Wallbit says it serves more than 90 countries, mainly in Latin America, and its local-currency withdrawal page names Argentina, Brazil, Colombia and Peru; the full list of eligible countries is not published.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- Virtual card $5 one-time, no monthly fee, free USD spending and 2% FX on other currencies; deposits in USD, EUR, USDC, USDT and local currency are free; USDC withdrawals 1% (minimum $10), USDT withdrawals 2% on Classic and 1.25% on Pro; $2 a month from the third consecutive month of inactivity if the balance is under $500.
- Debit / Deduction Model
- Custodial USD account with a virtual card: USD, EUR, USDC, USDT and local currency deposits are free and credited to the dollar balance, which the card spends; funds can also be withdrawn as USDC or USDT
Application Eligibility & KYC
- KYC Identity Verification
- KYC required Opening an account requires personal information and an identity document from your country, plus identity verification in the app; the accessible pages do not list specific document types (the help centre could not be reached this time).
- Officially supported countries and regions
- Wallbit says it serves more than 90 countries, mainly in Latin America, and its local-currency withdrawal page names Argentina, Brazil, Colombia and Peru; the full list of eligible countries is not published.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa Platinum (US-issued virtual card)
- Issuer Arrangement / Payment Rails
- US-issued according to Wallbit; the issuing bank is not named on the accessible pages. The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay / Google Pay
- The official card page says the card can be linked to Apple Pay for contactless payments worldwide.
- Overseas AI Subscriptions
- Wallbit does not address AI subscriptions specifically; the card page names subscriptions such as Netflix, Spotify, PlayStation and Twitch and shops such as Amazon, and notes some merchants require a US billing address.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- No card cashback; the account balance earns a variable 2.75%–3.50% APR depending on the plan, which is not a card reward.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Stablecoin deposits and withdrawals
- The pricing page says deposits in USD, EUR, USDC, USDT and local currency are all free; USDC withdrawals cost 1% (minimum $10) and USDT withdrawals 2% on Classic and 1.25% on Pro. [2] [3]
- Card and spending fees
- The card page says activation is a one-time $5 with no maintenance fee and no fee on USD purchases; the pricing page lists 2% FX on other currencies. An inactivity fee of $2 a month applies from the third consecutive inactive month if the balance is under $500 and nothing is invested. [1] [2]
- US issuance and billing address
- The card is a US-issued Visa Platinum; merchants that require a US billing address can use the San Juan, Puerto Rico address shown in the app. [1]
- Plans
- Classic is free, Pro is $9/month and Max $19/month; paid plans lower withdrawal and trading fees and raise the balance APR, but do not change card fees. [2]
- Coverage and entity
- The company page claims more than 90 countries and over 400,000 downloads; the website is operated by Wallbit LLC, which says its banking and investment partners are registered and regulated in the US. The list of eligible countries is not published, and the help centre could not be reached this time. [4] [5]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa Platinum
- Issuer arrangement / BIN
- US-issued according to Wallbit; the issuing bank is not named on the accessible pages. The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay
- ✅ Explicitly stated in official materials: The official card page says the card can be linked to Apple Pay for contactless payments worldwide.
- Google Pay
- ✅ Explicitly stated in official materials: The official card page says the card can be linked to Google Pay for contactless payments worldwide.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: Wallbit does not address AI subscriptions specifically; the card page names subscriptions such as Netflix, Spotify, PlayStation and Twitch and shops such as Amazon, and notes some merchants require a US billing address.
Compatibility information for this card was verified on 2026-11-05 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 239 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Wallbit - Your US bank account (App Store / Google Play developer Wallbit LLC, San Francisco)
- Web Portal Support
- Web Account Available; Card Primarily via App — There is a web platform at app.wallbit.io (help-centre articles on payroll and other features direct users to sign in there); per the help centre, the card and account closure are handled in the app
- Apple App Store
-
App Store Official Download ↗ Excludes mainland China; key markets missing: South Korea
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
No Explicit Data Rights Clauses Found
The privacy policy (help centre, 2026-09-08), published by Wallbit LLC (San Francisco), says it collects facial biometrics and credit and criminal background check data and shares data with partner banks, card networks, identity verification and fraud prevention providers; it does not sell or rent data. It lists no data rights such as access, correction or deletion and names no governing law. The privacy policy link on the App Store is broken (404); Google Play links this Spanish-language policy
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Kept for legal, regulatory and business purposes, possibly longer than the law requires; data is still kept after you stop using the service or close the account, until you explicitly request deletion of your account data
- App Store Privacy Label
- Used to track: location, identifiers; 4 categories linked to identity; 3 not linked
- Google Play Data Safety
- Shared: app activity, photos and videos, personal info, app info and performance; 4 categories collected; deletion on request; encrypted in transit
- Account Deletion Flow
-
Self-service closure in the app: withdraw your balance to $0, then choose Cerrar cuenta in the profile menu and follow the prompts. Closing the account also deletes the linked bank account; the privacy policy says data is still kept after closure unless you separately and explicitly request deletion
Verified on 2026-11-05. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
How it compares with other USD account cards
Wallbit's card pricing is simple: $5 one-time, free USD spending, 2% on other currencies and free stablecoin deposits. The drawbacks are the unpublished list of eligible countries and the 2% USDT withdrawal fee on the free plan. [1] [2]
Frequently asked questions
Can I fund the Wallbit card with USDT?
Indirectly: deposit USDT or USDC into the Wallbit account for free, and the card spends the resulting dollar balance.
How much does the Wallbit card cost?
A one-time $5 activation, no monthly fee; free USD spending and 2% on other currencies.
Which countries can open an account?
Wallbit says it serves more than 90 countries, mainly in Latin America, but does not publish the full list; check in the app before applying.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Wallbit Visa Card on X; search results may change over time.
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