Compliant registered businesses and DAOs in non-sanctioned jurisdictions (Europe, UK, US/Canada, APAC, and offshore).
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Zero card issuance and monthly fees on standard plans; 0% USDC top-up fee (1:1 par with USD); 0% USD transaction fee; 1% FX on cross-border non-USD.
- Debit / Deduction Model
- Managed via enterprise console, connecting to Gnosis Safe multi-sig or multi-chain crypto treasuries to allocate USDC limits settled via Mastercard.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Strict Know Your Business (KYB) compliance, requiring certificate of incorporation, articles, UBO, and authorized signatory verification.
- Officially supported countries and regions
- Compliant registered businesses and DAOs in non-sanctioned jurisdictions (Europe, UK, US/Canada, APAC, and offshore).
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard Commercial Business (enjoys business perks and travel protections)
- Issuer Arrangement / Payment Rails
- Request Finance Licensed BaaS Partner. Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Official support for adding to Apple Wallet for contactless POS tap-to-pay and business travel expenses.
- Overseas AI Subscriptions
- Fully compatible with major enterprise SaaS and cloud infrastructure including AWS, Google Cloud, GitHub, OpenAI Enterprise, and Figma.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Integrated financial automation and invoice matching, saving 3%–5% over traditional wire transfers and currency conversion frictions.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Deep Gnosis Safe Multi-Sig Integration
- Industry-first enterprise card natively integrating Gnosis Safe, enabling teams to allocate stablecoins to cards automatically upon multi-sig approval. [1] [2]
- 1:1 Zero-Slippage USDC Top-Up
- Top up USDC on Arbitrum, Polygon, Ethereum, and Solana at 1:1 par value to USD, avoiding traditional 2%–3% card recharge markups. [1] [3]
- Bulk Issuance & Dynamic Spend Controls
- Finance leads can issue virtual cards to team members in seconds, setting daily/monthly hard limits and Merchant Category Code (MCC) restrictions. [2] [3]
- Automated Reconciliation & Tax Compliance
- Every transaction automatically pairs with receipts and invoices inside Request Finance, with one-click export to Xero and QuickBooks for seamless audits. [1] [2]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- Request Finance Licensed BaaS Partner. Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Supports Apple Wallet for business travel contactless POS tap-to-pay and online checkout.
- Google Pay
- ✅ Explicitly stated in official materials: Supports Google Wallet for day-to-day team business purchasing and tap payments.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Fully compatible with AWS, Google Cloud, GitHub, OpenAI Enterprise, Figma, and major enterprise SaaS/compute billing.
Compatibility information for this card was verified on 2026-11-06 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 249 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Request Finance Enterprise Portal (request.finance)
- Web Portal Support
- Web Portal / PWA Only — Professional enterprise web financial console supporting multi-sig approvals, bulk employee card issuance, and finance automation
- Apple App Store
- Accessible via web enterprise financial console and mobile browser
- Google Play
- Provides enterprise financial audits, invoice approvals, and card issuance via web portal
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
Strictly adheres to EU GDPR and commercial confidentiality; corporate financial data stored with bank-grade TLS and AES-256 encryption; zero data transfer to third parties
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for 5–7 years pursuant to statutory corporate accounting and AML regulations
- App Store Privacy Label
- No iOS App
- Google Play Data Safety
- No Google Play App
- Account Deletion Flow
-
Corporate administrators can request account closure and data archival via account managers or security support
Verified on 2026-11-06. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Spending Revolution for Web3 Native Companies and Global Teams
When Web3 teams purchase overseas SaaS, pay cloud servers, or book global travel, they often face cumbersome P2P offramping or banking barriers. Request Finance Card bridges on-chain multi-sig treasuries directly to Mastercard rails, minimizing friction and audit exposure. [1] [2] [3]
Frequently asked questions
Can individuals apply for Request Finance Card?
No. The card is exclusively available to legally registered corporate entities, DAOs, or sole proprietors subject to KYB verification.
Which blockchain networks are supported for USDC deposits?
Native USDC deposits are currently supported on Ethereum mainnet, Arbitrum, Polygon, and Solana, all settled at 1:1 par value.
Are physical cards available for employee travel?
Yes. Admins can order physical Mastercard cards shipped globally to team members, supporting worldwide ATM withdrawals and POS payments.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Request Finance Card on X; search results may change over time.
Recommended Active Alternative Cards
If Request Finance Card is region-restricted or does not meet your needs, compare these active alternatives:Supports two spending modes, Direct Pay and Borrow, tiered as Core, Luxe, Pinnacle and VIP. Comparisons should weigh borrowing liability, FX, limits and ETHFI reward crediting together.
Ethena Pay connects a self-custodial wallet to a secured Spend Card. Check the tiered AVAX cashback, the secured settlement, the network conversion fee and any applicable penalties separately; neither the official pricing page nor the FAQ mentions Apple Pay or Google Pay.
Plasma One’s website offers direct download and application links, with Lite, Core and Platinum plans. Approval still depends on KYC and regional eligibility. The official product page and international card terms describe the issuer differently; check your personal card agreement and the issuer printed on the card. The details below cover cashback, deposits, withdrawals and FX costs separately.
