Most global compliant jurisdictions (Visa covers EEA, Mastercard covers HK, Singapore, Japan, Australia, etc.); mainland China passports accepted for KYC.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Zero monthly and annual fees; 1% top-up and conversion fee; minimal Arbitrum gas required to mint Account NFT; zero FX fee on EUR/USD purchases.
- Debit / Deduction Model
- Direct TokenPocket wallet connection, mapping to personal Swiss IBAN via Fiat24 on Arbitrum smart contracts; real-time crypto debiting and fiat conversion.
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Requires identity verification (KYC) compliant with Swiss banking regulations (FINMA), accepting eligible international passports or national IDs with facial biometric verification.
- Officially supported countries and regions
- Most global compliant jurisdictions (Visa covers EEA, Mastercard covers HK, Singapore, Japan, Australia, etc.); mainland China passports accepted for KYC.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard and Visa (assigned by issuance jurisdiction), accepted at global merchants and ATMs
- Issuer Arrangement / Payment Rails
- Fiat24 (FINMA Regulated Swiss Bank) / TokenPocket. Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Official support for adding to Apple Wallet for contactless POS tap-to-pay and online payments.
- Overseas AI Subscriptions
- Supports international subscriptions including OpenAI ChatGPT Plus, Claude Pro, etc.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- TokenPocket community and ecosystem partners periodically offer gas subsidies and spending cashback campaigns.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Swiss FINMA-Regulated Personal IBAN
- Partnered with Swiss licensed financial institution Fiat24, granting cardholders a personal Swiss IBAN bank account with full regulatory deposit safeguards. [1] [3]
- Arbitrum L2 Sub-Second Settlement & Low Gas
- Built on Ethereum Layer 2 Arbitrum for settlement, debiting stablecoins directly from non-custodial wallets with instant confirmation and sub-cent gas fees. [1] [2]
- Versatile Mobile Payments & Domestic Compatibility
- Natively supports Apple Pay and Google Pay tap-to-pay, and can be bound directly to WeChat Pay and Alipay for daily spending in China. [2] [3]
- Zero Monthly Fee & Transparent 1% FX Margin
- Zero maintenance or inactivity fees, with a transparent 1% top-up margin and live interbank rates on fiat settlement. [1] [3]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard
- Issuer arrangement / BIN
- Fiat24 (FINMA Regulated Swiss Bank) / TokenPocket. Card BIN not disclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Official support for adding to Apple Wallet for contactless POS tap-to-pay and online payments.
- Google Pay
- ✅ Explicitly stated in official materials: Officially supports Google Wallet for contactless tap-to-pay.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Supports international subscriptions including OpenAI ChatGPT Plus and Claude Pro.
Compatibility information for this card was verified on 2026-11-06 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 249 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- TokenPocket: Crypto & DeFi App (App Store / Google Play developer TP Global Ltd)
- Web Portal Support
- Browser Extensions & Web — Offers Chrome/Brave/Edge browser extensions and full-featured mobile apps
- Apple App Store
-
App Store Official Download ↗ Listed across 175 global storefronts (excludes mainland China)
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
Follows GDPR and Swiss Federal Act on Data Protection (FADP); non-custodial wallet private keys self-held by users; banking operations adhere to Swiss bank confidentiality laws
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Wallet never stores on-chain private keys; banking logs retained for 5 years per AML requirements
- App Store Privacy Label
- Claims "Data Not Collected"
- Google Play Data Safety
- No data collected; no data shared; encrypted in transit
- Account Deletion Flow
-
Non-custodial wallet: deleting recovery phrase locally and resetting app completely purges all local data
Verified on 2026-11-06. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Seamless Bridge Between Web3 Self-Custody and Regulated Banking
Serving tens of millions of Web3 users, TokenPocket partners with Swiss Fiat24 to bridge on-chain Account NFTs with traditional Swiss Clearing and SEPA banking rails. Cardholders retain full private key ownership without depositing into custodial pools, uniting self-custody security with global everyday spending convenience. [1] [2] [3]
Frequently asked questions
Can mainland China users apply for TokenPocket TP Card?
Yes. Cardholders with a valid passport can complete Fiat24 bank-level KYC directly inside the TokenPocket app, and link the card to Apple Pay, WeChat Pay, or Alipay.
Is TP Card a physical or virtual card?
It is primarily issued as a virtual card (instantly addable to Apple Wallet, Google Wallet, and online platforms), with real-time card details and risk controls in-app.
How are TP Card funds protected?
Fiat funds are held in segregated accounts by Swiss-regulated Fiat24 under Swiss banking laws; crypto debits are authorized on-chain by the cardholder without custodial key exposure.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of TokenPocket TP Card on X; search results may change over time.
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