Available to eligible residents of Mexico; overseas residents cannot apply; Mainland China and non-Mexican jurisdictions are excluded.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Virtual card is free; physical card fee subject to local delivery terms; $0 monthly and annual fees. Cross-border FX follows Mastercard standard rates.
- Debit / Deduction Model
- Debits crypto and stablecoin balances in Orbi account; automatically converts to Mexican Pesos (MXN) at POS; debit card with no overdraft limit.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Must be an eligible legal resident of Mexico. Applying requires KYC identity verification with valid Mexican government ID (CURP, voter ID, or passport) and proof of address.
- Officially supported regions
- Available to eligible residents of Mexico; overseas residents cannot apply; Mainland China and non-Mexican jurisdictions are excluded.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard; BIN sponsorship and settlement infrastructure provided by SoFi Tech Solutions (formerly Galileo).
- Issuer Arrangement / Payment Rails
- SoFi Tech Solutions (Galileo) / Mastercard MxDS. Card BIN is unstated; this directory does not infer BIN numbers.
- Apple Pay / Google Pay
- Official support for linking Apple Pay and Google Wallet.
- Overseas AI Subscriptions
- Supports online merchants and SaaS subscriptions, converted at real-time MXN/USD rates.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Eligible for Mastercard benefits and localized merchant promotional cashback campaigns.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- SoFi Tech Solutions (Galileo) / Mastercard MxDS. Card BIN is unstated; this directory does not infer BIN numbers.
- Apple Pay
- ✅ Explicitly stated in official materials: Official support for linking Apple Pay and Google Wallet.
- Google Pay
- ✅ Explicitly stated in official materials: Native support for Google Pay contactless payments.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Supports online merchants and SaaS subscriptions, converted at real-time MXN/USD rates.
Compatibility information for this card was verified on 2026-10-10 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 120 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Orbi（Argora Payments, S.A.P.I. de C.V.）
- Web Portal Support
- Mobile App Only — orbi.finance official site only provides App downloads; no web login found
- Apple App Store
-
App Store Official Download ↗ Only 2 regions: US, Mexico
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Mexico LFPDPPP; ARCO rights via email with ID proof, 20 business days to respond, 15 to execute; cannot cancel during statutory AML obligations; includes profiling & biometrics; opt-out for secondary marketing; complaints to Secretaría Anticorrupción y Buen Gobierno
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Applicable AML retention regulations (typically 5–7 years)
- App Store Privacy Label
- Used to track: Contact Info; Linked to identity 4 categories; Not linked 3 categories
- Google Play Data Safety
- No third-party data sharing; Collects 5 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
No in-app deletion instructions found; ARCO cancellation rights via email; Google Play declares deletion can be requested
Verified on 2026-10-10. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Compliant Localization Breakthrough for Latin American Crypto Payments
Latin American users often face heavy foreign transaction fees and merchant declines with offshore cards. Orbi leverages Mastercard MxDS to eliminate currency conversion friction for remittances and daily spend. [1] [3]
Stablecoin Real-World Utility in Remittances & Daily Commerce
Orbi emphasizes regulated stablecoins including SoFiUSD, enabling low-cost cross-border remittance receipts and immediate point-of-sale spending. [1] [2]
Frequently asked questions
Is Orbi Mastercard a credit or debit card?
It is a debit card. It debits cryptocurrency or stablecoin balances in the Orbi account with instant conversion at checkout, offering no credit line.
Can Mainland China residents apply for the Orbi card?
No. Orbi operates strictly under Mexican regulatory frameworks; applicants must supply Mexican government identification (such as CURP or residence permits).
What currencies can be spent with Orbi Mastercard?
It supports Bitcoin, Ethereum, and major stablecoins (including SoFiUSD, USDT, and USDC), automatically converting to pesos at live exchange rates.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Orbi Mastercard on X; search results may change over time.
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