Mainly Colombia; the issuer says the card can be used in more than 200 countries and at over 100 million merchants, and transfers cover the United States, Colombia and Europe.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The issuer states there is no management fee and no commission ("Sin cuota de manejo ni comisiones"); FX fees, ATM cash withdrawal fees, and top-up and withdrawal rates are all unpublished.
- Debit / Deduction Model
- Multi-currency balances plus card: US dollar, euro and Colombian peso balances are held separately, spending is deducted from the matching currency balance, and cross-border transfers are also offered
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The official page states that account opening runs "Verificación de identidad automática" (automated identity verification) to prevent illegal transactions, alongside transaction monitoring and biometric login; the issuer does not list the specific document types accepted or the countries covered.
- Officially supported countries and regions
- Mainly Colombia; the issuer says the card can be used in more than 200 countries and at over 100 million merchants, and transfers cover the United States, Colombia and Europe.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (the official card artwork is marked Visa; the page text does not name the card network)
- Issuer Arrangement / Payment Rails
- The issuer does not publish the issuing institution or BIN ownership. The card BIN is not public, and this page does not speculate about it.
- Apple Pay / Google Pay
- The official page states "Guarda tu tarjeta en Apple Pay o Google Wallet", listing both wallets as options.
- Overseas AI Subscriptions
- The issuer says nothing about AI subscriptions; the card can be used for online purchases, but whether a charge goes through depends on the merchant gateway, so the actual charge result is what counts.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The issuer does not publish a cashback rate; "recompensas" on the page refers to savings and referral rewards, with no specific card cashback rate given.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- "No management fee, no commission" covers only two items
- The issuer's wording is "Sin cuota de manejo ni comisiones", meaning the account management fee and commission are both zero. FX, ATM and top-up fees are not published, so this sentence should not be read as zero cost. [1]
- The card network appears only on the card artwork
- The page text does not name Visa or Mastercard; the official card artwork is marked Visa. This site records the card network from the card artwork, notes that the page text does not name it, and does not present it as the issuer's own wording. [1]
- Coverage means 200+ countries and 100 million merchants
- The issuer states the card can be used in "más de 200 países y 100 millones de establecimientos"; that is acceptance coverage, and the issuer does not publish which countries can open accounts or the identity requirements. [1]
- Identity verification is an automated process
- The issuer states that account opening runs automated identity verification, transaction monitoring and biometric login to prevent illegal transactions; the issuer does not list the document types accepted. [1]
- Not just Colombia: iOS is listed in 26 regions
- It is listed on the App Store in 26 regions in total, including the US, 11 European countries (the UK, Germany, France, Spain, Italy, Portugal, Belgium, Austria, Ireland, Greece and Lithuania) and Latin American markets such as Brazil, Mexico, Argentina, Chile and Peru. The product is designed around the Colombian peso, but its download reach is far wider than Colombia alone. [2]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa (official card artwork; not named in the page text)
- Issuer arrangement / BIN
- The issuer does not publish the issuing institution or BIN ownership. The card BIN is not public, and this page does not speculate about it.
- Apple Pay
- ✅ Explicitly stated in official materials: The official page states "Guarda tu tarjeta en Apple Pay o Google Wallet", listing both wallets as options.
- Google Pay
- ✅ Explicitly stated in official materials: The same sentence lists Google Wallet; actual availability still depends on wallet support in your region.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: The issuer says nothing about AI subscriptions; the card can be used for online purchases, but whether a charge goes through depends on the merchant gateway, so the actual charge result is what counts.
Compatibility information for this card was verified on 2026-10-24 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Plenti - Your Global Account (SOMOS PLENTI SAS)
- Web Portal Support
- Mobile App Only — The website only has App Store / Google Play download links, with no web login
- Apple App Store
-
App Store Official Download ↗ Only 26 regions: US, UK, Germany, France, Spain, Italy, Brazil, Mexico, Argentina, Colombia, Austria, Belgium, Bolivia, Chile, Dominica, Dominican Republic, Ecuador, Greece, Guatemala, Ireland, Lithuania, Panama, Peru, Portugal, Paraguay, El Salvador
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
The data processing policy follows Colombian Law 1581/2012: free and unlimited access, correction, withdrawal of authorisation and requests for deletion; complaints can be sent by post to Cl. 7 Sur #42-145, Medellín, or by email to atencionalcliente@somosplenti.com; biometric data is collected
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained as long as necessary for the purpose; deletion requests will be handled unless a legal or contractual obligation requires retention
- App Store Privacy Label
- Used for tracking: usage data; 4 categories linked to your identity; 0 categories not linked to your identity
- Google Play Data Safety
- Shared with 3rd parties: Personal info; Collects 2 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
App → Help Centre → "Delete Data", then confirm to delete
Verified on 2026-10-24. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Why it is marked as a public beta
The issuer has not marked it as generally available or as a public beta, and has not published fees or the countries where accounts can be opened. There is not enough information to judge cost, so it is recorded as "public beta · region-restricted" and will be checked again once the issuer fills the gaps. [1]
Acceptance coverage is not eligibility
More than 200 countries and 100 million merchants describe where the card can be used, not who can apply. The issuer publishes neither the countries where accounts can be opened nor the document requirements or fees; before applying, go by the actual process in the app. [1]
Frequently asked questions
What fees does Plenti Card charge?
The issuer states there is no management fee and no commission; FX, ATM and top-up fees are not published, so this should not be read as zero cost.
Is Plenti Card Visa or Mastercard?
The page text does not name the card network; the official card artwork is marked Visa. This site records it from the card artwork and notes that.
Plenti Card — Does it support Apple Pay?
Yes. The official page states the card can be stored in Apple Pay or Google Wallet.
Plenti Card — In which countries can you apply?
The issuer does not publish a list of countries where accounts can be opened; the card can be used in more than 200 countries and at over 100 million merchants, but that refers to acceptance. The iOS app is listed on the App Store in 26 regions, including the United States and 11 European countries.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Plenti Card on X; search results may change over time.
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