Crypto Card Weekly: Week 44, 2026

2026-10-26 to 2026-11-01

Change records

158

Cards affected

102

New cards added

4

Shutdowns and status changes

5

This week’s highlights

1. Credit alertXPlace Card5% cashback on Uber & mobility; overnight credit paused Oct 29-30 after Kamino lending halt
2. Shutdown record correctionCypher CardCypher recorded per its published schedule; no post-deadline official confirmation found
3. Regional terms updateNexo CardNexo splits the EEA and Argentina card terms
4. Country-list correctionChipper CardChipper operating countries corrected to South Africa; Zambia removed
5. New listingBitstack CardBitstack’s French Visa debit card catalogued
6. New listingFold Bitcoin Credit CardFold’s bitcoin-rewards credit card catalogued (separate from the Fold debit card already listed)
7. Fee wording correctionRedotPayRedotPay card-currency purchases corrected to no transaction fee
8. Fee wording correctionWirex One CardWirex One may charge an additional fee on overseas merchant transactions depending on card type

Highlights are picked by type of change, shutdowns and status changes first, one line per card; every record follows below, grouped by type. Dates are when the event happened, not when this site checked.

Shutdowns and status changes

• 2026-10-30Shutdown record correction

  Cypher recorded per its published schedule; no post-deadline official confirmation found

  The official wind-down notice was last updated on 2026-07-07 and announced that cards would be cancelled at 00:00 UTC on 2026-08-08 and the platform closed on 2026-09-06; the homepage still shows a live countdown that conflicts with dates already past. The profile previously said the shutdown was “completed”, which went beyond the notice. This update describes the published schedule and notes that, as of 2026-10-30, no post-deadline confirmation of completion was found; the status remains closed because every published date has passed.

  Cypher CardOfficial sources

• 2026-10-30Time-wording correction

  Zeal removes the 23:59 UTC time from the 2026-12-20 stop date

  The Gnosis Pay help centre says only that Zeal card services end by 2026-12-20, without a specific time or timezone. The profile previously stated 23:59 UTC as a fixed time, which went beyond the page; it now records the date only and keeps the 2026-12-01 asset-migration deadline distinct.

  Zeal Visa Debit CardOfficial sources

• 2026-10-30Launch-status correction

  Breet changed to waitlist / coming soon; unverified 1.5% FX withdrawn

  The help-centre article updated 2026-10-20 calls the card “coming” and sends applicants to Join Waitlist, while the crypto-cards page still says Mastercard and the help article says VISA. The page states only zero maintenance fees and USD pricing, with no cross-border or FX rate; the earlier 1.5% and fixed cashback lacked current support and have been withdrawn.

  Breet CardOfficial sources

• 2026-10-30Credit alert

  5% cashback on Uber & mobility; overnight credit paused Oct 29-30 after Kamino lending halt

  XPlace activated 5% cashback on Uber, Sixt, and Wheely for Gold and Platinum tiers, while logging a protocol dependency incident: credit facilities paused overnight Oct 29–30 when underlying lending protocol Kamino halted borrowing, though debit payments from cash remained fully operational.

  XPlace CardOfficial sources

• 2026-10-26Status change

  Correcting the Helios Reserve status: waitlist stage, targeting a launch on Midl by the end of the year

  The Helios Reserve site (heliosreserve.xyz) shows nothing but “Join Waitlist”, and the FAQ says “We aim to launch a functional product on Midl mainnet by the end of this year”, adding that age and country of residence are checked at application and that the product is not available in every jurisdiction. This site previously recorded the card as regional, that is, already open, which the page does not support; it is now review, because the product is not live and the site offers only a waitlist. The page calls the network Midl Network while the footer says Canton Network, so the two conflict; the site does not mention Morpho or Rain.

  Helios Reserve Credit CardOfficial sources

Regions, eligibility and compliance

• 2026-10-30KYC wording correction

  Plasma One document and address requirements changed to depend on residence

  The official eligibility page (updated 2026-05-11) says applicants holding certain restricted documents may still qualify if they live in a supported country and provide valid proof of address. The FAQ previously presented a valid passport, 3-D liveness check and overseas proof of address as universal requirements for every physical-card applicant, which went beyond that page. This update makes the requirements depend on residence, issuing country and application flow.

  Plasma OneOfficial sources

• 2026-10-30Record correction

  Ethena Pay withdraws its Apple Pay claim; FAQ now matches the compatibility panel

  The official pricing page (updated 2026-09-30), the Spend Card terms and the FAQ do not mention Apple Pay, Google Pay or mobile wallets. The compatibility panel had already been changed to “unconfirmed”, but the wallet FAQ still said the card could be added to Apple Wallet, leaving the profile self-contradictory; this update withdraws the FAQ claim and records support as unconfirmed. This does not mean the issuer has confirmed that support is absent.

  Ethena PayOfficial sources

• 2026-10-30Regional terms update

  Nexo splits the EEA and Argentina card terms

  The Argentina card page lists no conversion fee on ARS / USD transactions, 2% on other currencies (2.5% at weekends), up to 2% cashback in Credit mode and 1% in Debit mode, and a virtual card that can be added to Apple Pay; it does not mention Google Pay or a physical card. The EEA page lists Apple Pay and Google Pay, virtual and physical cards, and cashback in Credit mode only. This update records the two sets of terms side by side instead of describing Argentina through the EEA terms.

  Nexo CardOfficial sources

• 2026-10-30KYC statement scope correction

  Laso’s “no identity verification” applies only to cash purchases of prepaid gift cards at Target

  The official help page limits the wording to cash purchases of prepaid gift cards at Target, not the card-application process. The profile previously read it as “applications for certain open-loop prepaid cards may skip KYC”, which went beyond the source. This update records that the statement does not concern card applications and that the KYC requirements for an application are not described on the official pages reviewed.

  Laso Crypto Prepaid CardsOfficial sources

• 2026-10-30Record correction

  hi debit-card application status corrected: official sources confirm neither a pause nor open applications

  The re-check found no statement that new applications were paused in the cited activation guide; its English URL now redirects to a French page that says virtual debit cards are available and describes activation steps. hi’s debit-card help collection still calls the product not yet launched and does not say whether new applications are currently accepted. This site withdraws both the claim that applications are indefinitely paused and the inference that the activation guide confirms applications are open, leaving the profile under review. A separate rewards-page notice suspends all debit-card rewards and does not establish application or service status.

  hi Debit MastercardOfficial sources

• 2026-10-30KYC condition correction

  SolCard terms reserve KYC requirements for some card types and features

  The fee page describes Virtual as the email-only tier and lists a $10,000 monthly spending limit. Terms updated 2026-09-27 say identity verification may be required for certain card types, features, or limits, and access may be declined or restricted if verification is incomplete or cannot be confirmed. “No KYC” is therefore not an unconditional promise; eligibility depends on the application flow and applicable terms.

  SolCardOfficial sources

• 2026-10-30KYC-attribution correction

  Holyheld withdraws the EU 5AMLD attribution for card KYC

  Neither the official individual page nor the pricing page describes a card-specific KYC process or attributes it to the EU 5AMLD. The earlier regulatory attribution has no support on the reviewed pages and has been withdrawn; the documents actually required follow the application flow.

  Holyheld CardOfficial sources

• 2026-10-30Record correction

  Solflare profile section and FAQ also withdraw the Q4 wording

  The 2026-10-29 correction withdrew the “through Q4 2026” wording from Solflare’s introduction, fact rows and wallet-support notes, but the section heading and first FAQ answer still carried it. The official help page says only that virtual and physical cards have been paused since 2026-07-28 and that the new card is expected in August with no year given; it does not confirm a return. Those two passages now follow the official text without inferring a return date.

  Solflare CardOfficial sources

• 2026-10-30Issuer correction

  Western Union Stablecard issuer corrected to Third National

  The international consumer terms effective 2026-07-24 define the Issuer as Third National and say the card is issued under Visa licence; Rain provides card-program infrastructure. The compatibility panel previously named Rain as issuer; the network, introduction, stablecoin fact and compatibility panel are corrected. The terms also list $0 virtual-card issuance, $12 physical issuance, a 1% foreign-transaction fee and ATM withdrawal at $2 + 2%.

  Western Union StablecardOfficial sources

• 2026-10-30Country-list correction

  Chipper operating countries corrected to South Africa; Zambia removed

  The official website currently lists six countries: Ghana, Rwanda, Nigeria, Uganda, South Africa and the United States; the region field still said Zambia. The list covers operating markets, not card eligibility for residents of all six countries, and this qualification is now recorded too.

  Chipper CardOfficial sources

• 2026-10-30Regional eligibility unresolved

  WhiteBIT Nóva USD card’s Malaysia eligibility changed to unresolved

  The official USD card country page returned 403 when checked on 2026-10-30 and could not be read. The profile previously listed Malaysia in the region field while another source said it was not on the list; the conflict is unresolved, so the definite statement has been withdrawn and the app’s actual result governs.

  WhiteBIT Nóva Card (EUR suspended / USD added)Official sources

• 2026-10-30Coverage correction

  Exa Card eligibility list drops Hong Kong and keeps Malaysia and Singapore

  The current applicant-country list in the official help centre includes Malaysia, Singapore and others, explicitly excludes mainland China, and does not list Hong Kong. The region field, region fact and compatibility research previously described Hong Kong as supported, beyond what that page shows; it is now marked unverified.

  Exa CardOfficial sources

• 2026-10-30Country-list correction

  Pulsar card eligibility list increases to 72 countries and territories

  Pulsar’s official country list shows card eligibility in 72 countries and territories as of 2026-10-30, versus 70 in the previous record. This is an applicant-eligibility list, not merchant acceptance coverage. USD ACH serves 45 markets and EUR SEPA 29; their dates and product scopes are recorded separately.

  Pulsar Money CardOfficial sources

• 2026-10-30Service-status update

  xPortal says crypto-asset services are paused; card-payment status is unspecified

  The official card page says all crypto-asset services are currently suspended while Cifralfabeto’s CASP application is reviewed by Banco de Portugal. It still describes the Mastercard card and up to 0.5% crypto rewards, but does not say ordinary card payments are paused; the record separates the crypto-service suspension from the card’s overall status.

  xPortal CardOfficial sources

• 2026-10-30Application-status scope narrowed

  imToken Card withdraws the inference that existing users can still verify

  The Fiat24 notice says only that the service is in maintenance mode and not accepting new applications, with no resumption date; it does not say whether existing cards keep working or set out the exact scope of the China-mainland document restriction. The earlier statement that existing users could still verify during an open window was an inference and has been withdrawn.

  imToken CardOfficial sources

• 2026-10-30Market count and physical-card progress

  EFY market count changed to 19; $45 physical card recorded alongside “coming soon”

  The official homepage says “Países 19” and “19 mercados”, where the profile previously said 17+. The same page says “$45 USD · llega en 7 días” and marks the physical card “Próximamente”. This update adds the 19 markets and limits the $45 and seven-day delivery to page marketing rather than an established physical-card offer.

  EFY CardOfficial sources

• 2026-10-30Eligibility wording correction

  Swapster withdraws the “no residence requirement” claim

  The official card page does not promise that there is no residence requirement; it says only that identity verification is required to issue the card, that the card is valid for three years, and that the two tiers carry the stated fees and $50,000 single-transaction limits. The introduction and fee field previously said both tiers had “no monthly fee, no residence requirement”; the second half went beyond the page and has been withdrawn.

  Swapster CardOfficial sources

• 2026-10-29Settlement roadmap

  Roadmap disclosure: all stack cards targeted to settle in XRPL RLUSD by late 2027

  Tria disclosed its long-term settlement roadmap, working toward having every card powered by the Tria stack settle in Ripple’s official RLUSD stablecoin on XRP Ledger (XRPL) by the end of 2027.

  Tria CardOfficial sources

• 2026-10-26Region change

  BingX suspends new card applications in Türkiye and Vietnam from 2026-10-15

  The official help-centre notice of 2026-10-15 states that, because of recent Visa policy changes, BingX Card has temporarily stopped issuing new cards in Türkiye and Vietnam, and new applications from the two countries cannot be processed from the date of the notice. Cardholders who already applied and hold a card can continue to use it normally and are unaffected. The issuer says it is working to restore service and gives no timetable. The previous record said only “supported countries / regions” without a country table and did not record this suspension; both the eligibility field and the itemised facts have now been added.

  BingX CardOfficial sources

• 2026-10-26Region change

  Withdrawing Holyheld’s EEA-resident restriction: neither the official individual page nor the pricing page states a supported region

  The record previously treated “open to eligible residents of the European Economic Area (30+ member states)” as established fact, and its facts said the card was aimed at EEA users and supported SEPA transfers and Visa clearing. The official individual and pricing pages reviewed on 2026-10-26 say only that onboarding is invitation-only and give personal IBAN and transfer fees; they do not say the card is limited to EEA residents and do not name Visa as the network. Both the region and the network have been changed to “not stated” in line with the pages.

  Holyheld CardOfficial sources

• 2026-10-26Region change

  COCA’s site FAQ now lists availability: UK, EEA, Asia, South America, Middle East and Africa

  The region field previously said the public product page does not provide a complete list of supported countries or of excluded countries. The official homepage FAQ now says “Our Virtual and Physical Cards are currently available in the UK, EEA, Asia, South America, Middle East and Africa” and directs users to check specific countries in the app. That wording has been added; the issuer still publishes no complete country list or exclusion list, and that point stands.

  COCA MastercardOfficial sources

• 2026-10-26Record correction

  Correcting the WhiteBIT Nóva USD card country list: no India

  The official Nóva USD card help page (checked 2026-10-26) lists mainland China, Malaysia, Singapore, Türkiye, the UAE, Brazil, Indonesia and others, but not India; the list contains only “British Indian Ocean Territory”, which is a different territory. The previous record listed India in both the eligibility field and the country list and has been corrected to the official list. The list is where the product is available, not a recommendation; the outcome of an application is still determined in the app.

  WhiteBIT Nóva Card (EUR suspended / USD added)Official sources

• 2026-10-26Region change

  Hyperbeat’s card terms exclude US users while its platform terms allow US residents to use Pay

  The card terms (hyperbeat.org/card-terms, effective 2025-11-27) say the card “is intended for those outside of the United States”, require applicants to attest “You are not a United States citizen”, and state that Nigerian users are promoted by BANEX MICROFINANCE BANK LIMITED. The terms of service (hyperbeat.org/terms, updated 2026-03-01), however, say US residents and citizens may use the Pay service when they meet the specific eligibility requirements of the Hyperbeat Pay Cardholder Agreement (U.S.). The same official site gives opposite answers on whether Americans can hold the card; the record keeps both statements rather than choosing one for the issuer.

  Hyperbeat Pay CardOfficial sources

• 2026-10-26Region change

  Decaf: the 19 ineligible countries and 12 US states added

  The region field previously said only “restricted in internationally sanctioned regions”. The official Card - FAQ (2026-02-06) lists the ineligible countries one by one: Belarus, China, North Korea, India, Iran, Iraq, Israel, Myanmar, Nepal, Russia, Syria, Türkiye, Cuba, Ukraine, Venezuela, Vietnam, Nicaragua, Puerto Rico and Nigeria; and the ineligible US states: Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Montana, Ohio, Oregon, Rhode Island, Washington and Wisconsin. The lists have been added from the page. The existing “150+ countries” wording is unchanged, because it does not appear in that FAQ and the page can neither confirm nor refute it.

  Decaf CardOfficial sources

• 2026-10-26Region change

  Correcting Reap Card’s licensing and issuing markets: Hong Kong and Mexico, not Singapore

  Reap’s official site (reap.global) FAQ says “Reap is licensed in Hong Kong and Mexico”; the Card Issuing section says “Live in Hong Kong and Mexico”; and the page is marked “Visa Principal Issuer Hong Kong & Mexico”. The record previously listed Singapore as an open market, but Singapore appears only in a merchant transaction example (“Lazada Singapore”), not as a licensing or issuing market; the region field has been rewritten to the site.

  Reap CardOfficial sources

New cards and product details

• 2026-10-31Ecosystem partnership

  Powers SeatGeek ticketing payments and Blackbird restaurant Visa card FlyCard

  Raincards infrastructure powers SeatGeek’s Game Day checkout with the Cleveland Cavaliers and enables restaurant social fintech Blackbird’s Visa card FlyCard (allowing diners to spend and earn on-chain rewards at any Visa-accepting restaurant, waitlist now open).

  Rain Spend Corporate CardOfficial sources

• 2026-10-30Wallet and rewards correction

  ether.fi virtual card confirmed for Apple Pay / Google Pay at contactless ATMs; $5 redemption threshold withdrawn

  The official ATM limits and fees page says virtual cards can be used at contactless ATMs through Apple Pay or Google Pay, limited to that use. The official cashback article says rewards are locked for 7 days and then redeemed manually, with no minimum amount; the “$5 equivalent” previously recorded has no basis on that page and has been withdrawn. This does not mean other use cases support mobile wallets.

  ether.fi CashOfficial sources

• 2026-10-30Wallet-support update

  SafePal Banking Gateway page confirms Apple Pay and Google Pay

  SafePal’s official Banking Gateway page says users can spend through PayPal, Apple Pay, Google Pay, Samsung Pay and more. The compatibility panel previously marked both wallets unconfirmed; this update records them as confirmed on SafePal’s page while retaining the fact that Fiat24 is in maintenance mode and not accepting new applications.

  SafePal / Fiat24 MastercardOfficial sources

• 2026-10-30Wallet and card-count update

  KAST confirms Apple Wallet / Google Wallet and two free cards

  The website says the card works through Apple Wallet or Google Wallet and says “2 free cards (virtual or physical)”. The compatibility panel previously marked both wallets unconfirmed and did not record the two free cards. The Standard physical-card delivery article cited previously (updated 2026-08-09) now returns 404, so the delivery fee cannot be verified; this update keeps it unconfirmed rather than reusing the old figure.

  KASTOfficial sources

• 2026-10-30Wallet-support update

  MetaMask Card officially confirms Apple Pay / Google Pay tap-to-pay

  The official card page says tap-to-pay is available through Apple Pay or Google Pay, which the compatibility panel had not recorded. The same page still says both “US new sign-ups are temporarily closed” and “the Metal card is now available in the US”; whether a new US user can obtain Metal is internally contradictory on that page, and this update records both statements without choosing one for the issuer.

  MetaMask CardOfficial sources

• 2026-10-30Wallet-support update

  Kraken Card virtual card confirmed to support Apple Pay and Google Pay

  The official Getting Started page (updated 2026-10-08) says the virtual card can be added to Apple Pay or Google Pay. The compatibility panel previously marked both wallets unconfirmed; this update records them as officially supported, limited to the virtual card.

  Kraken CardOfficial sources

• 2026-10-30Pre-order status correction

  Pionex Gold Card pre-order ended on 2026-09-30

  The official Gold Card FAQ lists a pre-order period from 2026-09-04 to 2026-09-30 at 50 USDT (regular 100 USDT), for an invitation-only virtual Mastercard. The page previously said only “invitation-only pre-order” without a deadline, which could be read as still available. This update records the window and its closure.

  Pionex Card (Visa / Mastercard)Official sources

• 2026-10-30Card-form note

  Jupiter Card is currently virtual-only; physical card planned for full rollout by the end of 2026

  The official documentation says “The card is available as a virtual card” and “Full rollout is planned by the end of 2026”. Although the fee page already lists a $13.13 physical card, it is not yet fully available. This update separates the current form from the rollout target in the region field and the physical-card fact row.

  Jupiter CardOfficial sources

• 2026-10-30Wallet support and conflicting dates

  NAKA+ announcement says Apple Pay / Google Pay integration; page dates contradict each other

  NAKA’s card announcement says the card integrates with Apple Pay and Google Pay but does not describe the applicable card programme, device or region. The page body says 2025-10-24 and the metadata says 2026-10-06; this site records the conflict and does not use either date to establish a launch date.

  NAKA+ Visa PlatinumOfficial sources

• 2026-10-30Wallet and physical-card progress

  SPay adds Apple Pay live, with Google Pay and the physical card not yet live

  The official product page says Apple Pay is live, Google Pay is still in development, and the physical card is marked coming soon. The compatibility fields previously recorded neither, which made every channel look available at once; 1.5% remains points marketing, not cash-equivalent cashback.

  SPay Visa CardOfficial sources

• 2026-10-30Product-scope correction

  BloFin Wallet Card page does not establish exchange-card terms

  The accessible BloFin card page describes the Wallet Card: Visa, USDT/USDC top-ups, and identity verification. The dedicated exchange-card page returns 403, so its previously recorded Mastercard network and funding details could not be independently confirmed in this pass. The products are now separated, and Wallet Card features are no longer attributed to the exchange card.

  BloFin Card (exchange card)Official sources

• 2026-10-30Funding-flow correction

  Decaf’s official guide requires topping up the card balance first

  The official guide tells users to select Add Funds on the Card page and confirm before the funds can be spent. It does not establish direct deductions from a self-custodial wallet at purchase time or explain custody after top-up; the earlier instant wallet-deduction wording is withdrawn.

  Decaf CardOfficial sources

• 2026-10-30Wallet availability correction

  SwissBorg initially lists Apple Pay in Switzerland and France only

  The official page says Apple Pay was initially available in Switzerland and France and requires the latest app version and a Level 2 account. The page mentions Google Pay but does not specify its market or account conditions. The previous wording described Apple Pay and Google Pay as fully available across Europe and globally, exceeding what the page establishes.

  SwissBorg Crypto CardOfficial sources

• 2026-10-30Issuance-status correction

  World Card reclassified as a 2025 plan; current issuance unconfirmed

  The current world.org homepage presents only the World Money financial app and contains no World Card, Visa card or card terms; the public announcement from April 2025 described a planned Visa debit card and said it was expected to launch in the United States later in 2025. The profile previously presented testing, fees, cashback, wallet support and 150 million merchants as current, none of which the current official page supports; it now records the plan and withdraws the related compatibility conclusions.

  World CardOfficial sources

• 2026-10-30Eligibility and wallet correction

  Peanut is virtual-only; mobile-wallet support depends on market

  The help page says Peanut Card is virtual-only and the first application requires at least $10 in the account. It can be added manually to Apple Pay or Google Pay where available locally. The page does not list about 17 excluded markets or call the product beta. Those unsupported claims are withdrawn; eligibility remains subject to the application process.

  Peanut CardOfficial sources

• 2026-10-30Physical-card progress correction

  XPlace Platinum physical card changed to coming soon

  The official page says the virtual card is available, Silver physical cards are live, and Gold and Platinum physical cards are marked coming soon. The profile previously presented the Platinum physical card as available, confusing tier benefits with physical-card delivery; that is corrected here.

  XPlace CardOfficial sources

• 2026-10-30Card-network and feature correction

  CodeCoin card corrected to JCB / UnionPay; Visa, wallet and 8% cashback claims withdrawn

  The official homepage says “CodeCoin card · JCB / UnionPay”, does not mention Visa or Mastercard, and gives no cashback rate or Apple Pay / Google Pay support. The card name, network, introduction, fact rows, FAQ and compatibility panel previously described a Visa card with 8% cashback and mobile-wallet support, none of which that page supports. The product name is now CodeCoin Card and those conclusions have been withdrawn.

  CodeCoin CardOfficial sources

• 2026-10-30Wallet-support update

  Timon Black virtual card confirmed to support Apple Pay; other variants and Google Pay unconfirmed

  The App Store listing describes Timon Black as “Timon Black Debit - Virtual Dollar Card (Mastercard)” and marks it “Works with Apple Pay”. The compatibility panel previously marked Apple Pay unconfirmed; this update records official support for that variant only, while other variants and Google Pay remain unconfirmed.

  TimonOfficial sources

• 2026-10-29Record correction

  Ethena Pay: withdrawing Apple Pay support that the official pages do not state

  Neither the official pricing page (updated 30 September 2026) nor the FAQ (checked the same day, 2026-10-29) mentions Apple Pay, Google Pay or mobile wallets. The previous record's claim that the card supported Apple Pay tap-to-pay is not supported by either page and has been withdrawn; mobile-wallet status is now unconfirmed. This is not a denial by the issuer — availability should be checked in the cardholder agreement or the app.

  Ethena PayOfficial sources

• 2026-10-29Region and rewards update

  MetaMask Card reopens UK signups and publishes cashback rates

  The official card page (checked 2026-10-29) says "Signups for MetaMask Card in the US are temporarily closed"; the UK is no longer in the pause sentence, and the United Kingdom is listed among supported locations. The previous record's "US and UK new signups paused" was only half right. The same page publishes cashback: 1% mUSD per virtual-card purchase, 3% mUSD on the Metal card limited to the first $10,000 of spending each month and 1% after that, deposited automatically into the Money Account. Another FAQ on the page says "MetaMask Metal Card is now available in the US", coexisting with the US pause; this site records both statements rather than choosing one.

  MetaMask CardOfficial sources

• 2026-10-29Data addition

  OKX global help page calls the card a debit card and cites a USD balance

  The global OKX help page (updated 22 October 2026, checked 2026-10-29) describes the card as "an international debit card (Visa or Mastercard, depending on your region)" and says users "Spend directly from a USD balance". It gives no country list, saying only that the card is "currently available in select regions only". The EEA fee and cashback pages still describe Mastercard and euro settlement. The two may describe different regional versions, and the issuer does not explain the mapping; this site keeps the EEA network and currency and records the global wording alongside it rather than rewriting the EEA record.

  OKX CardOfficial sources

• 2026-10-29Status correction

  Solflare: withdrawing the "pause through Q4 2026" wording

  The official product-page banner says "Solflare Cards are paused today while we move to a new issuing partner" and that the cards "They'll return with Apple Pay, higher limits, and cash back in August" — a month with no year; the help-centre article also gives no year. The previous record's "definitely through Q4 2026" and "non-operational" wording has no basis on either official page and has been withdrawn. The page still advertises "Get it now" and says Google Pay works today, contradicting the banner's pause; both are recorded.

  Solflare CardOfficial sources

• 2026-10-29Record correction

  Slush: withdrawing unpublished card fees and the waitlist coverage claim

  The official waitlist page (checked 2026-10-29) lists no issuance, monthly or cross-border fee; the previous record's "virtual card about $10, physical card about $100, 1.0%–2.2% on non-USD spending" has no basis there and has been withdrawn. The page says "Accepted in 150+ countries and 130M+ merchants worldwide" in one place and "50M+ merchants" in another, so the merchant counts disagree; 150+ countries describes merchant acceptance, not waitlist coverage, and regions that are not open return "Not available in your region yet".

  Slush CardOfficial sources

• 2026-10-29Status correction

  Invity Card is still a waitlist product; physical cards ship in December

  The official card page (checked 2026-10-29) explicitly says "Coming soon": the waitlist closes on 2026-11-30, physical cards start shipping in early December 2026, and the virtual card, including Apple Pay and Google Pay, is expected in Q1 2027. The previous record treated Apple Pay / Google Pay as officially supported and the card as an orderable regional product, but the issuer has only published a roadmap and there is no virtual card to add to a wallet today. Status has changed from "regional" to "public beta / waitlist", and mobile-wallet and AI-subscription support are now marked unconfirmed.

  Invity CardOfficial sources

• 2026-10-29Data addition

  Raenest launches a physical card, recorded as a new form of the same programme

  Raenest's official blog (2026-10-19) announced the Raenest physical card: a Visa Platinum debit card with a one-time $3 creation fee plus delivery, spending directly from USD, USDC, USDT, NGN, GBP and EUR balances with a user-set balance priority in the app, and delivery in about 15 business days. It launches in Nigeria, Ghana, Kenya, Uganda, Egypt, South Africa, Rwanda and the Philippines; one card per person, and any existing card must be terminated first. The page states no monthly fee and does not mention Apple Pay or Google Pay. The previous record covered only the Geegpay virtual card; this adds the physical form of the same programme.

  Geegpay USD Virtual CardOfficial sources

• 2026-10-27Open access

  Removes invite codes and waitlist, opening public access to all users

  Self-custodial card Peanut eliminated invite codes and waitlist queues, allowing anyone to download the mobile app, claim a handle, and access card services immediately.

  Peanut CardOfficial sources

• 2026-10-26Record correction

  SolCard: network recorded as Visa and Mastercard per the fee page, with the conflict against the footer noted

  The network field previously said only Visa. The official fee page’s “Card Facts” lists “Card networks | Visa and Mastercard”, while the footer of the same page and the product page say only “SolCard cards are issued pursuant to a license from Visa®”. The same official site gives two answers on the network; the record now says “Visa and Mastercard” and notes that the footer still says Visa only, rather than choosing one for the issuer.

  SolCardOfficial sources

• 2026-10-26Record correction

  COCA: the homepage says Visa while /cards discloses a prepaid Mastercard — both recorded

  The official homepage repeatedly says “COCA Visa Card” and “COCA's Visa card”, while the /cards footer discloses “prepaid Mastercard issued by Wirex Limited (in the UK), a principal member of Mastercard or UAB Wirex (in the EEA)”, and the FAQ on the same page says the card works “wherever Visa/Mastercard are accepted”. The record previously said Mastercard only and did not mention the homepage’s Visa wording; it now keeps Mastercard as the issuing disclosure and adds a fact recording the two statements on the same official site.

  COCA MastercardOfficial sources

• 2026-10-26Record correction

  Hyperbeat’s official terms are reachable again; the 3% FX fee and Third National as issuer are reconfirmed

  The record previously said that hyperbeat.org’s homepage, /terms and /card-terms were all unreachable at the same time (rejected at the TLS layer), that the fees could no longer be verified, and that the record was kept as historically recorded. On 2026-10-26 all three pages loaded normally; the card terms confirm a non-USD FX fee of up to 3% and a cross-border fee of up to 3%, with Third National as issuer. The fact that read “all official sources are unreachable” has been rewritten to record that the sources were restored and the fees and issuer re-verified; the “lost its sources” wording is gone.

  Hyperbeat Pay CardOfficial sources

• 2026-10-26Record correction

  Avici: issuer corrected to Third National; Rain only builds the collateral contracts

  The network field and a fact previously said Avici’s official documentation names Rain as the issuer. The official Card Terms – USA (docs.avici.money, checked 2026-10-26) state that “The term ‘Issuer’ refers to Third National”; Avici’s homepage describes Rain as the builder of the collateral contracts — “you deposit crypto on Avici wallet and then transfer to smart contracts built by Rain where crypto is locked” — not as the issuer. The record now says the card is issued by Third National with Rain providing the collateral contracts; the Platinum and Signature tiers are unchanged.

  Avici CardOfficial sources

• 2026-10-26Record correction

  Correcting the BloFin Wallet Card help-centre link (the article has moved)

  The old help-centre address /article/blofin-wallet-card now returns 404; the live article is /article/blofin-wallet-card-guide (updated 2026-08-03), titled “BloFin Wallet Card Guide: Setup, Spending & Fees”. Its fee table — 0–1% spending fee by VIP tier, no annual, dormancy, cancellation or issuance/reissue fee, issued by Rain, Visa network — matches the record, so the citation has been re-pointed to it. The card terms themselves show no change.

  BloFin Wallet CardOfficial sources

• 2026-10-26Record correction

  Correcting Revuto’s terms: the card is Visa-only, and the terms state no EEA-residency requirement

  The official Revuto virtual-card terms (revuto.com/terms-of-use-for-debit-cards) are titled “Terms of Use for Revuto Virtual Visa Debit Cards” and state “The Card is a VISA Card, issued by Paynovate SA”. The only mention of Mastercard in the whole document is in the generic definition of a payment service provider (“such as Visa, MasterCard, Bancontact”), not a parallel card programme; the record’s earlier statement that the terms mention Visa and Mastercard card programmes did not match the page. The terms also impose no EEA-residency requirement — they limit payment service providers to those available in the EEA — so admission in practice depends on LinkCy’s onboarding review, and the region field has been rewritten to the terms’ own wording.

  Revuto Virtual CardOfficial sources

• 2026-10-26Record correction

  Recording the Breet card-network conflict: help centre says VISA, the site’s card page says Mastercard

  "Breet Crypto Card is coming", updated in Breet’s official help centre on 2026-10-20 (help.breet.io/hc/breet/articles/15932702-breet-crypto-card-is-coming), reads "The Breet Crypto Card is a VISA card, available as virtual and physical"; the same article states zero maintenance fees, USD pricing, up to 4 cards and support for Apple Pay and Google Pay, while breet.io/crypto-cards still reads "crypto-powered Mastercard". Both are on official domains, and neither is stated to take precedence. This record previously treated Mastercard as the confirmed network and now records the conflict instead.

  Breet CardOfficial sources

• 2026-10-26Record correction

  Correcting the Bix product type: the issuer calls it a crypto-backed credit card, not a self-custody debit card

  The Bix site (bix.fi) hero reads "The non-custodial crypto-backed credit card that never lets you down" and its features section reads "Stablecoin Collateral — Use USDT & USDC as collateral to power your Bix card"; the card comes in Virtual, Physical and Metal tiers. This record previously described it as a "self-custody debit card that debits the self-custody balance when you spend", which does not match the official wording. The page does not explain the credit, repayment or settlement structure, nor does it list fees.

  Bix CardOfficial sources

• 2026-10-26Record correction

  Correcting the ARQ Card product type: the issuer calls it a secured credit card, not a debit card

  The ARQ official help centre (arqfinance.com/en-MX/help/articles/arq-card-is-it-debit-or-credit) reads "The ARQ CARD, available in both physical and virtual versions, is a secured credit card backed by the balance in your ARQ account": the account balance determines the credit limit, every purchase is deducted immediately from the available balance, so no interest or accumulated debt arises. This record previously described it as a "debit card that debits the account’s USD balance", which does not match the official wording.

  ARQ CardOfficial sources

• 2026-10-26Record correction

  MPCVault: issuer corrected to Third National; the terms do not mention Rain

  The intro previously said the card’s clearing infrastructure was provided by Rain, a Visa principal member, and a fact was headed “Rain’s top-tier clearing backing”. The official Spend Card Terms and Cardholder Agreement (both updated 2026-08-21) state that “The issuer for this card program is Third National” and that “The term ‘Issuer’ refers to Third National”, and refer to an unnamed third party as the Partner; Rain is not mentioned anywhere. Rain’s status as a Visa Principal Member comes from raincards.xyz, not from any MPCVault issuing disclosure; the record now says the card is issued by Third National and treats Rain’s role as unconfirmed by any issuer document.

  MPCVault Corporate CardOfficial sources

• 2026-10-26Record correction

  Correcting Swapster’s card network and KYC: Mastercard only, and identity verification is required to open a card

  The FAQ on the same page says the card is "accepted ... in all countries where the Mastercard payment system operates", with no Visa, and says "Identity verification is required to issue and use the virtual card", with no tiered KYC or document-free tier. The earlier "Visa / Mastercard" and "tiered KYC, no documents for basic small amounts" entries in this record both fail to match the page.

  Swapster CardOfficial sources

• 2026-10-26Record correction

  Correcting the Ontop card network: the card page lists Visa Platinum only, with no Mastercard

  The Ontop card page (getontop.com/ontop-card) carries both "Ontop Visa Platinum" and "Visa Platinum Virtual and physical" in its title and body, with no Mastercard or BVNK anywhere; this record previously listed "Visa / Mastercard" and wrote a 2026-10-15 Mastercard / BVNK partnership into the intro, neither supported by Ontop’s own pages, so both have been removed from the card-network field.

  Ontop Visa CardOfficial sources

• 2026-10-26Record correction

  Correcting StraitsX: Cards on its site is a business issuing service, not a consumer Visa card

  The Cards section of the StraitsX site offers only “Card Issuance — Launch stablecoin-backed cards globally”, and the page says “StraitsX provides the infrastructure for crypto exchanges, wallets, and digital asset platforms to launch card programmes”; the 2026-10-15 announcement with Visa (straitsx.com/blog-post/straitsx-partners-visa-to-expand-its-reach-to-over-100-markets-globally-on-stablecoin-backed-card-programs) says the partnership extends card issuing capabilities to more than 100 markets for fintechs, DPT service providers and wallets. The site has no personal application route, personal fees, personal cashback, or Apple Pay / Google Wallet information. This site previously read the announcement as a StraitsX Visa card for individuals, and has now rewritten it to follow the site and marked it as unverified.

  StraitsX Visa CardOfficial sources

• 2026-10-26New listing

  Bitstack’s French Visa debit card catalogued

  Verified against Bitstack’s own pages. The card is a Visa Classic debit card that draws on the euro cash balance in the app, and the help centre states it is "a debit card, not a credit card" with no overdraft and no interest. It is issued only to French residents — the help centre says "currently available exclusively to residents of France" — with cards for mainland France produced the next day and delivered within 10 business days. The card page still closes with a waitlist, its English block says "Coming soon" while the French block says the card can be used, and the help centre treats it as orderable; three states coexist, so this record treats it as a public beta. Fees: physical card €9.99 plus delivery, virtual cards not yet offered, €0 monthly, FX free up to €1,000 a month then about 1%, ATM free up to €200 or five withdrawals a month then €1 or 1%; monthly spending is capped at €5,000 and the issuer states the limits cannot be changed. Stackback pays in bitcoin: 0.1% on Standard, 0.15% with Plus, up to 1% with recurring buys and round-ups and up to 1.5% with Plus. The site states Bitstack is registered with the ACPR as an agent of Xpollens (747088) and holds AMF crypto-asset service authorisation A2025-003.

  Bitstack CardOfficial sources

• 2026-10-26New listing

  Fold’s bitcoin-rewards credit card catalogued (separate from the Fold debit card already listed)

  Verified against Fold’s own pages. This is a Visa credit card issued by Celtic Bank under licence from Visa U.S.A., and it is a separate product line from the Fold Visa debit card already in this catalogue; the card page states that "Credit card and debit card rewards cannot be earned at the same time". Rewards are paid in bitcoin: 1.5% base with no cap, and Reserve tiers raise the rate on the first $5,000 of eligible spending each month to 1.75% ($15K in assets), 2% ($25K), 3% ($50K), 4% ($75K) and 5% ($100K). The issuer states there is no monthly fee, but the card page lists neither an annual fee nor an FX fee; the APR is variable, tied to the Prime Rate and priced by creditworthiness, with a $1.00 minimum interest charge. Applications are subject to a credit check and "subject to approval", and are limited to the US. The product page presents the card as open to applications while the issuer’s public news trail still describes a staged waitlist rollout, so no launch date is given.

  Fold Bitcoin Credit CardOfficial sources

• 2026-10-26New listing

  Shakepay’s Canadian Visa prepaid card catalogued

  Verified against Shakepay’s own pages. The Visa prepaid card is issued by Peoples Trust Company under licence from Visa Int.; spending draws on the Canadian-dollar cash balance in the app; bitcoin cashback reaches 1.5%; and the issuer states there is no annual fee, no credit check, availability to Shakepay customers in all 13 provinces and territories, and support for Apple Pay and Google Pay. It also states the funds are not insured by the Canada Deposit Insurance Corporation (CDIC), and an account requires FINTRAC identity verification (registration no. M17065696). What is new in 2026 is the physical card: the official blog post of 2026-05-21 still describes it as a waitlist with Launch Edition early access, while the card page says it "is here". The virtual card existed for years before that, so this is not a product that first appeared in 2026. The card page publishes only the absence of an annual fee; FX, ATM and top-up fees are not published, and this record does not infer them to be zero.

  Shakepay Visa Prepaid CardOfficial sources

• 2026-10-26New listing

  Timon’s prepaid cards for African and cross-border users catalogued

  Verified against Timon’s own pages. The brand site lists three card tiers — Voyager, Rove and Ace — while the App Store listing calls the same products Timon Blue (physical Visa) and Timon Black (virtual Mastercard), and the issuer never explains how the two naming schemes correspond, so both are recorded. The site states that the US Visa prepaid card is issued by Lead Bank under licence from Visa U.S.A. with Bridge Ventures LLC as programme manager, and that Timon is not a bank; the Mastercard, Verve and Afrigo cards shown in its images name no issuer. Cards can be topped up in multiple currencies and with stablecoins such as USDC, and a physical card can be collected at a Pharmatix store at Lagos or Abuja airport. No fees are published beyond the $5 annual maintenance fee for the Black card in the App Store, and the site itself says only "Fees may apply. See Cardholder Agreement."; the availability claim appears as both "120+ countries" and "100+ countries" on the same domain. Applications require the applicant to be 18 or older and to pass an ID check plus a selfie.

  TimonOfficial sources

Rates and fees

• 2026-10-30Fee wording correction

  RedotPay card-currency purchases corrected to no transaction fee

  The official fee help page (updated 2026-07-27) lists card-currency transactions as No fee, other-currency transactions at 1.2% and crypto conversion at 1%. The fee field, fee section and first FAQ previously described card-currency spending as about 1.2%, contrary to the official table. This update corrects the introduction, fee, fact rows, fee section, FAQ and WeChat/Alipay threshold explanation.

  RedotPayOfficial sources

• 2026-10-30Fee wording correction

  Wirex One may charge an additional fee on overseas merchant transactions depending on card type

  The official Card limits and fees page (modified 2026-10-28) notes that a payment processed by an overseas merchant may carry a surcharge depending on card type, even without currency conversion. The fee field and fact row previously said only “foreign transaction fee: Free”, which could be read as meaning no card type charges for overseas transactions; this update adds the qualification without withdrawing the “free” line item.

  Wirex One CardOfficial sources

• 2026-10-30Cashback and network correction

  Bitget Wallet Card changed to Visa or Mastercard; $200–$400 threshold withdrawn

  The official card page says the network is Visa or Mastercard depending on region and issuer, that all cardholders earn 2% base asset cashback, and that new users or those meeting the monthly spend threshold can earn 3%, but it does not state the threshold amount; the $200–$400 band previously recorded here has no basis on that page and has been withdrawn. The same page lists Apple Pay and Google Pay and names eight markets where a physical card is available. The US-tested Sutton Bank Mastercard corporate purchasing card is recorded separately as a field finding.

  Bitget Wallet CardOfficial sources

• 2026-10-30Regional fee-scope correction

  Anodos late-payment fees recorded separately by US and international program

  The US consumer-program terms set a late-payment fee at 2% of the outstanding balance. The international program terms effective 2026-08-31 list a late-payment fee of up to $40 and a returned-payment fee of up to $29. The previous record generalized the US percentage across markets; the fees are now scoped by program. The international terms still contain a partner placeholder.

  Anodos CardOfficial sources

• 2026-10-30Fee addition

  Gate Card (US) adds free virtual issuance and a 0.90% top-up fee

  The official Gate Card (US) page lists free virtual-card issuance, a 0.90% top-up fee and no annual or monthly fee; the public Bridge and Gate announcements do not provide a complete price list. The profile previously said only that no complete schedule was published, omitting the two figures the page does list; they are now added to the fee field, fee fact and fee FAQ.

  Gate Card (US)Official sources

• 2026-10-30Monthly-fee waiver detail

  Tangem Plus monthly fee can also be waived through $65,000 in Yield Mode

  The official Tangem Pay page lists the Plus monthly-fee waiver as $4,500 of monthly spending or $65,000 held in Yield Mode. The profile previously recorded only the spending path. Prestige is still marked Coming soon and is not a current benefit.

  Tangem PayOfficial sources

• 2026-10-30Fee and feature correction

  Bitrefill card FX, top-up fees, and wallet support corrected

  Official help articles say card purchases in foreign currencies use the Visa exchange rate with no additional FX fee; top-ups incur a separate 1.99% fixed fee plus a variable exchange cost. USDT top-ups ended on 2025-03-17, Apple Pay is not currently supported, and Google Pay is supported. Cashback is euro-denominated Bitrefill store credit. The earlier record described 1.5% as a card FX fee and listed Apple Pay, USDT, and spendable cashback balance as supported; those claims do not match the issuer’s help pages.

  Bitrefill CardOfficial sources

• 2026-10-30Top-up fee detail

  Karta adds specific SEPA and SWIFT fees

  The official price list shows SEPA (EUR) 1.5% + €2 and SWIFT (USD) 1.4% + $2, alongside 1.5% on card payments, 1.5% + 1 USDT at ATMs and free crypto top-ups. The fee field previously said only that different top-up channels might charge extra, without amounts; this update adds the two bank-transfer rates.

  Karta Visa CardOfficial sources

• 2026-10-30Conversion-fee update

  Bit2Me terms list a 0.95% crypto-asset conversion commission

  The official card terms (VERSION JUNE-2024, modified 2025-09-25) list a 0.95% crypto-asset conversion commission and territorial exclusions including Bonaire, Cyprus, Åland, Liechtenstein, Mayotte, French Polynesia and Réunion. The fee field previously said only that an applicable conversion fee applied, without a figure; the terms are not a 2026 revision, so this update records the version and date and asks readers to check again in the app.

  Bit2Me CardOfficial sources

• 2026-10-30Record synchronization

  Trustee Plus fee section and FAQ synchronized to 10 USD and no published FX markup

  The 2026-10-29 update changed the main fee field and fact rows to 10 USD, 0% card spending and no published FX markup, but the long fee section, application steps and three FAQ answers still said 10 EUR and 1.5%–2% FX. The remaining passages now match the official fee page: 10 USD issuance, 0.5% top-up, 0% card spending, ATM unavailable, and EUR withdrawal at 2 EUR + 2%.

  Trustee Plus CardOfficial sources

• 2026-10-30Fee wording update

  ZAR adds the “No foreign fees” claim and the physical card’s coming-soon status

  The official card page says “No foreign fees” without defining which card types or transactions it covers; the same page marks the physical card as coming soon, with fees depending on the country. The fee field previously said only that other fees varied by market, omitting this claim. This update records the wording and notes that the page does not define the scope.

  ZAR Visa CardOfficial sources

• 2026-10-30Regional fee-schedule update

  KuCard adds the EEA fee schedule; Australian reward campaign has ended

  The KuCoin EU KuCard fee page (updated 2026-09-29) lists the first virtual card free, additional virtual cards €9.90, first physical card €9.90, later physical cards €19.90, euro purchases free, non-euro 2%, EU ATM €2, international ATM 2% + €2 and express delivery €30. The Australian spring reward boost that ran from 2026-09-16 to 2026-10-18 has ended and should not be treated as a current benefit. The EEA version previously said only “per the EEA Fee Schedule” without figures.

  KuCardOfficial sources

• 2026-10-30Fee details cross-check

  Bitsa plan page and fee fact brought into line

  A re-check of the official plans page brought the fee fact into line with the already updated main fee field: FREE, MOVE, and PRO monthly and annual fees, virtual and physical card prices, and the regional 1.75% and 2% international transaction fees. No rule change beyond the 2026-10-29 fee update was found.

  Bitsa CardOfficial sources

• 2026-10-30Fee information correction

  Rizon card prices now shown as app-quoted; public FX figures remain ambiguous

  The official fee page now shows “Check app for the price” for virtual, physical, and replacement cards. Its non-USD purchase row lists 1.7% + $0.1, while the Emerald row also shows 1.02%, without explaining how the figures relate. The earlier fixed $10 price and approximately 1.02% FX claim are withdrawn; the issuer-page ambiguity is preserved.

  Rizon CardOfficial sources

• 2026-10-30Fee and cashback correction

  belo LUX withdraws the 1.5% FX fee and 0.5%–2% cashback claims

  The current LUX page (published 2026-10-29) says only that non-USD spending carries a conversion fee, without giving a rate, and lists no cashback. The 1.5% FX fee and 0.5%–2% random cashback previously recorded had no basis on that page and have been withdrawn from the fee and rewards fields. The page confirms a virtual card, a USD 25 balance requirement, $0 issuance and monthly fees, and lists Apple Pay / Google Pay.

  belo LUX Virtual Visa CardOfficial sources

• 2026-10-30Terms-conflict record

  MPCVault returned-payment fee of $29 recorded alongside §7.1(b)’s $0

  The Spend Card Terms (updated 2026-08-21) list a returned-payment fee of up to $29 in the disclosure table while §7.1(b) says $0; the terms also use personal, family and household language, which does not fully match the product page’s positioning for Web3 companies and DAOs. This update records the conflicts without choosing a value for the issuer and does not conclude that individuals can apply.

  MPCVault Corporate CardOfficial sources

• 2026-10-30Fee and limit correction

  WooCard withdraws fixed spending limits and the 0.3 USD authorization fee

  The official page now lists standard cards at 9 USDT and VIP cards at 85 USDT, a 2.8% top-up fee with a possible additional 1 USDT, no monthly fee, and transaction, decline and cross-border fees at $0; spending limits are now provider-set load limits, and the $30,000 / $200,000 / $1,000,000 figures are no longer published. The rewards field, two fact rows, fee section and two FAQ answers still used the old figures and are now synchronized.

  WooCardOfficial sources

• 2026-10-30Fee correction

  Kite top-up conversion corrected to 0%; 0.53% claim withdrawn

  The official Fees & Limits page says USDC or USDT card top-ups carry a 0% conversion fee, non-USD spending carries 1.8% FX and the daily limit is $50,000 or 50 transactions. The fee field, funding-path fact and fee FAQ previously said 0.53%, which the page does not support; that figure has been withdrawn.

  Kite CardOfficial sources

• 2026-10-30Fee and product-status correction

  Relopay card fee corrected to $5, top-up conversion 0%, physical card still pending

  The official homepage lists a $5 card fee and 0% conversion on every top-up; the Cards page marks the physical card “Launching soon”. The recorded $3–$5 card fee, 1.5%–2% top-up and roughly 2% foreign fee have no support in a current official fee schedule and have been withdrawn from the fee field, introduction and fee section.

  Relopay CardOfficial sources

• 2026-10-30Fee range correction

  BingCard transaction and cross-border fees corrected to 0%–1% by BIN

  The official pricing page lists transaction and cross-border processing fees at 0%–1% each and says both vary by BIN; the page no longer shows a $0.50 surcharge on transactions under $50 or a flat 1.5% cross-border rate. The fee field, first fact, cost section and fee FAQ previously used the 0% plus $0.50 and 1.5% figures and now follow the pricing-page ranges.

  BingCardOfficial sources

• 2026-10-30Fee wording correction

  Agora’s 5.0% / 5.5% / 7.0% are percentage-fee subtotals that exclude the fixed per-transaction fee

  The official rate table puts 5.0% (5.5% for Plus, 7.0% including ATM) under “Total (Percentage Fees)”, which only adds up percentage fees; each transaction also carries a fixed fee ($0.35 for virtual, $0.10 for physical). The profile previously called this the “total cost”, which understated actual spending. This update labels it a percentage-fee subtotal and notes that the effective cost varies with transaction size.

  Agora CardOfficial sources

• 2026-10-29Limit correction

  ether.fi Cash raises the ATM limit to $5,000 per withdrawal

  The official help page (checked 2026-10-29, marked "Updated today") now lists ATM withdrawals of up to $5,000 each, up to five in a rolling 24-hour period and $25,000 in total, with the same limits for every membership level. The previous record's $1,000 per withdrawal, five withdrawals and $5,000 total were the old figures; both the per-withdrawal and daily totals are now about five times higher. The page adds that every attempt counts towards the five, including wrong-PIN, insufficient-balance and over-limit attempts.

  ether.fi CashOfficial sources

• 2026-10-29Fee addition

  PokePay: adding the 5U minimum issuance fee

  The official product page (checked 2026-10-29) says "Card issuance fee as low as 5U", "0% cross-border transaction fees" and "0 monthly fees, 0 annual fees". The same site's FAQ, however, says "no annual fee in the 0th year", implying a charge may start in year two; neither page explains the difference, so both are recorded and "0 annual fee" is not presented as a permanent term.

  PokePay CardOfficial sources

• 2026-10-29Fee addition

  Bitrefill: adding the €10 inactivity fee and 2.49% ATM fee

  The official pricing page (checked 2026-10-29) says a card is inactive after 12 consecutive months without spending or cashing out; a €10 monthly inactivity fee then applies, charged only when the card account holds enough balance, with one month and one week of notice before charging. ATM withdrawals cost 2.49%, and "The ATM Withdrawal feature is only available for the physical card". The page lists both under the Starter tier and does not say whether the same ATM rate applies to Plus, so this site does not infer it.

  Bitrefill CardOfficial sources

• 2026-10-29Fee addition

  Gate Card: adding the Essential, AI Elite and Gold tier fees

  The official help-centre fee page (checked 2026-10-29) now lists fees by tier — Essential, AI Elite and Gold: top-up 0.90% (identical on all three), non-USD FX fee 1.70% on Essential and 1.50% on AI Elite and Gold, virtual-card issuance free for a limited time, zero monthly and inactivity fees, $1 reversal, 2% refund and $35 chargeback fees. The per-transaction limit is $25,000 on Essential and AI Elite and $80,000 on Gold; Essential and AI Elite also have daily, monthly and yearly limits of $150,000 and $1,000,000, while Gold's daily, monthly and yearly limits are shown as "–". The previous record said the official product page published no complete fee schedule valid across all countries and that Gate US's 0.9% top-up fee did not apply; the help-centre fee page is now the reference. It does not say which countries offer which tier.

  Gate CardOfficial sources

• 2026-10-29Fee addition

  Jupiter: adding the Rain ATM fee and the co-branded card price

  The official fee page (checked 2026-10-29) lists Rain-issued ATM withdrawals at "$1 plus 0.65% of the amount", with "an FX fee of $0.30 plus 1%" on non-USD withdrawals, $0.60 per balance check or declined withdrawal, and any ATM-owner fee on top; DCS-issued cards do not support ATM withdrawals yet. The same page lists the Claynosaurz co-branded virtual card at $25, with no annual fee on the standard virtual or physical card. The previous record captured only the $0.30 plus 1% non-USD surcharge and missed the $1 plus 0.65% base fee.

  Jupiter CardOfficial sources

• 2026-10-29Fee addition

  Cashi: adding the $50 dispute fee and $10 recovery fee

  The official help page (checked 2026-10-29, marked "Updated over a week ago") says "Raising a dispute costs $50", while asking the merchant for a refund is free; for assets sent by mistake or on the wrong network, "we charge US$10, but only when we recover your funds". Neither fee had been recorded. The existing record of a $5 activation fee returned as credit, zero monthly and inactivity fees, and a 1% non-USD conversion fee is unchanged.

  Cashi CardOfficial sources

• 2026-10-29Fee addition

  Bitsa: adding the non-euro ATM fee of €0.55 plus 1%

  The footnote on the official plans page (checked 2026-10-29) says euro-zone withdrawals pass on "íntegramente la tasa del servicio que aplique la entidad gestora" — the operator's fee in full. Non-euro-zone and rest-of-world withdrawals cost €0.55 plus 1% of the amount, with a €0.75 minimum; withdrawals outside Spain are capped at €450 a day. The previous record listed spending and FX rates only and did not record ATM fees.

  Bitsa CardOfficial sources

• 2026-10-29Fee addition

  EFY: adding the $45 physical-card issuance fee

  The card block on the official homepage (checked 2026-10-29) says "$45 USD · llega en 7 días" — a $45 physical card delivered in 7 days — and labels the virtual card "Virtual · activa". The previous record mentioned only the zero account-management fee and missed this one-off issuance fee. The fee field now includes the physical-card price; the homepage does not say whether the virtual card carries its own charge.

  EFY CardOfficial sources

• 2026-10-29Record correction

  OKX US credit card: annual fee changed to "not published"

  The official card page (checked 2026-10-29) says only "No FX fees. No transaction fees." and "Terms apply"; no annual-fee amount and no "$0 annual fee" appear. The fee field and intro previously said "0 annual fee", contradicting the same page's fact entry that no amount is published, and have been changed to "not published". Check the annual fee in WebBank's cardholder agreement before applying.

  OKX Credit CardOfficial sources

• 2026-10-29Fee correction

  BenPay: correcting which currency Delta's authorisation fee belongs to

  The official rate table (updated 4 August 2026, checked 2026-10-29) says non-USD transactions pay a "$0.40 authorization fee per transaction plus a 1.5% cross-border fee", while USD transactions pay a "$0.05 authorization fee per transaction". The previous record attached the two figures to the wrong currencies: $0.40 belongs to non-USD transactions and $0.05 to USD transactions. Only the currency mapping has been corrected; the fee amounts themselves are unchanged.

  BenPay CardOfficial sources

• 2026-10-26Fee Review

  Correcting the Crypto.com UK card FX fee: the monthly allowance applies only to Ruby and Jade / Indigo

  The official UK card fee page (checked 2026-10-26) sets out tiered charges on non-GBP spending and ATM withdrawals from 2026-10-01: Midnight 0.2% inside the EU and UK and 2.0% outside; Ruby 0.2% inside, outside free up to GBP 400 a calendar month then 2.0%; Jade / Indigo 0.2% inside, outside free up to GBP 800 a month then 2.0%; every other tier no charge. The previous record presented “free within the allowance, 2.0% beyond” as a universal rule, when in fact only Ruby and Jade / Indigo have a monthly allowance on overseas spending and ATM withdrawals. The same page lists an inactivity fee rising from £5 to £6 on 2026-10-01; the UK page quotes sterling only, and the €6 in the record does not appear on the page checked here.

  Crypto.com CardOfficial sources

• 2026-10-26Fee Review

  SolCard: virtual-card monthly limit changed to $10,000, and the dormancy-fee conflict between the terms and the fee page recorded

  The intro and the KYC/limit fact previously gave the virtual card a $5,000 monthly spending limit. The official fee page (solcard.cc/fees, in force from 2026-08-15) lists “Monthly spending limit $10,000/month” for the Virtual tier and no limit for Platinum, so both have been changed to $10,000. The same page says “No monthly account fee” and “A card that sits unused costs the same as no card at all”, while the terms of service say that 90 consecutive days without login, transaction or top-up counts as dormancy and SolCard reserves, but is not obliged, to charge a dormancy fee of 10% of the balance per month. The two are opposite, so the record keeps both and marks the conflict.

  SolCardOfficial sources

• 2026-10-26Fee Review

  Aligning Solayer Pay’s top-up and cross-border fees: 1% and $0.10 plus 1.5%

  The intro and two facts still said “top-up fee 0.5%” and “non-USD transactions $0.10 + 1.75%”, while the same record’s fee field and its 2026-10-16 correction already said 1% and 1.5% — the record contradicted itself. The official fee page currently lists a 1% top-up fee, $0.10 plus 1.5% on each cross-border and non-USD transaction, a $20 annual fee and $0.15 per domestic USD transaction. The intro and the two old facts have been aligned to the official current figures; the earlier correction entry is kept.

  Solayer Pay (Solayer Emerald)Official sources

• 2026-10-26Fee Review

  Withdrawing Holyheld’s 2.5% FX fee and 0.5%–1% USDC cashback: neither appears on the pricing page

  The fee field previously said “about 2.5% FX on non-euro spending” and “0.5%–1% USDC cashback on spending”, while the same record’s rewards field already said that no generally applicable card cashback terms were found this round — the two contradicted each other. The official individual pricing page (holyheld.com/pricing/individual) currently lists a CHF 0/YR membership fee, 1% on-ramp, 1% off-ramp, same-day ACH $1, SEPA €1, wire $20, FedNow and Faster Payments free, and incoming ACH / SEPA / Faster Payments free; it lists no card FX markup, no USDC cashback and no card network. Neither 2.5% nor 0.5%–1% has any basis on the page, so both have been withdrawn.

  Holyheld CardOfficial sources

• 2026-10-26Fee Review

  Jupiter: non-Solana top-ups carry a processing fee of at least $0.30 plus 0.02% or 0.1%

  The record previously said Jupiter charges no top-up fee and described “about $0.30 on Arbitrum / Base and about $0.10 on Sui” as network fees. The official Fees & Limits page currently says direct USDC / USDT top-ups on Solana carry no processing fee; top-ups from other networks cost at least $0.30 plus 0.02% (stablecoins) or 0.1% (other tokens, plus conversion cost) of the amount, with network gas on top; and the minimum top-up is $3 ($10 on Ethereum). The page no longer gives specific Arbitrum / Base / Sui examples, and both “no top-up fee” and “about $0.10 on Sui” have been corrected to the page.

  Jupiter CardOfficial sources

• 2026-10-26Fee Review

  Correcting Trustee Plus’s issuance fee to USD 10 and withdrawing the 1.5%–2% FX fee the page does not publish

  The official Trustee Plus fee page (trustee.io/wiki/trustee-plus/trustee-plus-commissions) says “The card issuance fee is 10$”, and the official crypto-card page (trustee.io/crypto-card) prices the virtual card at “Virtual 10.00 $” — both in dollars. The record previously gave 10 EUR (about 10 USD), a currency the pages do not use. The fee page lists card payments at 0% but publishes no non-local-currency FX markup, so the earlier “about 1.5%–2% FX on non-EUR” has no basis on the page and has been withdrawn. The page also lists ATM as currently unavailable and EUR withdrawal to an external bank card at 2 EUR + 2%; the physical card is 25 EUR, with the order entry currently marked “Temporarily unavailable”.

  Trustee Plus CardOfficial sources

• 2026-10-26Fee Review

  Decaf: issuance fees added and the 1%–1.5% clearing fee withdrawn — the official FAQ says Decaf adds no FX fee

  The fee field previously said only “no large hidden monthly fees” and described the cost of spending as about 1%–1.5% in real-time clearing and network conversion fees, with no issuance fee. The official Card - FAQ (2026-02-06) states that a virtual card costs $5 to issue worldwide, a physical card $10 (US only) or $90 (rest of world), with no annual or monthly fee; that “There is no fee added from Decaf, the FX is the one Visa offers”; that Decaf charges nothing extra for ATM withdrawals; and that physical-card ATM limits are $250 per withdrawal, three times a day. The 1%–1.5% has no basis on the page and has been withdrawn; the issuance fees have been added.

  Decaf CardOfficial sources

• 2026-10-26Fee Review

  Correcting Reap Card fees: a flat 2% FX fee, free stablecoin repayment, 2% ATM withdrawals

  Reap’s official pricing page (reap.global/resources/info/pricing) currently lists “Physical & virtual card FREE”, “Annual fee FREE”, “Monthly bill repayment with Fiat currency FREE”, “Stablecoins FREE”, “*Late fee may apply”, “ATM withdrawal 2%”, “FX fee 2%”, “Available card currencies USD, HKD” and “Collateral 1:1 ratio”. The record’s earlier “about 1.95%–2% FX on non-local currency” and “a very low on-chain clearing fee on stablecoin collateral repayment” both lack support on the page: it states a flat 2% FX fee, free stablecoin repayment, and adds 2% ATM withdrawals and the available currencies USD and HKD.

  Reap CardOfficial sources

• 2026-10-26Fee Review

  Completing ARQ Card fees: virtual card free, $4.99 shipping on the physical card, no annual fee

  The ARQ official help centre fees article (arqfinance.com/en-MX/help/articles/does-my-arq-card-have-any-costs) reads "no hidden fees, annual fees, or minimum spending requirements", "Virtual Card ... completely free" and "Physical Card ... $4.99 USD shipping", with shipping free for the first physical card when the main balance is over $100 or for Premium users. This record’s earlier line that "the issuer does not provide a complete fee schedule and the card should not be read as free" no longer holds, and the fee field has been rewritten from that article.

  ARQ CardOfficial sources

• 2026-10-26Fee Review

  Deblock: card-payment FX abroad corrected to 0% — all three rates on the official card page are zero

  The record previously said that non-euro transactions clear at Visa’s reference rate and that the foreign-currency markup was not stated as a specific percentage. The official card page (deblock.com/en/cards) states plainly that “Deblock doesn't charge any FX fee on card payments abroad”, and its table lists 0% in-app exchange, 0% on card payments abroad and 0% on ATM withdrawals abroad (ATM allowances depend on the plan). “Not stated” did not match the page, so it has been changed to 0%; the rewards field’s claim that premium members get the FX fee waived has been corrected too — the page lists 0% FX on spending abroad on every plan.

  Deblock Visa CardOfficial sources

• 2026-10-26Fee Review

  Correcting the Lemon credit-card maintenance fee: waived for the first 3 months, then 7,500 pesos a month

  The Lemon official help centre (help.lemon.me/es/articles/12159323-tiene-algun-costo-de-mantenimiento) says: the maintenance fee is waived for the first 3 months, sponsored by Rootstock, "Pasado los 3 meses ... $7.500 mensuales", and waived 100% in a month when you buy the equivalent of $150 or more of crypto on Lemon; a replacement card costs 8,000 pesos, charged to the next statement. This record previously had a 0 monthly fee, which does not match the page.

  Lemon Bitcoin-Backed Credit CardOfficial sources

• 2026-10-26Fee Review

  MPCVault: fees changed to up to 3% FX and up to 3% cross-border per the Spend Card Terms

  The record previously noted only “a 1.5% exchange markup on overseas transactions and non-USD settlement”. The official Spend Card Terms (updated 2026-08-21) list a Foreign Exchange Fee (non USD) up to 3% and a Cross Border Fee up to 3%, plus $1 per virtual card issued, 3 U plus 0.5% on crypto top-ups, $10 KYB, up to $40 late fee, $29 returned payment, $35 clearing penalty and $35 dispute. The 1.5% figure does not appear in the current terms, so it has been corrected to the terms’ ceiling; the Cardholder Agreement was updated in the same version and gives no 1.5% figure either.

  MPCVault Corporate CardOfficial sources

• 2026-10-26Record correction

  Re-pointing the bitFlyer クレカ citation to its live product page, which does not list a 2.2% overseas fee

  The address the record previously cited, bitflyer.com/ja-jp/cam/creditcard, now resolves to a 2021–2022 campaign that has ended (“本キャンペーンは終了いたしました”). It now cites the live product page bitflyer.com/ja-jp/s/lp/creditcard (checked 2026-10-26). That page confirms Standard has no annual fee for life, Platinum costs ¥22,000 a year (waived the following year after ¥3,000,000 of prior-year spending), reissue costs ¥1,100, the card is Mastercard-only with no number printed on the card, and Apple Pay / QUICPay are supported — but the words 2.2% and any overseas or non-JPY fee figure appear nowhere on it. The “about 2.2%” in the record therefore still has no official page behind it; the issuer Aplus’s site timed out, so it could not be checked, and the figure is kept with this note rather than removed.

  bitFlyer クレカOfficial sources

• 2026-10-26Fee Review

  Correcting Swapster fees: two tiers, Plus and Premium, not a flat 0% transaction fee

  The Swapster virtual-card page (swapster.fi/virtual-cards.html) lists: Plus costs $55 to open ($25 of balance remaining after opening), with a 3.5% top-up fee and $0.25 plus 0.4% per transaction; Premium costs $99 to open ($0 balance after opening), with a 2.5% top-up fee and 0% on transactions. The earlier note here of “0% transaction fee, about 2.5% top-up fee” described only Premium, and both tiers are now recorded separately.

  Swapster CardOfficial sources

• 2026-10-26Fee Review

  Correcting the Ontop physical-card fee: free for Reserve members, membership $145 a year

  The card page says the physical card is "Free with Reserve — No cost for Reserve members in eligible countries", prices Reserve at "$145 a year" and offers a 7-day free trial; card spending has 0 foreign transaction fees and the ATM limit is $500 a day. This record previously said "0 issuance fee, 0 monthly account fee", presenting a Reserve membership benefit as generally free.

  Ontop Visa CardOfficial sources

Cashback and benefits

• 2026-11-01Rewards & yield

  Updates cashback tiers effective Nov 1 (up to 4%), launches Pulsar Earn on-chain yield

  Pulsar updated its cashback schedule effective Nov 1 (up to 2% on Free and up to 4% on Pro) and officially rolled out Pulsar Earn, offering on-chain lending yields powered by Morpho and curated by Steakhouse on Arc.

  Pulsar Money CardOfficial sources

• 2026-11-01Effective date

  Cashi’s new cashback tiers and monthly caps take effect

  The official terms take effect on 2026-11-01: 3% on eligible subscriptions, 2% on online shopping and 1% on flights and hotels; one subscription charge per merchant per month qualifies; curated shopping has a $10 monthly cap per merchant, general online shopping a shared $10 cap, and travel a shared $20 monthly cap with only the first $2,000 of each transaction qualifying. Rewards first enter a Rewards Balance, must be claimed manually as Spend Credits, and only offset card spending.

  Cashi CardOfficial sourcesCashi general terms: effective 2026-11-01; cashback tiers and monthly caps in Schedule 1 (checked 2026-10-30)(opens in a new window)

• 2026-10-30Cashback-threshold correction

  Crypto.com withdraws the $5,000 monthly cashback threshold

  The official Level Up rewards page says “Up to 4.5% uncapped rewards” and does not state that spending above $5,000 a month drops to 1%. The fact row previously treated that threshold as current, which went beyond the page, and it has been withdrawn. The “up to 5%” on the official card page refers to travel rewards only.

  Crypto.com CardOfficial sources

• 2026-10-30Conflicting cashback timing

  BingX landing page and rewards FAQ give different cashback timing

  The BingX landing page says each purchase earns instant cashback, while the detailed rewards FAQ describes next-month cashback and T+3 withdrawals. The official pages do not say whether these refer to different card types or reward stages, so the conflict is retained without letting marketing copy override the detailed tiers, caps, and payout rules.

  BingX CardOfficial sources

• 2026-10-30Yield wording narrowed

  Solayer Pay sUSD yield and settlement details narrowed to the issuer’s wording

  The official product page says only that eligible balances can be allocated to yield-bearing options backed by real-world assets; it does not name sUSD, a 4%–5% rate or USDC / sUSD settlement. The details previously recorded have no support on the current page and have been narrowed; this is an evidence gap, not proof that they are false.

  Solayer Pay (Solayer Emerald)Official sources

• 2026-10-30Conflicting cashback figures

  Bitpanda product page says 1% in the body and up to 2% in its metadata

  The body of the official product page lists 1% cashback on crypto spending, while the page metadata says “up to 2% cashback”; the replacement fee also appears as €5.90 (fee table) and €9.90 (FAQ). The issuer does not say which figure controls. This update keeps 1% as the described benefit, records the 2% metadata conflict alongside it, and leaves the replacement fee to the account fee schedule.

  Bitpanda Visa CardOfficial sources

• 2026-10-30Cashback-table update

  Binance cashback FAQ updated to 2026-10-05; general and older market tables still coexist

  The cashback FAQ now leads with a general three-tier table: 1.5% under $100 monthly spending, 2% for $100–$1,000, 3% at $1,000 or more, capped at $100 equivalent per month; the same page still carries the older 0.5%–2% ($20 cap) and 1%–3% ($50 cap) market tables and does not say whether the general table has replaced them everywhere. This update refreshes the cited date and records the tables side by side without choosing one for the issuer.

  Binance Card GlobalOfficial sources

• 2026-10-30Cashback ended and reopening still an expectation

  Picnic records that GNO cashback ended 2026-01-31 and late-October reopening is still an expectation

  The official help centre states that GNO cashback ended at 23:59 on 2026-01-31. First-time card orders have been paused since 2026-09-22; the issuer only says it expects to reopen in late October 2026, with no confirmed date. Existing cards are expected to work until 2026-12-20, 23:59 UTC.

  Picnic Visa CardOfficial sources

• 2026-10-30Conflicting cashback figures

  Infini current page of 1.5% (up to 2.5%) recorded alongside the 2026-10-26 snapshot of 1% / 2% / up to 3%

  The current pricing page says base cashback of 1.5%, up to 2.5%; a saved official-page snapshot from 2026-10-26 says a 1% long-term base, 2% during the promotion and up to 3%. The current page is undated, so it is not possible to tell whether a change occurred; this update records both statements rather than choosing a rate for the issuer.

  Infini Pro / Lite / Max CardOfficial sources

• 2026-10-30Effective-date correction

  Cashi cashback tiers and monthly caps marked effective 2026-11-01

  The official general terms give both an Effective Date and Last updated date of 2026-11-01. As of 2026-10-30, the 3% / 2% / 1% tiers, per-merchant monthly caps and the first-$2,000 travel rule are upcoming terms and must not be presented as already in force. This update adds the effective date to the rewards field, rewards fact, section and FAQ.

  Cashi CardOfficial sources

• 2026-10-30Cashback-terms revision

  Brighty cashback changed to depend on card, plan, merchant and promotion

  The official cashback terms revised 2026-10-01 say eligibility and rate depend on the card or instrument, plan, merchant, country and promotion, shown in the app. The fixed 0.5%–1.75% tiers and 5% APY previously recorded have no current page support and have been withdrawn; the earlier 1% FX figure is also not a universal rate across card types.

  Brighty App CardOfficial sources

• 2026-10-30Cashback and monthly-fee correction

  Invity’s lifetime 1.5% requires applying and maintaining a €240 monthly investment; €240 is not a fee waiver

  The official card page limits “1.5% for life” to applications completed by 2026-11-30 with an automatic investment strategy of at least €240 per month; from 1 December it lists 1% for Regular / Frequent / Busy and 0% for Basic. The fee field previously described €240 as a monthly-fee waiver, contradicting the fact rows on the same page. This update records Basic at €4 per month and Regular and above as fee-free; €240 only locks in the 1.5% rate.

  Invity CardOfficial sources

• 2026-10-30Cashback-eligibility correction

  OKX US card cashback limited to eligible USDG purchases settled via Autopay; waitlist-only and idle-yield claims withdrawn

  The official card page currently says “Set up in seconds. Use instantly worldwide.” and no longer presents a waitlist as the only entry point; cashback is paid only on eligible USDG purchases settled through Autopay, while USDC / USDT purchases and manual fiat repayment do not earn cashback, and spending eligibility and monthly caps apply. The page also has no idle-USDG yield terms. This update aligns the introduction, region, cashback field, two fact rows and the application section.

  OKX Credit CardOfficial sources

• 2026-10-29Terms correction

  Plasma One rewards addendum effective date corrected to 26 September

  The official rewards addendum (checked 2026-10-29) says "Effective as of September 26, 2026". The Platinum Upgrade Bonus replaces the Platinum Referral Boost for referred users who register on or after 2026-09-26; earlier registrations remain on the old terms, no referrer receives both for the same user, and UK residents are excluded from some Upgrade Bonuses. The source title previously said the addendum took effect on 2026-09-14 and has been corrected; the page does not list amounts.

  Plasma OneOfficial sources

• 2026-10-29Rewards update

  Bybit Card adds 1% cashback on Pay Later instalments

  The official rewards page (updated 2 October 2026, checked 2026-10-29) adds an "Incentive Plan for Pay Later Installments": converting completed purchases into instalments earns an extra 1% on top of the base cashback, paid from a separate pool. It also requires crypto funding, and only transactions under the "Authorisation" tab that are actually converted to instalments qualify. The monthly cap is Tier 1 $5, Tier 2 $50, Tier 3 $150, Tier 4 $250, Tier 5 $400 and Tier 6 $500, separate from the main cashback cap. Transactions funded from a fiat balance earn no cashback even if converted.

  Bybit CardOfficial sources

• 2026-10-29Fees and promotion

  Xapo: adding the 2% ATM fee and 3% rideshare cashback

  The official product page (checked 2026-10-29; Financial Promotion approved 2026-10-16) says "Cash withdrawal (ATM) in and outside Gibraltar above 100 USD per month: 2% of the withdrawal amount" — free up to $100 a month, then 2% on the excess, with any ATM-operator fee on top. The same page lists a $25 replacement card within the same calendar year, and says "From 1 July - 31 October, earn 3% cashback in Bitcoin on all global rideshares" on an active Metal Card, ending 2026-10-31; the page gives no year, so 2026 is inferred from the approval date. The previous record said only that a monthly allowance existed, without the threshold, the rate or this promotion.

  Xapo Bank CardOfficial sources

• 2026-10-29Ad spend benefits

  Offers up to 5% cashback on AppLovin ad spend plus up to $50,000 in ad credits

  Japan-based Slash introduced AppLovin incentives for performance marketers, offering up to 5% cashback on AppLovin card ad spend and up to $50,000 in platform promotional ad credits.

  Slash CardOfficial sources

• 2026-10-28Limited-time cashback

  Launches 10% sitewide cashback promotion running through Nov 2

  Tangem Pay rolled out a storewide spending promotion offering 10% cashback on all eligible card transactions executed through November 2.

  Tangem PayOfficial sources

• 2026-10-26Fee Review

  KAST: monthly spending caps added to each tier’s cashback, and the 2027-07-01 date reattributed

  The official KAST membership page (kast.xyz/en/membership) currently states “Earn USD cashback on eligible card purchases, up to your tier’s monthly cap”: Standard 1.5% with a $2,000 monthly eligible-spending cap; Premium ($1,000/year) 2% with a $10,000 cap; Private ($10,000/year) 3% with a $40,000 cap; some merchant categories are excluded. The footnote “*Offer ends 1 July 2027” belongs to the Reserve Rate column (8% / 10% / 12%), not to the cashback rate; the record previously attached that date to the rewards arrangement and omitted the tier caps.

  KASTOfficial sources

• 2026-10-26Record correction

  Correcting Bitrefill Card cashback: 1% on deposits plus 1% on purchases, paid in real value, not 1%–2% in bitcoin

  The official Bitrefill card page (bitrefill.com/card) says “Gain 1% cashback on every crypto deposit and 1% on every purchase” and “Earn 2% cashback”, and states “Cashback in real value. No tokens” with no cap. The 2% is the 1% deposit rate plus the 1% purchase rate, not a higher spending tier, and it is not paid in Bitcoin / Sats. The record previously said “1%–2% Bitcoin (Satoshis) cashback paid into the Bitrefill account”, which does not match the page; both the rate and the payout form have been corrected.

  Bitrefill CardOfficial sources

• 2026-10-26Fee Review

  Correcting Infini Pro / Max base cashback to 1%: 2% is the promotional rate

  The footnote on Infini’s official pricing page (infini.money/en/pricing) reads “Pro and Max have a long-term base cashback rate of 1%, increased to 2% during the promotion, with up to 3% subject to membership tier and promotion terms” — a 1% long-term base, 2% during the promotion and up to 3% at most. The record previously said “Pro and Max are 2% base with up to 3%”, mistaking the promotional rate for the base rate; it has been corrected to the footnote. Lite still earns no cashback.

  Infini Pro / Lite / Max CardOfficial sourcesInfini personal-card fees, FX and cashback table: current page says 1.5% (up to 2.5%), conflicting with the 2026-10-26 snapshot of 1% / 2% / up to 3% (checked 2026-10-30)(opens in a new window)

• 2026-10-26Fee Review

  Correcting where the Lemon credit-card cashback belongs: the Bitcoin cashback belongs to the prepaid Lemon Card, not this credit card

  The credit-card benefits listed in Lemon’s official launch post (lemon.me/en/blog/tarjeta-crédito-bitcoin) are fee-free purchases of more than 30 crypto assets including USD stablecoins, BTC and ETH, early access and Telegram support, with no Bitcoin cashback; the Bitcoin cashback is described in the official help centre’s prepaid VISA Lemon Card article (help.lemon.me/es/articles/10486660-todo-sobre-la-lemon-card). This record previously put the prepaid card’s 2% Bitcoin cashback on the credit card.

  Lemon Bitcoin-Backed Credit CardOfficial sources

• 2026-10-26Fee Review

  Correcting Littio’s Bóvedas to a 90-day term product, not on demand

  Littio’s site (littio.co) reads "recompensas entre el 4% E.A. con Bolsillos y el 9.8% E.A. con Bóvedas en USDC a 90 días con Littio Pro": Bolsillos is flexible-term (4% E.A.), while Bóvedas is locked for the term you choose (USDC 90 days, 9.8% requires Littio Pro). This record previously said "money put into Bóvedas at any time earns on-demand yield and keeps earning until you spend on the card", which does not match the page.

  Littio CardOfficial sources

• 2026-10-26Fee Review

  Correcting Swapster rewards: referral programme only, with no TON incentives or airdrop cashback

  The rewards section of the card page lists only "Referral Program — Invite friends and earn rewards for every card issued and exchange made", and the homepage has no mention of TON, airdrops or cashback either. The earlier "TON ecosystem incentives and airdrop cashback" in this record finds no support on the official pages and has been withdrawn.

  Swapster CardOfficial sources

• 2026-10-26Fee Review

  Correcting Helios Bitcoin cashback to up to 3%, not 2%

  The site’s FAQ reads "earning up to 3% Bitcoin cashback on every purchase" and the body copy reads "up to 3% Bitcoin back"; this record previously had 2%, which does not match the page. Early joiners also get bonus BTC grants and priority access, but the site publishes no rates, caps or payout times.

  Helios Reserve Credit CardOfficial sources

• 2026-10-26Fee Review

  Completing Ontop Reserve cashback: 10% / 5% / 1%, capped at $200 a month

  The same card page says "Reserve is the membership that adds cashback to every card purchase": 10% on travel and ride-hailing; 5% on dining, food delivery, supermarkets, entertainment, fashion, technology and beauty; 1% on everything else, capped at $200 a month in total; Reserve costs $145 a year. This record previously listed only remote-work ecosystem benefits and omitted the cashback structure.

  Ontop Visa CardOfficial sources

Features and infrastructure

• 2026-11-01Virtual accounts

  Launches US & EUR virtual bank accounts, cuts physical card to $25 with Robinhood Chain top-ups

  Bitget Wallet introduced USD and EUR personal virtual bank accounts clearing over ACH, Fedwire, and SEPA; lowered the physical card fee to $25 with a $15 rebate on $100 spend for the first 1,000 new cardholders through Nov 30; and added ETH and USDG top-ups on Robinhood Chain.

  Bitget Wallet CardOfficial sources

• 2026-11-01Euro yield

  Launches up to 6% APY euro yield with Byzantine and personal IBAN virtual accounts

  Solid partnered with Byzantine to deliver up to 6% APY on euro balances alongside EUR virtual accounts with individual IBANs, where deposits land as EURC with no additional KYC required for existing Wirex cardholders.

  Solid Visa CardOfficial sources

• 2026-11-01Tokenized equities

  Introduces first credit card backed by Coinbase tokenized stocks, launches card statements

  Exa launched the first crypto credit card backed by Coinbase tokenized stocks on Exa Blue (its Base-powered web client, with mobile apps coming soon) alongside full credit card statement viewing and export capabilities.

  Exa CardOfficial sources

• 2026-10-31AI agent payments

  Integrates Tempo MPP to Support Autonomous Stablecoin Clearing by AI Agents

  RedotPay integrates the Machine Payments Protocol (MPP) on Tempo (incubated by Stripe and Paradigm), enabling autonomous AI agents to compare prices, place orders, and settle transactions in real time with stablecoins via RedotPay Connect and Skill.

  RedotPayOfficial sources

• 2026-10-31Asset expansion

  Enables one-tap deposits and instant spending for ETH, HYPE, and multi-chain assets

  Plasma One mobile app officially enabled one-tap deposits and direct card spending for ETH, Hyperliquid ecosystem token HYPE, and other multi-chain assets, broadening real-world utility for non-stablecoin holdings.

  Plasma OneOfficial sources

• 2026-10-31Cross-border remittances

  Single account supports transfers over SWIFT, SEPA, UPI, Pix, WeChat Pay, and Alipay

  An Oobit account now integrates global multi-rail settlement, allowing users to send funds directly to international accounts and local wallets across SWIFT, SEPA, India’s UPI, Brazil’s Pix, WeChat Pay, and Alipay.

  Oobit CardOfficial sources

• 2026-10-30Name-based payments

  Introduces custom Tag handles for payments, adds Swiss Franc ZCHF spending & collateral

  ether.fi Cash launched custom Tag handles (as short as 3 characters on VIP, 6 on Core) to send and receive funds by username, while adding full support for Swiss Franc stablecoin ZCHF for card spending and margin borrowing against USDC.

  ether.fi CashOfficial sources

• 2026-10-30AI form filling

  Adds AI transfer form autofill from pasted text or photographed invoices

  RedotPay integrated AI parsing into its transfer recipient flow, enabling cardholders to paste account details or photograph payment slips to populate transfer forms automatically.

  RedotPayOfficial sources

• 2026-10-30Multi-currency boxes

  Expands Little Boxes with Brazilian Reais and Euros, launches Euro Box yield

  Latin American crypto card Picnic upgraded its Little Boxes sub-account feature, adding Brazilian Reais (BRL) and Euros (EUR) alongside dollars, while launching the Euro Box for interest-bearing euro balances.

  Picnic Visa CardOfficial sources

• 2026-10-29Batch payments

  Launches multi-currency batch payments, pairs MCP with QuickBooks for one-prompt reconciliation

  Corporate card Altitude rolled out multi-currency batch payments for global supplier and contractor payouts, while linking its Model Context Protocol (MCP) server with QuickBooks MCP to sync transactions with a single prompt.

  Altitude CardOfficial sources

• 2026-10-28Accounting tools

  Launches custom-period account and card statements under Card Details Documents

  COCA mobile app updated to allow cardholders to generate and export official account and card statements for any custom date range directly from Card Details > Documents for accounting and tax purposes.

  COCA MastercardOfficial sources

• 2026-10-28AI agent finance

  Launches Reap Business Account MCP, enabling AI agents to manage corporate expenses

  Reap released the Reap Business Account Model Context Protocol (MCP), enabling autonomous AI agents to connect to company accounts and process corporate reimbursements, bills, and expense reconciliation within policy limits.

  Reap CardOfficial sources

• 2026-10-27Transaction filters

  Launches transaction filtering by account, payment type, and settlement status

  OrbitX Pay upgraded its transaction history view, allowing users to filter past activities by balance account, transaction category (deposit/spend/refund), and final settlement status.

  OrbitX Pay CardOfficial sources