Anchored in Asia-Pacific, expanding across 100+ compliant markets globally
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 account monthly fee; stablecoin conversion executes at institutional-grade benchmark rates, clearing via Visa international network rates.
- Debit / Deduction Model
- MAS-licensed MPI stablecoin direct settlement Visa card: converts XSGD, XUSD, and USDC into local merchant fiat in milliseconds
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Complies with Monetary Authority of Singapore (MAS) AML standards; requires full statutory identity verification (KYC/KYB).
- Officially supported countries and regions
- Anchored in Asia-Pacific, expanding across 100+ compliant markets globally
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (supports virtual and physical cards, native Apple Pay & Google Pay support)
- Issuer Arrangement / Payment Rails
- StraitsX (MAS Major Payment Institution) direct connection with Visa. Card BIN undisclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Officially supports one-click push provisioning to Apple Wallet for spending at global Visa contactless terminals.
- Overseas AI Subscriptions
- Tier-1 banking 3DS authentication gateway; tested and verified for seamless transactions on OpenAI, Claude, and global cloud services.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Sovereign-grade regulatory backing under Singapore MAS MPI licensure; preferred Visa international merchant privileges and APAC Web3 ecosystem utility.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- StraitsX (MAS Major Payment Institution) direct connection with Visa. Card BIN undisclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Officially supports one-click push provisioning to Apple Wallet for spending at global Visa contactless terminals.
- Google Pay
- ✅ Explicitly stated in official materials: Compatible with Google Wallet for NFC tap-to-pay on Android smartphones.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Tier-1 banking 3DS authentication gateway; tested and verified for seamless transactions on OpenAI, Claude, and global cloud services.
Compatibility information for this card was verified on 2026-10-16 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 170 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- No Cardholder-Facing Apps (B2B Card Issuance Infrastructure)
- Web Portal Support
- Pending Verification — B2B stablecoin card infrastructure without consumer-facing mobile apps or dedicated card portals; StraitsX personal/business accounts log in via app.straitsx.com, while end-user cards are issued through partner wallets and payment platforms (e.g., Based Card and Sanctum Cloud Card in our catalogue reference StraitsX infrastructure).
- Apple App Store
- No iOS App
- Google Play
- No Google Play App
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
StraitsX Data Privacy Policy (undated) governed by Singapore PDPA: provides rights to access and correct personal data and withdraw consent at any time (withdrawal may necessitate account termination); cross-border transfers require recipient jurisdictions to maintain comparable protection (including GDPR-regulated regions); data hosted in AWS Singapore data centers; passport/ID credentials may be disclosed to merchant accounts for compliance verification; appoints a Data Protection Officer (DPO); end-cardholder personal data is concurrently governed by partner wallets/platforms issuing cards on StraitsX rails.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained throughout account lifecycle; maintained for at least 5 years following account termination (user-requested or involuntary) to comply with regulatory mandates, with certain records retained longer for fraud prevention, fee recovery, and dispute resolution.
- App Store Privacy Label
- —
- Google Play Data Safety
- —
- Account Deletion Flow
-
Self-service account deletion is not available; users may email dataprotection@straitsx.com or submit a support ticket to withdraw consent and request account closure; data retained at least 5 years post-closure; end-cardholders must submit deletion requests to their respective co-branded issuing partners.
Verified on 2026-10-16. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
A Benchmark for Regulated Stablecoin Cards in Asia
Amid recurring insolvencies among unregulated offshore card vendors, StraitsX offers a rare, fully licensed haven backed by Singapore's stringent financial oversight. [1]
Optimal Bridge for Southeast Asia & International Spend
Beyond unmatched retail acceptance in Singapore, XSGD and USDC convert seamlessly into local currencies during international travel and global e-commerce checkout. [1]
Frequently asked questions
Is StraitsX Visa Card secure?
Extremely safe. StraitsX is an MAS-licensed Major Payment Institution (MPI), with all stablecoin reserves held in segregated bank custody under statutory rules.
Which currencies can be deposited or spent?
Supports on-chain deposits in XSGD, XUSD, and USDC, as well as Singapore domestic PayNow and bank transfers.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of StraitsX Visa Card on X; search results may change over time.
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