Offramp Visa Card Wind-Down: What to Switch To

Shutdown timeline

Newest event first. Each entry comes from this card’s change log or from verified official material; where several share a date, the one written as an event comes first.

1. 2026-11-06Service wind-down

   Offramp officially announces full platform wind-down; physical and virtual cards deactivated July 31

   Offramp's official announcement ("were-shutting-down-offramp") details a phased wind-down timeline: physical and virtual card services were deactivated and mobile apps discontinued on 2026-07-31; deposits and crypto withdrawals halted on 2026-09-30; the entire platform permanently shuts down on 2026-12-31 with all remaining balances forfeited. Status updated from regional to winddown.

2. 2026-11-05ATM limits & FX scope

   Added physical card ATM limits ($250/tx, $750/24h) and clarified 1.5% FX includes Visa's 1% fee

   Offramp's official Fees & Limits help article (47639697235225) specifies that the 1.5% FX fee on non-USD purchases includes Visa's 1% base FX fee, and that physical card ATM withdrawals (charged at 2%) are capped at $250 per transaction and $750 per 24-hour period (up to 3 withdrawals). Virtual cards do not support ATM withdrawals.

3. 2026-10-22Fee correction

   The physical card costs a flat $100, not a region-dependent shipping fee

   The official help centre lists $100 for a first physical card and $100 for a replacement, with $0 issuance and annual fee for the virtual card; 2% ATM withdrawals are physical-card only and the virtual card cannot withdraw cash. The fee field previously said physical-card shipping varied by region, understating the real cost.

4. 2026-09-05Zero Annual Fee

   Introduces virtual Visa card with zero annual and issuance fees

   Enables direct spending from self-custodial on-chain stablecoins, specifying baseline fees of ~1.5% for foreign transactions and ~2% for global ATMs.

Who is affected

These fields carry the card’s last published wording, to help you work out which category your account falls into. They do not mean these conditions are still open to new applicants.

Application regions

Check by country using the availability checker in the app; the website does not promise that every region is eligible through one global list.

Identity verification

Offramp’s official card FAQ says account verification is required to apply and use the card; supported regions are determined by the app’s country selector.

Funding path

Deposit stablecoins from supported networks to Offramp, convert them and spend the Visa balance

Fee wording

The official help centre lists a $0 issuance and annual fee for the virtual card, $100 for a first physical card and $100 for a replacement; 1.5% on non-USD spending; 2% on ATM withdrawals, physical card only — the virtual card cannot withdraw cash.

Reward wording

No universal ongoing cashback was found.

The fee and reward fields preserve the card’s last published wording and do not mean those terms still apply. Current availability follows the official sources and verification date listed on the profile.

Comparable replacement cards

Replacement cards come from this site’s card directory, with closed and winding-down products excluded. The same funding route is preferred first, then cards a mainland China reader can apply for.

Replacements are listed in this site’s selection order; this is not a ranking or a recommendation. Each card’s fees, eligibility and rewards follow the official sources on its own profile. Confirm regional eligibility before comparing fees.

What to do next

Deadlines the issuer has given

The issuer has not published a deadline that is still in effect.

This site’s general checklist

The following is not an instruction from the issuer. It is this site’s general advice for any card being retired.

1. Stop topping up the card or its account, so the balance does not sit with a party that has stopped operating.
2. Move the balance back to a wallet or account you control before the service ends; the withdrawal route usually closes before the card itself does.
3. Go through every recurring charge tied to this card, especially AI and streaming subscriptions, and move them to the new card before cancelling the old one.
4. Keep the shutdown notice, withdrawal records and ticket numbers as evidence for any later claim or appeal.
5. Pick a backup card on a different network or from a different issuer, so a single channel failure does not take both down at once.