Open to 100+ countries and regions globally; mainland China and the United States restricted
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 monthly fee; card issuance fee varies by application batch and membership tier, on-chain settlement carries no extra redemption penalty, non-USD transactions incur a 1% FX conversion spread; virtual card does not support ATM withdrawals.
- Debit / Deduction Model
- A self-custodial Visa debit card with real-time conversion and clearing of on-chain liquid staking tokens (LSTs): no need to unstake assets in advance, with millisecond-level conversion and settlement upon card swipe
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Compliant identity verification required, with compliance onboarding handled by partners StraitsX / BasedApp; supports 100+ countries and regions worldwide.
- Officially supported countries and regions
- Open to 100+ countries and regions globally; mainland China and the United States restricted
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (virtual and physical cards)
- Issuer Arrangement / Payment Rails
- Issued in partnership by StraitsX (Xfers Pte Ltd) / BasedApp. The card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- Official confirmation of support for Apple Pay mobile payments, with one-click activation on iOS devices.
- Overseas AI Subscriptions
- International Visa card BIN supports cross-border e-commerce; overseas subscription acceptance depends on merchant risk-control rules.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Staked assets in the card continuously earn on-chain staking APY (e.g. INF approx. 7%–9% APY), while spending simultaneously earns Sanctum ecosystem points and Creator Coins perks.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Issued in partnership by StraitsX (Xfers Pte Ltd) / BasedApp. The card BIN is not published, and this page does not speculate on it.
- Apple Pay
- ✅ Explicitly stated in official materials: official confirmation of support for Apple Pay mobile payments, with one-click activation on iOS devices.
- Google Pay
- ✅ Explicitly stated in official materials: supports Google Pay mobile contactless payments.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: international Visa card BIN supports cross-border e-commerce; overseas subscription acceptance depends on merchant risk-control rules.
Compatibility information for this card was verified on 2026-10-14 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 153 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Sanctum Mobile (Socean Labs Inc; card not yet launched)
- Web Portal Support
- Pending Verification — The app.sanctum.so web app supports SOL liquid staking and swaps; Sanctum Mobile App focuses on INF yields with USD accounts marked 'Coming soon'; the card is not yet launched and web support cannot be verified.
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Available in key international markets
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Sanctum App Privacy Policy (updated 2026-01-12) operated by Socean Labs Inc under Panama Law 81 of 2019 and Executive Decree 285 of 2021: users can request access and rectification (replied within 30 days) and withdraw consent in writing (processed in ~14 business days); does not enumerate erasure or portability rights, nor mention GDPR; third parties used for registration/verification may process data under their own policies
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained until necessary to fulfill collection purposes, or as required/permitted by law; retention ceases or data is de-identified when no longer needed (no specific years stated)
- App Store Privacy Label
- No tracking data; Linked to you: 6 categories; Not linked to you: 0 categories
- Google Play Data Safety
- Shared with 3rd parties: App activity, App info and performance, Device or other IDs, Messages, Personal info; Collects 6 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
Privacy policy only mentions written withdrawal of consent, access, and rectification, with no explicit account deletion procedure; Google Play declares data deletion can be requested; card is not yet launched
Verified on 2026-10-14. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Underlying advantages of spending with liquid staking tokens (LST)
Traditional users must first swap staking yields to fiat before topping up a card, whereas Sanctum Cloud Card achieves a seamless closed loop between on-chain yield earning and offline card spending. [1]
Frequently asked questions
Which tokens are deducted during card transactions?
Supports deduction of SOL, INF, and other liquid staking index tokens or stablecoins, settled at real-time on-chain matching prices upon card swipe.
Can mainland China residents apply?
No, the list of restricted jurisdictions includes mainland China and the United States.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Sanctum Cloud Card on X; search results may change over time.
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