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November 2026 Crypto Card Changes

Every crypto card rule and status change recorded in November 2026, with the event date and a verified official source entry for each card.

Change records
24
Cards affected
23
Change types
7
Directly linked sources
1

Each record links to the verified official source list on that card’s profile; where a source’s own title carries the event date, that single source is linked directly as well. Dates are when the event happened, not when this site checked.

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2026-11-30

  • Offer deadline

    Invity’s 1.5% lifetime cashback application and €240/month strategy condition close

    The official card page says the 1.5% lifetime rate requires applying by 2026-11-30 and maintaining a recurring strategy of at least €240 a month; tiers that do not qualify receive 1% (Regular / Frequent / Busy) or 0% (Basic) from 2026-12-01. The €240 is a tier and offer condition, not a monthly-fee waiver threshold.

2026-11-03

  • Benefit Adjustment

    Early Core Promo Free Tier Ending Early; 14-Day Downgrade Grace Period Begins

    Official push notifications ("Your Core promotion is ending") have been sent to early users who received promotional free Core memberships: Core promotional access will expire in 14 days and automatically revert to the free Lite plan. Accounts without active subscriptions or locked XPL will return to standard Lite rates. Self-custodial stablecoin balances and card transactions remain unaffected, while cashback above $500/month and 5% AI rebates will end. Physical card applications remain free of issuing and postage fees during the grace period.

  • Volume Milestone

    Ethena Pay Crosses $5M in Card Volume During Beta; Official October Ecosystem Recap Released

    Ethena's official October ecosystem report reveals that Ethena Pay crossed $5 million in card volume while still in its beta phase. The platform also rolled out Earn+ flexible savings with up to 12% rewards and no lock-ups, and powered partner ether.fi's native stablecoin via Ethena Whitelabel infrastructure.

  • Campaign concluded

    Tangem Pay 10% All-Category Cashback Campaign Concludes November 2

    Tangem Pay's week-long 10% cashback promotion across all eligible spend concluded on 2026-11-02 23:59 UTC, reverting to standard tiers: Basic 1% ($100/mo cap) and Plus 2% ($300/mo cap).

2026-11-02

  • Copy Alignment

    Remove legacy $5 withdrawal threshold in ether.fi Cash facts, add Cashback+ subscription boost

    Purged legacy "minimum $5 for withdrawal" clauses from facts[8] and facts[11], aligning with the 2026-10-30 withdrawal policy; added Luxe/Pinnacle/VIP 10%–30% Cashback+ boost details for subscriptions like ChatGPT and Claude.

  • Company news

    RedotPay reportedly weighs a confidential US IPO filing by year-end; Binance lawsuit continues

    Bloomberg on 2026-10-26 (reported by The Paypers on 10-27): RedotPay is weighing a confidential IPO filing with the SEC before the end of 2026 and discussing a pre-IPO round at a $4–5 billion valuation; the company did not comment. Earlier, Binance affiliates sued in Hong Kong for about $473 million, which RedotPay denies, and Binance discontinued payment functionality for RedotPay on 2026-04-03. These are company and litigation developments; card fees and eligibility have not changed.

  • Earn+ Launch

    Ethena Pay opens Earn+ to all users with up to 12% rewards and no lock-ups

    Ethena Pay officially announced that Earn+ is now available to all users. Cardholders can transfer idle balances from their USD Account into Earn+ with one click, earning up to 12% annualized rewards with no lock-ups and flexible withdrawals, putting everyday spending reserves to work before checkout.

  • Coverage correction

    Correct Bybit Card eligible regions: covering EEA, Australia, and Latin America

    Correct single-country "e.g. Georgia" wording in payment compatibility. Bybit Card's primary issuance markets are the European Economic Area (EEA), Australia, Argentina, and Brazil (clearing via local PIX and Transferencias 3.0 rails); restricted jurisdictions include the US, Mainland China, Hong Kong, Singapore, etc. Reiterate that fiat funding does not earn cashback or reward points effective 2026-10-05.

  • Networks & Wallets

    Add PokePay Mastercard BIN tiers and Apple Pay / Google Pay compatibility verification

    Added PokePay support for Mastercard scheme (covering Standard and World tiers); aligned payment compatibility status, confirming virtual and physical cards support Apple Pay and Google Pay contactless payments.

  • Risk clarification

    Gnosis Pay's own card closing does not affect the MiniPay Card; migration timing to be announced

    Gnosis Pay's own consumer card stops on 2026-12-20; its help centre lists MiniPay as a partner card, with each partner announcing its own migration date. MiniPay's card page (checked 2026-11-02) still shows early-access sign-up, Monavate as issuer, Gnosis Pay as programme manager and up to 5% cashback, with no mention of a migration.

  • Consistency check

    Kolo's website gives two country counts and two MiCA claims

    The website (checked 2026-11-02) states both 60+ and 170+ countries and describes its MiCA status as both "MiCA-ready" and "fully MiCA-compliant"; the 2% BTC reward and 0% stablecoin markup match this profile, and the issuer is still not disclosed.

  • Regional rollout

    Binance Card rolls out in Venezuela in batches

    Bloomberg Línea reported on 2026-08-05 that Binance, through a customer-support statement, confirmed a gradual Binance Card rollout in Venezuela, with access announced by Binance; the report does not state the card type or issuer. Venezuela is the largest driver of Binance Card searches in Google Trends (checked 2026-11-02).

  • Regional scope

    Dollarize website claims 44 live countries without naming them

    The website (checked 2026-11-02) says it is live in 44 countries with physical cards in participating countries, but gives neither the country list nor card fees; the Bridge cardholder agreement this profile already cites (prepaid fiat card, $2,000 per-transaction limit) remains the only published card terms.

  • Record completed

    Wayex names Lead Bank as issuer and confirms Apple Pay and Google Pay

    The official card page (checked 2026-11-02) matches this profile's fees: $0 issuance and monthly fee, 0% on USD spending, 1.5% on non-USD, USDC / DAI 1:1, 0.1% on USDT deposits. Added the issuer Lead Bank (Visa licence), Bridge as programme manager, the 18+ age requirement and Apple Pay / Google Pay support; physical card delivery and replacement fees are still marked TBD.

  • Record completed

    Tevau: ATM and spending limits, declined and small-authorisation fees added

    The official card page (marked last updated 2026-09-19) matches this profile's fees; added the ATM limits of $3,000 / $3,750 a day and $10,000 / $112,500 a month, the per-transaction spending limits, and the $0.5 declined-transaction, $0.2 small-authorisation and $2 card-closure fees. The page describes the metal and gold top-up benefit in two different ways; this is noted.

  • Card Art Addition

    Added Gate Money Visa official mobile app virtual card artwork

    Verified against Gate official mobile app (8.39.0+) and product portal; extracted Gate Money co-branded Visa display artwork, cropped in high-res, and archived as WebP.

  • New listing

    Added Bitwala Visa Card (EEA)

    Checked against Bitwala's official card page, terms of service and help centre: virtual and physical Visa cards that spend BTC, ETH, USDC or euros; verified EEA users only; issued by Wallester AS; virtual card €0.99, physical €9.99, crypto spending €0.20 + 1% per transaction, ATM €2 + 1% (€350 a day); no cashback.

  • New listing

    Catalogued ExCards Multi-Chain USDT Virtual Visa & Mastercard

    New card catalogued: ExCards, enabling instant settlement directly from multi-chain USDT pools (TRC-20, ERC-20, Arbitrum). Features native Apple Pay & Google Pay support, high acceptance for AI & SaaS subscriptions, and zero monthly fees.

  • New listing

    Added Volet Card (Asia-Pacific and European prepaid cards)

    Checked against Volet's official card pages, fee table and privacy notice: the Asia-Pacific Mastercard physical card is for citizens of ten countries including Malaysia, with a $5 card fee, $1 monthly fee, 1.5% + $1 per load and 3.5% currency exchange; European cards are Visa or Mastercard by country; none support Apple Pay or Google Pay; the operators are a Canadian and a Costa Rican company, and the issuer is undisclosed.

2026-11-01

  • Virtual accounts

    Launches US & EUR virtual bank accounts, cuts physical card to $25 with Robinhood Chain top-ups

    Bitget Wallet introduced USD and EUR personal virtual bank accounts clearing over ACH, Fedwire, and SEPA; lowered the physical card fee to $25 with a $15 rebate on $100 spend for the first 1,000 new cardholders through Nov 30; and added ETH and USDG top-ups on Robinhood Chain.

  • Euro yield

    Launches up to 6% APY euro yield with Byzantine and personal IBAN virtual accounts

    Solid partnered with Byzantine to deliver up to 6% APY on euro balances alongside EUR virtual accounts with individual IBANs, where deposits land as EURC with no additional KYC required for existing Wirex cardholders.

  • Tokenized equities

    Introduces first credit card backed by Coinbase tokenized stocks, launches card statements

    Exa launched the first crypto credit card backed by Coinbase tokenized stocks on Exa Blue (its Base-powered web client, with mobile apps coming soon) alongside full credit card statement viewing and export capabilities.

  • Rewards & yield

    Updates cashback tiers effective Nov 1 (up to 4%), launches Pulsar Earn on-chain yield

    Pulsar updated its cashback schedule effective Nov 1 (up to 2% on Free and up to 4% on Pro) and officially rolled out Pulsar Earn, offering on-chain lending yields powered by Morpho and curated by Steakhouse on Arc.

  • Effective date

    Cashi’s new cashback tiers and monthly caps take effect

    The official terms take effect on 2026-11-01: 3% on eligible subscriptions, 2% on online shopping and 1% on flights and hotels; one subscription charge per merchant per month qualifies; curated shopping has a $10 monthly cap per merchant, general online shopping a shared $10 cap, and travel a shared $20 monthly cap with only the first $2,000 of each transaction qualifying. Rewards first enter a Rewards Balance, must be claimed manually as Spend Credits, and only offset card spending.