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Universal global acceptance across multiple countries and territories (sanctioned jurisdictions excluded)

Status Radar:
🟢 Active & Operational 🟡 Degraded ⏸️ Paused 🟠 Winding Down ⛔ Closed
📡 Status Radar →

Key Profile Facts (Categorized)

Fee & Exchange Rate Structure

Public Fee Summary
0 monthly fee, no annual fee; 0% purchase transaction fee, card top-up fee ~2.5%, conversion at official card network settlement rates.
Debit / Deduction Model
Telegram Bot & Mobile App direct link to Visa/Mastercard prepaid card: supports instant TON and multi-chain crypto top-ups

Application Eligibility & KYC

KYC Identity Verification
Verification may be required by the issuer. Supports tiered identity verification; basic small spending limit available instantly without identity upload, while higher tiers require standard compliance verification.
Officially supported countries and regions
Universal global acceptance across multiple countries and territories (sanctioned jurisdictions excluded)

Payment Compatibility & Issuer Rails

Card Network & Rails
Visa / Mastercard (Virtual prepaid cards available, native support for Apple Pay & Google Pay)
Issuer Arrangement / Payment Rails
Swapster in partnership with licensed card clearing partners. Card BIN undisclosed; this page does not speculate on specific BINs.
Apple Pay / Google Pay
Supports one-click addition to Apple Wallet for contactless payments on iPhone and Apple Watch.
Overseas AI Subscriptions
Supports 3D Secure verification with instant OTP alerts in Telegram bot; verified for ChatGPT Plus and Claude subscriptions.

Spending Rewards & Cardholder Perks

Cashback & Reward Rules
Zero transaction fee policy, with participation in TON ecosystem incentives and promotional airdrops.

This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.

Issuing, mobile wallets and AI subscriptions

Card network listed in the comparison source
Visa / Mastercard
Issuer arrangement / BIN
Swapster in partnership with licensed card clearing partners. Card BIN undisclosed; this page does not speculate on specific BINs.
Apple Pay
✅ Explicitly stated in official materials: Supports one-click addition to Apple Wallet for contactless payments on iPhone and Apple Watch.
Google Pay
✅ Explicitly stated in official materials: Compatible with Google Wallet for NFC tap-to-pay on Android devices worldwide.
AI subscriptions such as ChatGPT and Claude
✅ Explicitly stated in official materials: Supports 3D Secure verification with instant OTP alerts in Telegram bot; verified for ChatGPT Plus and Claude subscriptions.

Compatibility information for this card was verified on 2026-10-16 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.

See the full comparison of 170 cards · Use BIN & Issuer Inspector

Mobile Apps & Privacy Compliance

Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.
Client Platforms & Stores Telegram Bot
🇨🇳 Available directly on China App Store
Account Deletion & Erasure
Contact Support / Email / Ticket Request
Self-service account deletion is not provided; use…
Privacy & Compliance Score
3/6 Moderate
General Data Rights / Regional Regulations
📱

Mobile Clients & Official Download Channels

Client App
Swapster: Buy Bitcoin & Crypto (3-102-959447 Sociedad de Responsabilidad Limitada); also Telegram @SwapsterBot
Web Portal Support
Telegram Bot — Official site provides only iOS App and Telegram @SwapsterBot access points, lacking Android apps and web portals; virtual cards can be issued and managed directly within the mobile app or Telegram bot.
Apple App Store
 App Store Official Download ↗ Includes Mainland China; Missing key markets: Hong Kong, Macau, Vietnam, US, Canada, UK, Germany, France, Spain, Italy, Netherlands, Nigeria, South Africa
Google Play
No Google Play App
Anti-Phishing Notice: Always verify the official developer identity or use verified official deep links. Never install unknown APK packages or TestFlight profiles from unverified search results or Telegram groups.
🛡️

Data Compliance, Privacy Labels & Account Erasure

Regulations & Rights
General Data Rights / Regional Regulations
Privacy policy (2026-03-24, PDF, Russian version prevails) governed by the Kyrgyz Republic Law on Personal Information No. 58 of 2008: provides rights to obtain processing details, access and obtain copies of records, request rectification, blocking, or destruction of incomplete, outdated, inaccurate, unlawfully obtained, or purpose-exceeding data, and file complaints with personal data authorities and courts; no mention of GDPR; states website collects no personal data or cookies; may obtain user info from affiliates, analytics providers, and public sources.
Official Privacy Policy
Official Privacy Policy ↗ · Privacy Contact: info@swapster.fi; Telegram Support @SwapsterSupport
Data Retention
Retained for 5 years following termination of business relationship (defined as 2+ consecutive years without service activity), destroyed upon expiry.
App Store Privacy Label
Used to Track: Usage Data; Linked to You: 0 categories; Not Linked: 0 categories
Google Play Data Safety
—
Account Deletion Flow
Self-service account deletion is not provided; users may email info@swapster.fi per the privacy policy to request destruction of unnecessary or unlawfully processed data; terms of service permit unilateral account termination by the company (including wallets inactive for 12 months).
Audit Memo: Verification: Mastercard virtual card from crypto wallet/swap service Swapster; requires KYC; Plus card issuance fee $55 (includes $25 balance), top-up fee 3.5%, transaction fee $0.25 + 0.4%; Premium card issuance fee $99, top-up fee 2.5%, zero transaction fee; 3-year validity, supports Apple Pay/Google Pay. App Store vendor is a Costa Rican entity, while privacy policy applies Kyrgyz law (Bishkek, Isanova St 79); terms of service prohibit US and its territories, entire EU, Vietnam, Nigeria, South Africa, Macau, Kenya, Panama, and other regions. Listed across 96 iOS App Store storefronts including Mainland China, but excludes EU, US, UK, Canada, and Hong Kong; no Google Play app.

Verified on 2026-10-16. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.

Lightweight Payment Choice for Telegram & TON Users

For active Telegram Web3 users, Swapster provides a seamless experience, turning wallet balances into instant retail spending power without cumbersome application procedures. [1]

Tips for Overseas Subscriptions & Risk Prevention

Because 3DS one-time passcodes are pushed instantly by the bot, success rates on platforms requiring rigorous dynamic verification (like OpenAI and Netflix) are notably higher than generic prepaid cards. [1]

Frequently asked questions

Can Swapster virtual cards be added to Apple Pay?

Yes. Complete 16-digit card numbers, CVVs, and expiry dates are provided upon issuance, ready to bind into Apple Pay and Google Wallet.

How do I top up the Swapster Card?

Select Deposit in @SwapsterBot to generate your unique deposit address, send TON or USDT (TRC20/ERC20/BEP20), and balances credit immediately as spending power.

📜 Rules & Fee Changelog History

Continuous Tracking · Historical Evidence Base
2026-10-16 New addition
Indexed Swapster prepaid card supporting TON and Telegram Bot
Completed verification of Swapster prepaid card and @SwapsterBot: confirmed Telegram bot card management, native TON crypto deposits, 0% purchase transaction fee, and Apple Pay contactless offline payments.

Community posts

The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.

No verifiable community post found yet

No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Swapster Card on X; search results may change over time.

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KAST 🛂 Requires overseas address / passport

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Tria Card 🛂 Requires overseas address / passport

Since June 2026, Tria card rewards have used monthly spending tiers. The spending thresholds behind a headline “up to 6%” rate matter more than the maximum alone.

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