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October 2026 Crypto Card Changes

Every crypto card rule and status change recorded in October 2026, with the event date and a verified official source entry for each card.

Change records
141
Cards affected
106
Change types
7
Directly linked sources
8

Each record links to the verified official source list on that card’s profile; where a source’s own title carries the event date, that single source is linked directly as well. Dates are when the event happened, not when this site checked.

See every card by status on the status radar · See what to switch to when a card stops

2026-10-15

  • Pro membership

    RedotPay Pro Membership & Mexican Peso (MXN) SPEI Rails Launched

    Launched Pro membership at $12.90/month or $129/year, featuring 3% USDs cashback on Apple Pay and zero ATM fees on the first $1,000; integrated Mexican SPEI local banking rails and Nium cross-border off-ramps.

  • Reward system

    4XPNLR Referral System & XPL Tiered Rewards Launched

    Plasma One introduced Lite ($0 issuance, up to 2%), Core (up to 3%), and Platinum (up to 4%, 10% on AI subscriptions) membership tiers, settled in XPL tokens; activating referral code 4XPNLR grants priority queue and fee discounts.

  • Cashback tiers

    AVAX Tiered Cashback Standards Announced, Apple Pay Formally Supported

    Ethena Pay updated cashback rules: rewards are distributed daily in AVAX tokens; Standard tier receives 4% on first $2,500 monthly spend; Pro tier receives 4.5% up to $8,000; VIP tier receives 5% up to $20,000. Apple Pay contactless payment is officially live in mobile app.

  • BIN & KYC

    BIN 53710058 Analysis: Sutton Bank Corporate Purchasing Card; Mainland Passport Accepted

    Bitget Wallet Card BIN verified as 53710058, issued by Sutton Bank (US) under the Mastercard Corporate Purchasing tier. Live testing confirms onboarding currently requires a valid Mainland China passport; national ID cards are paused.

  • Sunset notice

    Official notice: service ends 2026-10-31 as the partner’s custodial infrastructure retires

    The official Cardano Card announcement states that partner Wirex “is moving to a non-custodial model and discontinuing its custodial infrastructure”, so the partnership ends on 2026-10-31 and the card stops the same day. It says the card works normally until that date and that further arrangements will be published later; as of the verification date no replacement card, new provider or other payment method is confirmed. The reason is unrelated to the Cardano network or ADA.

  • New addition

    Added MAS-Licensed dtcpay Visa Infinite Card

    Verified official Visa Infinite debit card by Singapore MPI-licensed dtcpay; confirmed real-time conversion of USDT, USDC, BTC, ETH into SGD/USD, native Apple Pay, and airport lounge privileges.

  • New addition

    Added Tether-Invested El Salvador Licensed EFY Visa Card

    Verified official Visa card by El Salvador DASP-licensed EFY Finance; seed-invested by Tether, native USD₮/USA₮ spend, and Apple Pay/Google Pay support.

  • New addition

    Added Japan bitFlyer x Aplus Bitcoin Rewards Mastercard

    Verified official Mastercard issued by Japan licensed exchange bitFlyer and Shinsei Bank subsidiary Aplus; charges in JPY and automatically deposits 0.5%–1.0% Bitcoin rewards into exchange account, supporting Apple Pay and QUICPay.

  • New addition

    Added Colombia Digital Dollar Neobank Littio Mastercard Gold

    Verified official Mastercard Gold by LatAm digital dollar platform Littio; built on Pomelo rails with Circle USDC/EURC reserves, 0% FX on USD/EUR spend, Bovedas yield vaults, and Apple Pay/Google Pay.

  • New addition

    Added Web3 Prepaid Platform KazePay Multi-Card Matrix (KazeStar/Go/Way)

    Verified KazePay virtual and physical cards across all dimensions: multi-tier matrix tailored for daily spending, AI subscriptions (KazeWay optimized for ChatGPT Plus and Claude Pro), and travel; supports USDT/USDC deposits across 8 major blockchains, with virtual cards supporting Apple Pay and Google Pay contactless spending.

  • New addition

    Added Non-Custodial imToken x Fiat24 Swiss IBAN Mastercard Debit

    Verified official imToken Mastercard debit card: mints personal account NFT on Arbitrum L2 to activate Swiss-licensed individual IBAN; seamlessly supports WeChat Pay, Alipay, Apple Pay, and Google Pay, with one-click token funding and zero-markup multi-fiat exchange.

  • New addition

    Added Solana Kamino Collateralized PayFi Card XPlace Visa Platinum

    Verified Solana PayFi card XPlace Visa Platinum: innovative "Spend Without Selling" mechanism lets users collateralize crypto on Kamino to earn DeFi yields while spending via real-time credit line, with up to 2% USDC cashback and native Apple Pay / Google Pay.

  • New addition

    Added Tether & Cantor-Backed Rain Clearing Card Lydian Visa Platinum

    Verified official Lydian Visa Platinum card: strategically backed by Tether and Cantor Fitzgerald, cleared via Rain infrastructure; supports instant checkout across 300+ digital assets with up to 1.5% cashback and full Apple Pay / Google Wallet integration.

2026-10-14

  • Applications On Hold

    Issuer Fiat24 enters maintenance mode: its site states it is not accepting any new applications

    Fiat24's homepage currently shows a maintenance-mode notice stating explicitly that it is not accepting any new applications; the notice carries no effective date. While the issuer side has closed new applications, the SafePal product page still presents the card as available to apply for — the two partners disagree, and this site records both positions rather than choosing one. Existing cardholders are not directly affected by this notice; new users should not expect to be able to open one at will. The other recorded fees and limits on this card are unchanged.

  • Limited-time promotion

    Added a 0% conversion-fee promotion for 16 LATAM currencies: 2026-09-29 to 2027-12-31

    KAST announced on 2026-10-01 that eligible card spending in 16 LATAM currencies carries a 0% conversion fee, charged and credited back instantly per purchase with no sign-up and nothing to claim, running to 2027-12-31 Singapore time. The official terms set the boundaries: only card spend by users who have completed KYC qualifies, and money transfer and remittance, purchases of virtual assets and gambling are excluded, as are deposits, inbound and outbound transfers, internal transfers, reversals, cancellations, refunds, chargebacks and failed transactions. This is a promotion rather than a permanent pricing change, and it is recorded as such here; the underlying fee schedule was not rewritten.

  • Brand Renaming

    Recording the name change: the Depay brand became Dupay, so Depay is kept in the body text as a search term

    This card was previously recorded only as DuPay, and the word Depay never appeared in the text — yet Depay is what people actually type, and Google's own autocomplete treats the two as one entity. The issuer's official Telegram channel still states in its description that the Depay brand became Dupay, so the name change is recorded here, and Depay now appears in both the body text and the search aliases. This adds a naming detail; it is not a status change. The card remains discontinued, and both the shutdown date and the guidance on old accounts are unchanged.

  • Fee backfill

    Recording published top-up and FX fees: Classic 1.5% + $1.00 / 3.5%, Premium 1% / 2.5%

    The fees shown in the official virtual-card comparison table were not previously recorded here: the top-up fee is 1.5% + $1.00 on Classic and 1% on Premium, and the foreign currency fee is 3.5% on Classic and 2.5% on Premium. There is no monthly, annual or inactivity fee, and neither virtual tier includes ATM or over-the-counter withdrawals. The published table covers virtual cards only; top-up and FX fees for the Metal tier are not published, and this profile does not infer them. This records fees the issuer already published; the card did not change its pricing.

  • Fee correction

    Correcting the fee record: the official pricing page does publish the full tier table, which this profile had marked unpublished

    This profile previously stated that no complete fee table was published, and cited a third-party figure it could not support from an official source. On re-checking on 2026-10-14, the official pricing page does publish the full fees: a one-time $10 issuance fee, a $25 minimum top-up, a $0 monthly maintenance fee, and a top-up fee that steps down from 5% to 3% with rolling 30-day volume (individual pricing above $250,000), with the tiers applying to standard web accounts only. ATM fees and any foreign-exchange markup remain unpublished, and that part of the assessment is unchanged. What is corrected here is this site's record, not the issuer's pricing.

  • Shutdown catalogued

    Catalogued the OneKey Card shutdown archive: the official notice retires it in three stages, fully stopping on 2025-01-31

    OneKey published its OneKey Card service discontinuation notice on 2024-09-25, and this site has catalogued the shutdown record. The timetable: registration and top-up closed on 2024-09-30; cards not deregistered were deleted automatically on 2024-10-31 and balances moved to the OneKey Card wallet account; the service stopped entirely on 2025-01-31. The issuer stated that funds remained withdrawable or refundable at any time, and that withdrawal demand may delay the shutdown; users who had paid to upgrade were refunded the difference by 2024-10-31 under the notice's formula. OneKey no longer offers a card product page, and the current line is hardware wallets and the OneKey App. This is a documented staged shutdown, not a disappearance without notice.

  • New profile under review

    Catalogued WildCard (Yeka): the official site is still online while third parties also report a shutdown, so it is marked unverified

    The reason for cataloguing it is the search demand itself: Google's autocomplete links wildcard directly to the terms for "exit scam" and "alternative", and this site previously had no coverage of the card at all. Checking it turned up contradictory evidence — the official domain bewildcard.com is still online with a build artefact dated 2026-08-31, still carries onboarding, top-up and subscription copy for new users, and still posts a new-user notice about a compliance upgrade to top-ups; at the same time, Chinese third-party material widely says it stopped in 2025. This site cannot verify that a new user can complete onboarding without registering an account, so it is marked unverified rather than concluded either way. What can be verified about official pricing: annual fee from $11.99, no monthly fee, no withdrawal fee, a 0% spending fee and a 1% fee for non-US merchants. The top-up fee is injected at runtime and cannot be read from the static page, so it is left unfilled. Also recorded are the issuer's published risk-control closure rules: failures accumulating to a threshold, or a failure rate above 20%, trigger closure, and closure does not refund the annual fee.

  • New additions

    Phemex Card added to the directory: an EEA-only virtual debit card whose official fee schedule is free on all three items but whose conversion markup is unpublished

    Phemex Card is a USD virtual Mastercard debit card for users in the European Economic Area, issued under licence from Mastercard by the New Zealand company IMMERSVE LIMITED, which is also the programme manager. Spending runs through no separate card account: it is charged directly against the Phemex Spot Account and converted automatically in the default order USDC → USDT. The official fee schedule currently lists only the issuance fee, annual fee and account closure fee, all free, and the product page additionally states a zero monthly fee. The other side is that crypto conversion and non-USD transactions are both priced with a "dynamic markup", and neither relevant page publishes any percentage, so this site records the free items and the unpublished items side by side and does not read "free to open" as "free to use". Cashback is 1% for VIP and 0.25% for standard users (up to 3% for VIP during campaigns), paid in USDT on the 10th of the following month with no monthly cap, but financial and investment, quasi-cash and crypto-related, gambling, government services, education, insurance, and business and professional services categories are excluded, and refunds are clawed back proportionally. Eligibility is limited to 30 EEA countries, age 18 or over and holding a Phemex wallet account; the card is virtual only and does not support ATM withdrawals. Distinguish carefully: Phemex also offers "buy and sell crypto with the card" and "Sell Crypto withdrawal to a bank card" as two separate features, neither of which is this card, and their fees and rules do not apply.

  • New additions

    Shanghai Commercial Bank × HashKey co-branded credit card added to the directory: a bank credit card whose crypto rewards are issued as platform cash vouchers

    The card is launched by Shanghai Commercial Bank (a Hong Kong bank licensed by the HKMA) with HashKey Exchange and Visa at the Visa Signature tier, and the bank announced the formal launch on 2026-07-14 — the earlier announcement of 2025-10-31 was only an intent to partner, and this page records the two dates separately. It is a bank credit card settling in Hong Kong dollars, not a card that charges crypto assets: the issuer, manager and operator is the bank alone, and HashKey does not provide banking or credit services; the crypto rewards are spending points converted automatically at 250 points to HK$1 into HashKey HKD Cash Vouchers, valid for 3 years and usable only inside HashKey Exchange. During the promotional period (until 2027-04-30), up to 2% on local spending and up to 4% on overseas spending. On fees, the bank has published no fee schedule specific to this card, so the bank's general credit-card fee document applies: the general schedule lists a HK$2,000 Signature-tier annual fee, a 1.95% surcharge on foreign-currency transactions, 4% on cash advances and an interest-free period of up to 56 days. Because the bank publishes no annual fee or waiver terms for this card, this site leaves the annual fee metric unpublished and writes the general schedule's figure only into the body text, labelled as an inference from the card tier. Eligibility is limited to Hong Kong residents who must be registered HashKey Exchange members, and applications are completed by moving from the HashKey App to the bank's app.

  • New additions

    Backpack Card added to the directory: Mastercard Platinum debit card, charging directly against exchange spot and yield balances

    Backpack Card is a Mastercard Platinum debit card launched by the Backpack exchange and ecosystem wallet. Assets remain in yield-bearing accounts until spent and are automatically converted and deducted upon card swipe; initial beta testing is open to BP Staking users, with native support for Apple Pay and Google Pay.

  • New additions

    Sanctum Cloud Card added to the directory: Solana liquid staking (LST) direct-settlement Visa card

    Sanctum launched a Visa payment card in partnership with BasedApp and Singapore-licensed entity StraitsX. Cardholders link their Solana on-chain wallet, automatically converting and deducting staked tokens like SOL or INF upon card spend without unstaking early, earning APY until spent.

  • New additions

    Based Card added to the directory: issued by licensed Singapore entity, smart contract account abstraction self-custody Visa card

    Issued by MAS-licensed entity Xfers Pte Ltd (StraitsX) under license from Visa, featuring account abstraction architecture. Assets remain under on-chain private key control, directly spending XSGD, USDC, and USDT, supporting Apple Pay.

  • New additions

    Deblock Visa Card added to the directory: French ACPR/AMF dual-licensed neobank, dedicated French IBAN paired with self-custody wallet

    French regulated digital bank Deblock launched a Visa debit card combining a dedicated French IBAN account with a non-custodial crypto wallet. Features 0% FX fee on EUR spend, Apple Pay support, and battery-free LED glowing metal cards under strict EU compliance.

  • New additions

    belo LUX added to the directory: Argentine fintech launches international USD virtual Visa card optimised for foreign subscriptions

    belo partnered with Pomelo to launch a dedicated international USD virtual Visa card with no issuance or monthly fees, tailored for Latin American cross-border USD spending and ChatGPT Plus, Adobe, and Spotify subscriptions directly from stablecoin or fiat balances.

  • New additions

    Lemon Bitcoin-Backed Credit Card added to the directory: first Bitcoin-collateralised credit-line Visa credit card

    Argentine platform Lemon launched a Bitcoin-backed credit card allowing cardholders to pledge BTC for a local fiat credit line to spend daily without selling tokens, earning up to 2% Bitcoin cashback.

  • New additions

    World Card added to the directory: Tools for Humanity with Visa, World ID biometric anti-Sybil payment card

    A Visa debit card debiting directly from an account abstraction self-custodial smart wallet on World Chain, mandating World ID (Orb iris biometric verification), spending WLD and stablecoins; initial testing in compliant US states before expanding globally.

  • New additions

    Coinbase One Card added to the directory: genuine American Express credit card offering up to 4% Bitcoin rewards

    Coinbase partnered with American Express to introduce a premium credit card, issued by First Electronic Bank and powered by Cardless. Genuine Amex credit architecture with no foreign transaction fees (0% FX) and up to 4% Bitcoin rewards automatically swept.

  • New additions

    Brighty App Card added to the directory: Swiss/EU regulated digital bank card, stablecoins earn 5% APY flexible yield

    Swiss regulated platform Brighty launched Visa and Mastercard debit cards connecting daily payments with yield-bearing vaults: linked stablecoins earn up to 5% daily-settled APY and spending earns up to 1.75% tiered cashback, supporting Apple Pay and Google Pay.

  • New additions

    Zeal Visa Debit Card added to the directory: Passkey smart contract self-custody account with officially pledged 0% FX and 5% APY

    Next-gen Web3 smart wallet Zeal launched a self-custodial debit card built on seedless Passkey smart contract accounts. Stablecoins earn up to 5% APY, transactions enjoy 0% FX markup and up to 4% cashback, supporting Apple Pay.

  • New additions

    Walt Crypto Card added to the directory: Telegram native custodial platform evolution, spending 300+ digital assets for daily retail

    Telegram's native custodial wallet Wallet in Telegram rebranded as Walt and unveiled a crypto card roadmap, allowing users to spend 300+ digital assets and stablecoins directly within the chat app worldwide.

  • New additions

    Bakkt & Thredd Stablecoin Card added to the directory: institutional BaaS solution with real-time stablecoin net settlement

    Digital asset infrastructure provider Bakkt partnered with issuing processor Thredd to introduce tokenised Card-as-a-Service, allowing partner banks and fintechs to issue mainstream credit cards cleared in real time via stablecoins.

  • New additions

    MPCVault Corporate Card added to the directory: multi-sig treasury commercial Visa card, Rain clearing directly connected to corporate USDC vaults

    Commercial Visa card for Web3 businesses and DAO teams cleared by Rain; admins can directly draw on USDC in MPC multi-sig treasuries for employee budgets and limits without cumbersome offshore account setups.

  • New additions

    Breet Card added to the directory: West African compliant OTC platform launches Visa card certified to PCI DSS 4.0.1

    West African automated crypto platform Breet launched a Visa payment card for Nigeria and Ghana audited to PCI DSS 4.0.1, enabling local users to clear stablecoins and tokens rapidly into local fiat for daily online and offline retail.

2026-10-13

  • Cashback tiers

    Official everyday-spending cashback tier is 4.5%, with the portion above US$5,000 per month dropping to 1%

    The official rewards page lists everyday-spending cashback at up to 4.5%, with the portion above US$5,000 per month dropping to 1%. The official card page still carries the "up to 5%" marketing line, but that figure corresponds to travel rewards and cannot be used interchangeably with the everyday-spending cashback rate.

  • Migration Path

    Migration confirmed as EUR-only, and as a new contract rather than a renewal of the original agreement

    The official help centre states that only EUR accounts can migrate to a partner app: EUR accounts move to Rebind, while USD and GBP accounts are outside the migration scope — USD is pointed to Picnic / MiniPay instead, and GBP is said to still be worked on — so being migratable does not mean every Gnosis Pay user can move across. The termination notice states that joining a partner programme "does not constitute a continuation or variation of the existing contractual arrangements with Gnosis Pay and Monavate"; Rebind's terms also state that its card is still issued by Gnosis Pay, so the underlying issuer is unchanged, but what is formed between the user and Rebind is a new contract.

  • Withdrawal Deadline

    Official site carries a dated notice asking users to withdraw all funds by 2026-07-31; deactivation date still unpublished

    Gigbanc's official site currently carries a wind-down notice asking users to withdraw all funds by 2026-07-31; that date had passed when checked on 2026-10-13, and the issuer still gives no specific date for card deactivation. This site labels it as winding down rather than confirmed shut down, and holders who have not yet withdrawn their balances should act promptly and watch for further official notices.

  • Product Line Split

    Visa, Mastercard and Gold Card confirmed as three separate product lines with differing cashback terms

    By the official help centre's terms as checked on 2026-10-13, Visa-card cashback, the MasterCard cashback programme guide and the Gold Card FAQ are maintained separately: the Visa version is up to 1% with no cap, the Mastercard version lists 0.1%–1% on local non-USD transactions, and the Gold Card is an invite-only pre-order Mastercard product, while the product page separately markets category bonuses of "up to 6% cashback". The earlier single statement of "1% cashback" matches only the Visa version, so cardholders should first establish which product line they hold before comparing cashback terms.

  • Data Verification

    The two support.pionex.com help articles cited previously have been taken down; the current help centre is used instead

    The two support.pionex.com help articles cited previously by this site (the fee schedule and the Visa cashback adjustment notice) could no longer be reached when checked on 2026-10-13; the site now uses the cashback and Gold Card articles currently live on Pionex's official help centre (help.pionex.com). Fee details go by the actual record inside the card.

  • Service Paused

    Card confirmed paused since 2026-07-28, with issuing partner Kulipa said to have "struggled to keep its operations going"

    The latest wording from the official help centre is that the card issuing partner Kulipa "struggled to keep its operations going"; it does not state that the company has ceased operations. The card stopped working on 2026-07-28, and this site marks it as under review. While the card is paused, the fee and limit terms recorded on this page have no practical effect.

  • Relaunch Promised

    Relaunch promised with Apple Pay, higher limits and cashback; the original August window has passed

    The company has previewed a return with Apple Pay, higher limits and cashback, but these are planned capabilities for after the relaunch and are not available now. The help page, updated as recently as 2026-10-05, still shows the card as paused, and the originally promised August window has passed.

  • Fee Schedule Release

    Launch-window fee terms published: no fees on purchases, with an inactivity fee after three or more months of no activity

    The official product page sets out the launch-window fee combination: no monthly fee, no annual fee, no fees on purchases, plus an inactivity fee that applies after three or more consecutive months without activity. This combination belongs to the launch window and will change with the company's announcements.

  • Separate Programme

    Confirmed as a new stablecoin card programme; the earlier Pathward account closed on 2025-12-26

    This is a new card programme, separate from the old account: the earlier account product was issued by Pathward and closed on 2025-12-26, while this launch is a new card backed by a stablecoin balance — the two should not be read as version updates of one product, or the available scope and terms will be misjudged.

  • New Product Line

    Separate Nóva USD card added (virtual Visa, card product provided by Hashbank)

    The newly launched Nóva USD card is a virtual Visa card whose card product is provided by Hashbank; the official help centre (updated 2026-09-29) lists a monthly cashback cap of 25 USD, withdrawable once at least 5 USDC has accrued, a 5% welcome cashback on a new user's first transaction, cashback paid in BTC or WBT, and more than 15 categories that require a matching MCC. When checked on 2026-10-13 the official pages stated explicitly that it "is not a migration of the Nóva EUR card; it is a new card for whitebit.com users" — the two are not successive versions of one card, so establish which card you hold before comparing their terms.

  • Data Verification

    Bridge card-agreement URL /card-agreements/fuse-network-card no longer resolves; the current path is used instead

    The Bridge card-agreement URL cited previously by this site, /card-agreements/fuse-network-card, stopped resolving, and when checked on 2026-10-13 the current live path /card-agreements/fuse-card was used instead. This is a maintenance fix to a cited source; no change to the card's fees or rewards was recorded in the review, and the card terms still go by Bridge's official agreement page.

  • New addition

    Union Bank MaiCoin co-branded card added to the directory (Visa Signature, Taiwan credit card)

    This is a Taiwan-local credit card from Union Bank of Taiwan and the MaiCoin group, not a stablecoin spending card: the bank issues and underwrites it, spending goes on a statement and is repaid on schedule, and crypto appears only in the rewards. The base reward is 0.5% in U-coin, tiered up to 4.5% under specified conditions, and U-coin can be redeemed within the MaiCoin / MAX ecosystem for bitcoin, ether, USDT, USDC or MAX tokens, with a minimum redemption threshold of 100 U-coin. The annual fee is NT$2,000 for the primary card and NT$1,000 for a supplementary card, waived for the first year; thereafter it is waived for the following year by signing up for e-statements or spending NT$60,000 in a year. Applications are limited to Taiwan residents and subject to the bank's credit underwriting. The official campaign page does not clearly list Apple Pay or Google Pay support, so it cannot be treated as supported.

  • New addition

    KGI Bank Crypto Rewards Card added to the directory (Mastercard, Taiwan credit card)

    A Mastercard credit card issued by KGI Bank, positioned officially as Taiwan's first credit card whose points can be exchanged for cryptocurrency — also not a stablecoin spending card: the points are only a redemption route, spending does not pay out crypto directly, and redemption goes through partner Taiwan exchanges. Rewards are 1% on domestic spending and 2% on overseas spending, plus a separate reward on the overseas transaction fee for a total of about 3.5%, with bonus points of up to 12%–15% in specified categories; the bonus tiers are set by the bank's current promotion and change over time. The annual fee is NT$3,000 for the primary card and NT$1,500 for a supplementary card, waived for the first year and thereafter waived under the bank's published waiver conditions. Applications are limited to Taiwan residents and subject to the bank's credit underwriting. The official product page does not clearly list Apple Pay or Google Pay support, so it cannot be treated as supported.

  • New addition

    Startale Card added to the directory (self-custodial stablecoin Visa card, still at waitlist stage)

    A self-custodial stablecoin Visa card from the Startale group (the Soneium ecosystem, in which Sony is an investor): assets stay in the user's own wallet, spending is deducted from the self-custodial balance, and unconsumed assets can keep earning, per the official description. The official position is that it was announced on 2026-07-13 with the waitlist opened, applications go through the Startale App waitlist, and general applications are not yet open — this site records it as beta. At the announcement stage the issuer published no fee schedule: annual, issuance, FX and top-up fees are all unlisted and should not be read as "free", and no cashback rate or cap was published either; the official description is that rewards are paid in a stablecoin (USDSC). The official description says it can be used at more than 150 million merchants on the Visa acceptance network, but no country-by-country application list is published.

  • New addition

    Bix Card added to the directory (self-custodial USDC / USDT Visa card, available in 29 US states)

    A self-custodial wallet plus Visa card combination from Bix: users hold USDC or USDT in the app and spending is deducted directly from the self-custodial balance. The official description is that it was available in 29 states as of September 2026, with a plan to expand to 49 states; availability is divided by state rather than by country, and the specific list goes by the in-app result. At the time of this review the official site published no fee schedule or cashback structure — annual, issuance, FX and top-up fees are all unlisted and should not be read as "no fees". Public reporting mentions a regional site under the same brand operating on a custodial model; the two models control assets and carry counterparty risk in completely different ways, so confirm which one you are applying for before applying.

  • New addition

    Peanut Card added to the directory (self-custodial USDC Visa virtual card, beta stage)

    A self-custodial USDC Visa virtual card from peanut.me (developed by Squirrel Labs), with Rain providing the card-programme infrastructure: assets stay in the user's own wallet and spending deducts directly from the USDC balance. The official help page lists no issuance fee, no monthly fee and no annual fee, with cross-border spending charged 1% under the International Service Assessment; domestic spending does not carry that 1%. The official help page lists no cashback or reward structure, so this site records it as having none. The product is still in beta, the official description is global availability but it lists about 17 unsupported countries or regions, and the fee and region lists may both change.

  • New addition

    ARQ Card added to the directory (the Mastercard from the DolarApp rebrand)

    DolarApp was renamed ARQ as of 2026-03-02 and the card was renamed ARQ Card with it: the account is denominated in a dollar balance, the user converts USDC into that balance and then spends on the card, so the crypto-to-fiat conversion happens before the card is used. The official network is Mastercard, covering Mexico, Argentina, Brazil and Colombia; eligibility depends on the local account-opening conditions and no country-by-country detail is published. At the time of this review the official help centre provided no complete fee schedule and published no cashback structure; the 0–2% cashback listed by third parties has no support on an official page, so this site treats it as unpublished.

  • New addition

    X Money Card added to the directory (US dollar-account Visa debit card, not a crypto card)

    The Visa debit card that accompanies the X Money account from X: it comes as a physical metal card and a virtual card, and it deducts from the account's dollar balance. The card itself is not a crypto card — it has no crypto asset custody, no on-chain settlement and is not denominated in a stablecoin — and this site lists it because it is the most closely watched US consumer card launch of the window, not because it belongs in the crypto card category. The official description is that the account has no monthly fee and no account management fee, that spending earns up to 3% cashback (Premium / Premium+ accounts) and that account balances earn 6% annual yield (APY); both are tied to the account tier and the free tier does not get the top rate. Deposits and payments are provided by the partner bank Cross River Bank; the official description is that it is open to US users, and public reporting says free accounts can also use it from October 2026.

  • New addition

    Orbi × SoFi Tech Solutions Mastercard recorded at announcement stage (Mexico)

    A crypto-linked card on the Mastercard network from Orbi and SoFi Tech Solutions (formerly Galileo), announced by both on 2026-10-08 for the Mexican market. The announcement stage disclosed only the partnership structure, the card network and the target market: fees, cashback, the list of available countries and a specific issuance date are all unpublished, and the official press release disclosed neither a fee schedule nor a reward structure, so this site marks it as under review. SoFi Tech Solutions supplies issuing and processing technology, and the announcement does not state the actual issuing institution; treating the technology provider as the issuer will misjudge who handles disputes. This is a separate product from Orbi's own card and the two cannot share one profile; until the issuer publishes an application route, it should not be treated as an available option.

  • New addition

    WaldenPay Virtual Card added to the directory (USDT-funded, no KYC, incomplete disclosure)

    A crypto-funded virtual card that WaldenPay released on 2026-10-05, marketed as funded with USDT and usable for online spending without KYC. At the time of this review the official product page stated neither the issuing institution, the card network nor the compliance entity — third-party material says Visa, but that has no support on an official page, so this site records it as unpublished — and it published neither a complete fee schedule nor a reward structure, so this site does not cite third-party figures. No-KYC is a marketing line rather than a reduction in risk: the issuer holds no verified cardholder identity record, so if a dispute or a problem with funds arises, the user has no account relationship to pursue. The card discloses markedly less than comparable products from licensed issuers, so this site marks it as under review.

  • New addition

    UstarPay Virtual Card added to the directory (USDT-funded, card network not stated officially)

    UstarPay launched its app and virtual card on 2026-07-30, funded with USDT and usable for everyday spending; the company states it holds a Canadian MSB (money services business) licence, and Chinese-speaking users are one of its main marketing targets. At the time of this review the official page did not state the card network or the issuing institution in words (a Visa-related mark on the page is not sufficient evidence of the network), and it published neither a fee schedule nor a reward structure, so this site records them as unpublished. A Canadian MSB is an anti-money-laundering registration for a money services business; it is not equivalent to deposit protection or a card dispute mechanism. On regions, the official description is that it serves "supported and regulated regions" and points to an external link page, with no country-by-country list published on the site.

2026-10-12

  • Lock Requirement

    FUSE lock requirement rises: Prime 70,000, Ultra 600,000

    The official help centre states that the FUSE lock requirement rises from 2026-10-12 to 70,000 for Prime and 600,000 for Ultra (previously 50,000 and 400,000); locks completed before that date still run on the old amounts for the full 12-month lock period. At this check the official fee page still showed the pre-change figures, and the applicable tier should go by the rewards page and the announcement.

  • New addition

    Lava Card added to the directory (Visa secured credit card)

    Verified against Lava's official product page, FAQ and card terms: no annual fee, 0% FX fee and 0% cross-border fee on foreign currency, and 5% back in bitcoin at merchant partners (3% for US users, 1% outside the United States). The card is a secured credit card that can only spend the account's dollar balance, funded with stablecoins, bank transfers, direct deposit or borrowing against BTC through BLOC. Lava publishes no country-by-country application list, and the issuer's legal name is not disclosed.

2026-10-11

  • Field Test

    Malaysia Fuel Spend Test: 3% Cashback & ETHFI 7-Day Lockup Note

    Fuel spend of RM100 in Malaysia confirmed 3% Core cashback netted ~RM1.63 after 1.39% FX fee; note 7-day ETHFI lockup and $5 minimum withdrawal rule.

  • Payment rails

    Integrates MoonPay payment infrastructure and lets liquid vault shares be spent at PassimPay merchants

    Two separate capabilities landed in the same week: ether.fi adopted the full MoonPay infrastructure stack for fiat on/off ramps and account rails, announced via PR Newswire, and liquidBTC, liquidETH and liquidUSD vault shares can now be used directly as a payment method at PassimPay merchants. The first is a payment-infrastructure change; the second is "paying with vault shares" and does not by itself make the card a self-custody card.

  • Field Test

    Malaysia Fuel Spend Test: 4% Cashback & 1.14% FX Loss Verified

    Fuel spend of RM100 in Malaysia confirmed 4% cashback netted ~RM2.90 after 1.14% network FX fee; note AVAX market volatility and $2,500 monthly cap.

  • QR payments

    Official figures: QR Pay processed more than 250,000 payments in the last 30 days, 44% of them at grocery stores

    Bitget Wallet disclosed that QR Pay processed more than 250,000 payments over the past 30 days, with 44% of QR payments made at grocery stores. These are company-reported operating figures rather than independently audited numbers, and are recorded here as the company's own account.

  • BIN & Risk Control

    Sutton Bank Mastercard Corporate Card & Chinese Passport Verification

    Testing revealed Sutton Bank Mastercard Corporate Purchasing cards (53710058); mainland Chinese users must use passports, are not bank employees, and lack consumer statutory protections. Help center bans mainland while website allows it. Tiered 2%–3% cashback verified.

  • New card profile

    Verified Fasset Card virtual Visa prepaid-card applications

    Fasset’s Help Center says its virtual card is funded with USDT, costs 9.99 USDT to issue, and is available in Malaysia. The 2026-10-06 fee page lists a $10,000 daily limit, while the product FAQ still says $2,000; region lists also differ. Check the app. No cash redemption rate is published for OWN Points.

  • New US card profile

    Distinguished the US Krak Visa debit card from Kraken Card

    Krak says Lead Bank issues the US card and Stripe manages the program. It is for eligible US individuals, excluding New York, Maine, Massachusetts, and Indiana. Two official pages conflict on foreign-transaction fees, and rewards tiers change on 2026-10-15.

  • New profile under review

    Added Laso crypto-funded prepaid cards with issuer details marked undisclosed

    Laso lists separate US, Canadian, international, and reloadable prepaid cards and publishes variant-specific fees and limits. Public pages do not identify the network or issuer, so the profile remains under review. App availability does not establish card eligibility.

  • Debunking

    Clarifying Independence from Sutton 537100: Lead Bank Visa Card

    Debunking community rumors that Gate and Bitget share Sutton Bank 537100 corporate cards: Gate US Card is a Visa card issued by Lead Bank via Bridge and Stripe Issuing, with different networks and issuers.

  • Rewards rules reviewed

    Added the 30-day Max welcome reward, salary match, and exclusions

    Kraken’s cashback page was updated on 2026-10-08: new Krak accounts receive the Max tier for the first 30 days, and eligible regions also offer a 1% salary match. Added the rule that the tier is set when the merchant settles, the exclusion list for ineligible transactions, and the conversion spread that can arise when spending crypto assets.

  • Promotion status check

    Remove the fully redeemed September 2026 cashback promotion

    OKX’s official ongoing cashback FAQ says the September promotion was fully redeemed. The limited-time uplift was removed from current card facts; ongoing cashback rules remain.

  • Claim capacity

    Staking $COCA raises the monthly Claim Capacity: every extra 100 $COCA staked adds a permanent $1

    The COCA help center explains that monthly claimable rewards are capped by a Claim Capacity that three boosters can raise: Payment (card spend), Loyalty (consecutive holding tier) and Staking. The Staking Booster rule is that for every additional 100 $COCA staked, Claim Capacity gains a permanent $1 as long as the funds stay staked. The digest described this as "a new Staking Booster raising the monthly claim limit"; it is clarification of an existing mechanism rather than a brand-new product.

  • Cashback rules reviewed

    Added the tiered card cashback published on the official site

    Card.fi’s current product page lists 10% at coffee shops (up to 10 USDT monthly) plus Classic 0.8%, Premium 1%, and Metal 1.2% / 2% tiered cashback with monthly caps and prior-month spending thresholds; top-ups, transfers, and ATMs do not earn cashback. The 18% figure is a separately listed variable balance yield.

  • Official product page reviewed

    Added identity verification, mobile-wallet, and no monthly/annual fee details

    MoneyGram’s official card page clearly requires identity verification before activation and lists Apple Pay / Google Wallet plus no monthly or annual fee. The page does not give complete issuance, top-up, FX, ATM, or ongoing cashback terms; regional eligibility still follows the local app.

  • VIP fee review

    Complete spending-fee and monthly-quota details

    BloFin’s official fee table now lists the 1.00%–0% instant spending fees, qualifying thresholds, and monthly quotas for VIP 0–5. Quotas reset on the first of each month; VIP 5’s 0% rate applies only within its $20,000 monthly quota. This is a fee reduction, not cashback.

  • Fees and issuance information reviewed

    Rewrote fees, KYC, and issuance information from the site’s current pages

    The site lists the main card at $4 with a 5% top-up fee, states $5,000 per-transaction and $50,000 monthly caps, and advertises Google Pay; the FAQ also says some virtual cards are free. The footer says issuance is provided by regulated third parties but names no issuing entity. The home-page refund claim and the general terms’ gift-card refund rule leave the scope unclear, so earlier claims that went beyond the sources — no licence, globally open applications, and no mobile-wallet support — have been withdrawn.

  • Terms reviewed

    Added platform and service entities from the terms effective 9 October

    Cashi’s latest general terms name Cashi Ltd. (Hong Kong) as the platform entity and GBP Payments Corp. (a FINTRAC-registered Canadian MSB) as provider of some regulated services; the Visa card is issued by an unnamed partner issuer. The profile now separates these roles.

  • EEA dispute rules

    Added KuCard dispute deadlines and maximum handling fee

    The KuCoin EU Help Center says disputes on the EEA version must be raised within 60 days of the transaction date and review takes 3–60 days; in certain cases a fee of up to €30 applies, subject to local law. This rule was not extrapolated to the Australian version.

  • New business-card profile

    Added the Altitude business virtual Visa Card

    Verified against the official 2026-06-10 launch announcement, product page, and the 2026-09-14 rewards terms. The card is for eligible businesses, supports Apple Pay / Google Wallet, pays 2% on travel, 1.5% at designated Startup Stack merchants, and 1% on other categories, and converts rewards monthly at 100 points to 1 USDC. The region list and issuing bank name are not disclosed on the public card page.

  • Launch-status correction

    Correct launch status; retract issuance and cashback claims

    YouHodler’s official card page still says “almost here” and offers pre-orders. It does not publish the issuer, full fees, or actionable cashback terms. The “2% cashback” navigation label does not establish a current card benefit, so the profile is under review.

2026-10-10

  • Wallet Integration

    Officially adds Apple Pay contactless payment support

    Virtual and physical cards fully support Apple Wallet, enabling tap-to-pay via iPhone and Apple Watch as well as seamless online checkout.

  • Reward adjustment

    Official notice: that day's Boost rewards were paid at a lower level than recent weeks

    A MiniPay announcement said that day's Boost rewards were paid "at a lower rate than in recent weeks", and restated that Boost pays up to roughly 2% of the balance per week with rates under continuous review. This is a reward reduction notice, not a feature launch, and should not be described using launch wording.

  • Incident Archiving

    Archived in Graveyard: White-Label Reseller Exit Scam Advisory

    Official operations offline, withdrawals blocked, and BIN revoked; archived into UCard Observer graveyard and alert database.

2026-10-09

  • Multi-chain withdrawals

    Withdrawals now support Arbitrum, Base, BNB Chain, Ethereum and Fuse

    Solid confirmed that withdrawals support Arbitrum, Base, BNB Chain, Ethereum and Fuse. Reporting also mentions that euro cards spend EURC or soUSD in Credit mode with no FX fee, and that Activity insights track spend and cashback by category; both should be verified against the current in-app description and were not checked line by item in this pass.

  • New addition

    Listed Premier Non-Custodial Visa Debit Card on TON Ecosystem

    Verified Tonhub official Visa debit card, confirming on-chain TON/USDT settlement, personal European SEPA IBAN, and Apple Pay support.

  • New addition

    Listed Privy Multi-Chain Non-Custodial Rizon Visa Debit Card

    Verified official Rizon Visa Platinum debit card, confirming multi-chain USDC/USDT debits, Rain BaaS clearing rails, ACH/SEPA banking, and Apple Pay support.

  • New addition

    Listed Tether-Backed Oobit Tap-to-Pay Payment Card

    Verified official Oobit Visa debit card and app, confirming direct non-custodial wallet spending without preloading, 1% fee, zero issuance fee, and Apple Pay tap-to-pay.

2026-10-08

  • Fiat rails

    Recipients can receive Mexican pesos (MXN) over local SPEI clearing

    An official announcement confirms that users can send crypto and the recipient is credited in Mexican pesos (MXN) over local Mexican bank rails, with the company saying most transfers arrive within five minutes. This is an off-ramp and remittance capability; it does not mean the card can be applied for locally in Mexico.

  • Partnership

    Partners with Nium to widen stablecoin-to-fiat off-ramp coverage

    The company partnered with Nium to extend stablecoin off-ramps into more markets using Nium's local clearing network, with coverage reported at roughly 9 million users. Which currencies are added and how long transfers take should be checked against the actual rails shown in the app.

  • Official Card Art

    Completed Official Visa Platinum Green Card Face Verification & Asset Integration

    Cross-verified and integrated official green doodle Visa Platinum card artwork from Kolo official App Store releases and showcase sources, verifying Apple Pay / Google Pay provisioning and EEA compliance requirements.

  • Ecosystem Expansion

    Expanded Global Visa Partnership Across 40+ Markets

    Gate announced an expanded strategic collaboration with Visa to roll out its crypto-linked Visa debit card across 40+ countries and territories, connecting over 175 million merchant locations worldwide with virtual and physical cards and up to 8% tiered cashback.

  • Multi-chain deposits

    Adds five funding chains: Sei, Unichain, Sonic, Hyperliquid and Linea

    OrbitX Pay added five top-up networks: Sei, Unichain, Sonic, Hyperliquid and Linea, while continuing to push offline QR scenarios in Southeast Asia. This site's profile still marks OrbitX fee attribution as "to be verified"; this entry records only the supported chain range and does not rewrite the fee conclusion.

  • On-chain QR

    Launches On-Chain QR Payments that scan a code and debit a chosen wallet balance

    Jupiter Mobile launched on-chain QR payments: scanning a supported QR code pays straight from the wallet balance, and the payer can choose which wallet the funds come from. Media coverage in the same period reports that QR payments are driving growth in crypto cards.

  • Official Card Art

    Completed Official Visa Platinum Card Face Verification & Dual Issuing Architecture Update

    Cross-verified and integrated official dark Visa Platinum card face from Jupiter technical documentation, clarifying Rain and DCS dual-rail architecture and 50+ supported countries.

  • Product Listing

    Listing Non-Custodial Mastercard Debit Supporting 175+ Countries

    Completed THORWallet official Mastercard debit card audit, confirming instant non-custodial wallet top-ups, Swiss multi-currency IBAN accounts, and 175+ country compliance including the US.

  • Official Launch

    Partnered with Mastercard & SoFi to Launch Crypto Debit Card in Mexico

    Orbi partnered with Mastercard and SoFi Tech Solutions via MxDS, enabling instant stablecoin-to-peso conversion.

2026-10-07

  • Limited-time promotion

    Platinum wellness-merchant 10% cashback promotion (Oct 7 14:00 UTC through Oct 21 23:59:59 UTC)

    Platinum members get 10% back when spending directly on eligible wellness brands' own websites, apps or stores, capped at US$75 across all cards on the account (roughly $750 in qualifying spend). Thirteen brands qualify: wearables WHOOP, Oura and Garmin; recovery Therabody; supplements and nutrition iHerb, Healf, Blueprint, IM8, AG1 and Holland & Barrett; testing Neko Health, Function Health and Superpower. Third-party retailers, marketplaces, resellers and clinics (including Amazon, eBay, pharmacies and department stores) do not qualify, nor do gift cards, vouchers or buy-now-pay-later portions. The payment must be authorised and settle within the promotion window. The 10% promotional rate replaces the normal category cashback and does not stack, and the promotional cap is tracked separately from the tier monthly cap. Cashback is paid as Spending Credit with a 45-day hold on each transaction and cannot be withdrawn. The Wellness offer must be visible in the app to take part, and the promotion may end early.

  • App availability

    Anodos app goes live on Google Play

    Anodos confirmed that its app is now live on Google Play, completing Android distribution alongside the existing client.

  • Pilot Expansion

    MetaMask Card Expands Linea L2 Instant Settlement & European Testing

    MetaMask officially announced pilot expansion with Mastercard and Baanx, integrating sub-second Linea network settlement to cut gas costs and support more ERC-20 token card payments.

  • Physical card

    Tangem Pay ships its first physical Visa card, an Early Birds run limited to 5,000

    Tangem Pay moves from virtual to physical: the first Early Birds plastic cards are limited to 5,000 units, ordered inside the app, and work across the Visa acceptance network and at ATMs. Several outlets confirm the 5,000-unit first run, and some reporting notes shipping restrictions in certain countries. Physical-card benefits and fees should be checked separately and cannot be assumed to match the Basic virtual card terms.

  • Operating metrics

    Liquid Banking passes $150M in cumulative traded volume

    Hyperbeat disclosed that its Liquid Banking has passed $150M in cumulative traded volume. Earlier reporting describes the product as combining stablecoin deposits with Visa card spending inside the Hyperliquid ecosystem. These are company-reported figures.

  • Limited-time promotion

    Pulsar Pro cashback doubles for October: card spend 2% to 4%, subscriptions 4% to 8% (paid in points)

    Pulsar Money doubled Pro-tier cashback for October: ordinary card spend rises from 2% to 4%, and subscription purchases such as Claude and X rise from 4% to 8%, paid out in points. This is a time-limited promotion and the original rates should return once it ends.

  • Cashback Promo

    Launched 10% Cashback promo on first card spend

    Official limited-time reward: enjoy 10% cashback on your first payment capped at a $50 purchase, earning up to 500 Pulsar Points (approx. $5), credited automatically upon the first transaction.

  • Limited-time promotion

    20% back on Grab rides during TOKEN2049, capped at $25 (Oct 7-11, now ended)

    Cashi offered 20% back on Grab rides around TOKEN2049, capped at $25. The window ran from 2026-10-07 to 10-11, was a one-off promotion and has now ended. It is recorded here as a historical promotion so users do not assume it is still running.

  • Finance tooling

    Statements, card statements and transfer confirmations download in-app, and Altitude Accounting integrates with Xero

    An official Altitude update: account statements, card statements and transfer confirmations can be downloaded directly in the app, and Altitude Accounting now connects to Xero for ledger mapping. These are finance workflow capabilities specific to the business card.

  • Regulatory Oversight

    Issuance Oversight via Bank of Spain Regulated EMI Pecunpay

    Confirmed issuer backing from Bank of Spain-licensed Electronic Money Institution Pecunia Cards E.D.E., S.L. (CSB 6707) with dedicated Spanish SEPA IBAN and EU MiCA alignment.

  • Bitcoin Cashback

    Stripe Issuing Architecture & Bitcoin Rewards Debit System

    Issued via US-regulated Sutton Bank (Member FDIC) and Stripe Issuing, offering 1.5%–4% Bitcoin (sats) cashback on eligible spend plus daily spin rewards.

  • Stablecoin Corporate Card

    HK-Licensed Entity Launches Web3 Stablecoin Corporate Visa Credit Card

    Hong Kong-licensed Reap Technologies partners with Visa to enable Web3 companies to pledge USDT/USDC for Visa Platinum Business credit lines without pre-exchange.

2026-10-06

  • Native Stablecoin

    Officially launches its own stablecoin ether.fi USD with reserves managed by Ethena

    The team released its own dollar stablecoin ether.fi USD, with reserves provided and managed by Ethena. Several outlets followed up between October 6 and 7. This site previously recorded a "plan to issue jointly with Ethena"; this entry updates that to the official launch.

  • Product Architecture

    Clarify dual-track product lines: Visa Debit and Coinbase One Amex Credit

    Officially distinguishing two independent cards: the Visa debit card issued by Pathward (with rotating rewards) and the Coinbase One Amex credit card issued by First Electronic Bank (requiring paid membership and tiered up to 4% BTC back based on Assets on Coinbase).

  • European Pilot

    OKX Card European Mastercard Program Advances Steadily

    OKX continues advancing its licensed card issuance pilot in the European Economic Area (EEA), supporting real-time multi-asset wallet debits and tiered reward points.

  • Issuance Partnership and Card Formats

    Clarified Issuance of Mastercard Prepaid Cards via Wirex (Physical & Virtual)

    Official card page and terms updated: virtual and physical cards are issued by Wirex Limited (UK) and UAB Wirex (EEA) as Mastercard principal members, settling against non-custodial MPC wallets, alongside physical card launch incentives.

  • Official Card Art

    Completed official digital card face verification and asset archiving

    Verified against Trustee official product and help center imagery, confirming its dark carbon digital card face design and EUR settlement indicators, cataloging independent WebP assets.

  • Operating metrics

    Official scale figures: 15,000 cards, $14M in deposits, $2M of monthly card spend and $2M in fixed-rate USDC loans

    Exa disclosed operating figures: 15,000 cards issued, $14M in deposits, $2M of monthly card purchases and $2M of fixed-rate USDC loans, all onchain. These are company-reported figures rather than independently audited numbers.

  • Official Card Art

    Completed official Visa Signature card face verification and asset onboarding

    Verified against Exa official product documentation and help center guides, confirming its Visa Signature card face design and Apple Pay specifications with physical asset cataloging.

  • Card Tier Fee Details

    Comprehensive Disclosure of Platinum & Signature Fee Schedules and Eligible Regions

    Official documentation details complete fee schedules: Virtual Platinum 1st card $15 / additional $10, Signature 1st year $30 / subsequent $20; Physical Platinum $50, Signature $75 / $20 annual fee; 0% FX markup, Signature enjoys $0 ATM withdrawal fees; eligible regions include HK, SG, MY, and UAE, excluding Mainland China.

  • Zero Card Fees and VIP Tiers

    Disclosed $0 Base Card Fees and 0% Spending Fee for VIP 5

    Official card page explicitly confirms no activation, annual, inactivity, or issuance fees, with fee-free deposits; standard 1% spending fee reduces according to linked BloFin Exchange VIP tier down to 0% at VIP 5.

  • Multi-Tier Fee Structure

    Official FAQ Details Tiered Fees for AI Card, Premium, and ATM Cards

    Official disclosure of detailed three-tier pricing: Virtual AI Card $50 issuance (4.5% + $1 top-up, $0.25 + 0.4% txn); Premium Card $45 issuance; ATM Withdrawal card 85 USDT (4.5% top-up, $0.30 txn, daily ATM withdrawal limit $750).

2026-10-05

  • Cashback tightened

    Bybit Card Cashback Policy: Crypto-Only Transactions Eligible, 0 Points on Fiat Spend

    Bybit implemented updated cashback rules effective 2026-10-05 10:00 UTC: only transactions funded directly by cryptocurrency are eligible for cashback and rewards points; payments made using fiat balances are entirely disqualified. Eligibility is determined by the merchant settlement date.

  • Rewards Tightened

    Confirmed: only crypto-funded transactions earn Rewards Points or cashback, judged by the merchant posting date

    The official help centre confirms that from 2026-10-05 10:00 UTC reward eligibility is kept only for transactions funded with cryptocurrency; spending funded from a fiat balance earns neither Rewards Points nor cashback, so this is not just a change in cashback rate. Eligibility is judged by the merchant posting date rather than the authorisation date: transactions authorised before 10:00 UTC on 5 October but posted only afterwards fall under the new rules too; Bybit Pay has operated the same crypto-only rule since 2025-12-15.

  • Cashback tightened

    Cashback restricted to crypto-funded spending and subscription rebates limited to VIP2

    Official notice: starting 2026-10-05, cashback applies exclusively to crypto-funded eligible purchases with fiat spends excluded; 100% subscription rebates (Netflix/Spotify/ChatGPT/Claude/TradingView) restricted to VIP Tier 2 Beta.

  • New Card Indexed

    Indexed GCC Regional USDT Visa Card

    Verified Kem App official terms: backed by Tether investment, issued on Qbitech (Interlace) rails as a Visa debit card, directly debiting in-app USDT with 0 issuance and 0 monthly fees, available to eligible residents in Kuwait, UAE, and GCC nations.

  • Issuer Migration

    Issuer moves from Bridge to Stripe, with existing virtual cards reissued automatically from 2026-10-05

    The official help centre states that the debit card issuer moved from Bridge to Stripe: from 2026-10-05, existing Bridge-issued virtual Phantom debit cards are replaced automatically, and the card number, expiry and security code all change, with the migration rolled out in batches during October. The network remains Visa, availability remains the United States (excluding New York) and the fee terms are unchanged; subscriptions and wallets bound to the old card need to be re-linked once the replacement arrives.

  • Ecosystem Integration

    Integrated non-custodial payments across Sui and MultiversX

    Partnered with xMoney to launch a new Mastercard Debit card with self-custodial wallet instant settlement, Fresh Mint physical cards and virtual cards, and up to €5,000 daily spend limit.

  • Benefits expansion

    Partners with Collinson to bring Priority Pass airport lounge access to eligible Reap cards

    Reap and Collinson International agreed a partnership that gives eligible Reap-issued cards Priority Pass airport lounge access. It was announced via the original PR Newswire release, with trade press following up. Which card tiers qualify, how many guests are allowed and the annual visit limit all need to be confirmed against the official terms.

  • Payroll & Spending

    Reap Virtual Assets makes tokenised assets directly spendable on the card; separately pilots agentic commerce with AIR by Animoca Brands, Minds and Pivota

    Two separate developments: Reap Virtual Assets converts virtual assets such as bitcoin into a spendable card balance without selling first, and AIR by Animoca Brands together with Minds is piloting identity and settlement for AI agent commerce with Reap and Pivota. The second is a pilot and must not be written up as a shipped product.

2026-10-04

  • Fee Schedule Release

    Official fee schedule published: $20 annual fee and 0.5% deposit fee

    Official documentation confirms $20 annual fee, 0.5% top-up fee, $0.15 domestic fee, 1.75% + $0.10 cross-border fee, with native Apple Pay and Google Pay support.

  • New Card Indexed

    Indexed ERC-4337 Self-Custodial Mastercard

    Verified Bleap official terms: built on Arbitrum with ERC-4337 account abstraction, issued by Central Bank of Cyprus regulated EMI Unlimit EU Ltd, directly debiting self-custodial wallets without custodial pre-funding, featuring 0 issuance, 0 monthly fee, and 0% FX markup for eligible EEA and Swiss residents.

  • New Card Launch

    Launch of Tuyo Visa debit card for LatAm and global users

    Verified against official Tuyo documentation: Visa debit card launched for Latin American and global freelancers connecting to self-custody and multi-chain wallets, supporting instant USDC/USDT settlement, Apple Pay and Google Pay integration, with zero issuance or monthly maintenance fees.

  • LatAm Rollout

    Launches NAKA+ Visa Platinum on Rain card infrastructure

    Introduces Visa Platinum debit card for Latin America, supporting instant stablecoin settlement alongside Apple Pay and Google Pay integration.

  • Fee Schedule Release

    Updates Wayex Visa debit card fee structure and settlement terms

    Discloses clear deposit fees, cross-border FX markups, and ATM rules, backed by Bridge compliant issuance protocols.

  • All-in-One Remittance

    Announces universal wallet and Bridge card partnership roadmap

    Cross-border remittance leader Sendwave discloses card agreement with Bridge, advancing all-in-one digital debit cards for direct USDC spending.

  • Operating metrics

    Infini Earn USD is over 95% subscribed within its $40M capacity, with a reference APY of about 8%

    Infini disclosed that Infini Earn USD is more than 95% subscribed within its $40M total capacity, with a reference APY of about 8%, and noted $15M of capacity added in August. A reference APY is not a guaranteed return and capacity can change at any time.

2026-10-03

  • Profile Indexed

    Indexed Solana-native dual-tier prepaid card

    Completed SolCard official fee and terms review: established dual tiers featuring no-KYC Virtual ($5,000/mo limit, 5% deposit fee) and KYC Platinum (0% deposit fee, Apple/Google Pay support), with Hong Kong explicitly excluded.

2026-10-02

  • BIN Inspection

    Inspect 454924 Virtual Credit Card BIN

    Confirmed via BIN inspector that clearing is provided by Banco Popular de Puerto Rico / Rain, carrying standard Visa Credit attributes.

  • New Card Launch

    Launched Non-Custodial EUR Visa Card for EEA

    Enables real-time conversion from on-chain BTC, Lightning Network, USDT, and USDC into prepaid EUR balances for card spending, with zero monthly or annual fees.

  • Fee Schedule Release

    Established 0% EUR Purchase Fee and 1.5% Foreign Exchange Fee

    Zero transaction fees on native EUR domestic spending; 1.5% FX fee on non-EUR cross-border purchases; no card issuance fee or dormancy penalty.

  • Brand Renaming

    Solayer Emerald Rebranded to Solayer Pay

    Integrates Solana ecosystem sUSD and USDC balances, supporting tap-and-pay transactions via Apple Pay and Google Pay.

2026-10-01

  • Fee Adjustment

    Foreign transactions move to a calendar-month allowance, with 2.0% beyond it

    The official help centre states that from 2026-10-01 foreign transactions are billed against a calendar-month allowance: no fee within the allowance, and 2.0% on the excess; the inactivity fee was also adjusted to £6 / €6 in the same batch of updates. This differs from the earlier "foreign transactions are always free" position: whether a fee arises, and how much, depends on how much foreign-currency spending has accumulated that month.

  • Card Issuance Open

    Card.fi officially opens multi-chain stablecoin card issuance

    Supports USDT/USDC deposits across Arbitrum, Base, Polygon, and Solana, detailing card issuance fees, top-up networks, and referral cashback rules.

  • BaaS Architecture

    Integrating Wirex BaaS & Circle Arc Stablecoin Settlement Rails

    Back-end connected to Wirex Banking-as-a-Service and Circle Arc stablecoin network, enabling instant multi-chain settlement and 0% native FX on USD/EUR.

  • Data Verification

    Cashi Visa Platinum Fee Baseline Established

    Completed official terms verification, confirming base fees, KYC rules, and supported regions powered by Solana on-chain settlements and Stripe rails.