Initial rollout testing in compliant US states, expanding progressively to global markets; restricted jurisdictions excluded
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- 0 issuance fee and 0 monthly fee; non-base currency transactions incur standard Visa foreign exchange fees, conversion markup percentage is unpublished; ATM withdrawals charged per acquiring ATM networks.
- Debit / Deduction Model
- A Visa debit card charged directly against an account-abstraction self-custodial smart wallet on World Chain: anchored by World ID iris biometric verification as its security foundation
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Mandatory authentication via World ID (Orb iris biometric 'Proof of Human' liveness verification) plus standard financial KYC for the applicable issuing jurisdiction.
- Officially supported countries and regions
- Initial rollout testing in compliant US states, expanding progressively to global markets; restricted jurisdictions excluded
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (digital virtual card and physical card; supports Apple Pay and Google Pay)
- Issuer Arrangement / Payment Rails
- Tools for Humanity (TFH) with Visa-compliant issuing partners. The card BIN is not published, and this page does not speculate on it.
- Apple Pay / Google Pay
- Official confirmation of deep Apple Pay integration, supporting one-click push provisioning to mobile wallets.
- Overseas AI Subscriptions
- Standard Visa debit card BIN range, supporting mainstream international online merchants.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Eligible for World community ecosystem incentives, including ecosystem gas subsidies and WLD spending reward points; no fixed cashback percentage is published by the issuer.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa
- Issuer arrangement / BIN
- Tools for Humanity (TFH) with Visa-compliant issuing partners. The card BIN is not published, and this page does not speculate on it.
- Apple Pay
- ✅ Explicitly stated in official materials: official confirmation of deep Apple Pay integration, supporting one-click push provisioning to mobile wallets.
- Google Pay
- ✅ Explicitly stated in official materials: supports Google Pay contactless tap-to-pay.
- AI subscriptions such as ChatGPT and Claude
- — Not specified by official sources: standard Visa debit card BIN range, supporting mainstream international online merchants.
Compatibility information for this card was verified on 2026-10-14 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 153 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- World Money — Digital Wallet (formerly World App; Tools for Humanity UG)
- Web Portal Support
- Mobile App Only — World App (now World Money) is mobile-only; World ID has a separate app (iOS 6760839426 / org.world.id); the card is not yet launched.
- Apple App Store
-
App Store Official Download ↗ Excludes Mainland China; Missing key markets: Macau, Philippines, Turkey
- Google Play
-
▶ Google Play Official Download ↗ Missing key markets: Philippines
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
EEA / UK Data Subject Rights
Tools for Humanity Privacy Policy (v5.14, effective 2026-07-25) applies to World App, World ID, and World Money: data controller for EU, EFTA, and UK users is Tools for Humanity GmbH (Munich), with complaints to Bavarian Data Protection Authority (BayLDA); in-app access, rectification, erasure, consent withdrawal, objection, and restriction via 'Settings → Privacy & Legal'; complies with EU-US, UK, and Swiss Data Privacy Frameworks; 'GDPR' text does not explicitly appear in body
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- User-provided data retained until updated or deleted; usage data kept up to 2 years; risk control data kept 1 year (5 years if terms violated); 24 months of account inactivity automatically deletes app personal data; on-chain wallet data persists permanently
- App Store Privacy Label
- No tracking data; Linked to you: 4 categories; Not linked to you: 2 categories
- Google Play Data Safety
- Shared with 3rd parties: App activity, App info and performance, Device or other IDs, Personal info; Collects 4 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
In-app 'Settings → Privacy & Legal' in World App allows deleting personal data and closing accounts (help center provides details on post-deletion data handling); 24 months of inactivity triggers automatic deletion of app personal data; on-chain wallet data cannot be deleted; card not yet launched
Verified on 2026-10-14. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Proof of Human enters real-world commercial payments
World Card represents a new direction fusing digital identity verification with traditional payment acquiring networks, turning decentralized identity into a universally recognized financial passport. [1]
Frequently asked questions
Can I get a card without undergoing Orb iris scanning?
No, the foundational security premise of World Card is passing World ID biometric liveness and iris verification.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of World Card on X; search results may change over time.
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