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Picnic Visa Card Wind-Down: What to Switch To

Picnic Visa Card (usepicnic.com) is a self-custodial Web3 Visa debit card built on Gnosis Chain. It combines Safe smart accounts with personal Web3 EUR/USD IBAN accounts issued by Monerium, a licensed Electronic Money Institution in Iceland, bridging on-chain liquidity with traditional banking systems. User funds remain self-custodied in smart contracts, with multi-rail funding via Pix (Brazil), ACH (US), SEPA (EU), and direct on-chain crypto, instantly provisioning into Apple Pay and Google Pay for global contactless payments.

Status
Winding down
Next date
Verification date
Official sources
4

Shutdown timeline

Newest event first. Each entry comes from this card’s change log or from verified official material; where several share a date, the one written as an event comes first.

  1. Service deadline

    Picnic existing cards and migration deadline: 2026-12-20 23:59 UTC

    The official help centre says existing Picnic cards work until 2026-12-20 23:59 UTC, after which accounts move to the new Gnosis Pay infrastructure with balances unchanged but Apple Pay / Google Pay must be re-added. First-time card orders have been paused since 2026-09-22, and the issuer only says it expects to reopen in late October 2026 without a confirmed date; GNO cashback ended on 2026-01-31.

  2. Cashback ended and reopening still an expectation

    Picnic records that GNO cashback ended 2026-01-31 and late-October reopening is still an expectation

    The official help centre states that GNO cashback ended at 23:59 on 2026-01-31. First-time card orders have been paused since 2026-09-22; the issuer only says it expects to reopen in late October 2026, with no confirmed date. Existing cards are expected to work until 2026-12-20, 23:59 UTC.

  3. Record correction

    GNO cashback programme ended on 31 January 2026

    The official help centre states the programme ended on 31 January 2026, with purchases made before 23:59 that day still earning 1%–4% by staked tier plus the 1% OG NFT bonus; afterwards the GNO that locked in a tier is no longer tied up, and the extra OG NFT cashback ended with the programme. The summary rewards field still read "ecosystem rewards" as a current benefit, so this entry adds the end date.

  4. Applications Paused

    First-time applications paused; existing cards work until 20 December 2026, then migrate to the new infrastructure

    The official help centre states that first-time applications have been paused since 22 September 2026 (replacement and lost-card reissues can still be arranged with support), with a resumption expected by the end of October 2026 that will initially issue virtual cards only; existing cards work until 20 December 2026 23:59 UTC, after which they migrate to the new Gnosis Pay infrastructure as an upgrade, with accounts and balances unaffected, though Apple Pay and Google Pay must be re-linked.

  5. New listing

    Indexed Picnic Visa Card based on Safe smart accounts and Monerium IBANs

    Completed verification of Picnic official Visa debit card: confirmed Gnosis Chain Safe smart contract self-custody architecture, EU-licensed Monerium Web3 IBAN, Pix/ACH/SEPA support, Apple Pay contactless payments, 0 monthly fee, and 0 annual fee.

  6. GNO cashback programme has ended

    The official help centre states that the card cashback programme ended on 31 January 2026: purchases made before 23:59 that day still earned 1%–4% depending on the GNO staked tier, plus the 1% OG NFT bonus. After that, the GNO that used to lock in a tier is no longer tied up, and the extra OG NFT cashback ended with the programme. "Ecosystem rewards" should therefore no longer be read as current cashback.

Who is affected

These fields carry the card’s last published wording, to help you work out which category your account falls into. They do not mean these conditions are still open to new applicants.

Application regions
The official help centre states that first-time card applications have been paused since 22 September 2026, with a resumption expected by the end of October 2026 that will initially offer virtual cards only; accounts that already hold a card are unaffected. Existing cards work until 20 December 2026 23:59 UTC, after which the account moves onto the new Gnosis Pay infrastructure with balances unchanged but Apple Pay and Google Pay needing to be re-linked.
Identity verification
Complies with international AML requirements; accepts valid national photo ID for identity verification without burdensome proof of address (POA) hurdles.
Funding route
Gnosis Chain Safe smart contract self-custody + Monerium EU-licensed Web3 IBAN: holds EURe/USDe on-chain, debited in real time via Visa network at POS
Fee wording
0 account monthly fee, 0 card annual fee; fee-free on-chain top-ups supported, fiat and foreign currency settlements execute at live Visa exchange rates.
Reward wording
Decentralized asset security backed by self-custodial accounts; standard Visa global merchant acceptance with periodic ecosystem promotional rewards.

The fee and reward fields preserve the card’s last published wording and do not mean those terms still apply. Current availability follows the official sources and verification date listed on the profile.

Comparable replacement cards

Replacement cards come from this site’s card directory, with closed and winding-down products excluded. The same funding route is preferred first, then cards a mainland China reader can apply for.

Replacement card comparison
CardIssuance feeForeign-currency feeCashbackMobile walletsEligibility
RedotPaySame category V: $10 · P: $100 Not published Up to 3% ✅ Native support ⚠️ Grandfathered active · New applications paused
KASTSame category V: $0 Free · P: Subject to app terms Not published Up to 1.5% ✅ Native support 🛂 Requires overseas address / passport
Tria CardSame category V: $0 Free · P: Unknown 3% Up to 1.5% ✅ Native support 🛂 Requires overseas address / passport

Replacements are listed in this site’s selection order; this is not a ranking or a recommendation. Each card’s fees, eligibility and rewards follow the official sources on its own profile. Confirm regional eligibility before comparing fees.

What to do next

Deadlines the issuer has given

The issuer has not published a deadline that is still in effect.

This site’s general checklist

The following is not an instruction from the issuer. It is this site’s general advice for any card being retired.

  1. Stop topping up the card or its account, so the balance does not sit with a party that has stopped operating.
  2. Move the balance back to a wallet or account you control before the service ends; the withdrawal route usually closes before the card itself does.
  3. Go through every recurring charge tied to this card, especially AI and streaming subscriptions, and move them to the new card before cancelling the old one.
  4. Keep the shutdown notice, withdrawal records and ticket numbers as evidence for any later claim or appeal.
  5. Pick a backup card on a different network or from a different issuer, so a single channel failure does not take both down at once.

Official sources and verification

  1. Picnic Official Website: Self-Custody Visa Card & Web3 Accounts(opens in a new window)
  2. Monerium: EU Licensed Electronic Money Institution on Gnosis Chain(opens in a new window)
  3. Picnic Help Centre: first-time card orders paused since 2026-09-22, reopening expected in late October; existing cards usable until 2026-12-20, 23:59 UTC(opens in a new window)
  4. Picnic Help Centre: GNO cashback programme ended at 23:59 on 2026-01-31(opens in a new window)

Verified on:. Verification means the listed sources were consulted; it does not mean the product was personally tested or that every field is complete. Unconfirmed details are identified as such.