European Economic Area (30 EEA countries including France, Germany, Spain, Italy; compliant European residency required).
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- €0 issuance fee; €0 monthly/annual fee; 0% FX markup (settled strictly at Visa official spot rates); zero fee for SEPA Instant transfers.
- Debit / Deduction Model
- Direct debit from self-custodial Gnosis Safe smart contract account, paired with dedicated personal EUR IBAN and Monerium EURe on-chain settlement.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Mandatory European Level-2 KYC verification (valid EU ID/passport and proof of address POA).
- Officially supported countries and regions
- European Economic Area (30 EEA countries including France, Germany, Spain, Italy; compliant European residency required).
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Virtual debit card, native Apple Pay and Google Pay support)
- Issuer Arrangement / Payment Rails
- Monavate Limited (Regulated by UK FCA and Estonian authorities, Gnosis Pay architecture). Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Officially supports one-tap provisioning to Apple Wallet from Rebind iOS app for global contactless POS tapping and online checkout.
- Overseas AI Subscriptions
- Compliant European Visa debit BIN, reliably supporting subscriptions for OpenAI (ChatGPT Plus), Claude Pro, Spotify, and Netflix.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Yield on idle EUR/stablecoin balances via compliant lending protocols, available for instant spending.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Official Designated Gnosis Pay European Migration Partner
- Following Gnosis Pay's strategic shift toward B2B infrastructure, Rebind was officially selected as a premier European migration partner for self-custodial consumer spending. [1] [2]
- Dedicated Personal European EUR IBAN Account
- Deploying a self-custodial Gnosis Safe on-chain simultaneously provisions a personal compliant EUR IBAN in the user's own name, supporting SEPA Instant transfers. [1] [3]
- True 0% FX Foreign Exchange Markup
- Non-EUR purchases are settled strictly at Visa's official baseline market rate without any added platform FX spread (0% FX markup). [1] [2]
- Monerium Regulated On-Chain Euro Settlement
- Integrated with regulated European Electronic Money Institution (EMI) Monerium for EURe on-chain settlement, bridging bank rails and blockchain 1:1 seamlessly. [2] [3]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Monavate Limited (Regulated by UK FCA and Estonian authorities, Gnosis Pay architecture). Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Officially supports one-tap provisioning to Apple Wallet from Rebind iOS app for global contactless POS tapping and online checkout.
- Google Pay
- ✅ Explicitly stated in official materials: Officially supports adding to Google Wallet for NFC-enabled Android devices worldwide.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Compliant European Visa debit BIN, reliably supporting subscriptions for OpenAI (ChatGPT Plus), Claude Pro, Spotify, and Netflix.
Compatibility information for this card was verified on 2026-11-06 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 255 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Rebind: Euros working for you (Rebind SAS)
- Web Portal Support
- Web Console and Knowledge Base — Official web portal and knowledge documentation provided
- Apple App Store
-
App Store Official Download ↗ Available across 30 European Economic Area countries and major EU App Stores
- Google Play
-
▶ Google Play Official Download ↗ Available on Google Play across mainstream European countries
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
Strictly complies with EU GDPR and financial privacy regulations, supporting rights to erasure and data portability
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Statutory 5-year retention for financial records under EU AML Directives (AMLD5/6)
- App Store Privacy Label
- Collects financial and contact details strictly for financial service performance
- Google Play Data Safety
- Data fully encrypted in transit, strictly adhering to European GDPR standards
- Account Deletion Flow
-
Cardholders can submit deletion requests directly in App settings or request full data erasure via DPO
Verified on 2026-11-06. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Deep Integration of Self-Custody Safe Architecture and European Banking
Rebind is not merely a Visa debit card, but a premier implementation of decentralized smart contract accounts within European compliance. Combining Gnosis Safe multi-sig security, Monerium on-chain regulated Euros, and personal IBANs, funds remain securely in user-controlled on-chain vaults, debited on-demand to eliminate platform insolvency risks. [1] [2] [3]
Frequently asked questions
Is Rebind Card available to non-European residents?
No. Strictly complying with European AMLD and regulatory rules, applicants must supply valid European Economic Area (EEA) residency ID and proof of address (POA).
Does Rebind Card really charge 0% FX markup?
Yes. Official terms state zero proprietary FX markups; non-EUR billing amounts convert directly at Visa's published rates on processing day.
How do existing Gnosis Pay users migrate to Rebind?
Existing Gnosis Safe holders can download the Rebind App and import their vault, or follow official migration flows to provision a dedicated IBAN.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Rebind Visa Card on X; search results may change over time.
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