Fully open to eligible residents of the EEA (30+ countries including France, Germany, Italy, Spain), UK, and Switzerland; Mainland China, US, and sanctioned countries are ineligible.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Virtual card issuance is free; $0 monthly and annual fees. EUR purchases enjoy 0% markup; non-EUR transactions follow Mastercard FX rates. Token swaps use MEX aggregated rates.
- Debit / Deduction Model
- Debits multi-currency assets in SwissBorg App; smart MEX aggregation converts to EUR/fiat at best instant rates; virtual debit card.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Must be an eligible resident of the EEA (30+ countries), the UK, or Switzerland. Applying requires SwissBorg Level 1/2 KYC verification with passport/national ID and proof of residence.
- Officially supported regions
- Fully open to eligible residents of the EEA (30+ countries including France, Germany, Italy, Spain), UK, and Switzerland; Mainland China, US, and sanctioned countries are ineligible.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard; issued by licensed European financial institutions under Mastercard license.
- Issuer Arrangement / Payment Rails
- Licensed European partners / SwissBorg Solutions. Card BIN is unstated; this directory does not infer BIN numbers.
- Apple Pay / Google Pay
- Full official support for instant enrollment into Apple Pay.
- Overseas AI Subscriptions
- High-acceptance virtual Mastercard, supporting ChatGPT, Claude, Cursor, and European SaaS.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Earns BORG token cashback according to SwissBorg loyalty tiers (Standard / Community / Pioneer / Generation).
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- Licensed European partners / SwissBorg Solutions. Card BIN is unstated; this directory does not infer BIN numbers.
- Apple Pay
- ✅ Explicitly stated in official materials: Full official support for instant enrollment into Apple Pay.
- Google Pay
- ✅ Explicitly stated in official materials: Full official support for enrollment into Google Pay.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: High-acceptance virtual Mastercard, supporting ChatGPT, Claude, Cursor, and European SaaS.
Compatibility information for this card was verified on 2026-10-10 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 120 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- SwissBorg: Buy Bitcoin, crypto（SBorg SA）
- Web Portal Support
- Web Account Available; Card Primarily via App — app.swissborg.com Web App (launched 2026-02, passkey login with mobile App approval); card primarily managed via App
- Apple App Store
-
App Store Official Download ↗ Excludes mainland China; missing key markets: Macao, Malaysia, Philippines, Saudi Arabia, Turkey, US, Australia, Nigeria
- Google Play
-
▶ Google Play Official Download ↗ Missing key markets: Hong Kong, Thailand, Indonesia, Japan, South Korea, UAE, Canada, South Africa
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
App privacy policy (updated 2026-09-22) under French Data Protection Act + GDPR; controllers BlockNodes SAS (France) or Dharma Ltd (Seychelles); includes right to erasure & supervisory complaint, 5 business day response; Monavate card terms reference same policy
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Applicable AML retention regulations (typically 5–7 years)
- App Store Privacy Label
- Used to track: Usage Data; Linked to identity 6 categories; Not linked 3 categories
- Google Play Data Safety
- Shared: Financial Info, Personal Info; Collected 5 categories; Deletion can be requested; Encrypted in transit
- Account Deletion Flow
-
App: Profile → Settings → Close Account; data erasure requestable under GDPR (subject to statutory AML retention)
Verified on 2026-10-10. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Regulatory Longevity & Reliability of an Established European Player
Unlike fly-by-night resellers with volatile clearing channels, SwissBorg operates with regulatory registrations in France and Switzerland, ensuring superior stability and legal compliance. [1] [3]
Seamless Multi-Asset Debiting with Transparent Conversion Rates
While traditional cards require pre-funding specific USDT standards, SwissBorg uses its proprietary MEX engine to debit major Layer 1 assets directly without manual token swaps. [1] [2]
Frequently asked questions
Does SwissBorg Crypto Card offer physical cards?
It currently offers virtual Mastercards, which can be linked to Apple Pay and Google Pay for in-person contactless mobile spending worldwide.
Can Mainland China residents apply for the SwissBorg card?
No. SwissBorg is strictly restricted to compliant residents of the EEA, UK, and Switzerland, requiring proof of local residency and identity.
How is SwissBorg cashback distributed?
Cashback is awarded in BORG tokens directly into the user's SwissBorg account, with percentages determined by the user's staking and loyalty rank.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of SwissBorg Crypto Card on X; search results may change over time.
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