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Crypto Card Weekly: Week 43, 2026

Every crypto card shutdown, fee, cashback and region change recorded in week 43 of 2026 (2026-10-19 to 2026-10-25), with the event date and a verified official source entry for each card.

2026-10-19 to 2026-10-25

Change records
135
Cards affected
90
New cards added
47
Shutdowns and status changes
19

This week’s highlights

  1. Service Termination1inch Card1inch officially announces the Card programme is being discontinued, ending no later than 18 December 2026
  2. Sunset CountdownGnosis PayOfficial notice: Consumer cards cease transactions on 2026-12-20; Safe on-chain assets remain secure; migration to Rebind/Picnic recommended
  3. Eligibility correctionPeanut CardPeanut corrected: Rain runs the identity check, and the help page lists no excluded countries
  4. Record correctionOKX Credit CardOKX US card corrected: the site says Mastercard only, never Visa
  5. New listingRegolith CardsRegolith catalogued: a Visa Online Payment Card and a Mastercard Travel Card, both USD
  6. New listingGokubuNew addition: the US Gokubu Visa cashback card
  7. Tier detailsMoto CardMoto now sells only the Full membership ($2,500/year or $250/month); Lite is unavailable
  8. Published prices withdrawnVenga CardVenga’s no-monthly-fee and 0% euro-area claims withdrawn: fees are announced at launch

Highlights are picked by type of change, shutdowns and status changes first, one line per card; every record follows below, grouped by type. Dates are when the event happened, not when this site checked.

Shutdowns and status changes

  • Discontinued Archive

    BitMart publishes an initial wind-down proposal and court timetable; the card is not mentioned

    This record previously noted only that the platform was shutting down, with no follow-up. On 2026-09-30 BitMart published an Initial Indicative Proposal and Roadmap: user balances will be converted to US-dollar amounts using a weighted average price from 2026-07-26 to a record time, adjudicated by a court-appointed officer, with users able to choose or combine an upfront distribution, a Restitution Token and a Continuum Token. Management plans to apply to the relevant courts between December 2026 and January 2027, and the trading platform is scheduled to close on 2027-01-31 at 15:59 UTC. The announcement does not mention the BitMart Card, and no resumption of card services has been announced.

  • Service Termination

    Zeal acquired by ether.fi: move assets by 2026-12-01, card rails stop 12-20

    This record previously said Zeal’s site carried no shutdown notice of its own and framed the wind-down as an external event happening to Zeal through Gnosis Pay. On the 2026-10-25 recheck Zeal had published its own notice: "Zeal has been acquired by ether.fi", accounts, keys and funds are not transferred to ether.fi, the app is winding down, and users must move their assets by 2026-12-01. That is a different deadline from the 2026-12-20 end of card services in Gnosis Pay’s help centre: the first is when users must have moved their assets, the second is when the card rails stop. Neither company treats them as the same date, and this record previously conflated them.

  • Record correction

    New registrations paused for mainland China; existing users unaffected

    The help centre carries a standalone "Mainland China" article stating that users there cannot currently apply for a new Bitget Wallet Card and that existing users are unaffected. The record previously said only that the help centre lists a mainland China programme separately, without distinguishing a programme that still exists from applications that have closed.

  • Record correction

    The 31 July 2026 withdrawal deadline has passed; the eligibility field now says so

    The site banner and the wind-down FAQ ask users to withdraw all funds by 31 July 2026. The itemised facts already carried that date, but the eligibility field still read as an open wind-down with no deadline, which would lead readers to think a window remains.

  • Record correction

    Added the clause allowing balances to be redeemed for up to six years after an account closes

    The official help centre states the programme ends no later than 18 December 2026 and notes that this is the furthest date currently foreseeable; under section 16 of the issuer terms, e-wallet balances can still be redeemed for up to six years after an account closes. The same notice says that is not a reason to wait.

  • Record correction

    Coverage corrected from 100+ to the 80+ countries and regions the provider now states

    The official FAQ says 80+ countries and regions in both "Is Oobit available in my country?" and "Which countries are supported?". Both the eligibility field and the itemised fact label have been corrected to match.

  • Record correction

    Official pages now use the World Money name, with no World Card or Visa wording

    world.org now presents World Money, a financial super app, with the latest announcement headed "Introducing World Money: a financial super app for humans" and no card or card-network wording anywhere on the page; toolsforhumanity.com has no card page either. The beta status, the first US compliant states and the 150 million Visa merchants have no official page behind them at the moment; nothing has been disproved, so the record stands.

  • Record correction

    The site marks Cards as Soon; the card is no longer a product on sale

    The navigation reads "Cards Soon" and the product card is headed "Cards Coming soon"; the Rails SDK feature list and code samples cover only buying and selling crypto and paying bills, with no cards among the live capabilities. The previous record's "virtual card open to 154 countries" can no longer be supported from the pages the site now serves.

  • Conflicting sources

    The site footer lists only a Gibraltar GFSC DLT licence, with no mention of the UK FCA or Moorwand

    The footer now says Tap Global Limited is registered in Gibraltar (No. 118724) and licensed by the Gibraltar Financial Services Commission under its DLT framework (Licence No. 25532), and that banking and e-money services come from unnamed Authorised Issuing Partners by region. The record described issuance by Moorwand Ltd, a UK FCA-authorised EMI. The two statements do not agree, so the older record stands with the conflict noted.

  • Shutdown confirmed

    buenbit.com and the card page 301-redirect to nexo.com/es-ar; status changed to closed

    Checked on 2026-10-23, buenbit.com and buenbit.com/tarjetas both return a 301 whose landing page is the Nexo Card sales page on Nexo's Argentine site, and no card page remains under the Buenbit brand. No shutdown notice was published and no migration path for existing cardholders was explained, so this site changed the status to closed on the evidence of the site itself.

  • Service Termination

    1inch officially announces the Card programme is being discontinued, ending no later than 18 December 2026

    The official help centre states "The 1inch Card programme is being discontinued": new sign-ups are closed, existing cards and accounts still work for now, and the programme ends no later than 18 December 2026, with official guidance urging cardholders to withdraw or spend any balance early. The old product page at 1inch.com/card now 301-redirects to that FAQ.

  • Sunset Countdown

    Official notice: Consumer cards cease transactions on 2026-12-20; Safe on-chain assets remain secure; migration to Rebind/Picnic recommended

    Official release of "Formal Notice: Closure of the Gnosis Pay Web App and Card" confirms a strategic pivot toward B2B payment infrastructure. Consumer cards and the web application are scheduled to permanently terminate transactions and logins on 2026-12-20 at 23:59 UTC. Cardholder assets inside Safe smart contracts remain under complete self-custodial control via private keys, fully unaffected by the card sunset, and can be withdrawn anytime via Gnosis Chain or Safe{Wallet} interfaces. European Eurozone users are advised to transition smoothly to Rebind (which retains the Safe architecture), while USD/international users are pointed toward Picnic (Safe + Monerium IBAN) or MiniPay.

  • Service Paused

    Service pause following Kulipa's shutdown confirmed to extend through Q4 2026; cards remain non-operational

    Official operational tracking verification: Following the shutdown of issuing partner Kulipa, card functionality ceased on 2026-07-28, and the initial August resumption window slipped. October 2026 audit confirms that the service pause continues throughout Q4 2026, with cards remaining non-operational. Onboarding of a replacement issuing partner remains in progress with no finalized timeline.

  • Shutdown Countdown

    Official announcement: Service sunsets on 2026-10-31 as partner Wirex custodial infrastructure exits

    Official shutdown notice released for the Cardano Card co-issued by EMURGO and Wirex: with partner Wirex sunsetting its custodial card issuance infrastructure in favor of a self-custodial architecture, Cardano Card will permanently terminate all card payments and services on 2026-10-31 at 23:59 UTC. Cardholders must clear balances or spend remaining assets before the deadline; no replacement issuer has been designated.

  • Maintenance

    Underlying issuer Fiat24 is in maintenance mode and has paused new applications; mainland-China ID onboarding is also reported paused

    Official status audit synchronized: Fiat24, the underlying issuer, is a Swiss FINMA-licensed fintech (fintech licence, not a banking licence); its site is now in Maintenance Mode with all new card applications paused worldwide. Community and industry reports say mainland-China ID onboarding has also been paused since mid-2026, but the restriction does not appear verbatim on Fiat24's official pages. Spending and top-ups on existing cards remain unaffected.

  • Sunset Archive

    Cashback promotion ended on 2024-09-30; Mexico card deactivated on 2025-05-31, Argentina card decommissioned on 2025-12-31

    TruBit Mastercard confirmed decommissioning timeline: All spending cashback promotions officially ended on 2024-09-30; local Mexican Mastercard cards were formally deactivated and invalidated on 2025-05-31; Argentine market cards were fully retired and liquidated on 2025-12-31. The card has transitioned to archived status and no longer accepts new applications.

  • Sunset Notice

    Official notice: consumer cards and web app permanently cease operations on 2026-12-20

    The company published 'Formal Notice: Closure of the Gnosis Pay Web App and Card (21 September 2026)', confirming a full strategic pivot to B2B payment infrastructure. Consumer cards and the web app are scheduled to officially terminate transactions and logins on 2026-12-20 at 23:59 UTC. Underlying card issuer Monavate will provide baseline operational support until 2027-06-18, with dispute and chargeback processing supported until 2028-06-12. Assets in Safe smart contracts remain unaffected and can be withdrawn directly on Gnosis Chain at any time. European EUR users can migrate to Rebind (retaining Safe architecture), while USD users are advised to transition to Picnic (Safe + Monerium IBAN) or MiniPay.

  • Wind-down Transition

    Main exchange ceased new card issuance; existing cards maintained until expiry; fully transitioned to Wallet Card

    Bitget main exchange (partnership with Singapore DCS) suspended new card applications on 2026-08-01 and entered a sunset transition period, with no new cards issued or renewals supported. Official promotional channels have fully transitioned to Bitget Wallet Card.

  • Upstream Dependency Alert

    Affected by Gnosis Pay infrastructure sunset; cardholders advised of 2026-12-20 deadline

    Zeal Card operates on Gnosis Pay's BaaS settlement infrastructure. Given that Gnosis Pay has officially announced the closure of its consumer card channel on 2026-12-20, cardholders are advised to closely monitor Zeal's official announcements regarding channel migration or reissuance, arrange alternative payment cards in advance, and manage on-chain Safe funds accordingly.

Regions, eligibility and compliance

  • Eligibility correction

    Peanut corrected: Rain runs the identity check, and the help page lists no excluded countries

    This record previously said Sumsub ran the identity check and listed roughly 17 unsupported countries. The help page now says "Rain, our card program partner, runs the identity check for the card" — Rain is a card programme partner, not a bank — and says only that "Card access is subject to eligibility requirements", that the card works anywhere Visa is accepted, and lists no countries or regions at all. It also lists no document requirements. Both the region and the verification provider are corrected to what the page says; the 17 excluded countries previously recorded are no longer on it.

  • Record correction

    OKX US card corrected: the site says Mastercard only, never Visa

    This record previously said "Visa / Mastercard". The US OKX Card page says "Powered by Mastercard®" and "The OKX Card is issued by WebBank", names Mastercard only, and never mentions Visa. The annual fee is corrected in the same pass: the page publishes no amount and says only "Terms apply", so the previous "0 annual fee" has no counterpart on it and is now recorded as unpublished. The credit-card framing is left unchanged — the page neither confirms nor denies it, and "settled via Auto repayment" is not enough to overrule the record.

  • Coverage correction

    Correcting Nu Global's promotion region and FX fee: promoted only in Switzerland, FX fee 0

    The official site states it is promoted only in Switzerland and that account opening is for Swiss residents; the previously recorded "35+ countries in Latin America and Europe" is the range transfers can reach, not the regions where accounts can be opened. The FX fee is also not "unpublished": the official FAQ states that no FX fee is charged and that there is no markup or spread, i.e. 0. One methodological note is also recorded: the privacy labels on the App Store and Google Play belong to the Nubank main app shared across Nu globally (the App Store privacy link points to the Brazilian privacy notice), and are not disclosures specific to Nu Global, so the privacy score is 1.

  • Coverage correction

    Corrected Girin Card's excluded regions: 68, not 3

    The home page names only mainland China, Iran and Indonesia, while the full list in the help centre gives 68 regions where cards cannot be opened, including the United States, Singapore, India, Turkey, Cyprus, Russia and Ukraine. The earlier entry, based on the three regions named on the home page, understated the extent of the restrictions. The ATM withdrawal fee of 2% (daily limit $500, monthly $3,000) is also added.

  • Data Verification

    Reviewed Roogoo's client and privacy disclosures: store declarations do not match the KYC requirement

    On the App Store it is listed in the US only, and Google Play covers 174 storefronts; the web version h5.roogoo.com can be used to log in and manage the card. The App Store label lists only 5 categories of data "not linked to identity", and Google Play declares that no data is collected and does not declare encryption, but opening a card requires completing KYC (Sumsub), for ages 18–65. The privacy score of 5 may therefore be too high: the score is based on store declarations, and the actual scope of data processing should be inferred from KYC and transaction records. Deleting personal data requires emailing tradehelp@roogoo.com with DATA INQUIRY in the subject line.

  • Record correction

    Corrected Figo's app availability: iOS in 37 regions, not downloadable in either the US or Hong Kong

    The iOS app is listed in only 37 App Store regions, concentrated in Canada, Latin America and Africa; it is in neither the US nor the Hong Kong store. Google Play covers all 174 storefronts, and the web app at app.spendfigo.com can be used to log in and manage the account and cards. Financial records are retained for at least 5 years under the privacy policy, while another version on the website says up to 7 years after account closure; the Delete Account link in the footer now returns 404, so deletion requires an email to privacy@spendfigo.com.

  • Data Verification

    Correcting xKard's KYC position: the 203 countries and three annual fee tiers are accurate; KYC is completed by Verinex

    Orders can be placed in 203 countries and regions, and the three annual fee tiers of $10 / $58 / $70 match the official website, but the 1.2% to 2.1% top-up fee and the three-year prices ($118 / $148) were previously missed. The official website states that all cards require KYC through Verinex, so the "no KYC" claim circulating online is out of date. The client is the web-only XHYPE Superwallet (superwallet.xhype.io), with no store app; the Privacy Policy link in the xKard footer actually points to a cookie policy.

  • Eligibility correction

    Corrected Bringin's card conditions: a Pro subscription is required, and the card does not work in Switzerland

    Using the card requires a Pro subscription (€3.49 per month, €41.88 per year); this was previously described only as an optional fee. Cards cannot currently be used in Switzerland, and account opening is suspended in Hungary; Iceland, Norway and Liechtenstein are already part of the European Economic Area, so listing them alongside the EEA was wrong. The card is issued by Wallester AS, and virtual asset services and the vIBAN are provided by Lightspark Payments Europe AS, which is an independent data controller.

  • Coverage correction

    Correcting Agora Card's unsupported regions: 24, not 16

    The issuer lists 24 unsupported regions in total: 9 in Africa, 8 in Asia, plus Belarus, Russia, Ukraine, Cuba, Haiti, Nicaragua and Venezuela. It was previously recorded from a shorter list, which underestimated the scope of the restrictions. Also recorded on the app and privacy side: there is only the web app at app.agora.cards, with no store app; the official site has neither a privacy policy nor terms of service (/privacy and /terms both return 404), no deletion or data retention method is published, and the privacy score is 1.

  • Record correction

    Corrected Plenti's app store coverage: iOS in 26 regions, including the US and 11 European countries

    The iOS version is listed in 26 regions, including the United States, the United Kingdom, Germany, France, Spain, Italy, Portugal, Belgium, Austria, Ireland, Greece and Lithuania — 11 European countries — not just Colombia; Google Play covers all 174 storefronts. The client is app-only, with no web login on the official website. Account closure can be done yourself by choosing Delete Data in the app's help centre; the data processing policy follows Colombia's Law 1581/2012.

  • Data Verification

    Tiers renamed Lite / Pro / Max, card fees and mobile-wallet support added

    The official product page now lists cashback plus Apple Pay and Google Pay across the Lite, Pro and Max tiers; the card agreement lists Virtual $25, Plastic $109 and Metal $250, FX up to 3% and ATM $2 + 3%. The legal card-cashback-terms page still uses the old tier names and states a $100 first-band cap, inconsistent with the product page's $1,000; the two have not been reconciled.

  • BIN & KYC

    Sutton Bank BIN 53710058 Corporate Purchasing card verified; VPN must be disabled for mainland Chinese passport KYC

    Hands-on testing verifies the BIN as Mastercard Corporate Purchasing (BIN 53710058) issued by Sutton Bank (US) under an Authorized User commercial model. Mainland Chinese users can complete KYC using a valid personal passport. Important testing note: overseas VPNs/proxies must be turned off during passport NFC chip scanning and facial recognition submission, otherwise conflicting IP geolocation and document issuance country will likely trigger underlying risk controls and fail the application.

  • Terms & Disclaimers

    Clarified marketing Zero KYC vs legal partner compliance conflict; noted non-refundable balance clause

    Testing and Terms Comparison Risk Advisory: CasherCard's marketing homepage advertises "Zero KYC" requiring only an email to sign up, but its formal legal Terms & Conditions disclose that financial and card issuing services are provided by regulated third-party partners who legally reserve the right to mandate full KYC identity verification at any time. Furthermore, Section 8 of the legal terms explicitly specifies that card top-up funds are non-refundable and irrevocable once delivered, directly contradicting homepage claims that unused balances can be refunded, alongside a steep 5% crypto reload fee.

  • Pivot & Risk Terms

    Pivoted to OpenAI/Claude product-specific reload cards; 20%+ failure rate deactivates card without refund

    Business pivot and risk control disclosures: WildCard has retreated from general-purpose virtual cards to OpenAI/Claude product-specific reload cards, with balances restricted to designated merchants. Strict cancellation policies dictate that a transaction failure rate exceeding 20% deactivates the card without refunding the annual fee.

  • Regional Restrictions

    Clarified restricted country list: UK, Poland, Czechia, and Baltic states strictly restricted

    Scallop official compliance eligibility rules verified: despite licensed European card issuance, service is not pan-European. Restricted and prohibited jurisdictions explicitly include: the United Kingdom (UK), Poland, Czechia, and the three Baltic states (Estonia, Latvia, Lithuania); residents of restricted jurisdictions cannot pass KYC to activate virtual Visa cards, and funds topped up to the card cannot be reversed back to on-chain wallets.

  • Issuance & Account Deletion

    Issued upstream by U.S. Bank under Visa license; strictly prohibits US citizens; supports iOS self-service deletion

    DPT Card key compliance dossier verified: upstream card issuer is regulated U.S. Bank (under Visa license), with digital assets safeguarded by custodial giant BitGo. Explicitly prohibits US citizens from opening accounts (non-US citizens residing in the US are compliant and permitted). For privacy compliance, the iOS app features a full self-service deletion pathway (Homepage > Profile & Settings > Security > Manage Account), taking effect immediately upon submission.

  • Templates & Terms

    Privacy policy contains residual PST template text; card issuance fee discrepancy ($5 on website vs. $3 in docs); restricted in US, Canada, HK, etc.

    Testing uncovers critical Relopay compliance and fee details: official privacy policy retains residual template text from third-party card issuer pst.net; card issuance fee exhibits disclosure discrepancy between $5 on the website and $3 in help documentation; strictly prohibits registrations from residents of the United States, Canada, Hong Kong, Russia, Ukraine, and other regions, with non-compliant transactions subject to a 30% penalty fee.

  • BIN Verification

    Sutton Bank Mastercard Corporate Purchasing Card (BIN 537100) and Passport KYC Path Verification

    Verified card BIN 53710058 is a Mastercard Corporate Purchasing card issued by Sutton Bank (USA) under an Authorized User model, not entitled to statutory protections for individual retail consumers. Mainland Chinese users can complete identity verification with a valid Chinese passport; testing confirms overseas proxies/VPNs must be disabled during facial recognition and submission, otherwise geolocation security triggers are easily tripped.

New cards and product details

  • New listing

    Regolith catalogued: a Visa Online Payment Card and a Mastercard Travel Card, both USD

    Verified against Regolith’s own announcement. On 2026-09-22 the platform said that after a testing period two cards were open to all clients: an Online Payment Card, a Visa issued in Singapore at $100, and a Travel Card, a Mastercard issued in the United States at $150, both halved by a launch promotion running until 2026-10-01. Both are USD accounts funded with USDT over TRC20, ERC20 or BSC with a $30 minimum, and every top-up costs a $3 AML screening fee plus 3.5% or 3.9%. Neither has a monthly fee, and the announcement lists no FX markup. The platform publishes no operating entity name and no licence, states on its site that it is not a registered broker-dealer, investment adviser or crowdfunding portal, and uses Veriff for identity checks. The Russian-language card page on the same domain still sells a 2022-era EUR Mastercard at $190/year with a 3.6% top-up fee, a different generation of product; this page follows the announcement and records the conflict. Status is review because no independent review exists and neither the entity nor a licence is published.

  • Referral disclosure

    Cashi profile discloses a referral link and code, with the issuer’s own reward terms

    Added the referral link refer.cashi.com/wenhui1924, which redirected to the app download page when opened on 2026-10-24, and the invite code wenhui1924. The link carries the sponsored marker and the relationship is disclosed on /about/. Cashi’s referral page states that the invited person receives a welcome promotion and the inviter earns $5 once that person has spent $50, and a separate affiliate programme pays promoters a share of invited users’ transaction volume. The conditions and duration of any individual referral are not stated on a public page, so the profile records the published terms alongside that gap rather than presenting the $5 as a fixed reward.

  • Data Verification

    Reviewed Gokubu's secured structure and GKU cashback, added client and privacy information

    The cardholder agreement confirms this is a Visa credit card collateralised by crypto assets, issued by Rain under licence from Visa, with a limit equal to the collateral balance; cashback is paid in GKU reward tokens (Premium: 6% on the first $2,000, then 2%; Basic: 2%), and the issuer states that it has no cash value outside the Gokubu ecosystem. The only client is the Gokubu Pay App; on iOS it is listed in the US only, and Google Play covers 174 storefronts; the privacy policy adopts BitGo Holdings' Global Privacy Notice, with dedicated CCPA and GDPR sections; deletion requires emailing privacy@bitgo.com, and there is no self-service option in the app.

  • New listing

    New addition: the US Gokubu Visa cashback card

    Completed official verification for Gokubu: issued by Rain under Visa authorisation, with Gokubu a fintech company rather than a bank; Basic is free and Premium is $9.99/mo; Basic earns 2% GKU on eligible spend, and Premium earns 6% on the first $2,000 each month and 2% thereafter; international transactions cost 1%, which the issuer states adds no exchange-rate markup. The account is a secured account, with collateral held by BitGo Trust and subject to liquidation; cashback is paid in GKU tokens, which the issuer states have no cash value outside the ecosystem. Only virtual cards are issued at present, the physical card is marked "coming soon", and eligibility is limited to US residents with a Social Security number.

  • New listing

    New addition: the Mastercard virtual card from Nubank's Nu Global

    Completed official verification for Nu Global: the operating entity is Nu Global AG of Zug, Switzerland, and the official product page states it comes with a Mastercard virtual card that can be added to Google Pay and Samsung Pay; digital dollar balances earn 3.50% APY and digital euro balances 2.2% APY, and transfers cover more than 35 countries. The official site currently runs a waitlist, and neither the list of eligible countries nor any fee figures is published; the footer states that deposits are covered by a default guarantee from a Swiss bank as required by law, not by FDIC deposit insurance.

  • New listing

    New addition: the Girin Card Visa card on the XRP Ledger

    Completed official verification for Girin: the help centre publishes the full fee schedule and limits: virtual card issuance $5.89, physical card $58.9, no annual or monthly fee, FX fee 0.75%, ATM cash withdrawal 2%; eligible spend earns 1% XRP, with a monthly eligible-spend cap of $2,000 on the virtual card (up to $20) and $3,000 on the physical card (up to $30). The official homepage explicitly excludes mainland China, Iran and Indonesia; assets are self-custodial, but KYC is mandatory for all users.

  • New listing

    New addition: the Visa virtual card from the Bitunix exchange

    Completed official verification for Bitunix Card: the official FAQ states there is no crypto conversion fee, no issuance fee, and no annual or monthly maintenance fee, and that USDT is transferred from the spot or futures account to the Card Account before spending; the first phase issues virtual cards only, with the physical card in a later phase. The network fee, cross-border fee and cashback rate are unfilled placeholders on the page (the fee shows "-%", and the cashback section shows script placeholder text); the actual figures are not published by the issuer, so this profile records them as "the issuer does not publish".

  • New listing

    New addition: the stablecoin payment card from Canada's BKJ Payment

    Completed official verification for BKJ: the operating entity BKJ PAYMENT INC is registered in Canada and holds FINTRAC money services business licence C10001249; it supports USDT and USDC top-ups on Ethereum and Tron with real-time conversion, and the physical card has no annual fee and can be used for cash withdrawal on ATM networks worldwide. The card network, issuance fee, FX fee and cashback rate are all unpublished by the issuer; the 5 USD shown on the page is a sign-up bonus, not spending cashback.

  • New listing

    New addition: Roogoo's VISA/Mastercard prepaid debit card

    Completed official verification for Roogoo: the FAQ on the card page describes it as a VISA®/Mastercard® prepaid debit card that can be added to Apple Pay, Google Pay, Alipay and WeChat Pay; the issuer states there is no monthly or annual fee, and that the funds account balance accrues interest daily at about 4% annualised (deposit yield, not cashback). Two official statements conflict: the top of the card page says "0 issuance fee", while the card-opening steps in the same page's FAQ say a one-time activation fee must be paid, and this profile records both side by side. KYC appears as the third of the three card-opening steps.

  • New listing

    New addition: the BingCard crypto prepaid card, issued from Hong Kong

    Completed official verification for BingCard: the pricing page itemises a 0% transaction fee (an extra $0.5 on transactions below $50), a 1.5% cross-border processing fee, 2% each on top-up, deposit, withdrawal and exchange, and a $0 monthly maintenance fee; the virtual card is valid for 2–3 years and denominated in USD, while the physical card is valid for 3 years, denominated in HKD and shipped from Hong Kong. The "1% transaction fee" advertised on the homepage contradicts the 0% on the pricing page; the virtual card is marked KYC-free and the physical card as requiring KYC, and the footer carries a separate anti-money-laundering clause. It is not the same product as the BingX Card from the exchange BingX.

  • New listing

    New addition: Figo's USD account and Visa card

    Completed official verification for Figo: accounts can be opened in more than 50 countries (including Hong Kong, Argentina, Brazil, Egypt and Ghana), with payments in and out covering more than 100 countries; USD, EUR and NGN virtual accounts can be opened to receive funds from Payoneer, Deel and Wise, and more than 100 crypto assets are supported for deposits. The issuer states there is no monthly maintenance fee, but no specific figures are published for FX, top-up or cash withdrawal rates; the footer states it is not affiliated with Visa Inc.

  • New listing

    New addition: the xKard prepaid card from XHYPE Superwallet

    Completed official verification for xKard: all three price tiers and top-up fees are public: Essential $10/yr + 2.1%, Premium $58/yr (three years $118) + 1.8%, Whale $70/yr (three years $148) + 1.2%; orders can be placed from 203 countries and regions, every virtual and physical card supports Apple Pay and Google Pay, and KYC is handled by Verinex. The wallet is self-custodial, but the card balance is held by an independent issuer; ATM cash withdrawal is available only on the Premium and Whale tiers.

  • New listing

    New addition: Kripicard's multi-BIN USDT virtual card

    Completed official verification for Kripicard: the fee page itemises everything: issuance fee $5, top-up fee 4%, processing fee $1, monthly fee $0, authorisation fee and FX fee both 0.00%, and spending limits of $25,000 per transaction and per day and $150,000 per month; each card can choose Visa or Mastercard and a debit or credit BIN, and Apple Pay, Google Pay and Samsung Pay are supported. The issuer does not publish the issuing bank or BIN ownership; the 4% top-up fee plus a flat $1 makes small top-ups noticeably expensive.

  • New listing

    New addition: Bringin's Bitcoin debit card (v2, settles against the Bitcoin balance)

    Completed official verification for Bringin: the Pro subscription is €3.49/mo (billed annually), card spending carries a 0 fee and FX is 0%, and it includes 1 free virtual card and 1 free physical card, with free local ATM withdrawal on the physical card; the card can settle directly against the Bitcoin balance. Eligibility covers the EEA plus Iceland, Norway and Liechtenstein, and the issuer's country list also names Switzerland; the card and vIBAN require KYC. Buying and selling Bitcoin each cost 1% plus a spread of up to 0.5%; Apple Pay and Google Pay are mentioned only in user reviews on the official site, and the issuer has issued no formal statement.

  • New listing

    New addition: Agora Cards' one-time-purchase crypto prepaid card

    Completed official verification for Agora: virtual card Basic $90 (includes $10 credit), Plus $100, physical card $500, no monthly fee; the issuer lists every fee in a single table (top-up 2%, transaction $0.35 + 1.5% or $0.10 + 1.5%, FX 1.5%, physical-card ATM 2%), and gives its own combined total of 5.0% to 7.0%. The terms list cryptocurrency purchases, gambling, sports betting and fuel as prohibited uses; the page states both self-custodial and that funds are held by a licensed custody partner, the two statements conflict, and this profile records both side by side.

  • New listing

    New addition: Colombia's Plenti multi-currency card

    Completed official verification for Plenti: the issuer states there is no management fee and no commission ("Sin cuota de manejo ni comisiones"), the card can be used in more than 200 countries and at more than 100 million merchants, it can be added to Apple Pay and Google Wallet, and the account supports USD, EUR and Colombian peso balances. The page text does not name a card network, while the official card artwork is marked Visa; FX, ATM and top-up rates are not published.

  • Applications Paused

    First-time applications paused; existing cards work until 20 December 2026, then migrate to the new infrastructure

    The official help centre states that first-time applications have been paused since 22 September 2026 (replacement and lost-card reissues can still be arranged with support), with a resumption expected by the end of October 2026 that will initially issue virtual cards only; existing cards work until 20 December 2026 23:59 UTC, after which they migrate to the new Gnosis Pay infrastructure as an upgrade, with accounts and balances unaffected, though Apple Pay and Google Pay must be re-linked.

  • New listing

    Added Japan's Slash USDC-funded Visa card

    Verified Slash Card against official sources: issued by Slash Vision Japan, the homepage calls it Japan's first credit card usable with stablecoins, funded with USDC on Solana or Ethereum; 20 USDC for a virtual card and 70 USDC for a physical card (35 USDC during the launch promotion), annual fee waived in year one and 20 USDC/year from year two; the help centre separately lists a 2.2% settlement fee, a temporary 0% FX fee and a 3,000 USDC monthly spending cap. The help centre explicitly lists Apple Pay and Google Pay as not currently supported, and the card cannot withdraw cash at ATMs.

  • New listing

    Added Bank CenterCredit's #CryptoPay Mastercard from Kazakhstan

    Verified #CryptoPay against official sources: issued in its own name by the licensed Kazakhstan bank Bank CenterCredit, linked to an ATAIX Eurasia exchange wallet, and settled in tenge after selling USDT at the exchange rate at the point of sale; issuance 10,000 ₸ (Kazakhstan residents), servicing 5,000 ₸, 8-year validity, 0.5% base cashback, with Apple Pay, Google Pay and Samsung Pay supported. The official FAQ states plainly that the card is for in-store POS use only, that online payment is unavailable, and that USDT is currently the only asset accepted.

  • New listing

    Added the Rain Spend corporate Visa card, limited to U.S. teams

    Completed the Rain Spend Corporate Card verification: issued by Rain under a licence from Visa, with companies depositing stablecoin into a smart contract as collateral and spending deducted daily from that collateral. The official pricing page lists a $0/month Starter plan marked U.S. teams only, and the support documentation states FX and cross-border fees of 1% each. The official material does not mention Apple Pay or Google Pay.

  • New listing

    Added the Gate Money Visa card, a Gate and Visa collaboration

    Completed the Gate Money Visa Card verification: Gate's 2026-10-08 announcement says the card is "expected" to launch across 40+ markets, applied for and managed inside the Gate app, with no country-by-country list published. Gate Money itself launched on 2026-10-07, and the announcement text does not mention TOKEN2049.

  • New listing

    Added BenPay, BenFen's on-chain yield card

    Completed the BenPay Card verification: the help centre states the card is built on the BenFen blockchain and the card balance enters on-chain yield with one click. Three cards exist — Alpha, Sigma and Delta — with a 9.9U issuance fee, monthly fees of $0–$1 and top-up fees of 0%–1.50%; issuing a card requires KYC (ID document plus face). Ethereum, Arbitrum and others serve only as cross-chain top-up sources.

  • New listing

    Added Cardex, Fintava's crypto card for the Nigerian market

    Completed the Cardex Crypto Debit Card verification: the App Store and Google Play seller is FINTAVA TECHNOLOGY LIMITED (Abuja), and the official description says it pays in naira from a multi-currency wallet, offers virtual and physical cards and supports ATM withdrawals. The public pages list neither the card networks nor a full fee table, and the privacy policy does not mention Nigeria's NDPA.

  • New listing

    Added Wanttopay's virtual card issued through a Telegram Mini App

    Completed the Wanttopay Virtual Card verification: the official site is wanttopay.net, and registration, verification and card issuance all happen inside the Telegram Mini App. Four tiers exist — Prepaid, Easy, Smart and Pro — with issuance fees of $0–$35 and monthly fees of $0 or $6; only Smart and Pro support Apple Pay, Google Pay and in-person spending. Identity verification must be completed before a card is issued.

  • Billing & Cashback

    Supports Direct Pay and Borrow staking credit modes; ETHFI cashback subject to 7-day mandatory lockup

    Official Cash card establishes two debit modes: Direct Pay (direct liquidation of eligible wallet crypto assets or stablecoins) and Borrow Mode (borrowing credit lines collateralized by staked yield-bearing assets, spending without selling crypto). Cashback is settled uniformly in ETHFI tokens and subject to a 7-day mandatory lockup from transaction settlement; upon unlock, account balances reaching $5 equivalent may be withdrawn or converted.

  • LatAm Expansion

    Official expansion to Argentina & Latin America: ARS/USD spending with up to 13% yield in Debit Mode

    Official compliance eligibility updated: beyond the core EEA, UK, and Swiss European markets, card issuance has formally expanded into Argentina and select Latin American markets, supporting dual-currency spending in local Pesos (ARS) and US Dollars (USD), with up to 13% APY on idle crypto balances in Debit Mode.

  • VIP Card Launch

    Telegram Mini-App launches 85 USDT VIP ATM virtual card with daily $750 cash withdrawal limit

    WooCard's official Telegram Mini-App officially launches the VIP USD + ATM virtual Visa card with an 85 USDT issuance fee; beyond Standard tier online spending capabilities, it supports contactless ATM cash withdrawals up to $750 USD equivalent daily via Apple Pay / Google Pay at NFC-enabled ATMs globally; physical cards and bulk bundles are offered concurrently.

  • Retail Inactive

    Retail consumer card issuance confirmed inactive/unavailable; platform pivoted to merchant B2B payment orchestration

    Issuance status audit confirmation: Although early press releases announced a consumer Visa Platinum card, October 2026 audits confirm that retail consumer card issuance is inactive/unavailable, with no consumer signup portal, issuing bank, or mobile app. The official site trustxpay.com operates exclusively as a merchant B2B payment orchestration provider.

  • Issuance Upgrade

    Upgraded to Moorwand-issued Tap Mastercard supporting multi-fiat EUR/GBP and crypto spending

    Official issuing infrastructure and product completely upgraded: Departing from the legacy single-euro card, Tap has officially rolled out the new Tap Mastercard debit card issued by Moorwand Ltd (UK FCA-licensed EMI & Mastercard Principal Member). The card bridges dual EUR and GBP fiat rails alongside dozens of mainstream digital assets, enabling seamless multi-currency instant crypto-to-fiat spending for verified UK and EEA residents.

  • New listing

    Added Invity's Bitcoin-rewards Visa card from SatoshiLabs, the company behind Trezor

    Completed the Invity Card verification: issued by Invity under SatoshiLabs, supervised by the Czech National Bank (ČNB) and operating under MiCA, for residents of Czechia, Germany, Austria, France and the wider EEA; no monthly fee, no transaction fee in the euro area, up to 1.5% BTC cashback plus Bitcoin Round-up, with Apple Pay and Google Pay officially planned for Q1 2027.

  • New listing

    Added CodeCoin's post-quantum encrypted Visa card licensed in the AIFC

    Completed the CodeCoin Visa Card verification: launched by licensed digital asset institution CodeCoin, which holds an Astana International Financial Centre (AIFC) licence; virtual and physical cards, no monthly account fee, 0 friction on CUSD top-ups and settlement, up to 8% spend cashback accrued by asset allocation and staking tier, with Apple Pay and Google Pay supported.

  • New listing

    Added the OKX Credit Card, a US revolving credit card issued with WebBank

    Completed the OKX Credit Card verification: issued by OKX with Utah-chartered industrial bank WebBank for residents of supported US states and currently at waitlist stage; $0 annual fee, 2%–10% USDG stablecoin cashback, yield on idle USDG held in OKX Pay, and a different product from the OKX Mastercard debit card issued in Europe.

  • New listing

    Added the Geegpay USD virtual Visa card from Raenest

    Completed the Geegpay USD Virtual Card verification: launched by cross-border finance platform Raenest for freelancers and remote workers across Africa, Latin America, Southeast Asia and major offshore markets; one-time $3 issuance, no monthly fee, $0.70 per-transaction processing fee, about 2% on non-US merchant cross-border spend, up to $20,000 daily spending limit, with native Apple Pay and Google Pay.

  • New listing

    Added Grey Finance's USD virtual Visa and Mastercard dual-network card

    Completed the Grey Virtual Card verification: launched by Grey Finance with both Visa and Mastercard virtual cards; issuance about $4 on Mastercard and $5 on Visa, no monthly fee, 0% transaction fee on same-currency USD spend, about 2% on non-USD cross-border spend, USDC deposits on-chain supported, and native Apple Pay on the Visa card.

  • New listing

    Added the Lemon Cash Visa international prepaid card from Argentina

    Completed the Lemon Card Visa Prepaga verification: issued by Argentine crypto wallet Lemon Cash, with more than 2 million active cardholders across Argentina and Latin America; no issuance, monthly maintenance or annual fee, 0% transaction fee on local spending, up to 2% instant BTC cashback, with Apple Pay and Lemon Earn yield supported.

  • New listing

    Added the Ripio Visa international prepaid card from the veteran Latin American exchange

    Completed the Ripio Card Argentina verification: issued by Ripio with Visa for Argentina, Brazil and other Latin American markets; no issuance, delivery, monthly maintenance or annual fee, no fee on local-currency spending, 2%–3% cashback on crypto spending with the payout currency (USDT, BTC or ETH) chosen in the app, and Ripio Earn yield supported.

  • Fees & Limits

    Virtual card 0.53% USDC top-up fee and $50,000 daily spend limit verified

    Verified Kite Card current fee schedule: virtual Visa card incurs 0.53% top-up fee (settled via USDC), daily/transaction spend limit up to $50,000 USD, supporting Apple Pay and international SaaS subscriptions. Physical card and ATM features are currently in development.

  • Discontinued Archive

    Added the TruBit Mastercard shutdown archive

    Completed the TruBit Mastercard verification: the cashback programme ended on 2024-09-30, the Mexican TruBit Card stopped service on 2025-05-31 and the Argentine card followed on 2025-12-31; remaining balances were returned to wallet accounts, and the official help centre still hosts the shutdown and asset-return notices.

  • New listing

    Added Scallop Card, a virtual Visa card operated from Sri Lanka

    Completed the Scallop Card verification: operated by Scallop Pvt Limited, with the in-app virtual Visa card live and the physical card still in preparation; virtual issuance $0–$2, a $15 minimum top-up that is non-refundable, and the UK, Poland, Czechia, Estonia and Romania among the restricted countries.

  • New listing

    Added DPT Card, a virtual Visa card custodied by BitGo and cleared by U.S. Bank

    Completed the DPT Card verification: launched by DPT Pay under a Hong Kong licensed trust and corporate services provider, with assets custodied by BitGo and issued through U.S. Bank on the Visa network; the Oxygen tier costs $10 to issue with no monthly fee, top-ups about 1%–1.5%, and US citizens, US taxpayers and sanctioned jurisdictions are strictly excluded.

  • New listing

    Added Relopay Card, a Telegram-bot virtual card with instant issuance

    Completed the Relopay Card verification: USDT top-ups and instant issuance run through the @RelopayBot Telegram bot and Mini-App; issuance about $3–$5, top-up fee about 1.5%–2%, cross-border FX about 2%, no base monthly fee, Apple Pay and 3DS supported, and residents of the US, Canada and Hong Kong are strictly excluded.

  • New listing

    Added the Tap Global Mastercard debit card from the AQSE-listed London platform

    Completed the Tap Global Card verification: issued by Tap Global with FCA-authorised EMI and Mastercard principal member Moorwand across the UK and EEA; no issuance fee for virtual or physical cards, 1%–1.5% FX fee, and 1.5%–8% spend cashback tiered by XTP staking level.

  • New listing

    Added Spend by Mercuryo, a pan-European non-custodial Web3 debit card

    Completed the Spend by Mercuryo verification: issued by Mercuryo with Mastercard and Polish licensed institution Quicko, connecting directly to self-custody wallets such as Ledger Live and MetaMask; virtual card issuance €1.60, monthly maintenance €1.00, and 0% FX markup on euro-area spending.

  • New listing

    Added the WisdomTree Prime RWA yield-bearing Visa debit card issued with Stride Bank

    Completed the WisdomTree Prime Visa Debit Card verification: issued by WisdomTree with FDIC-member Stride Bank for residents of 45+ US states; no monthly or annual fee, and balances automatically invest in the WTGXX tokenized government money market fund at roughly 4.5%–5% APY until spent.

  • New listing

    Added CrossFi Card, a CrossFi Chain-native Visa debit card

    Completed the CrossFi Card verification: issued by Cross Finance on its own CrossFi Chain, supporting non-custodial wallet balances with smart-contract liquidation at the point of sale; no monthly or issuance fee, about 2% POS fee, and up to 5% XFI token cashback tiered by staking level.

  • New listing

    Added the Gemini Credit Card issued with WebBank on Mastercard World Elite

    Completed the Gemini Credit Card verification: issued by Gemini with Utah-chartered industrial bank WebBank and Mastercard for residents of all 50 US states; no annual fee and 0% foreign transaction fee, with 4% back on gas and EV charging, 3% on dining, 2% on groceries and 1% elsewhere, paid in real time in BTC, ETH, SOL and other crypto.

  • New listing

    Added Plutus Card, a UK non-custodial rewards debit card

    Completed the Plutus Card verification: issued by Plutus with FCA-authorised e-money institution Modulr FS across the UK and EEA; physical card £9.99, monthly plans Starter (free), Everyday (£6.99) and Premium (£19.99), with 3%–9% PLU cashback and a monthly self-selected merchant Perk rebate.

  • New listing

    Added Buenbit Card, a Latin American stablecoin Mastercard prepaid card

    Completed the Buenbit Card verification: issued by Buenbit with Pomelo as a Mastercard prepaid card for residents of Argentina and Peru; no monthly, issuance or annual fee, 0% conversion fee on stablecoin spending, and up to 2% cashback paid in BTC and other crypto.

  • New listing

    Added CoinJar Card, a Mastercard prepaid card from Australia's longest-running exchange

    Completed the CoinJar Card verification: issued by CoinJar with EML Payment Solutions for residents of Australia and the UK; no monthly, issuance or annual fee, the 1% spend fee is returned in full as CoinJar Reward Points, and non-local FX transactions carry a 2.99% fee.

  • New listing

    Added BitStore Card, an international virtual card from Bit.Store and Alchemy Pay

    Completed the BitStore Card verification: launched by Bit.Store with Alchemy Pay, offering a lightweight verification tier with email or wallet login; promotional $0 issuance (some premium BINs $2–$5), no monthly fee, about 2.5% crypto top-up fee and about 1.5% FX on non-base-currency cross-border spend.

  • New listing

    Added Young Platform Card, an Italian Visa debit card with a SEPA EUR account

    Completed the Young Platform Card verification: issued by Young Platform with Modulr FS for residents of Italy and the EEA, with a personal SEPA EUR IBAN; no monthly or issuance fee, 0% fee on euro-area spending, about 1.5% FX outside the euro, and up to 3.6% YNG token cashback by Club tier.

  • New listing

    Added Bitnob's USD virtual Visa card for African markets

    Completed the Bitnob Card verification: a USD virtual Visa debit card from Bitnob for Nigeria, Ghana, Kenya, Rwanda and other African markets; no monthly fee, about $2–$3 issuance, about 1%–2% top-up fee, low-cost funding over the Bitcoin Lightning Network, and 0% transaction fee on USD spend.

  • New listing

    Added Venga Card, a crypto Mastercard debit card from the Spanish-licensed VASP

    Completed the Venga Card verification: launched by Venga, a virtual asset service provider registered with the Bank of Spain, for residents of Spain and the EU; currently on a waitlist, no monthly or annual fee, 0% transaction fee in the euro area, Apple Pay and Google Pay supported, and the issuance fee not yet published.

  • New listing

    Added CoinMENA Visa Card, a planned GCC payment card

    Completed the CoinMENA Visa Card verification: planned by CoinMENA with Visa and issuing partner Infinios Financial Services for residents of Bahrain, the UAE, Saudi Arabia and the other GCC states; currently at waitlist stage, 0% FX on GCC currencies, about 1.5%–2% on other international currencies, with final terms subject to the launch agreement.

  • New listing

    Added Zypto Card, a non-custodial Visa and Mastercard dual-network card

    Completed the Zypto Card verification: launched by the Zypto App on a non-custodial architecture, offering virtual and physical cards on both Visa and Mastercard; virtual issuance about $3–$5, top-up fee about 1.5%–2%, 0% transaction fee on base-currency spending, with Apple Pay and Google Pay supported.

  • New listing

    Added a profile for the VALR × Visa card programme

    Completed the VALR Visa Card verification: VALR announced a strategic partnership with Visa in October 2023 and holds one of South Africa's first FSCA CASP licences, but as of October 2026 the card has not launched publicly; issuance fees, FX spreads and maintenance fees are all unpublished, so the page records it as a planned product.

Rates and fees

  • Tier details

    Moto now sells only the Full membership ($2,500/year or $250/month); Lite is unavailable

    This record previously listed Lite and Full as two tiers on sale, following the terms document. The site and its signup popup now list only Full: $2,500 a year or $250 a month, two free months on annual billing, a 15-day trial for new members, the first physical card included and $250 for an extra or replacement card. The terms document (updated 2026-09-11) still defines a Lite tier at $50 a month or $500 a year, $250 for the physical card and up to 2.2% on foreign transactions, but neither the site nor the App Store listing offers it any more. The two conflict and the company has not explained it, so the record says Lite cannot currently be bought rather than deleting the Lite terms.

  • Published prices withdrawn

    Venga’s no-monthly-fee and 0% euro-area claims withdrawn: fees are announced at launch

    This record previously treated no monthly fee, a 0% euro-area transaction fee and a non-euro Mastercard FX fee as settled terms. The official page is now marked Coming Soon and states that "The final fees and terms for the Venga Card will be announced at the launch"; on rewards it says "Cashback and other rewards are among the features we're exploring", with no rate or benefit published. All three fee figures had no basis on the page and have been withdrawn in favour of "announced at launch". The waitlist only queues you for early access; the page promises no cashback.

  • Fee correction

    CoinMENA’s 1.5%–2% FX fee withdrawn: the card page says zero fees

    This record previously said international spending in non-Gulf currencies cost about 1.5%–2%. The official card page now says "Your card is totally FREE" and "ZERO fees", states that CoinMENA charges no admin or processing fee, and warns only that third-party fees may apply. It lists no FX or cross-border rate and does not separate Gulf-currency from other spending. The 1.5%–2% figure has no basis on that page and has been removed; no specific FX number will be recorded until the launch terms are published.

  • Fees published

    Corrected Bitunix's regional coverage and fees: about 90 regions unavailable, fees now published

    Previously recorded as "the issuer has not published it" on the basis of blank values shown on the card page. The same site's fee notes and FAQ actually set out all the figures: issuance fee, monthly fee, annual fee and crypto conversion fee all 0, FX markup 1.5%, USD cross-border transactions charged an extra 0.5%, transactions below $10 are charged $0.3 each (the first three per person per month are free), $1 per month after 12 consecutive months of non-use; cashback 1% to 8%, paid out after settlement in USDT. The regions are not "global" either: about 90 regions are unavailable, including mainland China, Hong Kong, Macau, the US, Canada, Brazil, Singapore, the UAE, France, India, Turkey, Ukraine, Russia, Indonesia and Malaysia. The cardholder agreement states that issuance is arranged by Blue Rock Management Pte. Ltd. through partners, and that it is governed by the laws of Ontario, Canada. The fee table on the card page itself still has cells showing "-%".

  • Fees published

    Corrected BKJ's card network and issuance fee: four card types by BIN, virtual card $10, physical card $100

    We previously recorded that "the card networks, issuance fee and FX fee are all not published by the issuer"; in fact they are all in the help centre: Singapore Visa virtual card (449924), US Mastercard (537100), Hong Kong Visa (493875), Singapore physical Visa (493724), which fall under different card networks and issuing locations by BIN. Virtual card issuance $10, physical card $100, with no monthly or annual fee; spending in non-card currencies costs 1% to 1.5%, and Singapore cards carry an extra 1% transaction fee. The card page itself indeed only says "zero annual fee", which is why the first check saw only that line. One discrepancy is also noted: using the card and sending remittances both require KYC, yet both app stores declare "no data collected".

  • Fee correction

    Added BingCard's 2% top-up fee and 2% exchange fee, and recorded the two versions of the issuance and monthly fees

    Previously only the 0% transaction fee, 1.5% cross-border and $0 monthly maintenance fee were recorded, missing the 2% top-up, 2% deposit, 2% withdrawal and 2% exchange fees, plus 3% on chargebacks. The issuance fee and monthly fee also disagree between the pricing page and the FAQ: the pricing page says $25 for the virtual card and $168 for the physical card, while the FAQ says $20 and $25–$40; the monthly fee is $0 in one place and $1 in another. There is no store app; the client is the pure web app my.bingcard.com; the privacy policy is a reused template that still contains Russian placeholders and lists no data subject rights or retention period.

  • Fee correction

    Added Kripicard's 4% top-up fee and $1 processing fee, corrected the BIN and KYC records

    The fee page lists issuance $5, top-up 4%, a $1 processing fee per transaction, and monthly fee and FX fee 0.00%; previously only the issuance and FX items were recorded. Card number ranges are assigned automatically by the system at issuance, so you cannot choose Visa or Mastercard; opening a card requires identity verification, which is inconsistent with the privacy policy's statement of "no cookies, KYT only". The terms themselves record that in February 2026 a partner bank temporarily locked some users' balances, and Kripicard says it has voluntarily begun refunds. The client is a web-only dashboard, and the official website says the iOS/Android apps are "coming soon".

  • Record correction

    Non-USD spending abroad is 1% FX + 1% ABROAD, up to 2% combined

    The official card page lists two fees together under "FX AND PURCHASES OUTSIDE THE US". The record carried only the 1% FX fee and dropped the 1% abroad charge on the same page, which understated the cost of a non-USD purchase made abroad by half.

  • Record correction

    FX fee corrected: a flat 1.5% at every tier, not a tier-dependent add-on

    The official fee page states that the FX cost on non-USD purchases is 1.5% at every tier and on both card programmes (1% to Rain or Wirex, 0.5% to Solid), already built into the rate applied; the 1% / 0.5% / 0% attached to Core, Prime and Ultra are bank-deposit and swap rates. The record had merged the two tables into one, which overstated the point-of-sale cost at the lower tiers.

  • Record correction

    Small-transaction threshold corrected from 1 USD to 5 USD

    The help centre's current wording defines a small transaction as 5 USD or less, with the first one each month free per person and each one after that costing 0.2 USDT. The help centre's change log still carries the earlier ≤1U / 0.5U wording; this correction follows the current text.

  • Record correction

    Essential's foreign transaction fee is 1.50%, not 1.50 US dollars

    The official comparison table gives Essential's foreign transaction fee as 1.50% and Elite's as 0%. The itemised facts already used a percentage; only the fee field had recorded a flat amount.

  • Record correction

    A retail fee schedule does exist: the issuer agreement lists $0 monthly, up to 2% per purchase, 0% international

    Lead Bank's cardholder agreement states a $0.00 monthly fee, up to 2% on each purchase, 0% on transactions with merchants outside the United States and a $2,000 per-transaction limit. The record said no verifiable public retail fee schedule had been found because only Roqqu's own site was checked, not the issuing bank's agreement pages.

  • Record correction

    Added the three one-time issuance fees and separated live Apple Pay from Google Pay still in development

    The site lists Platinum at $9.99, Signature at $19.99 and Infinite at $49.99, with monthly spending caps of $20,000 / $50,000 / $100,000; Apple Pay can already be added to Apple Wallet from the card screen, while Google Pay is still in development. The previous record said only that card tiers carried a one-time fee, without figures, and did not record mobile-wallet support at all.

  • Record correction

    Three issuance tiers at $50 / $45 / $85, with a 4.5% + $1 top-up

    The official FAQ splits it by card: the Visa USA card costs 50 USD to issue, the AI card 45 USD and the Premium ATM card 85 USDT; the first two charge 4.5% + 1 USD to top up and $0.25 + 0.4% per transaction, while the Premium tier charges 4.5% to top up and $0.30 per successful transaction. The roughly $25 issuance fee, 3% top-up and 0.1%–0.3% conversion fee in the previous record appear nowhere on the official pages.

  • Record correction

    The physical card is free to issue; the €9.99 is international delivery

    The official card page lists the issuing fee as Free, with card delivery at €5.99 in Romania and €9.99 internationally. The record had recorded the €9.99 as a physical-card issuance fee, which turned a delivery cost into an issuance cost.

  • Record correction

    Activation costs $5 and returns it as a $5 Spending Credit — a zero net cost, not a free card

    The help centre states that activation costs $5 and returns it immediately as a $5 Spending Credit, and that $5 must already be in the cash balance beforehand; the monthly and inactivity fees are zero and non-USD transactions cost 1%. Describing "charged then refunded" as "no issuance fee" hides the $5 that has to be paid first.

  • Record correction

    Added the four annual-fee tiers; cashback runs 0.5%–2% by tier, not a flat 2%

    The site lists annual fees by tier — Basic free, Silver $99, Gold $249, Platinum $999 — with Credit-mode cashback of 0.5% / 1% / 1.5% / 2% respectively. The record carried only "up to 2% USDC cashback" and "no monthly account fee", with no annual fees and no indication that the 2% applies to the top tier alone.

  • Record correction

    Issuance fee 10 → 9 USDT, top-up changed to 2.8% + a flat 1 USDT

    The official pricing page now lists the standard virtual card at 9 USDT and the VIP USD + ATM virtual card at 85 USDT, with a 2.8% top-up fee and a possible additional flat 1 USDT. The page has also withdrawn the per-transaction, daily and monthly spending limits it used to publish, describing them instead as provider-set load limits, so the three old limit figures no longer hold.

  • Record correction

    Fee field corrected from about 1.5% to 1.8%

    The help centre, the product page and the card's own itemised facts all give 1.8% on non-USD purchases; only the fee field still said 1.5%. Only the field was changed — the itemised facts were already right.

  • Record correction

    Oxygen and Obsidian are two card products, and the site publishes no issuance fee

    The site presents Oxygen as Visa Platinum and Obsidian as Visa Infinite (invite-only), noting that top spenders are upgraded automatically; it publishes no issuance fee, monthly fee or top-up rate. The "$10 issuance fee on the Oxygen tier" in the previous record has no counterpart on the pages now served, so the record now defers to the quote in the app and the card agreement.

  • Record correction

    Starter is no longer free: £/€6.99 on promotion, with Everyday up to 9.99

    The official plans page sets the three monthly fees at Starter £/€6.99, Everyday £/€9.99 and Premium £/€19.99, all marked with a promotional discount; a separate free-virtual-card entry with a 14-day trial is not the Starter plan.

  • Record correction

    Basic carries a €4 monthly fee, and the 1.5% cashback is tied to 30 November 2026

    The official page ties the 1.5% to qualifying before 30 November 2026, with tiers earning 0% or 1% afterwards; the same page lists a €4 monthly fee on Basic, with Regular and above free of it. "No monthly fee plus lifetime 1.5%" holds only for the tiers that qualify.

  • Record correction

    Issuance is a single $5 virtual Visa card; the $4 Mastercard option is gone

    The site now lists only the Grey virtual Visa card, at a one-time $5 issuance fee with no monthly fee, requiring at least $5 in the account or the equivalent in another currency. The dual-network choice and the $4 / $5 pricing in the previous record are no longer on the page.

  • Terms added

    Adds the 5% foreign-currency charge and the R$500 monthly cashback cap

    Clause 13.10 of the official terms states that on foreign-currency purchases the partner adds a 5% charge to the transaction amount, and clause 13.6.3 caps cashback at R$500 per month; the fee field had only recorded the marketing page and missed both. The terms do not state in so many words that the cardholder bears the 5%, so the page describes it as stated.

  • Fee correction

    The physical card costs a flat $100, not a region-dependent shipping fee

    The official help centre lists $100 for a first physical card and $100 for a replacement, with $0 issuance and annual fee for the virtual card; 2% ATM withdrawals are physical-card only and the virtual card cannot withdraw cash. The fee field previously said physical-card shipping varied by region, understating the real cost.

  • WeChat Pay & Alipay

    WeChat/Alipay waive 3% platform fee on foreign cards up to 200 RMB; Pro tier earns 3% USDs via Apple Pay

    Domestic clearing rules verified: WeChat Pay and Alipay waive their 3% international-card fee on foreign cards for transactions of ≤200 RMB and charge 3% on the full amount above that — a policy of the two platforms applying to all foreign cards, not a RedotPay fee or exemption; RedotPay still charges its ~1.2% FX fee. Separately, the RedotPay Pro tier ($12.90/month or $129/year) earns 3% USDs on eligible Apple Pay and Google Pay purchases, capped at 18 USDs per month.

  • FX & Tiers

    2026-10-01 FX policy: monthly free allowances with 2.0% excess fee; Level Up system live

    Official 2026-10-01 fee schedule verified: monthly tier-based fee-free foreign transaction allowances with 2.0% excess FX surcharge; account inactivity fee updated to £6 / €6; legacy CRO fixed lockup replaced by the dynamic Level Up rewards tiering system.

  • Fees & Limits

    Base chain USDC deposit fee 0.53%; daily spending limit up to $50,000 USD

    Kite Card virtual Visa card fee and limit schedule verified: depositing USDC via Base network incurs a competitive 0.53% fee, single-transaction and daily spending limits are increased to $50,000 USD, supporting Apple Pay contactless payments and seamless recurring billing for mainstream global AI SaaS tools.

  • Domestic Spending (China)

    WeChat Pay & Alipay fee waived for transactions ≤200 RMB; 3% international card surcharge applies over 200 RMB

    Verify real domestic spending friction: When linking to WeChat Pay and Alipay, transactions ≤200 RMB incur 0% platform foreign card fees (only RedotPay's ~1.2% FX conversion friction); for transactions exceeding 200 RMB, WeChat/Alipay charges the buyer an additional 3% international card fee, pushing overall transaction friction to 4.2%+. Splitting large transactions or scanning WeChat merchant QR codes is recommended. Note: RedotPay Pro members receive 3% cashback on Apple/Google Pay up to 18 USDs/month; PayPal/Stripe commercial receipts incur a 3% fee (minimum $1).

  • Official Rates

    Standard virtual card 10 USDT fee, VIP ATM card & physical card packs verified

    Telegram Mini-App official fee schedule verified: standard USD virtual card issuance fee 10 USDT (includes non-refundable 5 USD initial balance), 10 USD minimum top-up, 0.5 USD + 3.2% top-up fee, $30,000 per-transaction limit, $200,000 daily limit, $1,000,000 monthly limit, 0.3 USD authorization fee, 36 months validity. VIP USD + ATM virtual card issuance fee 85 USDT, supporting up to $750 daily ATM withdrawal and Apple/Google Pay. USD physical Visa cards and 5/10/20 card packs with global shipping are also offered.

Cashback and benefits

  • Published prices withdrawn

    CodeCoin’s 8% cashback withdrawn; network corrected to JCB and UnionPay

    This record previously claimed up to 8% cashback and listed Visa as the network. The official homepage says only "Available on JCB and UnionPay", never mentions Visa or Mastercard, and publishes no cashback rate — only that transaction costs stay below 1% in core scenarios. Both the 8% cashback and the Visa network conflict with the official site and have been corrected to what it says; cashback is now recorded as awaiting published reward terms. The "visa" in the card id is a historical naming from when it was catalogued and is left alone so existing links keep working.

  • Record correction

    Pro and VIP cashback bands completed out to $8,000 and $20,000

    The official pricing page bands Pro at 4.5% on the first $8,000, 2% from $8,000 to $10,000, 1% from $10,000 to $12,000 and 0.5% above $12,000, and VIP at 5% on the first $20,000, 2% from $20,000 to $30,000, 1% from $30,000 to $40,000 and 0.5% above $40,000. The card's itemised facts already carried the full ladders; only the summary rewards field was still stuck at $5,000 and $10,000.

  • Conflicting sources

    The cashback page shows three tier tables, with the older ones neither removed nor marked as expired

    One page carries the CIS and similar markets table (0.5%–2%, capped at $20), the other-markets table (1%–3%, capped at $50) and the unified three-tier table dated 2026-06-01 (1.5% / 2% / 3%, capped at $100). More than four months after that date the older tables are still there, so this site adopts none of them and records only the conflict. Cashback has been paid into the Spot account since 29 September 2026.

  • Record correction

    GNO cashback programme ended on 31 January 2026

    The official help centre states the programme ended on 31 January 2026, with purchases made before 23:59 that day still earning 1%–4% by staked tier plus the 1% OG NFT bonus; afterwards the GNO that locked in a tier is no longer tied up, and the extra OG NFT cashback ended with the programme. The summary rewards field still read "ecosystem rewards" as a current benefit, so this entry adds the end date.

  • Record correction

    The 4% cap is $300 of spending per month, not $200 of rewards per year

    The official page limits the 4% to the first $300 of eligible spending each month, with anything beyond that earning 1% for the rest of the month and the cap resetting the following month. The record said "up to $200 of rewards per year", mistaking a spending cap for a reward cap — wrong in both unit and period.

  • Rewards & Compliance

    Established daily Avalanche C-Chain AVAX cashback; explicitly prohibits UK/EEA/US residents

    Ethena Pay establishes cashback rules: cashback is settled and distributed daily in AVAX tokens on Avalanche C-Chain; Standard tier earns 4% on first $2,500 spend, Pro tier 4.5% on first $8,000, and VIP tier 5% on first $20,000; purchases under $10 earn no cashback. Compliance and eligibility rules explicitly updated: strictly prohibits citizens or residents of the United Kingdom (UK), European Economic Area (EEA), and United States (US); non-compliant IPs and proofs of address cannot pass KYC.

  • Cashback Policy Update

    Cashback strictly limited to crypto-funded spending; subscription rebates now paid in points

    Official 2026-10-05 cashback policy verified in depth: Rewards Points and cashback apply only to transactions funded from crypto balances (USDT/BTC/ETH, etc.); fiat-funded spending (EUR/USD/BRL, etc.) earns 0% cashback and 0 points, with eligibility set by merchant settlement time. 100% subscription rebates (ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView, etc.) are paid in points (500 points per $1) from 2026-10-05 to non-VIP users at Tier 3 and above and to all VIP users, capped by each tier’s monthly points limit — they are not free subscriptions.

  • Cashback Paused

    Official confirmation: debit card cashback rewards officially paused across all tokens, fiat & subscriptions

    Official policy status re-verification: hi help center and membership terms explicitly disclose "We are revamping our rewards program and suspending all Debit card rewards until further notice", with all spending cashback and subscription subsidies frozen; meanwhile, card product pages remain 404. Users should not pay membership fees under the expectation of card cashback.

  • Rewards & Borrowing

    ETHFI rewards subject to 7-day mandatory lock-up; Direct Pay & Borrow modes standardized

    Testing confirms Cash card operates under two spending modes: Direct Pay (direct crypto balance debit) and Borrow Mode (collateral-backed borrowing incurring interest). Cashback is denominated in ETHFI tokens with a mandatory 7-day lock-up post-settlement, withdrawable once balance reaches $5. Clearing is powered upstream by MoonPay and Banco Popular de Puerto Rico / Rain.

  • Cashback Details

    Established Avalanche C-Chain AVAX reward tiers and daily settlement mechanism

    Ethena Spend Card debits USDe / sUSDe balances, paying cashback in AVAX tokens daily on Avalanche C-Chain: Standard tier 4% on first $2,500 (1% thereafter); Pro 4.5% on first $5,000; VIP 5% on first $10,000. Purchases below $1 earn no cashback; cardholders should note AVAX token volatility.

  • Cashback Rules

    Cashback strictly limited to crypto-funded spending; fiat spending earns 0% and 0 points

    Official 2026-10-05 cashback rules verified: Rewards Points and cashback apply only to transactions funded from crypto balances (USDT/BTC/ETH, etc.); fiat-funded spending (EUR/USD/BRL, etc.) earns 0% cashback and 0 points, with eligibility set by merchant settlement time. 100% subscription rebates (ChatGPT, Claude, Netflix, etc.) pay 500 points per $1, available to non-VIP users at Tier 3 and above and all VIP users, subject to each tier’s monthly points cap.

Features and infrastructure

  • Record correction

    Official announcement rules out both Apple Pay and Google Pay

    The launch announcement reads "Naira payments, Apple Pay, and Google Pay are not currently supported". The mobile-wallet status had been marked as not stated by the provider; it now reads unsupported, on the provider's own wording.