The official description is "supported and regulated regions", with the specific list provided through an official link page; this check found no country-by-country application list.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- The official page published no complete fee schedule at this check.
- Debit / Deduction Model
- Top-up virtual card: funded with USDT and then spent; the company states it runs an eligibility and compliance review
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. The company states it holds a Canadian MSB licence and runs an eligibility and compliance review; no document list or KYC tiering is published, so prepare identity documents according to what the app asks for.
- Officially supported regions
- The official description is "supported and regulated regions", with the specific list provided through an official link page; this check found no country-by-country application list.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- The company does not state the card network. Visa-related marks appear on the official page, but this check found no explicit official wording, so this site records it as unpublished.
- Issuer Arrangement / Payment Rails
- UstarPay (states it holds a Canadian MSB licence; the issuing institution is not published). The card BIN is not published; this page does not speculate about a specific BIN.
- Apple Pay / Google Pay
- The official page did not mention Apple Pay, so it cannot be treated as supported.
- Overseas AI Subscriptions
- The company does not state how any merchant category is treated.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The official page lists no cashback or reward structure.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- The company does not state the card network
- Issuer arrangement / BIN
- UstarPay (states it holds a Canadian MSB licence; the issuing institution is not published). The card BIN is not published; this page does not speculate about a specific BIN.
- Apple Pay
- — Not specified by official sources: the official page did not mention Apple Pay, so it cannot be treated as supported.
- Google Pay
- — Not specified by official sources: the official page did not mention Google Pay, so it cannot be treated as supported.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: the company does not state how any merchant category is treated.
Compatibility information for this card was verified on 2026-10-13 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
View full comparison of 135 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- UstarPay (USTAR GLOBAL TECH LIMITED)
- Web Portal Support
- Mobile App Only — The official site ustarpay.com has only product information and a help center; the FAQ says cards must be applied for in the UstarPay App; no web account found
- Apple App Store
-
App Store Official Download ↗ Excludes mainland China; key markets missing: Turkey, US, South Africa
- Google Play
-
▶ Google Play Official Download ↗ Missing key markets: Indonesia
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
The controller in the privacy policy (effective 2026-07-27) is given only as the generic "UstarPay Group"; under applicable law you may request access, rectification, erasure, restriction of or objection to processing, withdrawal of consent, portability and marketing opt-out, and complain to a supervisory authority; facial and biometric data is stored and processed in Germany by a third-party processor, while verification results and compliance records are held in Singapore; facial data is not sold; does not mention GDPR
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- KYC, account, transaction and facial data: up to 5 years after the relationship ends or the last transaction, then automatically deleted or de-identified
- App Store Privacy Label
- No tracking data; Linked to you: 7 categories; Not linked to you: 0 categories
- Google Play Data Safety
- Shared: Device or Other IDs, Files and Docs, Financial Info, Messages, Personal Info, Photos and Videos; Collects 7 categories; erasure can be requested; encrypted in transit
- Account Deletion Flow
-
No in-app closure instructions found; request erasure by emailing cs@ustarpay.com, and the erasable part of the facial data is deleted within 30 days; Google Play states deletion can be requested
Verified on 2026-10-12. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
The type of licence determines what a user can claim
MSB registration is an anti-money-laundering compliance requirement; it provides no deposit insurance and does not change how a card dispute is handled. Judging fund safety means looking at the issuing institution and the consumer-protection framework where it sits, not at the type of registration. [1] [2]
Frequently asked questions
What is the UstarPay virtual card?
An app and virtual card launched on 2026-07-30, funded with USDT for spending, with the company stating it holds a Canadian MSB licence.
Which card network is it on?
The official page stated no card network in text at this check; this site records it as unpublished.
What are the fees?
The official page published no fee schedule at this check; this site does not cite third-party figures.
What does an MSB licence mean?
A Canadian MSB is an anti-money-laundering registration for a money services business; it falls under regulatory compliance and is not deposit protection or a card dispute-handling mechanism.
Can users in mainland China use it?
The company describes "supported and regulated regions" and points to an external link page, publishing no country list on its own site. This site does not speculate.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of UstarPay Virtual Card on X; search results may change over time.
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