Colombia only: applicants must be Colombian citizens aged 18 or over who live in Colombia; the Wenia app is listed only in the Colombian app stores.
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- No card fee, no handling or monthly fee and 0% interest; no conversion fee when the selected asset matches the purchase currency (COPW for pesos, USDW for dollars, EURC for euros); otherwise the asset is converted to the matching stable asset at the in-app conversion fee, whose rate is not shown on the official pages that could be read. Spending is capped at USD 10,000 a month, with increases on request.
- Debit / Deduction Model
- Direct debit from a custodial crypto account: Wenia Ltd. (licensed by the Bermuda Monetary Authority) holds the crypto, and Wenia S.A.S. issues and operates the card; the selected asset is debited at the moment of purchase, and is first converted to the matching stable asset when currencies differ
Application Eligibility & KYC
- KYC Identity Verification
- KYC required Only Colombian citizens aged 18 or over who live in Colombia; registration accepts only the physical Colombian citizenship card (cédula de ciudadanía), not passports, foreigner IDs or other countries' documents, and proof of address may be requested. Identity verification in the app is required before creating the card.
- Officially supported countries and regions
- Colombia only: applicants must be Colombian citizens aged 18 or over who live in Colombia; the Wenia app is listed only in the Colombian app stores.
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Mastercard Standard (digital credit card format, debited instantly from crypto)
- Issuer Arrangement / Payment Rails
- Wenia S.A.S. (NIT 901656609-9, supervised by Colombia's Superintendence of Industry and Commerce). The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay / Google Pay
- The help centre (updated 2026-11-04) says the digital card can be added to Apple Wallet for contactless in-store payments; the product page still says mobile wallet support is 'coming soon', which appears out of date.
- Overseas AI Subscriptions
- Wenia does not address AI subscriptions specifically; the help centre says the card works for online subscriptions and recurring charges, with a separate article on how the dynamic CVC affects them.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- The official card page and help centre list no fixed cashback rate.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Which assets can pay
- One of BTC, ETH, USDW, COPW, EURC, POL, SOL, AVAX, XRP, LINK or ADA can be selected as the payment asset and changed in the app at any time; Wenia's other assets cannot be used for card payments. [4]
- Fees and conversion
- No card, handling or monthly fee; no conversion fee when COPW pays in pesos, USDW in dollars or EURC in euros, while other combinations are first converted to the matching stable asset at the same fee as in-app conversions. [3]
- Credit card format, instant debit
- Wenia describes the card as a Mastercard Standard digital credit card that uses credit-card rails for wider acceptance, but it creates no debt, interest or instalments; each purchase is debited immediately from the selected asset. [2]
- Limits
- The available amount depends on the balance of the selected crypto asset and moves with its price; spending is capped at USD 10,000 a month and can be raised after additional verification. [5] [1]
- Eligibility and KYC
- Wenia is currently open only to Colombian citizens living in Colombia, and registration accepts only the physical Colombian ID card; identity verification and acceptance of the card terms are required before creating the card. [6] [7]
- Digital only, no cash withdrawals
- The help centre says there is no physical card and no ATM withdrawals for now; the digital card works online or through a mobile wallet for contactless in-store payments. [8] [9]
- Entities and regulation
- The card is issued and operated by Wenia S.A.S. (NIT 901656609-9), supervised by Colombia's Superintendence of Industry and Commerce (SIC); the crypto account is run by Wenia Ltd., which holds a Class F licence from the Bermuda Monetary Authority. [10] [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Mastercard Standard
- Issuer arrangement / BIN
- Wenia S.A.S. (NIT 901656609-9, supervised by Colombia's Superintendence of Industry and Commerce). The card BIN is not public; this profile does not infer a specific BIN.
- Apple Pay
- ✅ Explicitly stated in official materials: The help centre (updated 2026-11-04) says the digital card can be added to Apple Wallet for contactless in-store payments; the product page still says mobile wallet support is 'coming soon', which appears out of date.
- Google Pay
- ✅ Explicitly stated in official materials: The help centre (updated 2026-11-04) says the card can be added to Google Wallet for contactless in-store payments.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: Wenia does not address AI subscriptions specifically; the help centre says the card works for online subscriptions and recurring charges, with a separate article on how the dynamic CVC affects them.
Compatibility information for this card was verified on 2026-11-05 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 239 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Wenia (App Store / Google Play developer Wenia Ltd; the card is operated by Wenia S.A.S. in Colombia)
- Web Portal Support
- Mobile App Only — The website only has product information and download links; the account, the card and account closure are all handled in the Wenia app, and some Wenia services can also be used inside the Bancolombia and Nequi apps
- Apple App Store
-
App Store Official Download ↗ Only 1 storefront: Colombia
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
General Data Rights / Regional Regulations
The App Store links the privacy policy PDF of Wenia Ltd (Bermuda, holder of a Class F licence from the Bermuda Monetary Authority), which follows Bermuda's Personal Information Protection Act 2016 (PIPA), names Wenia Ltd as controller and appoints Ruth Boo Leston as data protection officer. It lists the rights of access, correction, deletion, objection, portability and withdrawing consent; Colombian nationals can complain to Colombia's Superintendence of Industry and Commerce (SIC); data is transferred to group companies and third parties outside Bermuda. Google Play links the data processing policy page of Wenia S.A.S., the card operator, which showed only a heading and no text when checked
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- No specific period: data is kept while the business relationship continues and for some time afterwards if still needed for the authorised purposes, then deleted or anonymised
- App Store Privacy Label
- Used to track: identifiers, usage data, diagnostics; 6 categories linked to identity; 0 not linked
- Google Play Data Safety
- Shared: personal info, location; 7 categories collected; deletion on request; encrypted in transit
- Account Deletion Flow
-
Self-service cancellation in the app: bring the balance to zero (sell or send out your assets), then go to Perfil → Seguridad → Gestionar cuenta → Cancelar cuenta, pick a reason and confirm. Cancellation is not instant; an email confirms it once done, and Wenia services enabled in apps such as Bancolombia and Nequi are switched off too. You can sign up again later with the same email
Verified on 2026-11-05. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Pick the right payment asset to avoid fees
Conversion is free only when the asset matches the purchase currency (COPW for pesos, USDW for dollars, EURC for euros). Paying with a volatile asset such as BTC triggers a conversion and fee on every purchase; the rate is not shown on the official pages that could be read, so check it in the app first. [3] [4]
Frequently asked questions
Can foreigners living in Colombia get a Wenia Card?
No. Wenia currently accepts only the physical Colombian citizenship card for registration, not foreigner IDs or passports.
Does the Wenia Card have fees?
Creating and holding the card is free with no interest; a conversion fee applies only when the selected asset does not match the purchase currency.
Can I pay with USDC?
The dollar stable asset the card supports is Wenia's USDW; USDC is not on the help centre's list of selectable assets.
Is there a physical card?
Not for now; it is digital only and cannot be used at ATMs.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
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