Gigbanc Card (winding down) Wind-Down: What to Switch To

Shutdown timeline

Newest event first. Each entry comes from this card’s change log or from verified official material; where several share a date, the one written as an event comes first.

1. 2026-10-13Withdrawal Deadline

   Official site carries a dated notice asking users to withdraw all funds by 2026-07-31; deactivation date still unpublished

   Gigbanc's official site currently carries a wind-down notice asking users to withdraw all funds by 2026-07-31; that date had passed when checked on 2026-10-13, and the issuer still gives no specific date for card deactivation. This site labels it as winding down rather than confirmed shut down, and holders who have not yet withdrawn their balances should act promptly and watch for further official notices.

2. 2026-09-15Winding Down Final Phase

   Business Enters Winding Down Phase

   Official notice announcing gradual handover and settlement, advising users to manage balances.

3. 2026-07-31Official withdrawal deadline published

   Gigbanc's site currently carries a wind-down notice asking users to withdraw all funds by 2026-07-31. That date has passed, and the official pages still give no specific date for card deactivation. This site labels it as winding down rather than confirmed shut down.

Who is affected

These fields carry the card’s last published wording, to help you work out which category your account falls into. They do not mean these conditions are still open to new applicants.

Application regions

Neither new-card regions nor availability of existing cards has been confirmed by the provider; the website FAQ says operations are winding down.

Identity verification

The website says operations are winding down but does not announce a card shutdown date or process for existing cardholders. Current KYC and application rules cannot be confirmed.

Funding route

USD account / Visa card (wind-down status unclear)

Fee wording

Historical rates should not be treated as current quotes; the website has not stated the card shutdown date or specific fees during the wind-down.

Reward wording

No cashback or reward rules applicable during the wind-down were found.

The fee and reward fields preserve the card’s last published wording and do not mean those terms still apply. Current availability follows the official sources and verification date listed on the profile.

Comparable replacement cards

Replacement cards come from this site’s card directory, with closed and winding-down products excluded. The same funding route is preferred first, then cards a mainland China reader can apply for.

Replacements are listed in this site’s selection order; this is not a ranking or a recommendation. Each card’s fees, eligibility and rewards follow the official sources on its own profile. Confirm regional eligibility before comparing fees.

What to do next

Deadlines the issuer has given

The issuer has not published a deadline that is still in effect.

This site’s general checklist

The following is not an instruction from the issuer. It is this site’s general advice for any card being retired.

1. Stop topping up the card or its account, so the balance does not sit with a party that has stopped operating.
2. Move the balance back to a wallet or account you control before the service ends; the withdrawal route usually closes before the card itself does.
3. Go through every recurring charge tied to this card, especially AI and streaming subscriptions, and move them to the new card before cancelling the old one.
4. Keep the shutdown notice, withdrawal records and ticket numbers as evidence for any later claim or appeal.
5. Pick a backup card on a different network or from a different issuer, so a single channel failure does not take both down at once.