Cardano Card (EMURGO × Wirex) Has Shut Down: What to Switch To

Shutdown timeline

Newest event first. Each entry comes from this card’s change log or from verified official material; where several share a date, the one written as an event comes first.

1. 2026-10-31Termination date and reason

   The official notice states that the partner Wirex "is moving to a non-custodial model and shutting down its custodial infrastructure", so the partnership ends on 2026-10-31.

2. 2026-10-15Sunset notice

   Official notice: service ends 2026-10-31 as the partner’s custodial infrastructure retires

   The official Cardano Card announcement states that partner Wirex “is moving to a non-custodial model and discontinuing its custodial infrastructure”, so the partnership ends on 2026-10-31 and the card stops the same day. It says the card works normally until that date and that further arrangements will be published later; as of the verification date no replacement card, new provider or other payment method is confirmed. The reason is unrelated to the Cardano network or ADA.

3. 2025-11-01Launch

   EMURGO and Wirex launch a multi-chain Visa payment card

   Cardano ecosystem developer EMURGO launched Cardano Card with Wirex, embedded in the Wirex App and offered across the 130+ countries and regions it covers, spending assets including ADA, BTC, ETH and USDC at merchants that accept Visa.

Who is affected

These fields carry the card’s last published wording, to help you work out which category your account falls into. They do not mean these conditions are still open to new applicants.

Application regions

Open wherever Wirex operates (the announcement cites 130+ countries and regions); service ends 2026-10-31

Identity verification

Signing up required identity verification for a Wirex account. The programme ended because the partner changed business model, not because of KYC or any regulatory penalty.

Funding route

Multi-chain crypto-to-Visa card programme; both card and account were held inside the Wirex custodial system

Fee wording

Fees followed the Wirex App card programme and account tier; no new card fees accrue once the service ends.

Reward wording

The former programme included spending cashback and Wirex ecosystem benefits; those benefits end along with the service.

The fee and reward fields preserve the card’s last published wording and do not mean those terms still apply. Current availability follows the official sources and verification date listed on the profile.

Comparable replacement cards

Replacement cards come from this site’s card directory, with closed and winding-down products excluded. This card has no other active product in its category, so the list is ordered by how far a mainland China reader can apply.

Replacements are listed in this site’s selection order; this is not a ranking or a recommendation. Each card’s fees, eligibility and rewards follow the official sources on its own profile. Confirm regional eligibility before comparing fees.

What to do next

Deadlines the issuer has given

The issuer has not published a deadline that is still in effect.

This site’s general checklist

The following is not an instruction from the issuer. It is this site’s general advice for any card being retired.

1. Stop topping up the card or its account, so the balance does not sit with a party that has stopped operating.
2. Move the balance back to a wallet or account you control before the service ends; the withdrawal route usually closes before the card itself does.
3. Go through every recurring charge tied to this card, especially AI and streaming subscriptions, and move them to the new card before cancelling the old one.
4. Keep the shutdown notice, withdrawal records and ticket numbers as evidence for any later claim or appeal.
5. Pick a backup card on a different network or from a different issuer, so a single channel failure does not take both down at once.