page says the card can be added to Google Wallet, and the app screenshot shows an 'Add to Google Wallet' button.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: The official help centre says the virtual card can pay for subscriptions such as streaming, SaaS and AI tools; whether a charge goes through still depends on the merchant.
Compatibility information for this card was verified on 2026-11-05 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 239 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- nsave: Global USD Accounts (App Store developer Masref Ltd; Google Play developer NSAVE LTD)
- Web Portal Support
- Web Account Available; Card Primarily via App — There is a web app at web.nsave.com for signing in to the account; per the help centre, card applications and account closure happen in the app
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Available in key international markets
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
EEA / UK Data Subject Rights
The privacy statement names nsave Ltd (124 City Road, London, registered in England and Wales) as data controller for the website and the app. Under UK data protection law it lists the rights of access, rectification, erasure, restriction, objection, portability and withdrawing consent, with replies within one calendar month and complaints to the UK ICO. Data is shared with the Delaware technology partner npay Inc. under stated transfer safeguards, and personal data is not sold. The statement promises to say how long data is kept, but section 5 is missing and no retention period is given
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- The privacy statement gives no retention period (section 5 is missing); the erasure clause says some data must be kept to meet legal obligations
- App Store Privacy Label
- Used to track: identifiers, usage data; 6 categories linked to identity; 1 not linked
- Google Play Data Safety
- Shared: device or other IDs, personal info, files and docs, messages, photos and videos; 7 categories collected; deletion on request; encrypted in transit
- Account Deletion Flow
-
Self-service closure in the app: move your funds to an external account of yours, then go to Settings → Get Help → Close account. Closure is permanent and you cannot open another nsave account later; to delete personal data, email support@nsave.com separately
Verified on 2026-11-05. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Who it suits
nsave targets remote workers and freelancers in places such as Pakistan, Bangladesh and Egypt who need a USD account: fund it with USDC or USDT on Solana for free, then pay overseas subscriptions with the USD card. Residents of Nigeria, India, mainland China and the US cannot get the card for now. [3] [5]
Cashback depends on the plan
The free plan has no card cashback; 0.5% requires Pro at $5.99/month, and 1% requires Prestige and applies only to the first $5,000 a month. For small spenders the subscription cost outweighs the cashback. [2] [8]
Frequently asked questions
Can I top up the nsave card with USDT?
Indirectly: deposit USDC or USDT over the Solana network into the nsave USD account, where it is converted to dollars the card can spend; only Solana is supported for now.
Which countries can apply?
The help centre lists 48 countries of residence, including Pakistan, Bangladesh, Egypt, the UAE, Japan, Singapore, Malaysia, the Philippines, Mexico and Brazil; the US, India, Nigeria, mainland China and Hong Kong are not supported for now, and UK resident cards close on 2026-11-06.
How much does the nsave card cost?
On the free plan, Visa Platinum is a one-time $1.99; Pro and Prestige include a card. There is no monthly card fee, USD payments are free and other currencies cost 1.5%.
Is there a physical card?
No. Both Platinum and Infinite are virtual cards that can be added to Apple Pay or Google Pay for in-store payments.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
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No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of nsave Card on X; search results may change over time.
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