Available across 180+ countries and territories globally (including Latin America Pix, US, and EU jurisdictions)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 account monthly fee, 0 card annual fee; fee-free on-chain top-ups supported, fiat and foreign currency settlements execute at live Visa exchange rates.
- Debit / Deduction Model
- Gnosis Chain Safe smart contract self-custody + Monerium EU-licensed Web3 IBAN: holds EURe/USDe on-chain, debited in real time via Visa network at POS
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Complies with standard AML requirements; accepts valid personal photo ID for identity verification without burdensome proof-of-address hurdles.
- Officially supported countries and regions
- Available across 180+ countries and territories globally (including Latin America Pix, US, and EU jurisdictions)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Virtual and physical cards available, native support for Apple Pay & Google Pay)
- Issuer Arrangement / Payment Rails
- Gnosis Chain Safe in partnership with Monerium (EU-licensed EMI). Card BIN undisclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Officially supports native one-click push provisioning to Apple Wallet for tap-to-pay on iPhone and Apple Watch.
- Overseas AI Subscriptions
- Supports international 3D Secure authentication, reliably settling overseas subscriptions like OpenAI ChatGPT Plus and Claude Pro.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Decentralized asset security backed by self-custodial accounts; standard Visa global merchant acceptance with periodic ecosystem promotional rewards.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Gnosis Chain Safe in partnership with Monerium (EU-licensed EMI). Card BIN undisclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Officially supports native one-click push provisioning to Apple Wallet for tap-to-pay on iPhone and Apple Watch.
- Google Pay
- ✅ Explicitly stated in official materials: Officially supports Google Wallet, compatible with Android NFC contactless offline payments.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Supports international 3D Secure authentication, reliably settling overseas subscriptions like OpenAI ChatGPT Plus and Claude Pro.
Compatibility information for this card was verified on 2026-10-16 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 170 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Picnic: Global Account (DeFiBasket Labs Inc.)
- Web Portal Support
- Web Account Available; Card Primarily via App — The official website provides a web login at usepicnic.com/app/auth to access accounts and manage KYC settings; card issuance, account closure, and primary card features are mobile-first, and the website does not specify whether cards can be applied for or managed via the web portal.
- Apple App Store
-
App Store Official Download ↗ 30 regions only: US, Germany, France, Spain, Italy, Netherlands, Brazil, Argentina, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Croatia, Hungary, Ireland, Lithuania, Luxembourg, Malta, Poland, Portugal, Paraguay, Romania, Sweden, Slovenia, Slovakia
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Privacy policy (Help Center edition updated 2026-10-07, body marked September 2026, bilingual Portuguese/English) designates DeFiBasket Labs Inc. (a British Virgin Islands entity) as controller: enumerates rights including confirmation/access, rectification, sharing transparency, portability, anonymization/blocking/erasure of unnecessary or unlawful data, consent withdrawal, objection, processing restriction, review of automated decisions, and supervisory authority complaints (LGPD-style provisions without explicit GDPR terminology); access requests answered immediately or within 15 days; states Picnic does not store ID documents or biometrics, with KYC executed in partner environments where partners operate as independent controllers; cross-border transfers to Brazil, EU, and US governed by standard contractual clauses; customer support interactions processed by AI service providers.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for the duration necessary for services and statutory, tax, accounting, fraud prevention, and limitation periods; account closure does not immediately purge all history; KYC and transaction records retained by partners per respective regulatory mandates; on-chain records cannot be deleted; specific retention years not stated.
- App Store Privacy Label
- Used to track: Usage Data; Linked to you: 2 categories; Not linked to you: 2 categories
- Google Play Data Safety
- Shared: Financial info, Messages, Personal info, Photos and videos; Collected: 5 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Tap 'Delete account' in iOS/Android App settings; requires zero balance, entering the on-screen verification code, and confirming account email; this is the sole self-service closure method; web portal lacks a closure button (web 'KYC Management → Remove' only unbinds KYC without closing the account); chat support can execute closure if app access is unavailable; Google Play notes data deletion can be requested.
Verified on 2026-10-16. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Self-Custody Security vs Traditional Prepaid Crypto Cards
Most prepaid crypto cards require transferring stablecoins into centralized offshore card accounts, exposing funds to freeze risks if partner rails lose licensure. Picnic keeps assets securely in the user-controlled Safe smart contract, triggering on-chain debits only upon actual Visa POS settlement. [1] [2]
Everyday Spend and Apple Pay Experience
Virtual cards can be provisioned into Apple Wallet in seconds, offering the frictionless tap-to-pay experience of a standard international debit card at retail terminals and in-app merchants. [1]
Frequently asked questions
Who issues the Picnic Visa Card?
It is collaboratively built by Gnosis Chain smart accounts and EU-licensed Electronic Money Institution Monerium, issued under the Visa payment network.
Does Picnic Card support Apple Pay?
Yes. In-app one-tap provisioning is supported for Apple Wallet and Google Wallet, enabling contactless tap-to-pay on Visa POS terminals without waiting for a physical card.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Picnic Visa Card on X; search results may change over time.
Recommended Active Alternative Cards
If Picnic Visa Card is region-restricted or does not meet your needs, compare these active alternatives:Stablecoin prepaid Visa card offering virtual and physical cards with $0 monthly/annual fees for standard accounts. Native Apple Pay & Google Pay support, with transparent pricing: $10 virtual, $100 physical, 0% deposit, 1.2% spend/FX, and 2% ATM withdrawal fee.
KAST combines a stablecoin account, card and membership benefits. Cashback on USD purchases and KAST Points are different rewards and should not be combined into a single cash rate.
Since June 2026, Tria card rewards have used monthly spending tiers. The spending thresholds behind a headline “up to 6%” rate matter more than the maximum alone.