Globally supported compliant regions (available subject to Telegram financial services jurisdictions)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- During the public preview stage, detailed fixed fees and monthly fee schedules are not published; specific top-up and debit spreads depend on final clearing partner terms; virtual cards do not support ATM withdrawals.
- Debit / Deduction Model
- A custodial crypto debit card inside the Telegram social ecosystem: natively spending crypto assets and stablecoins for daily purchases directly from chat interfaces
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Completed in Telegram via regulated verification providers across tiered KYC levels.
- Officially supported countries and regions
- Globally supported compliant regions (available subject to Telegram financial services jurisdictions)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- International card network (planned support for virtual cards and mobile wallet tap-to-pay)
- Issuer Arrangement / Payment Rails
- Walt official regulated clearing partners. The card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- The card program is in development and preview; mobile wallet support details depend on the final product release.
- Overseas AI Subscriptions
- Merchant acceptance compatibility to be verified upon official launch.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Provides trading fee discounts and exclusive promotional cashback tied to the Telegram ecosystem; no fixed unconditional cashback percentage is published by the issuer.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- International card network (to be announced)
- Issuer arrangement / BIN
- Walt official regulated clearing partners. The card BIN is not published, and this page does not speculate on it.
- Apple Pay
- — Not specified by official sources: the card program is in development and preview; mobile wallet support details depend on the final product release.
- Google Pay
- — Not specified by official sources: to be verified upon official launch.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: merchant acceptance compatibility to be verified upon official launch.
Compatibility information for this card was verified on 2026-10-14 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 153 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- No store app (Telegram mini app @walt / @wallet)
- Web Portal Support
- Telegram Bot — Telegram mini app (@walt, with @wallet still accessible), no standalone app store release; official website walt.io; card not yet launched.
- Apple App Store
- No iOS App
- Google Play
- No Google Play App
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
Walt Privacy Policy (updated 2026-09-29, formerly Wallet in Telegram): data controller is TG Wallet Inc. (Panama); lists rights to be informed, access, rectification, erasure, restriction, objection, consent withdrawal, portability, and complaints, exercised via Telegram support bot; applicable law and GDPR not specified; collects Telegram handle, ID, phone number, name, DOB, address, and identity documents
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Retained for the period required by purpose and statutory AML/recordkeeping requirements, then deleted or anonymized
- App Store Privacy Label
- —
- Google Play Data Safety
- —
- Account Deletion Flow
-
Help center states 'Delete Crypto Wallet' only discontinues service without permanent data erasure: users can delete chats with @wallet and remove it from Telegram menu, but permanent termination requires contacting support; deleting Telegram account revokes access to the wallet; DeFi Account (self-custodial TON address) cannot be deleted
Verified on 2026-10-14. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
A new off-ramp touchpoint for Telegram's 900 million active users
Walt's card program has the potential to become the largest social-finance bridge connecting on-chain assets with real-world retail spending following Telegram Mini-Apps. [1]
Frequently asked questions
Is Walt the same thing as the non-custodial Money wallet in Telegram?
No. Money focuses on simple peer-to-peer transfers and digital collectibles; Walt is an advanced custodial platform providing comprehensive asset management and payment cards.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Walt Crypto Card on X; search results may change over time.
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