Compliant residents of Italy and the European Economic Area (EEA)
Key Profile Facts (Categorized)
Fee & Exchange Rate Structure
- Public Fee Summary
- No monthly fee, no card issuance fee; 0% transaction fee for spending in the Eurozone; free SEPA instant transfers; non-EUR foreign currency purchases incur ~1.5% FX.
- Debit / Deduction Model
- Compliant European EMI account settlement: Dedicated SEPA IBAN and Visa clearing provided by Modulr FS
Application Eligibility & KYC
- KYC Identity Verification
- KYC required. Available exclusively to residents of Italy and the European Economic Area (EEA); requires passing compliant identity verification and opening a personal SEPA bank account.
- Officially supported countries and regions
- Compliant residents of Italy and the European Economic Area (EEA)
Payment Compatibility & Issuer Rails
- Card Network & Rails
- Visa (Compliant European Visa Debit card, supporting Apple Pay and Google Pay)
- Issuer Arrangement / Payment Rails
- Modulr FS and Young Platform. Card BIN is unpublicized; this page does not speculate on specific BINs.
- Apple Pay / Google Pay
- Official native support for Apple Pay contactless payments.
- Overseas AI Subscriptions
- Standard Italian/European bank card BIN, smoothly processing payments across European and international digital services.
Spending Rewards & Cardholder Perks
- Cashback & Reward Rules
- Up to 3.6% YNG token cashback: tiered payouts to Young Platform spot account based on Club membership tier.
This is a summary of the cited public information, not a complete list of fees or regions and not a guarantee of approval or card access.
Detailed Facts
- Regulated Italian VASP & OAM Registered Licensee
- Strictly adheres to Italian and EU anti-money laundering regulatory frameworks; fund security and banking rail credentials are rigorously protected under local laws. [1]
- Dedicated Personal SEPA EUR IBAN
- Supports receiving payroll and third-party wire transfers from any European bank; the card acts as an account, bridging fiat and crypto ecosystems. [1]
- Fully Certified for Apple Pay & Google Pay
- Direct official integration with both major mobile payment ecosystems, providing seamless contactless payments at offline POS terminals. [1]
Issuing, mobile wallets and AI subscriptions
- Card network listed in the comparison source
- Visa Debit
- Issuer arrangement / BIN
- Modulr FS and Young Platform. Card BIN is unpublicized; this page does not speculate on specific BINs.
- Apple Pay
- ✅ Explicitly stated in official materials: Official native support for Apple Pay contactless payments.
- Google Pay
- ✅ Explicitly stated in official materials: Official native support for Google Wallet.
- AI subscriptions such as ChatGPT and Claude
- ✅ Explicitly stated in official materials: Standard Italian/European bank card BIN, smoothly processing payments across European and international digital services.
Compatibility information for this card was verified on 2026-10-19 against the sources listed on the card profile; undisclosed items are marked "Not stated officially". Status symbols preserve source statements; "Not stated officially" does not mean unsupported, and community reports do not guarantee stable availability.
See the full comparison of 230 cards · Use BIN & Issuer Inspector
Mobile Apps & Privacy Compliance
Independent verification of mobile client presence, global app store availability, privacy disclosures, and account deletion / data erasure rights.Mobile Clients & Official Download Channels
- Client App
- Young Platform: Swap Bitcoin (Young Agency s.r.l)
- Web Portal Support
- Web Account Available; Card Primarily via App — Web exchange exchange.youngplatform.com supports login; Young Card and personal IBAN payment accounts are primarily managed via App
- Apple App Store
-
App Store Official Download ↗ 22 regions only: France, Spain, Italy, Netherlands, Albania, Austria, Belgium, Denmark, Estonia, Finland, Greece, Croatia, Hungary, Ireland, Lithuania, Luxembourg, Latvia, Norway, Portugal, Romania, Sweden, Slovenia
- Google Play
-
▶ Google Play Official Download ↗ All 174 storefronts (Google Play does not operate in Mainland China)
Data Compliance, Privacy Labels & Account Erasure
- Regulations & Rights
-
Explicit GDPR Compliance
Young Platform Privacy Notice (updated 2026-03-26, erroneously displayed as year 3026 on page): Pursuant to Article 13 GDPR, the controller is Young Platform S.p.A. (Turin); payment accounts and the Young Card are provided by payment institution TPPay S.r.l. (Milan) acting as an independent controller responsible for onboarding, card issuance, and AML compliance, with Young Platform acting as its Article 28 processor providing customer support; a DPO has been appointed under Article 37 (attorney Angelo Giunta); lists rights of access, rectification, erasure, restriction of processing, data portability, objection, and consent withdrawal, with the right to lodge a complaint with the Italian Data Protection Authority (Garante); marketing and profiling require separate consent.
- Official Privacy Policy
- Official Privacy Policy ↗
- Data Retention
- Platform service and crypto account data are retained during the contract term and for 10 years following termination; payment account and payment transaction data are retained for 10 years from account closure (Italian AML Law 231/2007, Civil Code, and tax law); marketing data for up to 24 months, profiling data for up to 12 months.
- App Store Privacy Label
- Used to track: Contact Info, Identifiers, Usage Data; Linked to you: 5 categories; Not linked to you: 0 categories
- Google Play Data Safety
- Shared with 3rd parties: App activity, App info and performance, Device or other IDs, Files and docs, Financial info, Personal info, Photos and videos; Collects 5 categories; Deletion can be requested; Data encrypted in transit
- Account Deletion Flow
-
In-app self-service deletion: Profile > Settings > Other info > Delete Account (Italian version: Impostazioni > Altre informazioni > Chiudi account); deletion is irreversible; all EUR and crypto assets must be withdrawn and order and transaction reports downloaded beforehand, with customer support reaching out for manual processing if necessary; Google Play indicates deletion can be requested.
Verified on 2026-10-18. App store availability and privacy disclosures are independently verified from official developer stores and privacy policies; store availability may vary dynamically by region.
Southern Europe's Premier Crypto Neobanking Experience
With an intuitive user interface and robust local banking rails, Young Platform delivers the most seamless crypto spending tool for Italian and European youth. [1]
Cashback Token Ecosystem Alignment
Cashback rewards are credited in the platform's native YNG tokens, ideal for users who trade long-term on the platform and participate in Club membership benefits. [1]
Frequently asked questions
Does it come with an independent bank account?
Yes. Upon activation, each cardholder receives a European SEPA EUR IBAN under their own name, enabling direct bank transfers and remittances.
Can users in mainland China apply?
No. Available exclusively to qualified residents of domestic Italy and the European Economic Area.
📜 Rules & Fee Changelog History
Continuous Tracking · Historical Evidence BaseCommunity posts
The following public X posts were selected based on whether the original is accessible and how specific the information is. They reflect personal experiences or third-party observations, not official commitments, and do not replace the official sources on this page.
No public post has yet met our criteria for specific experience details and an accessible original link. You can browse public discussion of Young Platform Card on X; search results may change over time.
Recommended Active Alternative Cards
If Young Platform Card is region-restricted or does not meet your needs, compare these active alternatives:Bybit’s card applications depend on residence and the card program. Even with an existing exchange account, card identity and address verification may still be required.
This profile covers the Crypto.com prepaid card. Pre-authorizations can tie up available funds, an often-overlooked issue when travelling or booking hotels.
Nexo Card offers Debit and Credit modes: the first spends digital assets, while the second draws on a credit line secured by crypto assets.