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August 2026 Crypto Card Changes

Every crypto card rule and status change recorded in August 2026, with the event date and a verified official source entry for each card.

Change records
43
Cards affected
40
Change types
5
Directly linked sources
2

Each record links to the verified official source list on that card’s profile; where a source’s own title carries the event date, that single source is linked directly as well. Dates are when the event happened, not when this site checked.

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2026-08-31

  • Terms Published

    Publish U.S. Consumer 0% APR Credit Card Terms

    Clarified 0% APR structure and 2% late payment penalty rule.

  • Card Launch

    Launched Native USDC Digital Visa Card on Base

    Issued in partnership with Bridge and Stripe, allowing direct deposits of native Base USDC to fund dedicated USD balances, compatible with Apple Pay and recurring SaaS billing.

  • Fee Schedule Release

    Established $0 Issuance and $0 Monthly Fee Schedule

    First virtual card issued free with zero ongoing monthly maintenance fees; cross-currency transactions settle at wholesale Visa network rates.

  • Member Benefits

    Disclosure of tiered Gate Card cashback and 0% FX foreign currency policy

    Gate discloses a refreshed cashback structure for eligible overseas cardholders, offering 1% to 5% USDT cashback tied to Gate VIP status alongside 0% FX foreign currency conversion benefits.

2026-08-30

  • Regional Adjustment

    Brazil local service exit transition

    Official notice adjusting Latin America local operations; European self-custodial Visa cards remain normal.

  • Multi-Chain Self-Custody

    Rollout of Exodus Pay virtual debit card integrated with Bridge infrastructure

    Leading multi-chain wallet Exodus launches a built-in virtual debit card, eliminating custodial lock-in by automatically converting and debiting stablecoins on-chain to settle transactions across Visa terminals.

2026-08-26

  • Operations Stalled

    Suspend spot and futures trading services

    Platform operations gradually shrink; users report withdrawal delays and restructuring.

2026-08-25

  • Physical Card Price

    Core physical card issuance fee discrepancy

    The membership comparison lists the Core physical card at USD 60 including delivery, while the physical-card help page lists USD 50 including delivery. The current public pages conflict; use the price shown at checkout.

  • Hardware Testing

    Hardware chip-level self-custodial Visa card enters Phase 2 testing

    Based on hardware cold wallet chip technology; each Visa transaction requires tapping the physical card to mobile NFC for private key signature authorization.

  • Africa Direct

    Introduction of Busha virtual USD debit card funded by stablecoins in West Africa

    Licensed African crypto platform Busha launches a virtual USD debit card funded via USDT and USDC, resolving FX transaction limit hurdles for West African users paying global e-commerce and SaaS merchants.

2026-08-22

  • Non-Custodial Card

    Debut of crypto debit card linked to non-custodial MPC wallet

    COCA partners with Wirex to offer a crypto debit card connected directly to a non-custodial MPC wallet without seed phrases, executing on-demand on-chain token deductions for Visa purchases and offering up to 5% card cashback.

2026-08-20

  • Compliance Tightening

    Updated restricted jurisdictions, pausing new card applications with mainland China ID

    Clarified that Mainland China residents cannot apply using Chinese national ID; existing users maintained per terms.

  • Routing Adjustment

    Multi-rail settlement architecture updates across Global and LatAm markets

    Following adjustments in the European Economic Area (EEA), Binance Card continues clearing across Latin American markets including Argentina, Colombia, and Brazil via local licensed financial partners, supporting real-time settlement from spot BUSD, USDT, and BNB balances.

  • Partner Fee Schedule

    Discloses FX pass-through partner fees and account limit controls

    Discloses ~0.5% partner pass-through fees for non-USD purchases, supporting self-custodial assets and tiered risk-based spend limits.

  • Membership Tiering

    Disclosed Fold+ Annual Fee & 0% Domestic Purchase Fees

    Offers free tier and Fold+ ($100/yr) premium tier, 0% transaction fee on US dollar spending, and 1% FX on cross-border transactions.

  • Service Termination

    Infini Card Legacy Program Terminated and Archived

    Legacy institutional issuing channel agreement expired and terminated; holders advised to withdraw balances as product moves to graveyard archive.

2026-08-18

  • Applications On Hold

    US new card applications paused

    Help center discloses US compliance adjustments; existing holders unaffected, EEA remains open.

  • Dual Clearing

    Establishment of dual Rain and Wirex regional card routing architecture

    Solid officially directs card issuing routes based on verified residency: users across the Americas are serviced via Rain infrastructure, while European and other regions route through Wirex, enabling real-time debiting of self-custodial assets.

  • Exchange Direct Settlement

    Rolls out Mastercard debit card linked directly to BloFin spot balances

    Eliminates manual top-ups by debiting exchange spot balances in real time across the global Mastercard network and Apple Pay.

2026-08-15

  • Benefit Boundaries

    Clarified Spending Credit is a restricted purchase voucher

    Official terms define Spending Credit as restricted spending credits rather than cash or withdrawable balance; applies solely to eligible card purchases with certain categories excluded.

  • Cashback Rules

    Established AVAX token cashback with daily settlements

    Eligible monthly spending earns tiered cashback (up to 5%); AVAX rewards distributed daily upon settlement; transactions under $1 do not earn cashback.

  • Fee Tiers

    Optimized VIP fee tiers, waiving conversion fees at top levels

    VIP 1–VIP 5 users enjoy waived or reduced transaction fees down to 0.1%; standard VIP 0 users remain at 0.9% crypto liquidation fee.

  • Fee Adjustment

    Primary Mastercard Prepaid fee schedule update

    BIN 559666 adds a 3% cross-border acquiring fee for WeChat/Alipay transactions over 200 RMB.

  • Wallet Integration

    Supported Apple Pay and Google Pay Contactless Provisioning

    Virtual Visa card now supports one-click provisioning to Apple Wallet and Google Pay for contactless POS merchant tap-to-pay.

  • Strategic Transition

    Transition to Community Finance and launch of Community Cards

    Officially announced transition to Community Finance, ending the neobank model, introducing revenue-sharing Community Cards, and migrating accounts to Base self-custody.

  • Fee Schedule Release

    Update UK/US debit card reward schedules and foreign currency rules

    Disclosed tier-specific crypto debit rates across the UK and US, with zero issuer fees on standard USD/GBP spending across virtual and physical formats.

2026-08-14

  • Direct Wallet Debit

    Solflare launches Mastercard debit card linking directly to on-chain assets

    Solflare collaborates with regulated BaaS partners to introduce a debit card that eliminates pre-funding into centralized accounts by transferring and debiting USDC on-chain on demand, supporting Google Pay mobile payments.

2026-08-12

  • Fee Disclosure

    Clarification of EasyCard virtual card 1.5% FX markup and funding fees

    Official EasyCard fee updates outline support for offshore bank accounts and crypto top-ups, with funding fees of 1% to 1.5% and a 1.5% FX markup on non-USD transactions, compatible with major cross-border e-commerce and cloud service platforms.

  • Brazil Localization

    Compliant Brazilian card issuance with zero issuance and annual fees

    Issues Visa crypto debit cards to compliant Brazilian residents with zero issuance and annual fees, supporting BRL and stablecoin settlement.

2026-08-10

  • Regional Limits

    Announced eligible jurisdictions and daily limits

    Issuing to eligible regions including Europe and the UK; mainland China excluded from physical delivery. Default card daily limit is $5,000; Vault daily and monthly limit is $10,000.

  • Cashback Upgrade

    Launched Cryptoback™ tiered rewards up to 8%

    Announced Wirex One member rewards program, providing 0.5% to 8% USD-denominated cashback based on balance size and WXT holding ratio, settled monthly.

  • Multi-Chain Self-Custody

    Supported Direct Spend on Base and Arbitrum

    Combines dedicated personal IBAN accounts with Web3 non-custodial wallets; funds debit on-demand via smart contracts at the point of sale.

  • New Card Launch

    Launch of Mastercard/Visa debit card for Global and APAC users

    MEXC officially introduces a crypto debit card linked directly to spot account balances with a limited-time zero issuance fee promotion for new users, supporting real-time USDT/USDC clearing with daily spend limits up to $10,000.

  • Installment Debit

    Launches digital card with zero issuance fee and installment credit features

    Provides free virtual cards to eligible applicants, supporting instant stablecoin balance deductions with 1.5% FX fees and installment credit options.

2026-08-09

  • Fee Schedule Release

    Clarified 1.5% transaction fee and Metal card issuance costs

    Officially published fee table: 1.5% flat transaction fee; free virtual card issuance; Metal cards cost $180 for non-VIPs (free for VIPs); Metal cards offer first $200/mo ATM withdrawals free of card fees, 2% thereafter.

2026-08-08

  • Card shutdown

    Cypher cards stop working

    The announcement gives 2026-08-08 at 00:00 UTC, when all active cards were cancelled and card spending stopped.

  • Business & Personal

    Introduction of PEXX Mastercard supporting dual THB and USD settlement

    Leveraging PEXX's regulated cross-border gateway, the service supports direct crypto spending converted instantly to local currencies like THB and USD, offered in both virtual and physical Mastercard debit formats.

2026-08-05

  • Africa Direct

    Partnering with Bridge to launch wallet-linked debit card

    Licensed African exchange Roqqu partners with Bridge to offer a USD debit card with instant clearing for international e-commerce, directly debiting stablecoin balances.

2026-08-01

  • Eligibility Screening

    Strict compliance checks, explicitly excluding US residents

    Spend Card is offered exclusively to eligible non-US persons; tightened IP and proof-of-address verification.

  • Tier Restructuring

    Introduced Level Up loyalty program and staking tiers

    Overhauled CRO holding and staking tiers, introducing flexible monthly and annual reward structures to replace legacy fixed lockup models.

  • Promotion Ended

    0% fee promotion officially ended, standard schedule restored

    Official notice ended early 0% fee subsidy, restoring standard fee schedule: 1.7% non-USD conversion fee, plus 1% top-up fee for mainland China program.

  • Cashback structure

    Established dual USD cashback and KAST Points reward track

    Standard receives 1.5% USD cashback; Premium ($1,000/yr) receives 2% USD + 1% KAST Points; Private ($10,000/yr) receives 3% USD + 2% Points; Points and USD cashback cannot be treated as equivalent.

  • New Issuance Suspended

    Cease original exchange portal applications and migrate to Wallet Card

    Bitget official notice confirms discontinuation of original exchange Visa card issuance from 2026-08-01; expired cards cannot be renewed, with services migrating to Bitget Wallet Card.