Available in most regions globally (sanctioned jurisdictions excluded)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 monthly fee, no account maintenance fee; top-up fee ~2.8%, crypto swap spread ~0.1%, POS purchases clear at live Visa network exchange rates.
- Debit / Deduction Model
- Telegram-native wallet directly linked to Visa prepaid card: supports multi-chain stablecoin top-ups and developer automation APIs
Application Eligibility & KYC
- KYC Identity Verification
- Verification may be required by the issuer. Supports lightweight privacy onboarding with an initial no-KYC trial tier; higher spend limits require swift international KYC verification.
- Officially supported countries and regions
- Available in most regions globally (sanctioned jurisdictions excluded)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Virtual cards available, native support for Apple Pay & Google Pay)
- Issuer Arrangement / Payment Rails
- Telegram ecosystem integration in partnership with licensed Visa issuer. Card BIN undisclosed; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Supports Apple Wallet provisioning for contactless tap-to-pay across offline Visa Contactless terminals.
- Overseas AI Subscriptions
- Includes complete 3D Secure verification with instantaneous OTP delivery via Telegram bot; verified for ChatGPT Plus and Claude Pro.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- High spending limits up to $200,000/month; offers AI agent developer rebates and ecosystem referral incentives.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Telegram ecosystem integration in partnership with licensed Visa issuer. Card BIN undisclosed; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Supports Apple Wallet provisioning for contactless tap-to-pay across offline Visa Contactless terminals.
- Google Pay
- ✅ Explicitly stated in official materials: Supports linking to Google Pay, compatible with contactless payments across mainstream Android devices.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Includes complete 3D Secure verification with instantaneous OTP delivery via Telegram bot; verified for ChatGPT Plus and Claude Pro.
Compatibility information for this card was verified on 2026-10-16 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 170 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- No Store Apps (Telegram @woocardbot Mini App)
- Web Portal Support
- Telegram Bot — No standalone iOS or Android apps; card onboarding, top-ups, and balance management are handled entirely within the Telegram @woocardbot (Mini App); the official woocard.io website serves as informational introduction; officially claims AI agents can provision and operate cards without KYC.
- Apple App Store
- No iOS App
- Google Play
- No Google Play App
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
No Explicit Data Rights Clauses Found
Privacy statement at woocard.io/privacy (2026-09-29) covers only website visits: server logs, consent-gated Google Analytics, and first-party telemetry, with consent revocable anytime; does not enumerate data subject rights such as access or erasure, nor references GDPR; Terms (legal-disclaimer) declare Woocard Ltd (BVI) operates merely as an affiliate referral marketing entity rather than an issuer, leaving underlying issuing banks, KYC vendors, and payment processors unnamed and card data processing destinations undisclosed.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Not specified
- App Store Privacy Label
- —
- Google Play Data Safety
- —
- Account Deletion Flow
-
Account deletion or cancellation procedures are not publicly disclosed; privacy notice only addresses withdrawing website analytics consent; card operations reside in Telegram Bot with no account closure documentation provided.
Verified on 2026-10-16. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Portability & Privacy Advantages in Telegram
Managing card issuance and deposits within Telegram significantly reduces onboarding friction and data exposure risks, keeping micro-spending simple and private. [1]
AI Agent Autonomous Payment Integration
As AI agents execute complex multi-step workflows, WooCard APIs equip autonomous agents with compliant Visa credentials to pay for compute, APIs, and digital tools independently. [1]
Frequently asked questions
Does applying for WooCard require national ID or passport?
Entry-level tiers support privacy-friendly issuance without ID upload for modest daily spending and subscriptions; higher tiers (up to $200k/month) require standard KYC verification.
How are WooCard 3DS verification codes received?
All 3DS verification codes are delivered in real time via the official Telegram bot, requiring no physical SIM card.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of WooCard on X; search results may change over time.
Recommended Active Alternative Cards
If WooCard is region-restricted or does not meet your needs, compare these active alternatives:Stablecoin prepaid Visa card offering virtual and physical cards with $0 monthly/annual fees for standard accounts. Native Apple Pay & Google Pay support, with transparent pricing: $10 virtual, $100 physical, 0% deposit, 1.2% spend/FX, and 2% ATM withdrawal fee.
KAST combines a stablecoin account, card and membership benefits. Cashback on USD purchases and KAST Points are different rewards and should not be combined into a single cash rate.
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